Is a complete TSX/IFC research report available?

No complete published report is available for tsx/IFC (TSX/IFC) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

tsx/IFC stock profile: metrics, valuation and analysis

Market cap	45.4B
Revenue (ttm)	26.6B
Net income (ttm)	3.2B
EPS (ttm)	CA$18.0
Shares out	176.3M
P/E (trailing)	14.3x
P/E (forward)	14.4x
Dividend	CA$5.88 (2.28%)
Volume	424,912
Beta	0.28

All TSX/IFC indicators

Market & fundamental data

Available fields

244

Groups with data

Currency

CAD

Showing 244 of 244 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Canada
Country code	CA
Employees	32,000
Employees Change	1,000%
Employees Change Percent	3.23
Enterprise value	CAD 50B
Exchange	Toronto Stock Exchange
Financial currency	CAD
First seen	2026-05-10
Industry	Insurance - Property & Casualty
Isin	CA45823T1066
Last refreshed	2026-09-13
Market cap	CAD 45.4B
Price	CAD 258
Price currency	CAD
Rev Per Employee	830,812.5x
Sector	Financials
Sector PE	17.78
Sector PE Fwd	14.99
Sic	6331
Symbol	tsx/IFC
Website	https://www.intactfc.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	7.04%
EV Earnings	15.62x
EV/EBIT	10.61x
EV/EBITDA	9.17x
EV/FCF	13.87x
EV/Sales	1.88x
FCF yield	7.93%
Forward P/E	14.36x
P/B ratio	2.09x
P/E ratio	14.32x
P/S ratio	1.71x
PE Ratio10 Y	20.75x
PE Ratio3 Y	21.77x
PE Ratio5 Y	19.55x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT Margin	17.71%
EBITDA Margin	20.5%
FCF margin	13.55%
Gross margin	17.92%
Gross Profit	CAD 4.8B
Net Income	CAD 3.2B
Net Income Growth	36.29%
Net Income Growth Q	-16.96%
Net Income Growth Qo Q	-5.74%
Net Income Growth Years	2%
Net Income Growth3 Y	35.71%
Net Income Growth5 Y	12.95%
Pretax Margin	15.88%
Profit Margin	12.39%
Profit Per Employee	CAD 99,969
Profitable Quarters	CAD 67
Profitable Years	23
ROA	4.7
Roa5y	3.58
ROCE	13.18
ROE	16.09
Roe5y	13.9
ROIC	13.88
Roic5y	11.84

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	13.13%
Cagr15y	13.67%
Cagr1y	-5.17%
Cagr20y	10.61%
Cagr3y	12.29%
Cagr5y	10.36%
Div CAGR10	9.72%
Div CAGR3	10.11%
Div CAGR5	11.57%
EPS Growth	38.03
EPS Growth Q	-17.02
EPS Growth Qo Q	-5.34
EPS Growth Years	2
EPS Growth3 Y	35.09
EPS Growth5 Y	8.55
FCF Growth	2.65%
FCF Growth Q	-10.54%
FCF Growth Qo Q	246.32%
FCF Growth3 Y	20.6%
FCF Growth5 Y	10.08%
OCF Growth	7.27%
OCF Growth Q	-5.1%
OCF Growth Qo Q	153.52%
OCF Growth10 Y	16.29%
OCF Growth3 Y	18.77%
OCF Growth5 Y	11.35%
Revenue Growth	5.3x
Revenue Growth Q	3.68x
Revenue Growth Qo Q	0.5x
Revenue Growth Quarters	3x
Revenue Growth Years	17x
Revenue Growth3 Y	5.82x
Revenue Growth5 Y	14.61x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	CAD 0.42
Assets	CAD 64.3B
Cash	CAD 3.3B
Debt	CAD 5B
Debt EBITDA	CAD 0.92
Debt Equity	CAD 0.23
Debt FCF	CAD 1.39
Equity	CAD 21.7B
Interest Coverage	21.31
Liabilities	CAD 42.6B
Net Cash	CAD -3.1B
Net Cash By Market Cap	CAD -6.8
Net Debt EBITDA	CAD 0.57
Net Debt Equity	CAD 0.14
Net Debt FCF	CAD 0.86
Tangible Book Value	CAD 10.3B
Tangible Book Value Per Share	CAD 58.38
WACC	5.56

