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ETR/CFZ (ETR/CFZ)

Deutsche Börse Xetra: ETR/CFZ · EUR

€141

+2.00 (+1.4%)· Recorded snapshot

Market cap	8.7B
Revenue (ttm)	2B
Net income (ttm)	586M
EPS (ttm)	€9.26
P/E (trailing)	14.9x
P/E (forward)	14.3x
Dividend	€3.48 (2.47%)
Volume	0

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 2B
Net income (ttm): 586M
EPS (ttm): €9.26
P/E (trailing): 14.9x
P/E (forward): 14.3x
Market cap: 8.7B

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

All ETR/CFZ indicators

Market & fundamental data

Available fields

165

Groups with data

Currency

USD

Showing 165 of 165 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	United States
Country code	DE
Employees	6,008
Employees Change	154%
Employees Change Percent	2.63
Exchange	Deutsche Börse Xetra
Financial currency	USD
First seen	2026-07-12
Industry	Commercial Banks
Last refreshed	2026-09-09
Market cap	EUR 8.7B
Price	EUR 141
Price currency	EUR
Rev Per Employee	329,908.12x
Sic	6020
Symbol	etr/CFZ
Website	https://www.frostbank.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	6.7%
FCF yield	5.42%
Forward P/E	14.29x
P/B ratio	2.16x
P/E ratio	14.92x
P/S ratio	4.41x
PE Ratio10 Y	14.92x
PE Ratio3 Y	13.03x
PE Ratio5 Y	14.28x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
FCF margin	24.33%
Gross Profit	EUR 2B
Net Income	EUR 586M
Net Income Growth	12.21%
Net Income Growth Q	9.59%
Net Income Growth Qo Q	0.71%
Net Income Growth3 Y	-0.87%
Net Income Growth5 Y	10.33%
Pretax Margin	35.9%
Profit Margin	30.19%
Profit Per Employee	EUR 97,530
ROA	1.3
Roa5y	1.12
ROE	15.5
Roe5y	14.7

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Div CAGR10	10.08%
Div CAGR3	59.64%
Div CAGR5	32.4%
EPS Growth	13.83
EPS Growth Q	12.82
EPS Growth Qo Q	1.76
EPS Growth3 Y	-0.29
EPS Growth5 Y	10.28
FCF Growth	529.71%
FCF Growth3 Y	-2.88%
FCF Growth5 Y	-1.85%
OCF Growth	232.86%
OCF Growth Q	-62.39%
OCF Growth Qo Q	-77.69%
OCF Growth10 Y	4.61%
OCF Growth3 Y	-1.4%
OCF Growth5 Y	1.56%
Revenue Growth	8.88x
Revenue Growth Q	6.09x
Revenue Growth Qo Q	-0.33x
Revenue Growth3 Y	5.45x
Revenue Growth5 Y	11.58x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	EUR 47.2B
Cash	EUR 5.8B
Debt	EUR 4.8B
Debt FCF	EUR 10.23
Equity	EUR 4B
Liabilities	EUR 43.1B
Net Cash	EUR 948.6M
Net Cash By Market Cap	EUR 10.85
Net Cash Growth	-50.53%
Net Debt Equity	EUR -0.23
Net Debt FCF	EUR -2
Tangible Book Value	EUR 3.9B
Tangible Book Value Per Share	EUR 63.06

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	EUR -36.3B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	1.46%
Dividend Growth	306.85%
Dividend Growth Years	1%
Dividend per share	EUR 3.48
Dividend Years	2
Dividend Yield	2.47%
Ex Div Date	2026-08-31
Last Dividend	EUR 0.89
Payout Frequency	Quarterly
Payout Ratio	38.65%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
50-day SMA	139.4
All Time High	148
All Time High Change	-4.73%
All Time High Date	2026-07-29
All Time Low	117
All Time Low Change	20.51%
All Time Low Date	2026-06-04
ATR	1.66
High	141
High52	148
High52 Date	2026-08-04
High52ch	-4.73%
Low	141
Low52	117
Low52 Date	2026-06-04
Low52ch	20.51%
Ma50ch	1.13%
RSI	44.29
RSI Monthly	0
RSI Weekly	0
Sharpe ratio	3.04x
Sortino ratio	4.95
Total Return	3.93%
Tr1m	-1.45%
Tr1w	0.64%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	61,277,179%
Net Borrowing	402,552,502.3
Shares Insiders	1.32%
Shares Institutions	92.57%
Shares Qo Q	-1.02%
Shares Yo Y	-1.46%
Short Ratio	5.51

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	EUR 450.8M
Adjusted OCF	606,721,197
Average Volume	0.15x
Bv Per Share	63.06
CAPEX	EUR -155.9M
Ch1m	-2.08
Change	1.44%
Change From Open	0
Close	139
Days Gap	1.44
Earnings Date	2026-10-29
EPS	EUR 9.26
F Score	4
FCF	EUR 473.9M
Financing CF	1,349,569,926
Fiscal Year End	December
Founded	1,868
Graham Number	117.79559
Graham Upside	-16.46
Income Tax	EUR 113.1M
Investing CF	-2,547,397,844
Is Primary Listing	0
Last Earnings Date	2026-07-30
Last Report Date	2026-06-30
Lynch Fair Value	EUR 97.63
Lynch Upside	-30.76
Ma20	143.8
Ma20ch	-1.91%
Net CF	-567,976,043
Next Earnings Date	2026-10-29
Open	141
P FCF Ratio	18.45
P FCF Ratio SBC	19.39
P OCF Ratio	13.88
P OCF Ratio SBC	14.41
Payment Date	2026-09-15
Ppne	1,178,522,662.1
Price Date	2026-09-08
Ptbv Ratio	2.23
Relative Volume	20x
Revenue	1,982,087,965x
SBC By Revenue	1.17x
Share Based Comp	23,130,678
Tax By Revenue	5.71x
Tax Rate	15.9%
Volume	0

ETR/CFZ (ETR/CFZ)

Price

Financial snapshot

Fair-value bridge

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Valuation

Profitability

Trading

Next earnings

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Profile and market data

Valuation

Profitability

Growth

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Other indicators

Deeper analysis on ETR/CFZ

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