Is a complete ETR/GLJ research report available?

No complete published report is available for etr/GLJ (ETR/GLJ) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

etr/GLJ stock profile: metrics, valuation and analysis

Market cap	533.7M
Revenue (ttm)	694.7M
Net income (ttm)	59.6M
EPS (ttm)	€1.35
Shares out	44.2M
P/E (trailing)	9.0x
P/E (forward)	8.1x
Dividend	€0.42 (3.65%)
Volume	205,522
Beta	1.37

All ETR/GLJ indicators

Market & fundamental data

Available fields

211

Groups with data

Currency

EUR

Showing 211 of 211 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Germany
Country code	DE
Employees	2,500
Employees Change	100%
Employees Change Percent	4.17
Exchange	Deutsche Börse Xetra
Financial currency	EUR
First seen	2026-05-10
Industry	Credit Services
Isin	DE000A161N30
Last refreshed	2026-09-06
Market cap	EUR 533.7M
Price	EUR 12.08
Price currency	EUR
Rev Per Employee	277,897.6x
Sector	Financials
Sector PE	13.47
Sector PE Fwd	12.42
Sic	6172
Symbol	etr/GLJ
Website	https://www.grenke.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	11.17%
FCF yield	-69.43%
Forward P/E	8.13x
P/B ratio	0.38x
P/E ratio	8.95x
P/S ratio	0.77x
PE Ratio10 Y	20.58x
PE Ratio3 Y	12.15x
PE Ratio5 Y	12.88x
PEG ratio	0.51x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Gross margin	83.12%
Gross Profit	EUR 577.5M
Net Income	EUR 59.6M
Net Income Growth	30.94%
Net Income Growth Q	1.96%
Net Income Growth Qo Q	987.14%
Net Income Growth Quarters	4%
Net Income Growth Years	0%
Net Income Growth3 Y	-10.16%
Net Income Growth5 Y	-5.62%
Pretax Margin	15%
Profit Margin	10.48%
Profit Per Employee	EUR 23,846
Profitable Quarters	EUR 70
Profitable Years	22
ROA	0.86
Roa5y	1.14
ROE	5.52
Roe5y	6.23
ROIC	1.33
Roic5y	1.5

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	-13%
Cagr15y	1.26%
Cagr1y	-23.76%
Cagr20y	0.21%
Cagr3y	-17.64%
Cagr5y	-18.53%
Div CAGR10	11.61%
Div CAGR3	-2.27%
Div CAGR5	10.07%
EPS Growth	37.64
EPS Growth Q	1.96
EPS Growth Qo Q	987.2
EPS Growth Quarters	4
EPS Growth Years	0
EPS Growth3 Y	-8.62
EPS Growth5 Y	-4.66
Revenue Growth	12.54x
Revenue Growth Q	11.69x
Revenue Growth Qo Q	6.43x
Revenue Growth Quarters	16x
Revenue Growth Years	4x
Revenue Growth3 Y	11.27x
Revenue Growth5 Y	5.82x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	EUR 0.08
Assets	EUR 9.2B
Cash	EUR 471.8M
Debt	EUR 5.1B
Debt Equity	EUR 3.57
Debt FCF	EUR -13.66
Equity	EUR 1.4B
Liabilities	EUR 7.8B
Net Cash	EUR -4.6B
Net Cash By Market Cap	EUR -860
Net Debt Equity	EUR 3.24
Tangible Book Value	EUR 1.2B
Tangible Book Value Per Share	EUR 27.03
WACC	1.12

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	2.13
Quick ratio	2.01
Working Capital	EUR 4.6B
Working Capital Turnover	EUR 0.16

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	0.66%
Dividend Growth	5%
Dividend Growth Years	0%
Dividend per share	EUR 0.42
Dividend Years	24
Dividend Yield	3.65%
Ex Div Date	2026-04-27
Last Dividend	EUR 0.42
Payout Frequency	Annual
Payout Ratio	50.15%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	-75.15%
1Y total return	-23.74%
200-day SMA	13.28
3Y total return	-44.13%
50-day SMA	11.73
50-day SMA vs 200-day SMA	50under200
5Y total return	-64.1%
All Time High	107.3
All Time High Change	-88.74%
All Time High Date	2018-09-21
All Time Low	2.72
All Time Low Change	344.61%
All Time Low Date	2002-10-09
ATR	0.31
Beta	1.37
Beta1y	0.88
Beta2y	1.08
Ch YTD	-22.76
High	12.14
High52	18.1
High52 Date	2025-09-23
High52ch	-33.26%
Low	11.88
Low52	10.9
Low52 Date	2026-08-17
Low52ch	10.83%
Ma50ch	2.98%
Price vs 200-day SMA	-9.02%
RSI	61.23
RSI Monthly	37.21
RSI Weekly	45.17
Sharpe ratio	-0.9x
Sharpe Ratio3y	-0.42x
Sharpe Ratio5y	-0.41x
Sortino ratio	-1.06
Sortino Ratio3y	-0.42
Sortino Ratio5y	-0.43
Total Return	4.31%
Tr YTD	-20.23
Tr15y	20.57%
Tr1m	0.33%
Tr1w	3.78%
Tr3m	-2.89%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	23,676,083%
Net Borrowing	-30,711,000
Shares Insiders	43.22%
Shares Institutions	19.63%
Shares Out	44,177,878
Shares Qo Q	0%
Shares Yo Y	-0.66%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Average Volume	145,761.8x
Bv Per Share	30.49
CAPEX	EUR -16.4M
Ch10y	-78.89
Ch15y	-2.99
Ch1m	0.33
Ch1w	3.78
Ch1y	-26.16
Ch20y	-24.13
Ch3m	-2.89
Ch3y	-48.6
Ch5y	-68.11
Ch6m	-13.09
Change	1.85%
Change From Open	1.68
Close	11.86
Days Gap	0.17
Depreciation Amortization	20,288,000
Dollar Volume	2,482,705.8
Earnings Date	2026-08-13
EPS	EUR 1.35
F Score	4
FCF	EUR -370.6M
FCF Per Share	EUR -8.39
Financing CF	-67,219,000
Fiscal Year End	December
Founded	1,978
Goodwill	115,401,000
Graham Number	30.42833
Graham Upside	151.9
Income Tax	EUR 26M
Investing CF	-59,538,000
Is Primary Listing	1
Last Earnings Date	2026-08-13
Last Report Date	2026-06-30
Last Split Date	2017-07-10
Last Split Type	Forward
Lynch Fair Value	EUR 6.75
Lynch Upside	-44.15
Ma150	12.69
Ma150ch	-4.79%
Ma20	11.44
Ma20ch	5.58%
Net CF	-481,217,000
Next Earnings Date	2026-11-12
Open	11.88
Payment Date	2026-04-29
Position In Range	76.92
Ppne	239,641,000
Price Date	2026-09-04
Ptbv Ratio	0.45
Relative Volume	1.46x
Revenue	694,744,000x
Tax By Revenue	3.74x
Tax Rate	24.91%
Tr20y	4.19%
Tr6m	-10.25%
Volume	205,522

ETR/GLJ (ETR/GLJ)

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Profile and market data

Valuation

Profitability

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Dividends and buybacks

Performance and technicals

Ownership and float

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