Is a complete FRA/CRIP research report available?

No complete published report is available for fra/CRIP (FRA/CRIP) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

fra/CRIP stock profile: metrics, valuation and analysis

Market cap	126.8B
Revenue (ttm)	24.8B
Net income (ttm)	10.7B
EPS (ttm)	€7.04
P/E (trailing)	11.8x
P/E (forward)	11.0x
Dividend	€1.04 (2.53%)
Volume	0

All FRA/CRIP indicators

Market & fundamental data

Available fields

173

Groups with data

Currency

EUR

Showing 173 of 173 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Italy
Country code	DE
Employees	66,180
Employees Change	-3,155%
Employees Change Percent	-4.19
Exchange	Frankfurt Stock Exchange
Financial currency	EUR
First seen	2026-05-10
Industry	Commercial Banks
Last refreshed	2026-09-05
Market cap	EUR 126.8B
Price	EUR 42
Price currency	EUR
Rev Per Employee	375,385.31x
Sic	6020
Symbol	fra/CRIP
Website	https://www.unicreditgroup.eu

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	8.46%
FCF yield	13.44%
Forward P/E	11x
P/B ratio	1.79x
P/E ratio	11.82x
P/S ratio	5.1x
PE Ratio10 Y	8.44x
PE Ratio3 Y	7.37x
PE Ratio5 Y	8x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
FCF margin	68.63%
Gross Profit	EUR 24.8B
Net Income	EUR 10.7B
Net Income Growth	3.08%
Net Income Growth Q	-13.13%
Net Income Growth Qo Q	-12.74%
Net Income Growth3 Y	8.19%
Net Income Growth5 Y	51.13%
Pretax Margin	54.44%
Profit Margin	43.97%
Profit Per Employee	EUR 162,118
ROA	1.23
Roa5y	0.94
ROE	15.78
Roe5y	12.16

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr1y	32.37%
Cagr3y	60.6%
Cagr5y	56.88%
Div CAGR3	47.92%
Div CAGR5	92.73%
EPS Growth	8.18
EPS Growth Q	-10.47
EPS Growth Qo Q	-14.12
EPS Growth3 Y	17.62
EPS Growth5 Y	63.14
FCF Growth5 Y	-30.66%
OCF Growth5 Y	-30.23%
Revenue Growth	0.76x
Revenue Growth Q	-9.19x
Revenue Growth Qo Q	-10.89x
Revenue Growth3 Y	5.33x
Revenue Growth5 Y	11.38x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	EUR 932.1B
Cash	EUR 193B
Debt	EUR 247.8B
Debt FCF	EUR 14.53
Equity	EUR 70.8B
Liabilities	EUR 861.3B
Net Cash	EUR -54.8B
Net Cash By Market Cap	EUR -43.23
Net Debt Equity	EUR 0.77
Net Debt FCF	EUR 3.22
Tangible Book Value	EUR 67.5B
Tangible Book Value Per Share	EUR 45.05

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	EUR -449.7B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	3.15%
Dividend Growth	34.6%
Dividend Growth Years	4%
Dividend per share	EUR 1.04
Dividend Years	6
Dividend Yield	2.53%
Ex Div Date	2026-04-21
Last Dividend	EUR 0.57
Payout Frequency	Semi-Annual
Payout Ratio	48.64%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
1Y total return	32.35%
200-day SMA	36.19
3Y total return	314.35%
50-day SMA	41.01
50-day SMA vs 200-day SMA	50over200
5Y total return	849.88%
All Time High	43.4
All Time High Change	-3.69%
All Time High Date	2026-08-26
All Time Low	3.02
All Time Low Change	1,284.11%
All Time Low Date	2020-05-15
ATR	0.52
Ch YTD	22.22
High	42
High52	43.4
High52 Date	2026-08-26
High52ch	-3.23%
Low	42
Low52	28.8
Low52 Date	2026-03-23
Low52ch	45.83%
Ma50ch	1.92%
Price vs 200-day SMA	15.51%
RSI	52.08
RSI Monthly	75.1
RSI Weekly	62.29
Sharpe ratio	0.87x
Sharpe Ratio3y	1.52x
Sharpe Ratio5y	1.36x
Sortino ratio	1.57
Sortino Ratio3y	2.55
Sortino Ratio5y	2.1
Total Return	5.68%
Tr YTD	24.31
Tr1m	2.96%
Tr1w	-3.69%
Tr3m	13.59%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	1,495,473,814%
Shares Institutions	44.36%
Shares Qo Q	1.58%
Shares Yo Y	-3.15%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Average Volume	1.45x
Bv Per Share	47
CAPEX	EUR -681M
Ch1m	2.96
Ch1w	-3.69
Ch1y	28.22
Ch3m	13.59
Ch3y	273.2
Ch5y	696.2
Ch6m	18.08
Change	0.48%
Change From Open	0
Close	41.8
Days Gap	0.48
Earnings Date	2026-10-21
EPS	EUR 7.04
F Score	4
FCF	EUR 17.1B
Financing CF	-8,893,000,000
Fiscal Year End	December
Founded	1,870
Goodwill	840,000,000
Graham Number	43.09544
Graham Upside	3.1
Income Tax	EUR 2.5B
Investing CF	-4,995,000,000
Is Primary Listing	0
Last Earnings Date	2026-07-22
Last Report Date	2026-06-30
Lynch Fair Value	EUR 88.41
Lynch Upside	111.5
Ma150	36.91
Ma150ch	13.26%
Ma20	41.86
Ma20ch	-0.14%
Net CF	4,060,000,000
Next Earnings Date	2026-10-21
Open	42
P FCF Ratio	7.44
P OCF Ratio	7.15
Payment Date	2026-05-07
Ppne	8,601,000,000
Price Date	2026-09-04
Ptbv Ratio	1.88
Relative Volume	14.12x
Revenue	24,843,000,000x
Tax By Revenue	10.22x
Tax Rate	18.78%
Tr6m	20.09%
Volume	0

FRA/CRIP (FRA/CRIP)

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