Sector pending / Mortgage Bankers and Loan CorrespondentsUpdated 2026-05-10 22:07 UTC

FRA/46P1 stock hub

FRA/46P1 has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

1.6B

Frankfurt Stock Exchange

Market data

Price

Recent price action with selectable time range.

FRA/46P1FRA/46P1

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In the news

Latest news · FRA/46P1

Recent company headlines from major financial publishers.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

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EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E6.5

P25 n/aP50 n/aP75 n/a

Trailing P/E7.7

P25 n/aP50 n/aP75 n/a

ROE12.7

P25 n/aP50 n/aP75 n/a

ROIC6

P25 n/aP50 n/aP75 n/a

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All FRA/46P1 market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

192

Groups with data

Currency

GBP

Showing 192 of 192 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	United Kingdom
Country code	DE
Employees	1,386
Employees Change	-25%
Employees Change Percent	-1.77
Exchange	Frankfurt Stock Exchange
Financial currency	GBP
First seen	2026-05-10
Industry	Mortgage Bankers and Loan Correspondents
Last refreshed	2026-05-10
Market cap	EUR 1.6B
Price	EUR 8.75
Price currency	EUR
Rev Per Employee	418,007.72x
Sic	6162
Symbol	fra/46P1
Website	https://www.paragonbankinggroup.co.uk

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	12.94%
FCF yield	-27.18%
Forward P/E	6.45x
P/B ratio	0.98x
P/E ratio	7.73x
P/S ratio	2.75x
PE Ratio10 Y	7.38x
PE Ratio3 Y	8.31x
PE Ratio5 Y	7.84x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Gross margin	59.48%
Gross Profit	EUR 344.6M
Net Income	EUR 206.6M
Net Income Growth	-3.07%
Net Income Growth Q	-23.63%
Net Income Growth3 Y	-3.06%
Net Income Growth5 Y	-5.75%
Pretax Margin	50.72%
Profit Margin	35.65%
Profit Per Employee	EUR 149,035
ROA	0.92
Roa5y	1.17
ROE	12.7
Roe5y	14.81
ROIC	6.05
Roic5y	4.53

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	14.05%
Cagr15y	15.06%
Cagr1y	-10.04%
Cagr3y	22.84%
Cagr5y	15.09%
Div CAGR10	12.87%
Div CAGR3	15.89%
Div CAGR5	25.51%
EPS Growth	3.17
EPS Growth Q	-17.4
EPS Growth3 Y	-0.38
EPS Growth5 Y	-2.52
FCF Growth Q	-74.82%
OCF Growth Q	-74.76%
Revenue Growth	0.96x
Revenue Growth Q	2.88x
Revenue Growth3 Y	-4.63x
Revenue Growth5 Y	7.07x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	EUR 0.03
Assets	EUR 22.8B
Cash	EUR 3.1B
Debt	EUR 2B
Debt Equity	EUR 1.25
Debt FCF	EUR -4.69
Equity	EUR 1.6B
Liabilities	EUR 21.2B
Net Cash	EUR 1B
Net Cash By Market Cap	EUR 63.9
Net Cash Growth	-50.67%
Net Debt Equity	EUR -0.63
Tangible Book Value	EUR 1.4B
Tangible Book Value Per Share	EUR 7.5

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	1.13
Quick ratio	1.13
Working Capital	EUR 2.6B
Working Capital Turnover	EUR 0.29

