Is a complete ETR/ZFIN research report available?

No complete published report is available for etr/ZFIN (ETR/ZFIN) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

etr/ZFIN stock profile: metrics, valuation and analysis

Market cap	96.2B
Revenue (ttm)	67.4B
Net income (ttm)	6.3B
EPS (ttm)	€43.2
P/E (trailing)	15.2x
P/E (forward)	15.0x
Dividend	€32.5 (5.03%)
Volume	0
Beta	0.32

All ETR/ZFIN indicators

Market & fundamental data

Available fields

206

Groups with data

Currency

USD

Showing 206 of 206 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Switzerland
Country code	DE
Employees	65,000
Employees Change	5,000%
Employees Change Percent	8.33
Enterprise value	EUR 105.4B
Exchange	Deutsche Börse Xetra
Financial currency	USD
First seen	2026-05-10
Industry	Insurance - Diversified
Isin	CH0011075394
Last refreshed	2026-09-05
Market cap	EUR 96.2B
Price	EUR 641
Price currency	EUR
Rev Per Employee	1,036,530.26x
Sector	Financials
Sector PE	13.52
Sector PE Fwd	12.46
Sic	6351
Symbol	etr/ZFIN
Website	https://www.zurich.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	6.57%
EV Earnings	16.68x
EV/EBIT	10.85x
EV/EBITDA	10.6x
EV/FCF	49.71x
EV/Sales	1.59x
FCF yield	2.2%
Forward P/E	14.98x
P/B ratio	3.32x
P/E ratio	15.22x
P/S ratio	1.43x
PE Ratio10 Y	15.02x
PE Ratio3 Y	16.08x
PE Ratio5 Y	15.45x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT Margin	14.66%
EBITDA Margin	14.78%
FCF margin	3.2%
Gross margin	24.29%
Gross Profit	EUR 16.4B
Net Income	EUR 6.3B
Net Income Growth	23.39%
Net Income Growth Q	13.83%
Net Income Growth Qo Q	-6.54%
Net Income Growth3 Y	20.65%
Net Income Growth5 Y	8.31%
Pretax Margin	13.99%
Profit Margin	9.38%
Profit Per Employee	EUR 97,253
ROA	1.74
Roa5y	1.32
ROCE	2.7
ROE	25.7
Roe5y	18.6
ROIC	16.55
Roic5y	12.61

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr1y	11.36%
Div CAGR10	7.62%
Div CAGR3	10.03%
Div CAGR5	12.31%
EPS Growth	21.34
EPS Growth Q	10.22
EPS Growth Qo Q	-9.01
EPS Growth3 Y	21.18
EPS Growth5 Y	8.86
FCF Growth	-62.26%
FCF Growth Q	-79.47%
FCF Growth Qo Q	-52.97%
FCF Growth3 Y	-25.93%
FCF Growth5 Y	-6.7%
OCF Growth	-57.07%
OCF Growth Q	-74.76%
OCF Growth Qo Q	-48.03%
OCF Growth10 Y	0.15%
OCF Growth3 Y	-22.99%
OCF Growth5 Y	-5.89%
Revenue Growth	10.42x
Revenue Growth Q	11.32x
Revenue Growth Qo Q	-1.18x
Revenue Growth3 Y	7.68x
Revenue Growth5 Y	1.53x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	EUR 0.19
Assets	EUR 367.8B
Cash	EUR 28.4B
Debt	EUR 13.4B
Debt EBITDA	EUR 1.33
Debt Equity	EUR 0.46
Debt FCF	EUR 6.34
Equity	EUR 29B
Interest Coverage	22.39
Liabilities	EUR 338.9B
Net Cash	EUR -7.8B
Net Cash By Market Cap	EUR -8.14
Net Debt EBITDA	EUR 0.79
Net Debt Equity	EUR 0.27
Net Debt FCF	EUR 3.69
Tangible Book Value	EUR 16.6B
Tangible Book Value Per Share	EUR 113
WACC	5.55

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	27.19
Net Working Capital	EUR 58.6B
Quick ratio	17.82
Working Capital	EUR 62.2B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	-1.69%
Dividend Growth	7.22%
Dividend Growth Years	4%
Dividend per share	EUR 32.45
Dividend Years	26
Dividend Yield	5.03%
Ex Div Date	2026-04-10
Last Dividend	EUR 32.45
Payout Frequency	Annual
Payout Ratio	77.86%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
1Y total return	11.35%
200-day SMA	621.4
50-day SMA	648.3
50-day SMA vs 200-day SMA	50over200
All Time High	675
All Time High Change	-5.04%
All Time High Date	2026-07-17
All Time Low	578.4
All Time Low Change	10.82%
All Time Low Date	2026-03-06
ATR	6.47
Beta	0.32
Ch YTD	-0.96
High	641.2
High52	675
High52 Date	2026-07-17
High52ch	-5.04%
Low	641
Low52	578.4
Low52 Date	2026-03-06
Low52ch	10.82%
Ma50ch	-1.13%
Price vs 200-day SMA	3.15%
RSI	50.82
RSI Monthly	54.32
RSI Weekly	52.9
Sharpe ratio	0.4x
Sortino ratio	0.88
Total Return	3.34%
Tr YTD	4.5
Tr1m	-2.79%
Tr1w	1.07%
Tr3m	7.55%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	149,104,113%
Net Borrowing	-421,390,200
Shares Insiders	0.17%
Shares Institutions	27.27%
Shares Qo Q	2.72%
Shares Yo Y	1.69%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Average Volume	132.2x
Bv Per Share	186.2
CAPEX	EUR -446.4M
Ch1m	-2.79
Ch1w	1.07
Ch1y	5.53
Ch3m	7.55
Ch6m	7.55
Change	-0.68%
Change From Open	-0.03
Close	645.4
Days Gap	-0.65
Earnings Date	2026-08-06
EBIT	EUR 9.9B
EBITDA	EUR 10B
EPS	EUR 43.18
F Score	6
FCF	EUR 2.1B
FCF EV Yield	2.01x
Financing CF	-1,743,597,600
Fiscal Year End	December
Founded	1,872
Goodwill	4,847,707,260
Graham Number	430.57801
Graham Upside	-33.29
Income Tax	EUR 2.7B
Investing CF	-523,429,400
Is Primary Listing	0
Last Earnings Date	2026-08-06
Last Report Date	2026-06-30
Lynch Fair Value	EUR 352
Lynch Upside	-45.42
Ma150	622.4
Ma150ch	2.98%
Ma20	631.6
Ma20ch	1.5%
Net CF	42,889,700
Next Earnings Date	2026-11-12
Open	641.2
P FCF Ratio	45.36
P OCF Ratio	37.47
Payment Date	2026-04-14
Position In Range	0
Ppne	1,752,639,240
Price Date	2026-09-04
Price EBITDA	EUR 9.66
Ptbv Ratio	5.8
Relative Volume	0.44x
Revenue	67,374,466,900x
Tax By Revenue	4.05x
Tax Rate	28.94%
Tr6m	13.48%
Volume	0

ETR/ZFIN (ETR/ZFIN)

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