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ETR/UMB (ETR/UMB)

Deutsche Börse Xetra: ETR/UMB · EUR

€123

+1.00 (+0.8%)· Recorded snapshot

Market cap	9.4B
Revenue (ttm)	2.5B
Net income (ttm)	802.9M
EPS (ttm)	€10.5
P/E (trailing)	11.7x
P/E (forward)	10.8x
Dividend	€1.54 (1.25%)
Volume	35

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 2.5B
Net income (ttm): 802.9M
EPS (ttm): €10.5
P/E (trailing): 11.7x
P/E (forward): 10.8x
Market cap: 9.4B

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

All ETR/UMB indicators

Market & fundamental data

Available fields

166

Groups with data

Currency

USD

Showing 166 of 166 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	United States
Country code	DE
Employees	5,222
Employees Change	1,524%
Employees Change Percent	41.21
Exchange	Deutsche Börse Xetra
Financial currency	USD
First seen	2026-07-12
Industry	Commercial Banks
Last refreshed	2026-09-05
Market cap	EUR 9.4B
Price	EUR 123
Price currency	EUR
Rev Per Employee	471,659.31x
Sic	6020
Symbol	etr/UMB
Website	https://www.umb.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	8.55%
FCF yield	9.7%
Forward P/E	10.83x
P/B ratio	1.34x
P/E ratio	11.7x
P/S ratio	3.81x
PE Ratio10 Y	13.65x
PE Ratio3 Y	12.51x
PE Ratio5 Y	11.61x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
FCF margin	37.6%
Gross Profit	EUR 2.5B
Net Income	EUR 802.9M
Net Income Growth	78.41%
Net Income Growth Q	27.68%
Net Income Growth Qo Q	6.31%
Net Income Growth3 Y	35.26%
Net Income Growth5 Y	17.51%
Pretax Margin	42.24%
Profit Margin	33.5%
Profit Per Employee	EUR 153,755
ROA	1.31
Roa5y	0.98
ROE	12.31
Roe5y	12.9

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS Growth	37.29
EPS Growth Q	26.24
EPS Growth Qo Q	6.27
EPS Growth3 Y	16.33
EPS Growth5 Y	7.24
FCF Growth	55.96%
FCF Growth Q	22.16%
FCF Growth Qo Q	-7.28%
FCF Growth3 Y	30.6%
FCF Growth5 Y	20.54%
OCF Growth	54.4%
OCF Growth Q	22.38%
OCF Growth Qo Q	-3.33%
OCF Growth10 Y	19.16%
OCF Growth3 Y	28%
OCF Growth5 Y	19.37%
Revenue Growth	44.35x
Revenue Growth Q	12.25x
Revenue Growth Qo Q	5.32x
Revenue Growth3 Y	26.16x
Revenue Growth5 Y	16.37x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	EUR 63.2B
Cash	EUR 1.8B
Debt	EUR 3.2B
Debt FCF	EUR 3.57
Equity	EUR 7B
Liabilities	EUR 56.2B
Net Cash	EUR -1.4B
Net Cash By Market Cap	EUR -14.91
Net Debt Equity	EUR 0.2
Net Debt FCF	EUR 1.54
Tangible Book Value	EUR 4.8B
Tangible Book Value Per Share	EUR 62.92

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	EUR -49B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	-27.32%
Dividend Growth	0%
Dividend Growth Years	0%
Dividend per share	EUR 1.54
Dividend Years	2
Dividend Yield	1.25%
Ex Div Date	2026-09-10
Last Dividend	EUR 0.43
Payout Frequency	Quarterly
Payout Ratio	16.04%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
50-day SMA	125.9
All Time High	132
All Time High Change	-6.82%
All Time High Date	2026-07-07
All Time Low	112
All Time Low Change	9.82%
All Time Low Date	2026-06-08
ATR	1.39
High	123
High52	132
High52 Date	2026-08-17
High52ch	-6.82%
Low	123
Low52	112
Low52 Date	2026-06-08
Low52ch	9.82%
Ma50ch	-2.3%
RSI	44.14
RSI Monthly	0
RSI Weekly	0
Sharpe ratio	1.59x
Sortino ratio	2.69
Total Return	-26.07%
Tr1m	-3.15%
Tr1w	-0.81%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	72,943,482%
Net Borrowing	-32,674,141.2
Shares Insiders	2.95%
Shares Institutions	92.71%
Shares Qo Q	-0.01%
Shares Yo Y	27.32%
Short Ratio	5.31

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	EUR 876.1M
Adjusted OCF	918,194,952
Average Volume	1.75x
Bv Per Share	89.17
CAPEX	EUR -42.1M
Ch1m	-3.15
Ch1w	-0.81
Change	0.82%
Change From Open	0
Close	122
Days Gap	0.82
Dollar Volume	4,305
Earnings Date	2026-10-27
EPS	EUR 10.5
F Score	4
FCF	EUR 910.9M
Financing CF	-493,047,737
Fiscal Year End	December
Founded	1,913
Goodwill	1,582,087,579.9
Graham Number	147.52678
Graham Upside	19.94
Income Tax	EUR 215.2M
Investing CF	-5,174,394,595
Is Primary Listing	0
Last Earnings Date	2026-07-28
Last Report Date	2026-06-30
Lynch Fair Value	EUR 184
Lynch Upside	49.6
Ma20	126.1
Ma20ch	-2.46%
Net CF	-4,714,401,687
Next Earnings Date	2026-10-27
Open	123
P FCF Ratio	10.31
P FCF Ratio SBC	10.72
P OCF Ratio	9.86
P OCF Ratio SBC	10.23
Payment Date	2026-10-01
Ppne	342,102,588.5
Price Date	2026-09-03
Ptbv Ratio	1.97
Relative Volume	20x
Revenue	2,463,004,919x
SBC By Revenue	1.41x
Share Based Comp	34,845,693
Tax By Revenue	8.74x
Tax Rate	20.69%
Volume	35

ETR/UMB (ETR/UMB)

Price

Financial snapshot

Fair-value bridge

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Valuation

Profitability

Trading

Next earnings

Sector percentile context

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Profile and market data

Valuation

Profitability

Growth

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Other indicators

Deeper analysis on ETR/UMB

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