Financials / Insurance - Property & CasualtyUpdated 2026-05-10 22:07 UTC

TSX/IFC stock hub

TSX/IFC has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

45.1B

Toronto Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

TSX/IFC

In the news

Latest news · TSX/IFC

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E14.2

P25 10.2P50 13.2P75 16.3

Trailing P/E13.6

P25 7.1P50 14.3P75 20.2

ROE17.2

P25 -36.6P50 -7.1P75 10.5

ROIC15.1

P25 -21.8P50 -4.6P75 9.1

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All TSX/IFC market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

232

Groups with data

Currency

CAD

Showing 232 of 232 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Canada
Country code	CA
Employees	32,000
Employees Change	1,000%
Employees Change Percent	3.23
Enterprise value	CAD 49.5B
Exchange	Toronto Stock Exchange
Financial currency	CAD
First seen	2026-05-10
Industry	Insurance - Property & Casualty
Isin	CA45823T1066
Last refreshed	2026-05-10
Market cap	CAD 45.1B
Price	CAD 255
Price currency	CAD
Rev Per Employee	823,500x
Sector	Financials
Sic	6331
Symbol	tsx/IFC
Website	https://www.intactfc.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	7.43%
EV Earnings	14.77x
EV/EBIT	9.74x
EV/EBITDA	8.44x
EV/FCF	13.32x
EV/Sales	1.88x
FCF yield	8.24%
Forward P/E	14.19x
P/B ratio	2.12x
P/E ratio	13.58x
P/S ratio	1.71x
PE Ratio10 Y	20.89x
PE Ratio3 Y	22.76x
PE Ratio5 Y	19.59x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT Margin	19.27%
EBITDA Margin	22.25%
FCF margin	14.09%
Gross margin	18.93%
Gross Profit	CAD 5B
Net Income	CAD 3.3B
Net Income Growth	49.61%
Net Income Growth Q	11.24%
Net Income Growth Quarters	10%
Net Income Growth Years	2%
Net Income Growth3 Y	13.85%
Net Income Growth5 Y	18.45%
Pretax Margin	16.77%
Profit Margin	13.06%
Profit Per Employee	CAD 104,625
Profitable Years	23
ROA	5.14
Roa5y	3.58
ROCE	14.52
ROE	17.19
Roe5y	13.9
ROIC	15.12
Roic5y	11.84

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	13.89%
Cagr15y	14.07%
Cagr1y	-15.84%
Cagr20y	10.24%
Cagr3y	10.68%
Cagr5y	11.38%
Div CAGR10	9.69%
Div CAGR3	10.06%
Div CAGR5	11.02%
EPS Growth	51.83
EPS Growth Q	11.65
EPS Growth Quarters	10
EPS Growth Years	2
EPS Growth3 Y	13.24
EPS Growth5 Y	13.35
FCF Growth	13.37%
FCF Growth Q	-44.38%
FCF Growth3 Y	20.38%
FCF Growth5 Y	8.47%
OCF Growth	14.64%
OCF Growth Q	-26.3%
OCF Growth10 Y	16.5%
OCF Growth3 Y	18.2%
OCF Growth5 Y	9.78%
Revenue Growth	5.78x
Revenue Growth Q	4.54x
Revenue Growth Quarters	2x
Revenue Growth Years	17x
Revenue Growth3 Y	4.46x
Revenue Growth5 Y	15.71x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	CAD 0.43
Assets	CAD 62.9B
Cash	CAD 3.4B
Debt	CAD 5B
Debt EBITDA	CAD 0.85
Debt Equity	CAD 0.23
Debt FCF	CAD 1.34
Equity	CAD 21.3B
Interest Coverage	22.67
Liabilities	CAD 41.6B
Net Cash	CAD -2.9B
Net Cash By Market Cap	CAD -6.47
Net Debt EBITDA	CAD 0.5
Net Debt Equity	CAD 0.14
Net Debt FCF	CAD 0.79
Tangible Book Value	CAD 10B
Tangible Book Value Per Share	CAD 56.29
WACC	5.63

