Sector pending / Insurance CarriersUpdated 2026-05-10 22:07 UTC

FRA/NCL stock hub

FRA/NCL has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

22.9B

Frankfurt Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

FRA/NCL

In the news

Latest news · FRA/NCL

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E6.3

P25 n/aP50 n/aP75 n/a

Trailing P/E4.9

P25 n/aP50 n/aP75 n/a

ROE36.3

P25 n/aP50 n/aP75 n/a

ROIC13

P25 n/aP50 n/aP75 n/a

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All FRA/NCL market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

204

Groups with data

Currency

CNY

Showing 204 of 204 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	China
Country code	DE
Employees	27,726
Employees Change	-949%
Employees Change Percent	-3.31
Enterprise value	EUR 34.2B
Exchange	Frankfurt Stock Exchange
Financial currency	CNY
First seen	2026-05-10
Industry	Insurance Carriers
Last refreshed	2026-05-10
Market cap	EUR 22.9B
Price	EUR 5.6
Price currency	EUR
Rev Per Employee	340,702.58x
Sic	6300
Symbol	fra/NCL
Website	https://www.newchinalife.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	20.28%
EV Earnings	7.37x
EV/EBIT	6.53x
EV/EBITDA	6.32x
EV/FCF	2.43x
EV/Sales	3.64x
FCF yield	61.61%
Forward P/E	6.26x
P/B ratio	1.47x
P/E ratio	4.93x
P/S ratio	2.42x
PE Ratio10 Y	11.83x
PE Ratio3 Y	6.08x
PE Ratio5 Y	5.98x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT Margin	55.77%
EBITDA Margin	57.21%
FCF margin	149.21%
Gross margin	60.57%
Gross Profit	EUR 5.7B
Net Income	EUR 4.6B
Net Income Growth	35.83%
Net Income Growth Q	10.52%
Net Income Growth3 Y	13.56%
Net Income Growth5 Y	18.25%
Pretax Margin	54.95%
Profit Margin	49.12%
Profit Per Employee	EUR 167,363
ROA	1.45
Roa5y	1.1
ROCE	2.42
ROE	36.28
Roe5y	20.92
ROIC	13
Roic5y	10.43

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	12.83%
Cagr1y	81.51%
Cagr3y	36.01%
Cagr5y	20.84%
Div CAGR10	26.38%
Div CAGR3	14.69%
Div CAGR5	12.59%
EPS Growth	35.51
EPS Growth Q	10.05
EPS Growth3 Y	13.5
EPS Growth5 Y	18.25
FCF Growth	22.65%
FCF Growth Q	7.96%
FCF Growth3 Y	7.61%
FCF Growth5 Y	12.72%
OCF Growth	23.23%
OCF Growth Q	8.11%
OCF Growth10 Y	33.12%
OCF Growth3 Y	7.55%
OCF Growth5 Y	11.99%
Revenue Growth	21.03x
Revenue Growth Q	-48.55x
Revenue Growth3 Y	2.93x
Revenue Growth5 Y	-18.97x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	EUR 0.04
Assets	EUR 233.1B
Cash	EUR 87.7B
Debt	EUR 15.9B
Debt EBITDA	EUR 2.93
Debt Equity	EUR 1.03
Debt FCF	EUR 1.13
Equity	EUR 15.5B
Interest Coverage	12.49
Liabilities	EUR 217.5B
Net Cash	EUR -11.4B
Net Cash By Market Cap	EUR -49.79
Net Debt EBITDA	EUR 2.11
Net Debt Equity	EUR 0.73
Net Debt FCF	EUR 0.81
Tangible Book Value	EUR 15.2B
Tangible Book Value Per Share	EUR 4.85

