Sector pending / Fire, Marine, and Casualty InsuranceUpdated 2026-05-10 22:07 UTC

FRA/SMP0 stock hub

FRA/SMP0 has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

23.5B

Frankfurt Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

FRA/SMP0

In the news

Latest news · FRA/SMP0

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Fetching the latest headlines.

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Fetching the latest headlines.

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E16.8

P25 n/aP50 n/aP75 n/a

Trailing P/E14.1

P25 n/aP50 n/aP75 n/a

ROE21.3

P25 n/aP50 n/aP75 n/a

ROIC16.3

P25 n/aP50 n/aP75 n/a

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All FRA/SMP0 market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

205

Groups with data

Currency

EUR

Showing 205 of 205 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Finland
Country code	DE
Employees	15,514
Employees Change	576%
Employees Change Percent	3.7
Enterprise value	EUR 24.6B
Exchange	Frankfurt Stock Exchange
Financial currency	EUR
First seen	2026-05-10
Industry	Fire, Marine, and Casualty Insurance
Last refreshed	2026-05-10
Market cap	EUR 23.5B
Price	EUR 8.8
Price currency	EUR
Rev Per Employee	705,400.22x
Sic	6331
Symbol	fra/SMP0
Website	https://www.sampo.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	7.1%
EV Earnings	14.78x
EV/EBIT	11.29x
EV/EBITDA	10.26x
EV/FCF	30.69x
EV/Sales	2.31x
FCF yield	3.42%
Forward P/E	16.76x
P/B ratio	2.86x
P/E ratio	14.09x
P/S ratio	2.2x
PE Ratio10 Y	29.37x
PE Ratio3 Y	17.17x
PE Ratio5 Y	16.67x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT Margin	20.46%
EBITDA Margin	22.21%
FCF margin	7.52%
Gross margin	40.98%
Gross Profit	EUR 4.4B
Net Income	EUR 1.7B
Net Income Growth	52.1%
Net Income Growth3 Y	1.25%
Net Income Growth5 Y	36.72%
Pretax Margin	19.57%
Profit Margin	15.62%
Profit Per Employee	EUR 110,186
ROA	5.19
Roa5y	3.87
ROCE	14.11
ROE	21.26
Roe5y	18.08
ROIC	16.26
Roic5y	13.42

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	7.83%
Cagr15y	10.92%
Cagr1y	0.9%
Cagr3y	8.42%
Cagr5y	10.41%
Div CAGR10	-1.76%
Div CAGR3	-11.54%
Div CAGR5	1.15%
EPS Growth	49.18
EPS Growth3 Y	0.43
EPS Growth5 Y	37.84
FCF Growth	-58.8%
FCF Growth5 Y	-8.11%
OCF Growth	-54.49%
OCF Growth Q	-95.41%
OCF Growth10 Y	26.55%
OCF Growth5 Y	-7.27%
Revenue Growth	9.77x
Revenue Growth Q	-7.76x
Revenue Growth3 Y	8.84x
Revenue Growth5 Y	-2.2x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	EUR 0.41
Assets	EUR 26.6B
Cash	EUR 18.6B
Debt	EUR 2.4B
Debt EBITDA	EUR 1.01
Debt Equity	EUR 0.3
Debt FCF	EUR 3.02
Equity	EUR 8.2B
Interest Coverage	28.35
Liabilities	EUR 18.4B
Net Cash	EUR -1.2B
Net Cash By Market Cap	EUR -4.91
Net Debt EBITDA	EUR 0.49
Net Debt Equity	EUR 0.14
Net Debt FCF	EUR 1.44
Tangible Book Value	EUR 4.7B
Tangible Book Value Per Share	EUR 1.78

