Sector pending / Commercial BanksUpdated 2026-05-10 22:07 UTC

FRA/CFZ stock hub

FRA/CFZ has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

7.4B

Frankfurt Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

FRA/CFZ

In the news

Latest news · FRA/CFZ

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E13.1

P25 n/aP50 n/aP75 n/a

Trailing P/E13

P25 n/aP50 n/aP75 n/a

ROE15.5

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All FRA/CFZ market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

186

Groups with data

Currency

USD

Showing 186 of 186 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	United States
Country code	DE
Employees	6,008
Employees Change	154%
Employees Change Percent	2.63
Exchange	Frankfurt Stock Exchange
Financial currency	USD
First seen	2026-05-10
Industry	Commercial Banks
Last refreshed	2026-05-10
Market cap	EUR 7.4B
Price	EUR 118
Price currency	EUR
Rev Per Employee	322,202.09x
Sic	6020
Symbol	fra/CFZ
Website	https://www.frostbank.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	7.67%
FCF yield	7.76%
Forward P/E	13.06x
P/B ratio	1.89x
P/E ratio	13.04x
P/S ratio	3.83x
PE Ratio10 Y	14.93x
PE Ratio3 Y	12.66x
PE Ratio5 Y	14.42x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
FCF margin	29.71%
Gross Profit	EUR 1.9B
Net Income	EUR 568M
Net Income Growth	11.85%
Net Income Growth Q	13.3%
Net Income Growth3 Y	0.51%
Net Income Growth5 Y	11.13%
Pretax Margin	35.62%
Profit Margin	29.96%
Profit Per Employee	EUR 94,536
ROA	1.28
Roa5y	1.12
ROE	15.47
Roe5y	14.7

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	11.7%
Cagr15y	10.69%
Cagr1y	12.64%
Cagr3y	15.48%
Cagr5y	6.04%
Div CAGR10	5.97%
Div CAGR3	2.17%
Div CAGR5	7.1%
EPS Growth	12.73
EPS Growth Q	15.21
EPS Growth3 Y	0.86
EPS Growth5 Y	10.82
FCF Growth	790.77%
FCF Growth3 Y	16.27%
FCF Growth5 Y	9.64%
OCF Growth	293.88%
OCF Growth10 Y	5.56%
OCF Growth3 Y	13.1%
OCF Growth5 Y	10.28%
Revenue Growth	9.51x
Revenue Growth Q	7.76x
Revenue Growth3 Y	6.68x
Revenue Growth5 Y	12.26x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	EUR 45.7B
Cash	EUR 6.4B
Debt	EUR 4.2B
Debt FCF	EUR 7.3
Equity	EUR 3.9B
Liabilities	EUR 41.8B
Net Cash	EUR 2.2B
Net Cash By Market Cap	EUR 29.74
Net Cash Growth	-11.28%
Net Debt Equity	EUR -0.56
Net Debt FCF	EUR -3.83
Tangible Book Value	EUR 3.8B
Tangible Book Value Per Share	EUR 60.56

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	EUR -34.4B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	0.72%
Dividend Growth	-2.04%
Dividend Growth Years	4%
Dividend per share	EUR 3.45
Dividend Years	19
Dividend Yield	2.92%
Ex Div Date	2026-02-27
Last Dividend	EUR 0.85
Payout Frequency	Quarterly
Payout Ratio	38.71%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	202.26%
1Y total return	12.63%
200-day SMA	112.4
3Y total return	54.02%
50-day SMA	118.5
50-day SMA vs 200-day SMA	50over200
5Y total return	34.07%
All Time High	159
All Time High Change	-25.79%
All Time High Date	2022-11-03
All Time Low	31.78
All Time Low Change	271.28%
All Time Low Date	2016-02-05
ATR	1.29
Ch YTD	8.26
High	118
High52	124
High52 Date	2026-04-24
High52ch	-4.84%
Low	118
Low52	102
Low52 Date	2025-11-18
Low52ch	15.69%
Ma50ch	-0.39%
Price vs 200-day SMA	4.98%
RSI	44.61
RSI Monthly	53.95
RSI Weekly	52.24
Sharpe ratio	0.36x
Sortino ratio	0.7
Total Return	3.64%
Tr YTD	9.03
Tr15y	358.65%
Tr1m	-1.67%
Tr1w	-0.84%
Tr3m	-0.97%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	EUR 705.8M
Operating margin	36.46

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	61,924,558%
Net Borrowing	-310,407,513.6
Shares Insiders	1.31%
Shares Institutions	89.5%
Shares Qo Q	-0.79%
Shares Yo Y	-0.72%
Short Ratio	4.02

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	EUR 552.7M
Average Volume	0x
Bv Per Share	60.56
CAPEX	EUR -125.2M
Ch10y	125.8
Ch15y	192.3
Ch1m	-1.67
Ch1w	-0.84
Ch1y	9.26
Ch3m	-1.67
Ch3y	39.65
Ch5y	15.69
Ch6m	10.28
Change	-0.84%
Change From Open	0
Close	119
Days Gap	-0.84
Earnings Date	2026-04-30
EPS	EUR 8.91
F Score	4
FCF	EUR 575.1M
Financing CF	-350,586,944
Fiscal Year End	December
Founded	1,868
Graham Number	112.8762
Graham Upside	-4.34
Income Tax	EUR 109.6M
Investing CF	-964,594,581
Is Primary Listing	0
Last Earnings Date	2026-04-30
Last Report Date	2026-03-31
Lynch Fair Value	EUR 101
Lynch Upside	-14.68
Ma150	113.5
Ma150ch	3.96%
Ma20	120.7
Ma20ch	-2.24%
Net CF	-614,913,098
Next Earnings Date	2026-07-30
Open	118
P FCF Ratio	12.88
P OCF Ratio	10.58
Payment Date	2026-03-13
Ppne	1,129,866,966.9
Price Date	2026-05-08
Ptbv Ratio	1.95
Relative Volume	20x
Revenue	1,935,790,183x
SBC By Revenue	1.16x
Share Based Comp	22,424,042
Tax By Revenue	5.66x
Tax Rate	15.9%
Tr6m	11.97%
Volume	0

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

FRA/CFZ dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+2.9%

$3.45 annual per share

Payout ratio

+38.7%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+7.1%

4 consecutive years of growth

Total shareholder yield

+3.6%

Next ex-dividend date: 2026-02-27

Performance

FRA/CFZ stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns FRA/CFZ?

Insider, institutional, and short-interest positioning.

Institutional ownership

+89.5%

Share of float held by funds and institutions

Insider ownership

+1.3%

Stake held by company insiders. Higher generally signals alignment.

Negative means the company is buying back shares.

Technical

FRA/CFZ momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

44.6

Neutral momentum band

Price vs 200-day MA

+5.0%

50/200-day relationship not available

Beta (5Y)

n/a

Sensitivity to the broader market

Sharpe ratio

0.36

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About FRA/CFZ

Hub-level FAQ points readers to the deeper analysis pages.

What is the current fra/CFZ stock rating?

fra/CFZ is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full fra/CFZ analysis?

The full report lives at /stocks/fra/CFZ/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for fra/CFZ?

The latest report frames fra/CFZ around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the fra/CFZ page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.