Is a complete ETR/GLJ research report available?

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Accepted Answer

No complete published report is available for etr/GLJ (ETR/GLJ) on this page. Market-directory data, when present, is not a substitute for a reviewed stock analysis.

Market cap	532.8M
Revenue (ttm)	676.1M
Net income (ttm)	59.3M
EPS (ttm)	€1.34
Shares out	44.2M
P/E (trailing)	9.0x
P/E (forward)	7.8x
Dividend	€0.42 (3.57%)
Volume	94,541

Metric	Value
Country	Germany
Country code	DE
Employees	2,500
Employees Change	100%
Employees Change Percent	4.17
Exchange	Deutsche Börse Xetra
Financial currency	EUR
First seen	2026-05-10
Industry	Credit Services
Isin	DE000A161N30
Last refreshed	2026-07-29
Market cap	EUR 532.8M
Price	EUR 12.06
Price currency	EUR
Rev Per Employee	270,436.8x
Sector	Financials
Sector PE	12.89
Sector PE Fwd	12.07
Sic	6172
Symbol	etr/GLJ
Website	https://www.grenke.com

Metric	Value
Earnings Yield	11.13%
FCF yield	-7.3%
Forward P/E	7.77x
P/B ratio	0.38x
P/E ratio	8.98x
P/S ratio	0.79x
PE Ratio10 Y	21x
PE Ratio3 Y	12.67x
PE Ratio5 Y	13.51x
PEG ratio	0.55x

Metric	Value
Gross margin	82.52%
Gross Profit	EUR 557.9M
Net Income	EUR 59.3M
Net Income Growth	9.3%
Net Income Growth Q	24.15%
Net Income Growth Quarters	3%
Net Income Growth Years	0%
Net Income Growth3 Y	-8.9%
Net Income Growth5 Y	-4.67%
Pretax Margin	14.92%
Profit Margin	10.72%
Profit Per Employee	EUR 23,724
Profitable Quarters	EUR 69
Profitable Years	22
ROA	0.87
Roa5y	1.14
ROE	5.6
Roe5y	6.23
ROIC	1.27
Roic5y	1.5

Metric	Value
Cagr10y	-12.51%
Cagr15y	0.38%
Cagr1y	-33.56%
Cagr20y	0.49%
Cagr3y	-19.94%
Cagr5y	-17.35%
Div CAGR10	11.61%
Div CAGR3	-2.27%
Div CAGR5	10.07%
EPS Growth	10.95
EPS Growth Quarters	3
EPS Growth Years	0
EPS Growth3 Y	-7.33
EPS Growth5 Y	-3.72
Revenue Growth	12.62x
Revenue Growth Q	10.22x
Revenue Growth Quarters	15x
Revenue Growth Years	4x
Revenue Growth3 Y	10.32x
Revenue Growth5 Y	4.96x

ETR/GLJ (ETR/GLJ)

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Metric	Value
Asset Turnover	EUR 0.08
Assets	EUR 9.4B
Cash	EUR 841.4M
Debt	EUR 5.1B
Debt Equity	EUR 3.61
Debt FCF	EUR -132
Equity	EUR 1.4B
Liabilities	EUR 7.9B
Net Cash	EUR -4.3B
Net Cash By Market Cap	EUR -805
Net Debt Equity	EUR 3.02
Tangible Book Value	EUR 1.2B
Tangible Book Value Per Share	EUR 27.14
WACC	1.11

Metric	Value
Current ratio	2.34
Quick ratio	2.22
Working Capital	EUR 5.1B
Working Capital Turnover	EUR 0.15

Metric	Value
Buyback Yield	1.61%
Dividend Growth	5%
Dividend Growth Years	0%
Dividend per share	EUR 0.42
Dividend Years	24
Dividend Yield	3.57%
Ex Div Date	2026-04-27
Last Dividend	EUR 0.42
Payout Frequency	Annual
Payout Ratio	49.14%

Metric	Value
10Y total return	-73.72%
1Y total return	-33.54%
200-day SMA	13.77
3Y total return	-48.7%
50-day SMA	12.24
50-day SMA vs 200-day SMA	50under200
5Y total return	-61.44%
All Time High	107.3
All Time High Change	-88.76%
All Time High Date	2018-09-21
All Time Low	2.72
All Time Low Change	343.87%
All Time Low Date	2002-10-09
ATR	0.34
Beta	1.38
Beta1y	1.04
Beta2y	1.15
Ch YTD	-22.89
High	12.22
High52	19.82
High52 Date	2025-08-14
High52ch	-39.15%
Low	11.8
Low52	11.48
Low52 Date	2026-07-01
Low52ch	5.05%
Ma50ch	-1.49%
Price vs 200-day SMA	-12.44%
RSI	51.29
RSI Monthly	36.57
RSI Weekly	40.92
Sharpe ratio	-1.15x
Sortino ratio	-1.38
Total Return	5.18%
Tr YTD	-20.36
Tr15y	5.8%
Tr1m	2.2%
Tr1w	0.84%
Tr3m	-6.37%

Metric	Value
Analyst Count	5
Analyst Count Top	2
Analyst Price Target Top	EUR 16
Analyst Ratings	Buy
Analyst Ratings Top	Hold
Operating Income	EUR 115M
Operating Income Growth	19.74
Operating Income Growth Q	57.8
Operating Income Growth3 Y	2.63
Operating Income Growth5 Y	1.24
Operating margin	17.01
Price target	EUR 19.2
Price Target Change	EUR 59.2
Price Target Change Top	EUR 65.84

Metric	Value
Float	23,676,083%
Net Borrowing	-30,753,000
Shares Insiders	43.22%
Shares Institutions	19.65%
Shares Out	44,177,878
Shares Qo Q	0%
Shares Yo Y	-1.61%

Metric	Value
Average Volume	91,420.3x
Bv Per Share	30.62
CAPEX	EUR -18.2M
Ch10y	-77.67
Ch15y	-14.87
Ch1m	2.2
Ch1w	0.84
Ch1y	-35.65
Ch20y	-19.69
Ch3m	-6.37
Ch3y	-52.8
Ch5y	-65.98
Ch6m	-20.87
Change	2.38%
Change From Open	2.2
Close	11.78
Days Gap	0.17
Depreciation Amortization	19,699,000
Dollar Volume	1,140,164.5
Earnings Date	2026-08-13
EPS	EUR 1.34
F Score	3
FCF	EUR -38.9M
FCF Per Share	EUR -0.88
Financing CF	-66,377,000
Fiscal Year End	December
Founded	1,978
Goodwill	115,452,000
Graham Number	30.41013
Graham Upside	152.2
Income Tax	EUR 23.8M
Investing CF	-28,474,000
Is Primary Listing	1
Last Earnings Date	2026-05-13
Last Report Date	2026-03-31
Last Split Date	2017-07-10
Last Split Type	Forward
Lynch Fair Value	EUR 6.71
Lynch Upside	-44.34
Ma150	13.38
Ma150ch	-9.86%
Ma20	11.9
Ma20ch	1.33%
Net CF	-115,254,000
Next Earnings Date	2026-08-13
Open	11.8
Payment Date	2026-04-29
Position In Range	61.9
Ppne	253,274,000
Price Date	2026-07-28
Ptbv Ratio	0.44
Relative Volume	1.07x
Revenue	676,092,000x
Tax By Revenue	3.52x
Tax Rate	23.56%
Tr20y	10.3%
Tr6m	-18.27%
Volume	94,541