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	1.9
Net Working Capital	EUR 8.7B
Quick ratio	1.67
Working Capital	EUR 10B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	-1.96%
Dividend Growth	5.88%
Dividend Growth Years	0%
Dividend per share	EUR 0.36
Dividend Years	30
Dividend Yield	4.22%
Ex Div Date	2026-04-23
Last Dividend	EUR 0.36
Payout Frequency	Annual
Payout Ratio	54.89%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	112.5%
1Y total return	0.9%
200-day SMA	9.57
3Y total return	27.44%
50-day SMA	9.12
50-day SMA vs 200-day SMA	50under200
5Y total return	64.04%
All Time High	10.34
All Time High Change	-14.91%
All Time High Date	2026-01-02
All Time Low	3.42
All Time Low Change	157.03%
All Time Low Date	2011-09-26
ATR	0.17
Ch YTD	-13.83
High	8.8
High52	10.34
High52 Date	2026-01-02
High52ch	-14.91%
Low	8.8
Low52	8.54
Low52 Date	2026-04-30
Low52ch	3.07%
Ma50ch	-3.55%
Price vs 200-day SMA	-8.08%
RSI	45.42
RSI Monthly	48.35
RSI Weekly	37.73
Sharpe ratio	-0.14x
Sortino ratio	0.05
Total Return	2.26%
Tr YTD	-10.34
Tr15y	373.37%
Tr1m	-1.78%
Tr1w	-0.2%
Tr3m	-0.8%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	EUR 2.2B
Operating margin	20.46

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	2,046,503,452%
Net Borrowing	-82,000,000
Shares Insiders	0.81%
Shares Institutions	41.37%
Shares Qo Q	-1.23%
Shares Yo Y	1.96%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	EUR 803M
Average Volume	20.5x
Bv Per Share	3.09
CAPEX	EUR -166M
Ch10y	13.32
Ch15y	98.06
Ch1m	-5.6
Ch1w	-0.2
Ch1y	-3.02
Ch3m	-4.66
Ch3y	-2.78
Ch5y	9.32
Ch6m	-10.59
Change	-1.65%
Change From Open	-0.02
Close	8.95
Days Gap	-1.68
Earnings Date	2026-05-06
EBIT	EUR 2.2B
EBITDA	EUR 2.4B
EPS	EUR 0.62
F Score	5
FCF	EUR 803M
FCF EV Yield	3.26x
Financing CF	-1,347,000,000
Fiscal Year End	December
Founded	1,909
Graham Number	6.56993
Graham Upside	-25.32
Income Tax	EUR 421M
Investing CF	-129,000,000
Is Primary Listing	0
Last Earnings Date	2026-05-06
Last Report Date	2026-03-31
Last Split Date	2025-02-11
Last Split Type	Forward
Lynch Fair Value	EUR 15.61
Lynch Upside	77.4
Ma150	9.54
Ma150ch	-7.73%
Ma20	9.02
Ma20ch	-2.44%
Net CF	-547,000,000
Next Earnings Date	2026-08-12
Open	8.8
P FCF Ratio	29.26
P OCF Ratio	24.24
Payment Date	2026-05-05
Ppne	305,000,000
Price Date	2026-05-08
Price EBITDA	EUR 9.91
Ptbv Ratio	4.97
Relative Volume	0.5x
Revenue	10,672,000,000x
Tax By Revenue	3.94x
Tax Rate	20.16%
Tr6m	-6.97%
Volume	0

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

FRA/SMP0 dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+4.2%

$0.36 annual per share

Payout ratio

+54.9%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+1.1%

0 consecutive years of growth

Total shareholder yield

+2.3%

Next ex-dividend date: 2026-04-23

Performance

FRA/SMP0 stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns FRA/SMP0?

Insider, institutional, and short-interest positioning.

Institutional ownership

+41.4%

Share of float held by funds and institutions

Insider ownership

+0.8%

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

+2.0%

Negative means the company is buying back shares.

Technical

FRA/SMP0 momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

45.4

Neutral momentum band

Price vs 200-day MA

-8.1%

50/200-day relationship not available

Beta (5Y)

n/a

Sensitivity to the broader market

Sharpe ratio

-0.14

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About FRA/SMP0

Hub-level FAQ points readers to the deeper analysis pages.

What is the current fra/SMP0 stock rating?

fra/SMP0 is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full fra/SMP0 analysis?

The full report lives at /stocks/fra/SMP0/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for fra/SMP0?

The latest report frames fra/SMP0 around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the fra/SMP0 page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.