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	5.79
Net Working Capital	EUR 83.1B
Quick ratio	5.69
Working Capital	EUR 74.3B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	-0.23%
Dividend Growth	75.27%
Dividend Growth Years	2%
Dividend per share	EUR 0.32
Dividend Years	12
Dividend Yield	5.69%
Ex Div Date	2025-11-13
Last Dividend	EUR 0.08
Payout Frequency	Semi-Annual
Payout Ratio	32.69%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	234.34%
1Y total return	81.43%
200-day SMA	5.56
3Y total return	151.63%
50-day SMA	5.45
50-day SMA vs 200-day SMA	50under200
5Y total return	157.62%
All Time High	6.95
All Time High Change	-19.42%
All Time High Date	2026-01-15
All Time Low	1.43
All Time Low Change	291.61%
All Time Low Date	2024-01-22
ATR	0.13
Ch YTD	-3.45
High	5.65
High52	6.95
High52 Date	2026-01-15
High52ch	-19.42%
Low	5.6
Low52	3.38
Low52 Date	2025-05-09
Low52ch	65.68%
Ma50ch	2.83%
Price vs 200-day SMA	0.65%
RSI	57.31
RSI Monthly	61.24
RSI Weekly	50.91
Sharpe ratio	1.42x
Sortino ratio	2.34
Total Return	5.46%
Tr YTD	-3.45
Tr1m	12.45%
Tr1w	2.75%
Tr3m	-13.18%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	EUR 5.3B
Operating margin	55.77

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	2,731,184,019%
Net Borrowing	-8,572,136,733.9
Shares Institutions	50.54%
Shares Qo Q	0.21%
Shares Yo Y	0.23%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	EUR 14.1B
Average Volume	47x
Bv Per Share	4.97
CAPEX	EUR -194M
Ch10y	105.7
Ch1m	12.45
Ch1w	2.75
Ch1y	69.7
Ch3m	-13.18
Ch3y	102.9
Ch5y	78.34
Ch6m	2.75
Change	0%
Change From Open	-0.88
Close	5.6
Days Gap	0.89
Earnings Date	2026-04-29
EBIT	EUR 5.3B
EBITDA	EUR 5.4B
EPS	EUR 1.49
F Score	7
FCF	EUR 14.1B
FCF EV Yield	41.21x
Financing CF	-8,801,509,408
Fiscal Year End	December
Founded	1,996
Graham Number	9.86013
Graham Upside	76.07
Income Tax	EUR 550.1M
Investing CF	-6,159,145,291
Is Primary Listing	0
Last Earnings Date	2026-04-29
Last Report Date	2026-03-31
Lynch Fair Value	EUR 20.72
Lynch Upside	270.1
Ma150	5.7
Ma150ch	-1.79%
Ma20	5.35
Ma20ch	4.63%
Net CF	-692,592,631
Next Earnings Date	2026-08-28
Open	5.65
P FCF Ratio	1.62
P OCF Ratio	1.6
Payment Date	2025-12-12
Position In Range	0
Ppne	2,176,761,645.1
Price Date	2026-05-08
Price EBITDA	EUR 4.23
Ptbv Ratio	1.51
Relative Volume	4.76x
Revenue	9,446,319,686x
Tax By Revenue	5.82x
Tax Rate	10.6%
Tr6m	4.24%

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

FRA/NCL dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+5.7%

$0.32 annual per share

Payout ratio

+32.7%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+12.6%

2 consecutive years of growth

Total shareholder yield

+5.5%

Next ex-dividend date: 2025-11-13

Performance

FRA/NCL stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns FRA/NCL?

Insider, institutional, and short-interest positioning.

Institutional ownership

+50.5%

Share of float held by funds and institutions

Insider ownership

n/a

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

+0.2%

Negative means the company is buying back shares.

Technical

FRA/NCL momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

57.3

Neutral momentum band

Price vs 200-day MA

+0.6%

50/200-day relationship not available

Beta (5Y)

n/a

Sensitivity to the broader market

Sharpe ratio

1.42

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About FRA/NCL

Hub-level FAQ points readers to the deeper analysis pages.

What is the current fra/NCL stock rating?

fra/NCL is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full fra/NCL analysis?

The full report lives at /stocks/fra/NCL/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for fra/NCL?

The latest report frames fra/NCL around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the fra/NCL page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.