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	0.35
Net Working Capital	CAD -20.1B
Quick ratio	0.16
Working Capital	CAD -18.1B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	0.25%
Dividend Growth	10.24%
Dividend Growth Years	21%
Dividend per share	CAD 5.88
Dividend Years	22
Dividend Yield	2.31%
Ex Div Date	2026-06-16
Last Dividend	CAD 1.47
Payout Frequency	Quarterly
Payout Ratio	30.89%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	267.16%
1Y total return	-15.83%
200-day SMA	268.6
3Y total return	35.6%
50-day SMA	254.8
50-day SMA vs 200-day SMA	50under200
5Y total return	71.4%
All Time High	317.4
All Time High Change	-19.65%
All Time High Date	2025-07-02
All Time Low	26.03
All Time Low Change	879.64%
All Time Low Date	2008-11-20
ATR	5.14
Beta	0.29
Beta1y	0.47
Beta2y	0.46
Ch YTD	-10.75
High	257.3
High52	317.4
High52 Date	2025-07-02
High52ch	-19.65%
Low	251.5
Low52	242.9
Low52 Date	2026-04-02
Low52ch	4.99%
Ma50ch	0.08%
Price vs 200-day SMA	-5.07%
RSI	48.33
RSI Monthly	48.79
RSI Weekly	44.53
Sharpe ratio	-0.97x
Sortino ratio	-1.01
Total Return	2.56%
Tr YTD	-10.25
Tr15y	620.37%
Tr1m	2.83%
Tr1w	-2.55%
Tr3m	-1.67%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	CAD 5.1B
Operating margin	19.27

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	175,946,679%
Net Borrowing	-616,000,000
Shares Insiders	0.48%
Shares Institutions	52.04%
Shares Out	176,788,893
Shares Qo Q	-0.45%
Shares Yo Y	-0.25%
Short Float	0.58%
Short Shares	0.58

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	CAD 3.6B
Average Volume	366,628.05x
Bv Per Share	111.9
CAPEX	CAD -522M
Ch10y	191.4
Ch15y	401.9
Ch1m	2.83
Ch1w	-2.55
Ch1y	-17.46
Ch20y	322.1
Ch3m	-2.23
Ch3y	27.58
Ch5y	54.6
Ch6m	-8.98
Change	0.87%
Change From Open	1.37
Close	252.8
Days Gap	-0.49
Dollar Volume	84,743,895
Earnings Date	2026-05-05
EBIT	CAD 5.1B
EBITDA	CAD 5.9B
EPS	CAD 18.78
F Score	7
FCF	CAD 3.7B
FCF EV Yield	7.51x
FCF Per Share	CAD 21.01
Financing CF	-1,818,000,000
Fiscal Year End	December
Founded	1,809
Goodwill	4,950,000,000
Graham Number	217.42285
Graham Upside	-14.74
Income Tax	CAD 977M
Investing CF	-1,423,000,000
Is Primary Listing	1
Last Earnings Date	2026-05-05
Last Report Date	2026-03-31
Lynch Fair Value	CAD 347
Lynch Upside	35.89
Ma150	265.4
Ma150ch	-3.92%
Ma20	257.8
Ma20ch	-1.07%
Net CF	1,005,000,000
Open	251.6
P FCF Ratio	12.14
P OCF Ratio	10.64
Payment Date	2026-06-30
Position In Range	60.07
Ppne	914,000,000
Price Date	2026-05-08
Price EBITDA	CAD 7.69
Ptbv Ratio	4.52
Relative Volume	0.91x
Revenue	26,352,000,000x
SBC By Revenue	0.6x
Share Based Comp	158,000,000
Tax By Revenue	3.71x
Tax Rate	22.11%
Tr20y	602.51%
Tr6m	-8.03%
Volume	332,329

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

TSX/IFC dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+2.3%

$5.88 annual per share

Payout ratio

+30.9%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+11.0%

21 consecutive years of growth

Total shareholder yield

+2.6%

Next ex-dividend date: 2026-06-16

Performance

TSX/IFC stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns TSX/IFC?

Insider, institutional, and short-interest positioning.

Institutional ownership

+52.0%

Share of float held by funds and institutions

Insider ownership

+0.5%

Stake held by company insiders. Higher generally signals alignment.

Short interest

+0.6%

Float sold short by bearish positioning

Y/Y dilution

-0.3%

Negative means the company is buying back shares.

Technical

TSX/IFC momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

48.3

Neutral momentum band

Price vs 200-day MA

-5.1%

50/200-day relationship not available

Beta (5Y)

0.29

Less volatile than the market

Sharpe ratio

-0.97

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About TSX/IFC

Hub-level FAQ points readers to the deeper analysis pages.

What is the current tsx/IFC stock rating?

tsx/IFC is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full tsx/IFC analysis?

The full report lives at /stocks/tsx/IFC/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for tsx/IFC?

The latest report frames tsx/IFC around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the tsx/IFC page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.