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No complete published report is available for etr/UUM (ETR/UUM) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

etr/UUM stock profile: metrics, valuation and analysis

Market cap	13.1B
Revenue (ttm)	11.7B
Net income (ttm)	615.1M
EPS (ttm)	€3.71
P/E (trailing)	21.2x
P/E (forward)	11.1x
Dividend	€1.62 (2.01%)

All ETR/UUM indicators

Market & fundamental data

Available fields

182

Groups with data

Currency

USD

Showing 182 of 182 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	United States
Country code	DE
Employees	10,910
Employees Change	-153%
Employees Change Percent	-1.38
Enterprise value	EUR 16.3B
Exchange	Deutsche Börse Xetra
Financial currency	USD
First seen	2026-07-12
Industry	Accident and Health Insurance
Last refreshed	2026-09-05
Market cap	EUR 13.1B
Price	EUR 81.74
Price currency	EUR
Rev Per Employee	1,082,082.23x
Sic	6321
Symbol	etr/UUM
Website	https://www.unum.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	4.71%
EV Earnings	26.53x
EV/EBIT	16.99x
EV/EBITDA	14.85x
EV/FCF	26.9x
EV/Sales	1.42x
FCF yield	4.65%
Forward P/E	11.09x
P/B ratio	1.38x
P/E ratio	21.23x
P/S ratio	1.12x
PE Ratio10 Y	9x
PE Ratio3 Y	10.8x
PE Ratio5 Y	8.87x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT Margin	8.36%
EBITDA Margin	9.45%
FCF margin	5.28%
Gross margin	29.3%
Gross Profit	EUR 3.4B
Net Income	EUR 615.1M
Net Income Growth	-53.74%
Net Income Growth Q	-23.45%
Net Income Growth Qo Q	10.73%
Net Income Growth3 Y	-23.19%
Net Income Growth5 Y	0.01%
Pretax Margin	6.78%
Profit Margin	5.26%
Profit Per Employee	EUR 56,967
ROA	1.1
Roa5y	1.73
ROCE	1.78
ROE	6.35
Roe5y	12.14
ROIC	5.83
Roic5y	10.18

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Div CAGR10	18.03%
Div CAGR3	60.53%
Div CAGR5	32.84%
EPS Growth	-49.67
EPS Growth Q	-16.2
EPS Growth Qo Q	14.12
EPS Growth3 Y	-18.25
EPS Growth5 Y	4.31
FCF Growth	-52.01%
FCF Growth Q	48.17%
FCF Growth Qo Q	57.47%
FCF Growth3 Y	-11.04%
OCF Growth	-47.36%
OCF Growth Q	44.68%
OCF Growth Qo Q	47.74%
OCF Growth10 Y	-3.01%
OCF Growth3 Y	-8.9%
OCF Growth5 Y	52.98%
Revenue Growth	3.42x
Revenue Growth Q	0.26x
Revenue Growth Qo Q	0.44x
Revenue Growth3 Y	3.29x
Revenue Growth5 Y	0.02x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	EUR 0.21
Assets	EUR 55.6B
Cash	EUR 1.8B
Debt	EUR 3.5B
Debt EBITDA	EUR 3.12
Debt Equity	EUR 0.37
Debt FCF	EUR 5.75
Equity	EUR 9.5B
Interest Coverage	5.29
Liabilities	EUR 46.1B
Net Cash	EUR -3.3B
Net Cash By Market Cap	EUR -25.39
Net Debt EBITDA	EUR 3
Net Debt Equity	EUR 0.35
Net Debt FCF	EUR 5.46
Tangible Book Value	EUR 9.2B
Tangible Book Value Per Share	EUR 57.82

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	17.26
Net Working Capital	EUR 12.8B
Quick ratio	4.13
Working Capital	EUR 12.8B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	8.15%
Dividend Growth	313.67%
Dividend Growth Years	1%
Dividend per share	EUR 1.62
Dividend Years	2
Dividend Yield	2.01%
Ex Div Date	2026-07-24
Last Dividend	EUR 0.44
Payout Frequency	Quarterly
Payout Ratio	43.76%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
All Time High	81.74
All Time High Change	0%
All Time High Date	2026-09-03
All Time Low	72.88
All Time Low Change	12.16%
All Time Low Date	2026-07-30
ATR	1.35
High	81.74
High52	81.74
High52 Date	2026-09-03
High52ch	0%
Low	81.74
Low52	72.88
Low52 Date	2026-07-30
Low52ch	12.16%
RSI	63.26
RSI Monthly	0
RSI Weekly	0
Sharpe ratio	2.07x
Sortino ratio	3.45
Total Return	10.16%
Tr1m	9.13%
Tr1w	5.2%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	143,397,459%
Net Borrowing	11,881,192.8
Shares Insiders	0.96%
Shares Institutions	82.6%
Shares Qo Q	-2.66%
Shares Yo Y	-8.15%
Short Ratio	2.28

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Average Volume	14.1x
Bv Per Share	59.77
CAPEX	EUR -120.3M
Ch1m	9.13
Ch1w	5.2
Change	1.31%
Change From Open	0
Close	80.68
Days Gap	1.31
Earnings Date	2026-11-03
EBIT	EUR 977.1M
EBITDA	EUR 1.1B
EPS	EUR 3.71
F Score	6
FCF	EUR 606.6M
FCF EV Yield	3.72x
Financing CF	-873,111,750
Fiscal Year End	December
Founded	1,848
Goodwill	303,917,468
Graham Number	71.63546
Graham Upside	-12.36
Income Tax	EUR 177.2M
Investing CF	-725,186,050
Is Primary Listing	0
Last Earnings Date	2026-07-28
Last Report Date	2026-06-30
Lynch Fair Value	EUR 19.25
Lynch Upside	-76.45
Ma20	77.27
Ma20ch	5.78%
Net CF	-871,448,680
Next Earnings Date	2026-11-03
Open	81.74
P FCF Ratio	21.53
P OCF Ratio	17.96
Payment Date	2026-08-14
Ppne	435,729,831.6
Price Date	2026-09-03
Price EBITDA	EUR 11.82
Ptbv Ratio	1.43
Relative Volume	1.57x
Revenue	11,683,241,810x
Tax By Revenue	1.52x
Tax Rate	22.36%

ETR/UUM (ETR/UUM)

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