Sector pending / Personal Credit InstitutionsUpdated 2026-05-10 22:07 UTC

FRA/FCA stock hub

FRA/FCA has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

452.1M

Frankfurt Stock Exchange

Market data

Price

Recent price action with selectable time range.

FRA/FCAFRA/FCA

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In the news

Latest news · FRA/FCA

Recent company headlines from major financial publishers.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

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Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E13.7

P25 n/aP50 n/aP75 n/a

Trailing P/E8.6

P25 n/aP50 n/aP75 n/a

ROE20.7

P25 n/aP50 n/aP75 n/a

ROIC9

P25 n/aP50 n/aP75 n/a

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All FRA/FCA market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

183

Groups with data

Currency

GBP

Showing 183 of 183 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	United Kingdom
Country code	DE
Employees	778
Employees Change	52%
Employees Change Percent	7.16
Enterprise value	EUR 451.5M
Exchange	Frankfurt Stock Exchange
Financial currency	GBP
First seen	2026-05-10
Industry	Personal Credit Institutions
Last refreshed	2026-05-10
Market cap	EUR 452.1M
Price	EUR 1.56
Price currency	EUR
Rev Per Employee	301,013.94x
Sic	6141
Symbol	fra/FCA
Website	https://www.fundingcircle.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	11.66%
EV Earnings	8.56x
EV/EBIT	19.12x
EV/EBITDA	17.18x
EV/FCF	-11.45x
EV/Sales	1.91x
FCF yield	-8.72%
Forward P/E	13.71x
P/B ratio	1.73x
P/E ratio	8.57x
P/S ratio	1.93x
PE Ratio3 Y	21.17x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT Margin	9.99%
EBITDA Margin	10.47%
Gross margin	66.52%
Gross Profit	EUR 155.8M
Gross Profit Growth	22.54%
Gross Profit Growth Q	48.73%
Gross Profit Growth3 Y	20.69%
Gross Profit Growth5 Y	17.76%
Net Income	EUR 52.7M
Net Income Growth	434.88%
Net Income Growth Q	90.52%
Pretax Margin	9.94%
Profit Margin	22.52%
Profit Per Employee	EUR 67,776
ROA	2.85
Roa5y	1.54
ROCE	8.74
ROE	20.68
Roe5y	7.9
ROIC	8.95
Roic5y	8.96

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr1y	17.31%
Cagr3y	36.74%
Cagr5y	-2.49%
EPS Growth	457.4
EPS Growth Q	145
Revenue Growth	27.61x
Revenue Growth Q	38.27x
Revenue Growth3 Y	10.97x
Revenue Growth5 Y	8.45x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	EUR 0.46
Assets	EUR 614.3M
Cash	EUR 314.2M
Current Assets	EUR 540.4M
Current Liabilities	EUR 349.6M
Debt	EUR 313.6M
Debt EBITDA	EUR 12.05
Debt Equity	EUR 1.2
Debt FCF	EUR -7.95
Equity	EUR 261.8M
Liabilities	EUR 352.5M
Long Term Assets	EUR 73.9M
Long Term Liabilities	EUR 2.9M
Net Cash	EUR 573,149
Net Cash By Market Cap	EUR 0.13
Net Cash Growth	-99.38%
Net Debt EBITDA	EUR -0.02
Net Debt Equity	EUR -0
Tangible Book Value	EUR 261.7M
Tangible Book Value Per Share	EUR 0.9

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	1.55
Net Working Capital	EUR 183.5M
Quick ratio	1.53
Working Capital	EUR 189.3M
Working Capital Turnover	EUR 1.39

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	14.02%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
1Y total return	17.29%
200-day SMA	1.52
3Y total return	155.74%
50-day SMA	1.59
50-day SMA vs 200-day SMA	50over200
5Y total return	-11.86%
All Time High	5.04
All Time High Change	-69.05%
All Time High Date	2018-10-22
All Time Low	0.28
All Time Low Change	457.14%
All Time Low Date	2024-02-12
ATR	0.05
Ch YTD	12.23
High	1.56
High52	1.97
High52 Date	2026-02-03
High52ch	-20.81%
Low	1.52
Low52	1.2
Low52 Date	2025-06-03
Low52ch	30%
Ma50ch	-1.58%
Price vs 200-day SMA	2.43%
RSI	44.74
RSI Monthly	55.06
RSI Weekly	50.32
Sharpe ratio	0.42x
Sortino ratio	0.82
Total Return	14.02%
Tr YTD	12.23
Tr1m	1.96%
Tr1w	-1.89%
Tr3m	-10.86%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	EUR 23.4M
Operating Income Growth	64.52
Operating Income Growth Q	131.1
Operating Income Growth3 Y	164.7
Operating margin	9.99

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	141,280,801%
Net Borrowing	189,010,417
Shares Insiders	16.4%
Shares Institutions	52.16%
Shares Qo Q	-5.71%
Shares Yo Y	-14.02%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	EUR -45.2M
Average Volume	0x
Bv Per Share	0.91
CAPEX	EUR -687,779
Ch1m	1.96
Ch1w	-1.89
Ch1y	17.29
Ch3m	-10.86
Ch3y	155.7
Ch5y	-11.86
Ch6m	14.71
Change	0%
Change From Open	2.63
Close	1.56
Days Gap	-2.56
Depreciation Amortization	1,156,027
Earnings Date	2026-09-08
EBIT	EUR 23.4M
EBITDA	EUR 24.5M
EPS	EUR 0.16
F Score	3
FCF	EUR -39.4M
FCF EV Yield	-8.73x
Financing CF	142,943,459
Fiscal Year End	December
Founded	2,010
Graham Number	1.92312
Graham Upside	23.28
Income Tax	EUR -29.5M
Investing CF	-144,662,907
Is Primary Listing	0
Last Earnings Date	2026-03-05
Last Report Date	2025-12-31
Ma150	1.52
Ma150ch	2.5%
Ma20	1.65
Ma20ch	-5.57%
Net CF	-40,349,717
Next Earnings Date	2026-09-08
Open	1.52
Position In Range	100
Ppne	9,132,613.4
Price Date	2026-05-08
Price EBITDA	EUR 18.43
Ptbv Ratio	1.73
Relative Volume	20x
Revenue	234,188,843x
SBC By Revenue	2.45x
Share Based Comp	5,731,494
Tax By Revenue	-12.58x
Tr6m	14.71%
Z Score	2.16

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

Does FRA/FCA pay a dividend?

Capital-return profile for this ticker.

Performance

FRA/FCA stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns FRA/FCA?

Insider, institutional, and short-interest positioning.

Institutional ownership

+52.2%

Share of float held by funds and institutions

Insider ownership

+16.4%

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

-14.0%

Negative means the company is buying back shares.

Technical

FRA/FCA momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

44.7

Neutral momentum band

Price vs 200-day MA

+2.4%

50/200-day relationship not available

Beta (5Y)

n/a

Sensitivity to the broader market

Sharpe ratio

0.42

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About FRA/FCA

Hub-level FAQ points readers to the deeper analysis pages.

What is the current fra/FCA stock rating?

fra/FCA is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full fra/FCA analysis?

The full report lives at /stocks/fra/FCA/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for fra/FCA?

The latest report frames fra/FCA around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the fra/FCA page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.