Technology / Software - ApplicationUpdated 2026-05-10 22:07 UTC

CHYM stock hub

Chime Financial, Inc. has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

NASDAQ

Market data

Live price

Current market quote for this ticker.

Current price

CHYM

In the news

Latest news · CHYM

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Fetching the latest headlines.

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Fetching the latest headlines.

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E44.2

P25 12.5P50 22.3P75 38.6

Trailing P/En/a

P25 16.3P50 33.5P75 65.6

ROE-80

P25 -30.7P50 1.5P75 14.4

ROIC-27.5

P25 -18.6P50 1.9P75 13.7

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All CHYM market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

203

Groups with data

Currency

USD

Showing 203 of 203 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Cik	0001795586
Company name	Chime Financial, Inc.
Country	United States
Country code	US
Cusip	16935C109
Employees	1,519
Enterprise value	$6B
Exchange	NASDAQ
Financial currency	USD
First seen	2026-05-09
Industry	Software - Application
IPO Date	2025-06-12
Isin	US16935C1099
Last refreshed	2026-05-10
Market cap	$7B
Market cap category	Mid-Cap
Price	$18.43
Price currency	USD
Rev Per Employee	1,524,300.86x
Sector	Technology
Sic	6199
Symbol	CHYM
Website	https://www.chime.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	-13.62%
EV Sales Forward	2.14x
EV/FCF	42.78x
EV/Sales	2.61x
FCF yield	2.01%
Forward P/E	44.22x
P/B ratio	4.89x
P/S ratio	3.03x
PS Forward	2.49x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT Margin	-25.19%
EBITDA Margin	-24.76%
FCF margin	6.09%
Gross margin	88.35%
Gross Profit	$2B
Gross Profit Growth	29.51%
Gross Profit Growth Q	26.62%
Net Income	$-956.5M
Net Income Growth Q	313.14%
Net Income Growth Years	0%
Pretax Margin	-41.88%
Profit Margin	-41.87%
Profit Per Employee	$-629,677
ROA	-21.53
ROCE	-36.31
ROE	-80
ROIC	-27.53

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS Growth Years	0
Revenue Growth	28.63x
Revenue Growth Q	24.8x
Revenue Growth Quarters	5x
Revenue Growth Years	3x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	$1.37
Assets	$2B
Cash	$1.1B
Current Assets	$1.7B
Current Liabilities	$344.1M
Debt	$132.7M
Debt Equity	$0.09
Debt FCF	$0.94
Equity	$1.4B
Liabilities	$508.9M
Long Term Assets	$206.1M
Long Term Liabilities	$164.8M
Net Cash	$984.4M
Net Cash By Market Cap	$14.02
Net Cash Growth	48.46%
Net Debt Equity	$-0.68
Net Debt FCF	$-6.98
Tangible Book Value	$1.4B
Tangible Book Value Per Share	$3.7

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	5.07
Net Working Capital	$295.2M
Quick ratio	4.1
Working Capital	$1.4B
Working Capital Turnover	$1.99

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	-382.96%
Dividend Yield	0%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
200-day SMA	23.17
50-day SMA	20.96
50-day SMA vs 200-day SMA	50under200
All Time High	44.94
All Time High Change	-59%
All Time High Date	2025-06-12
All Time Low	16.17
All Time Low Change	13.95%
All Time Low Date	2025-11-03
ATR	1.23
Beta1y	2.08
Ch YTD	-26.8
High	19.11
High52	44.94
High52 Date	2025-06-12
High52ch	-59%
Low	18.2
Low52	16.17
Low52 Date	2025-11-03
Low52ch	13.95%
Ma50ch	-12.09%
Premarket Change Percent	0.11
Premarket Price	$19.03
Premarket Volume	32,036
Price vs 200-day SMA	-20.46%
RSI	35.72
RSI Monthly	0
RSI Weekly	40.52
Sharpe ratio	-0.91x
Sortino ratio	-1.14
Total Return	-382.96%
Tr YTD	-26.8
Tr1m	-3.69%
Tr1w	-17.15%
Tr3m	-15.4%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Analyst Count	19
Analyst Count Top	5
Analyst Price Target Top	$34
Analyst Ratings	Buy
Analyst Ratings Top	Strong Buy
Earnings EPS Estimate	$0.03
Earnings Revenue Estimate	635,669,080x
Earnings Revenue Estimate Growth	22.54x
Operating Income	$-583.3M
Operating Income Growth Q	14.19
Operating margin	-25.19
Price target	$32.11
Price Target Change	$74.27
Price Target Change Top	$84.53

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	217,095,192%
Float Percent	56.98%
Shares Insiders	10.24%
Shares Institutions	56.09%
Shares Out	381,019,139
Shares Qo Q	6.55%
Shares Yo Y	382.96%
Short Float	6.29%
Short Ratio	2.77
Short Shares	3.58

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	$-981.8M
Average Volume	5,111,402.15x
Bv Per Share	3.77
CAPEX	$-24.9M
Ch1m	-3.69
Ch1w	-17.15
Ch3m	-15.4
Ch6m	-9.41
Change	-3.08%
Change From Open	-3.18
Close	19.01
Days Gap	0.11
Depreciation Amortization	10,007,000
Dollar Volume	139,491,713.6
Earnings Date	2026-05-06
Earnings Time	amc
EBIT	$-583.3M
EBITDA	$-573.3M
EPS	$-3.04
F Score	4
FCF	$141.1M
FCF EV Yield	2.34x
FCF Per Share	$0.37
Financing CF	294,437,000
Fiscal Year End	December
Founded	2,012
Goodwill	27,492,000
Income Tax	$-266,000
Investing CF	-169,084,000
Ipr	-31.76
Iprfo	-57.15
Is Primary Listing	1
Is Spac	No
Last Earnings Date	2026-05-06
Last Report Date	2026-03-31
Last Split Type	Never
Last10k Filing Date	2026-03-06
Ma150	21.87
Ma150ch	-15.74%
Ma20	22.12
Ma20ch	-16.71%
Net CF	291,363,000
Next Earnings Date	2026-08-06
Open	19.03
Optionable	Yes
P FCF Ratio	49.76
P OCF Ratio	42.29
Position In Range	24.73
Post Close	18.43
Postmarket Change Percent	0.3
Postmarket Price	$18.48
Ppne	175,714,000
Pre Close	19.01
Price Date	2026-05-08
Ptbv Ratio	4.97
Relative Volume	1.48x
Revenue	2,315,413,000x
SBC By Revenue	48.49x
Share Based Comp	1,122,854,000
Tax By Revenue	-0.01x
Tr6m	-9.41%
Us State	California
Volume	7,570,785
Z Score	9.49

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

Does CHYM pay a dividend?

Capital-return profile for this ticker.

Ownership

Who owns CHYM?

Insider, institutional, and short-interest positioning.

Institutional ownership

+56.1%

Float: +57.0% of shares outstanding

Insider ownership

+10.2%

Stake held by company insiders. Higher generally signals alignment.

Negative means the company is buying back shares.

Technical

CHYM momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

35.7

Neutral momentum band

Price vs 200-day MA

-20.5%

50/200-day relationship not available

Beta (5Y)

n/a

Sensitivity to the broader market

Sharpe ratio

-0.91

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About CHYM

Hub-level FAQ points readers to the deeper analysis pages.

What is the current CHYM stock rating?

Chime Financial, Inc. is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full CHYM analysis?

The full report lives at /stocks/CHYM/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for CHYM?

The latest report frames CHYM around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the CHYM page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.