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	0.34
Net Working Capital	CAD -20.2B
Quick ratio	0.15
Working Capital	CAD -18.8B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	0.5%
Dividend Growth	10.38%
Dividend Growth Years	20%
Dividend per share	CAD 5.88
Dividend Years	22
Dividend Yield	2.28%
Ex Div Date	2026-09-15
Last Dividend	CAD 1.47
Payout Frequency	Quarterly
Payout Ratio	33.03%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	243.36%
1Y total return	-5.16%
200-day SMA	269.8
3Y total return	41.61%
50-day SMA	279.9
50-day SMA vs 200-day SMA	50over200
5Y total return	63.65%
All Time High	317.4
All Time High Change	-18.85%
All Time High Date	2025-07-02
All Time Low	26.03
All Time Low Change	889.32%
All Time Low Date	2008-11-20
ATR	5.58
Beta	0.28
Beta1y	0.47
Beta2y	0.47
Ch YTD	-9.87
High	258.4
High52	305.5
High52 Date	2026-07-28
High52ch	-15.71%
Low	254.6
Low52	242.9
Low52 Date	2026-04-02
Low52ch	6.03%
Ma50ch	-7.98%
Price vs 200-day SMA	-4.57%
RSI	31.86
RSI Monthly	48.27
RSI Weekly	40.49
Sharpe ratio	-0.33x
Sharpe Ratio3y	0.5x
Sharpe Ratio5y	0.42x
Sortino ratio	-0.19
Sortino Ratio3y	1.03
Sortino Ratio5y	0.92
Total Return	2.79%
Tr YTD	-8.87
Tr15y	583.51%
Tr1m	-6.8%
Tr1w	-3.21%
Tr3m	-8.27%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	175,540,750%
Net Borrowing	-584,000,000
Shares Insiders	0.46%
Shares Institutions	49.22%
Shares Out	176,349,221
Shares Qo Q	-0.39%
Shares Yo Y	-0.5%
Short Float	0.58%
Short Shares	0.58

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	CAD 3.4B
Adjusted OCF	4,016,000,000
Average Volume	506,866.5x
Bv Per Share	114.8
CAPEX	CAD -575M
Ch10y	172.9
Ch15y	376.9
Ch1m	-6.8
Ch1w	-3.21
Ch1y	-7.1
Ch20y	351
Ch3m	-8.76
Ch3y	33.26
Ch5y	47.55
Ch6m	1.25
Change	0.25%
Change From Open	-0.33
Close	256.9
Days Gap	0.59
Dollar Volume	109,423,338.2
Earnings Date	2026-11-04
EBIT	CAD 4.7B
EBITDA	CAD 5.5B
EPS	CAD 17.99
F Score	5
FCF	CAD 3.6B
FCF EV Yield	7.21x
FCF Per Share	CAD 20.43
Financing CF	-1,951,000,000
Fiscal Year End	December
Founded	1,809
Goodwill	5,015,000,000
Graham Number	224.18923
Graham Upside	-12.94
Income Tax	CAD 927M
Investing CF	-1,654,000,000
Is Primary Listing	1
Last Earnings Date	2026-07-29
Last Report Date	2026-06-30
Lynch Fair Value	CAD 235
Lynch Upside	-8.77
Ma150	268.6
Ma150ch	-4.11%
Ma20	265.1
Ma20ch	-2.86%
Net CF	626,000,000
Next Earnings Date	2026-11-04
Open	258.4
P FCF Ratio	12.6
P FCF Ratio SBC	13.2
P OCF Ratio	10.87
P OCF Ratio SBC	11.31
Payment Date	2026-09-29
Position In Range	77.19
Ppne	915,000,000
Price Date	2026-09-11
Price EBITDA	CAD 8.33
Ptbv Ratio	4.41
Relative Volume	0.84x
Revenue	26,586,000,000x
SBC By Revenue	0.61x
Share Based Comp	162,000,000
Tax By Revenue	3.49x
Tax Rate	21.96%
Tr20y	651.25%
Tr6m	2.38%
Volume	424,912

TSX/IFC (TSX/IFC)

Price

Financial snapshot

Fair-value bridge

Latest news · TSX/IFC

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All TSX/IFC indicators

Profile and market data

Valuation

Profitability

Growth

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Other indicators

Deeper analysis on TSX/IFC

Frequently asked questions