Is a complete TSXV/EPF research report available?

No complete published report is available for tsxv/EPF (TSXV/EPF) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

TSXV/EPF (TSXV/EPF)

TSX Venture Exchange: TSXV/EPF · CAD

CA$0.39

-0.04 (-10.3%)· Recorded snapshot

Market cap	56.6M
Revenue (ttm)	84.9M
Net income (ttm)	-4.2M
EPS (ttm)	-CA$0.04
Shares out	130.1M
Volume	7,300
Beta	0.42

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 84.9M
Net income (ttm): -4.2M
EPS (ttm): -CA$0.04
Market cap: 56.6M

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

All TSXV/EPF indicators

Market & fundamental data

Available fields

172

Groups with data

Currency

CAD

Showing 172 of 172 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Canada
Country code	CA
Enterprise value	CAD 74.4M
Exchange	TSX Venture Exchange
Financial currency	CAD
First seen	2026-05-10
Industry	Credit Services
Last refreshed	2026-09-11
Market cap	CAD 56.6M
Price	CAD 0.39
Price currency	CAD
Sector	Financials
Sector PE	17.63
Sector PE Fwd	14.86
Sic	6141
Symbol	tsxv/EPF
Website	https://everydaypeoplefinancial.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	-7.46%
EV/EBITDA	59.93x
EV/Sales	0.88x
FCF yield	-2.86%
P/B ratio	4.27x
P/S ratio	0.67x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT Margin	-2.52%
EBITDA Margin	0.47%
Gross margin	64.88%
Gross Profit	CAD 55.1M
Gross Profit Growth	52.54%
Gross Profit Growth Q	15.91%
Gross Profit Growth3 Y	55.52%
Gross Profit Growth5 Y	65.61%
Net Income	CAD -4.2M
Net Income Growth Q	-98.48%
Pretax Margin	-3.59%
Profit Margin	-4.97%
ROA	-1.94
ROCE	-8.33
ROE	-20.97
ROIC	-6.96

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr1y	-40.43%
Cagr3y	9.64%
EPS Growth Q	-98.53
Revenue Growth	43.03x
Revenue Growth Q	19.59x
Revenue Growth Qo Q	3.36x
Revenue Growth3 Y	45.69x
Revenue Growth5 Y	34.99x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	CAD 1.23
Assets	CAD 64.5M
Cash	CAD 513,000
Current Assets	CAD 33.5M
Current Liabilities	CAD 38.8M
Debt	CAD 18.4M
Debt EBITDA	CAD 14.78
Debt Equity	CAD 1.39
Debt FCF	CAD -11.32
Equity	CAD 13.3M
Interest Coverage	-1.92
Liabilities	CAD 51.2M
Long Term Assets	CAD 31M
Long Term Liabilities	CAD 12.4M
Net Cash	CAD -17.8M
Net Cash By Market Cap	CAD -31.52
Net Debt EBITDA	CAD 44.94
Net Debt Equity	CAD 1.35
Tangible Book Value	CAD -12.9M
Tangible Book Value Per Share	CAD -0.1
WACC	6.13

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	0.86
Net Working Capital	CAD 3.4M
Quick ratio	0.36
Working Capital	CAD -5.4M
Working Capital Turnover	CAD -18.09

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	-6.79%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
1Y total return	-40.41%
200-day SMA	0.56
3Y total return	31.82%
50-day SMA	0.53
50-day SMA vs 200-day SMA	50under200
All Time High	1.05
All Time High Change	-58.57%
All Time High Date	2025-01-30
All Time Low	0.2
All Time Low Change	117.5%
All Time Low Date	2022-09-23
ATR	0.03
Beta	0.42
Beta1y	-0.28
Beta2y	0.42
Ch YTD	-27.5
High	0.42
High52	0.79
High52 Date	2026-04-29
High52ch	-50.63%
Low	0.39
Low52	0.36
Low52 Date	2026-03-09
Low52ch	8.33%
Ma50ch	-17.19%
Price vs 200-day SMA	-21.78%
RSI	43.32
RSI Monthly	43.62
RSI Weekly	39.45
Sharpe ratio	-0.51x
Sharpe Ratio3y	0.43x
Sortino ratio	-0.65
Sortino Ratio3y	0.74
Total Return	-6.79%
Tr YTD	-27.5
Tr1m	-5.43%
Tr1w	3.57%
Tr3m	-25%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	88,826,365%
Net Borrowing	-1,557,000
Shares Insiders	11.26%
Shares Institutions	1.42%
Shares Out	130,106,636
Shares Qo Q	0.47%
Shares Yo Y	6.79%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	CAD -2.6M
Adjusted OCF	-2,165,000
Average Volume	35,722.1x
Bv Per Share	0.1
CAPEX	CAD -423,000
Ch1m	-5.43
Ch1w	3.57
Ch1y	-40.41
Ch3m	-25
Ch3y	31.82
Ch6m	6.1
Change	-10.34%
Change From Open	-7.14
Close	0.44
Days Gap	-3.45
Depreciation Amortization	2,535,000
Dollar Volume	2,847
Earnings Date	2026-11-13
EBIT	CAD -2.1M
EBITDA	CAD 397,000
EPS	CAD -0.04
F Score	4
FCF	CAD -1.6M
FCF EV Yield	-2.18x
FCF Per Share	CAD -0.01
Financing CF	-1,557,000
Fiscal Year End	December
Founded	1,988
Goodwill	13,099,000
Income Tax	CAD 31,000
Investing CF	-961,000
Is Primary Listing	1
Last Earnings Date	2026-02-17
Last Report Date	2026-06-30
Ma150	0.53
Ma150ch	-17.83%
Ma20	0.45
Ma20ch	-2.75%
Net CF	-2,501,000
Next Earnings Date	2026-11-13
Open	0.42
Position In Range	0
Ppne	4,859,000
Price Date	2026-09-10
Price EBITDA	CAD 143
Relative Volume	0.2x
Revenue	84,907,000x
SBC By Revenue	1.14x
Share Based Comp	967,000
Tax By Revenue	0.04x
Tr6m	6.1%
Volume	7,300
Z Score	0.52

TSXV/EPF (TSXV/EPF)

Price

Financial snapshot

Fair-value bridge

Latest news · TSXV/EPF

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All TSXV/EPF indicators

Profile and market data

Valuation

Profitability

Growth

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Other indicators

Deeper analysis on TSXV/EPF

Frequently asked questions