Is a complete ETR/UIPN research report available?

No complete published report is available for etr/UIPN (ETR/UIPN) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

etr/UIPN stock profile: metrics, valuation and analysis

Market cap	20B
Revenue (ttm)	11.5B
Net income (ttm)	1.7B
EPS (ttm)	€2.40
P/E (trailing)	11.6x
P/E (forward)	12.3x
Dividend	€1.12 (4.04%)

All ETR/UIPN indicators

Market & fundamental data

Available fields

189

Groups with data

Currency

EUR

Showing 189 of 189 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Italy
Country code	DE
Employees	12,334
Employees Change	399%
Employees Change Percent	3.27
Enterprise value	EUR 23.9B
Exchange	Deutsche Börse Xetra
Financial currency	EUR
First seen	2026-05-10
Industry	Fire, Marine, and Casualty Insurance
Last refreshed	2026-09-12
Market cap	EUR 20B
Price	EUR 28.04
Price currency	EUR
Rev Per Employee	933,354.95x
Sic	6331
Symbol	etr/UIPN
Website	https://www.unipol.it

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	8.59%
EV Earnings	13.88x
EV/EBIT	8.93x
EV/EBITDA	6.91x
EV/FCF	7.19x
EV/Sales	2.07x
FCF yield	16.56%
Forward P/E	12.26x
P/B ratio	1.7x
P/E ratio	11.65x
P/S ratio	1.74x
PE Ratio10 Y	6.66x
PE Ratio3 Y	7.8x
PE Ratio5 Y	7.1x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT Margin	23.22%
EBITDA Margin	29.99%
FCF margin	28.82%
Gross margin	23.58%
Gross Profit	EUR 2.7B
Net Income	EUR 1.7B
Net Income Growth	51.76%
Net Income Growth Q	84.67%
Net Income Growth Qo Q	58.36%
Net Income Growth3 Y	43.92%
Net Income Growth5 Y	18.7%
Pretax Margin	21.41%
Profit Margin	15.33%
Profit Per Employee	EUR 139,452
ROA	1.88
Roa5y	1.42
ROCE	2.91
ROE	16.94
Roe5y	11.34
ROIC	12.21
Roic5y	10.18

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr1y	56.83%
Div CAGR10	39.55%
Div CAGR3	9.63%
Div CAGR5	5.67%
EPS Growth	52.54
EPS Growth Q	77.16
EPS Growth3 Y	43.78
EPS Growth5 Y	18.66
FCF Growth	11.98%
FCF Growth3 Y	48.76%
FCF Growth5 Y	50.48%
OCF Growth	8.71%
OCF Growth3 Y	22.49%
OCF Growth5 Y	46.21%
Revenue Growth	8.84x
Revenue Growth Q	23.22x
Revenue Growth Qo Q	25.88x
Revenue Growth3 Y	5.74x
Revenue Growth5 Y	-4.26x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	EUR 0.13
Assets	EUR 93.2B
Cash	EUR 2.1B
Debt	EUR 4.8B
Debt EBITDA	EUR 1.4
Debt Equity	EUR 0.41
Debt FCF	EUR 1.45
Equity	EUR 11.8B
Interest Coverage	14.37
Liabilities	EUR 81.4B
Net Cash	EUR -3.6B
Net Cash By Market Cap	EUR -17.75
Net Debt EBITDA	EUR 1.03
Net Debt Equity	EUR 0.3
Net Debt FCF	EUR 1.07
Tangible Book Value	EUR 8.9B
Tangible Book Value Per Share	EUR 10.37

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	4.01
Net Working Capital	EUR 2.3B
Quick ratio	3.45
Working Capital	EUR 3.6B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	-0.14%
Dividend Growth	31.76%
Dividend Growth Years	1%
Dividend per share	EUR 1.12
Dividend Years	2
Dividend Yield	4.04%
Ex Div Date	2026-05-18
Last Dividend	EUR 1.12
Payout Frequency	Annual
Payout Ratio	65.04%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
1Y total return	56.78%
50-day SMA	26.25
All Time High	29.18
All Time High Change	-3.91%
All Time High Date	2026-08-17
All Time Low	17.17
All Time Low Change	63.31%
All Time Low Date	2025-09-08
ATR	0.49
Ch YTD	36.25
High	28.38
High52	29.18
High52 Date	2026-08-17
High52ch	-3.91%
Low	28.04
Low52	17.46
Low52 Date	2025-09-18
Low52ch	60.6%
Ma50ch	6.81%
RSI	54.65
RSI Monthly	0
RSI Weekly	70.01
Sharpe ratio	1.83x
Sortino ratio	3.29
Total Return	3.9%
Tr YTD	43.56
Tr1m	-1.27%
Tr1w	-0.53%
Tr3m	34.81%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	403,361,826%
Net Borrowing	-87,000,000
Shares Insiders	0.5%
Shares Institutions	22.78%
Shares Yo Y	0.14%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Average Volume	1,639.65x
Bv Per Share	14
CAPEX	EUR -628M
Ch1m	-1.27
Ch1w	-0.53
Ch1y	48.79
Ch3m	34.81
Ch6m	46.77
Change	1.19%
Change From Open	-1.2
Close	27.71
Days Gap	2.42
Earnings Date	2026-11-12
EBIT	EUR 2.7B
EBITDA	EUR 3.5B
EPS	EUR 2.4
F Score	5
FCF	EUR 3.3B
FCF EV Yield	13.9x
Financing CF	-277,000,000
Fiscal Year End	December
Founded	1,961
Goodwill	1,895,000,000
Graham Number	29.92945
Graham Upside	6.74
Income Tax	EUR 644M
Investing CF	-3,558,000,000
Is Primary Listing	0
Last Earnings Date	2026-08-06
Last Report Date	2026-06-30
Lynch Fair Value	EUR 45.02
Lynch Upside	60.57
Ma150	22.19
Ma150ch	26.36%
Ma20	28.15
Ma20ch	-0.37%
Net CF	111,000,000
Next Earnings Date	2026-11-12
Open	28.38
P FCF Ratio	6.04
P OCF Ratio	5.08
Payment Date	2026-05-20
Position In Range	0
Ppne	4,209,000,000
Price Date	2026-09-10
Price EBITDA	EUR 5.8
Ptbv Ratio	2.24
Relative Volume	0.68x
Revenue	11,512,000,000x
Tax By Revenue	5.59x
Tax Rate	26.13%
Tr6m	54.64%

ETR/UIPN (ETR/UIPN)

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