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	5.9%
Dividend Growth	5.23%
Dividend Growth Years	5%
Dividend per share	EUR 0.51
Dividend Years	20
Dividend Yield	5.81%
Ex Div Date	2026-02-05
Last Dividend	EUR 0.35
Payout Frequency	Semi-Annual
Payout Ratio	44.93%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	272.13%
1Y total return	-10.04%
200-day SMA	9.72
3Y total return	85.39%
50-day SMA	8.96
50-day SMA vs 200-day SMA	50under200
5Y total return	101.9%
All Time High	20.7
All Time High Change	-57.73%
All Time High Date	2007-12-06
All Time Low	0.36
All Time Low Change	2,317.13%
All Time Low Date	2008-11-24
ATR	0.17
Ch YTD	-11.17
High	8.75
High52	11.2
High52 Date	2025-07-22
High52ch	-21.87%
Low	8.55
Low52	8.2
Low52 Date	2026-03-30
Low52ch	6.71%
Ma50ch	-2.38%
Price vs 200-day SMA	-9.94%
RSI	47.67
RSI Monthly	47.85
RSI Weekly	40.4
Sharpe ratio	-0.54x
Sortino ratio	-0.55
Total Return	11.71%
Tr YTD	-8.18
Tr15y	720.16%
Tr1m	2.94%
Tr1w	1.16%
Tr3m	-11.62%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	EUR 314.8M
Operating Income Growth	-6.21
Operating Income Growth Q	-12.6
Operating Income Growth3 Y	-9.63
Operating Income Growth5 Y	7.26
Operating margin	54.34

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	171,348,849%
Net Borrowing	798,699,064.8
Shares Insiders	4.72%
Shares Institutions	89.21%
Shares Qo Q	8.9%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	EUR -443.1M
Average Volume	148.5x
Bv Per Share	8.54
CAPEX	EUR -1.5M
Ch10y	137.3
Ch15y	362.7
Ch1m	2.94
Ch1w	1.16
Ch1y	-14.22
Ch3m	-11.62
Ch3y	57.94
Ch5y	56.25
Ch6m	-3.85
Change	1.74%
Change From Open	2.34
Close	8.6
Days Gap	-0.58
Depreciation Amortization	18,265,226.8
Earnings Date	2026-06-02
EPS	EUR 1.01
F Score	3
FCF	EUR -433.9M
Financing CF	547,967,699
Fiscal Year End	September
Founded	1,985
Goodwill	188,201,198.1
Graham Number	15.07668
Graham Upside	72.3
Income Tax	EUR 87.3M
Investing CF	-271,406,122
Is Primary Listing	0
Last Earnings Date	2025-12-03
Last Report Date	2025-09-30
Last Split Date	2008-01-29
Last Split Type	Reverse
Lynch Fair Value	EUR 5.66
Lynch Upside	-35.29
Ma150	9.5
Ma150ch	-7.89%
Ma20	8.9
Ma20ch	-1.72%
Net CF	-155,809,339
Next Earnings Date	2026-06-02
Open	8.55
Payment Date	2026-03-06
Position In Range	100
Ppne	89,014,080.2
Price Date	2026-05-08
Ptbv Ratio	1.12
Relative Volume	7.8x
Revenue	579,358,698x
SBC By Revenue	1.6x
Share Based Comp	9,279,821
Tax By Revenue	15.07x
Tax Rate	29.71%
Tr6m	-0.62%
Volume	0

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

FRA/46P1 dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+5.8%

$0.51 annual per share

Payout ratio

+44.9%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+25.5%

5 consecutive years of growth

Total shareholder yield

+11.7%

Next ex-dividend date: 2026-02-05

Performance

FRA/46P1 stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns FRA/46P1?

Insider, institutional, and short-interest positioning.

Institutional ownership

+89.2%

Share of float held by funds and institutions

Insider ownership

+4.7%

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

n/a

Negative means the company is buying back shares.

Technical

FRA/46P1 momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

47.7

Neutral momentum band

Price vs 200-day MA

-9.9%

50/200-day relationship not available

Beta (5Y)

n/a

Sensitivity to the broader market

Sharpe ratio

-0.54

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About FRA/46P1

Hub-level FAQ points readers to the deeper analysis pages.

What is the current fra/46P1 stock rating?

fra/46P1 is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full fra/46P1 analysis?

The full report lives at /stocks/fra/46P1/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for fra/46P1?

The latest report frames fra/46P1 around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the fra/46P1 page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.