Sector pending / Accident and Health InsuranceUpdated 2026-05-10 22:07 UTC

MUN/UUM stock hub

MUN/UUM has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

11B

Munich Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

MUN/UUM

In the news

Latest news · MUN/UUM

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E9.2

P25 n/aP50 n/aP75 n/a

Trailing P/E16.2

P25 n/aP50 n/aP75 n/a

ROE7.1

P25 n/aP50 n/aP75 n/a

ROIC6.3

P25 n/aP50 n/aP75 n/a

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All MUN/UUM market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

203

Groups with data

Currency

USD

Showing 203 of 203 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	United States
Country code	DE
Employees	10,797
Employees Change	-153%
Employees Change Percent	-1.38
Enterprise value	EUR 14.2B
Exchange	Munich Stock Exchange
Financial currency	USD
First seen	2026-05-10
Industry	Accident and Health Insurance
Last refreshed	2026-05-10
Market cap	EUR 11B
Price	EUR 61.96
Price currency	EUR
Rev Per Employee	1,071,501.48x
Sic	6321
Symbol	mun/UUM
Website	https://www.unum.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	6.17%
EV Earnings	21x
EV/EBIT	13.93x
EV/EBITDA	12.48x
EV/FCF	30.46x
EV/Sales	1.26x
FCF yield	4.26%
Forward P/E	9.19x
P/B ratio	1.16x
P/E ratio	16.2x
P/S ratio	0.95x
PE Ratio10 Y	8.71x
PE Ratio3 Y	9.61x
PE Ratio5 Y	8.27x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT Margin	9.01%
EBITDA Margin	9.95%
FCF margin	4.04%
Gross margin	29.53%
Gross Profit	EUR 3.4B
Net Income	EUR 677.7M
Net Income Growth	-50.32%
Net Income Growth Q	22.69%
Net Income Growth3 Y	-19.98%
Net Income Growth5 Y	-0.09%
Pretax Margin	7.44%
Profit Margin	5.86%
Profit Per Employee	EUR 62,768
ROA	1.2
Roa5y	1.73
ROCE	1.94
ROE	7.07
Roe5y	12.14
ROIC	6.28
Roic5y	10.18

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr1y	34.14%
Cagr3y	24.81%
Cagr5y	36.21%
Div CAGR3	7.64%
Div CAGR5	10.37%
EPS Growth	-45.98
EPS Growth Q	33.02
EPS Growth3 Y	-15.3
EPS Growth5 Y	3.68
FCF Growth	-62.46%
FCF Growth Q	-5.22%
FCF Growth3 Y	-21.97%
OCF Growth	-56.97%
OCF Growth Q	-3.62%
OCF Growth10 Y	-5.48%
OCF Growth3 Y	-18.43%
OCF Growth5 Y	64.75%
Revenue Growth	4.39x
Revenue Growth Q	8.53x
Revenue Growth3 Y	3.48x
Revenue Growth5 Y	-0.04x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	EUR 0.21
Assets	EUR 54.4B
Cash	EUR 1.9B
Debt	EUR 3.5B
Debt EBITDA	EUR 3
Debt Equity	EUR 0.37
Debt FCF	EUR 7.47
Equity	EUR 9.4B
Interest Coverage	5.73
Liabilities	EUR 44.9B
Net Cash	EUR -3.3B
Net Cash By Market Cap	EUR -30.25
Net Debt EBITDA	EUR 2.89
Net Debt Equity	EUR 0.35
Net Debt FCF	EUR 7.11
Tangible Book Value	EUR 9.1B
Tangible Book Value Per Share	EUR 56.86

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	18.37
Net Working Capital	EUR 13B
Quick ratio	4.5
Working Capital	EUR 12.9B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	8.23%
Dividend Growth	1.06%
Dividend Growth Years	4%
Dividend per share	EUR 1.57
Dividend Years	8
Dividend Yield	2.31%
Ex Div Date	2026-04-24
Last Dividend	EUR 0.39
Payout Frequency	Quarterly
Payout Ratio	39.33%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
1Y total return	34.12%
200-day SMA	29.12
3Y total return	94.45%
50-day SMA	50.1
50-day SMA vs 200-day SMA	50over200
5Y total return	368.71%
All Time High	74.98
All Time High Change	-17.36%
All Time High Date	2025-03-17
All Time Low	9.5
All Time Low Change	552.21%
All Time Low Date	2020-03-24
ATR	2.78
Ch YTD	-9.94
High	62.36
High52	74.98
High52 Date	2025-03-17
High52ch	-17.36%
Low	61.96
Low52	56.86
Low52 Date	2024-10-30
Low52ch	8.97%
Ma50ch	23.68%
Price vs 200-day SMA	112.75%
RSI	53.18
RSI Monthly	60.21
RSI Weekly	70.85
Sharpe ratio	2.43x
Sortino ratio	5.15
Total Return	10.54%
Tr YTD	-6.68
Tr1m	-7.47%
Tr1w	1.92%
Tr3m	-11.37%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	EUR 1B
Operating margin	9.01

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	143,827,783%
Net Borrowing	11,701,875.6
Shares Insiders	0.94%
Shares Institutions	82.92%
Shares Qo Q	-2.17%
Shares Yo Y	-8.23%
Short Ratio	2.07

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	EUR 467.3M
Average Volume	75x
Bv Per Share	58.77
CAPEX	EUR -118M
Ch1m	-9.73
Ch1y	28.39
Ch3m	-13.54
Ch3y	74.86
Ch5y	284.8
Ch6m	-14.02
Change	-9.73%
Change From Open	-0.64
Close	68.64
Days Gap	-9.15
Dollar Volume	26,952.6
Earnings Date	2026-04-28
EBIT	EUR 1B
EBITDA	EUR 1.2B
EPS	EUR 4
F Score	5
FCF	EUR 467.3M
FCF EV Yield	3.28x
Financing CF	-1,182,737,010
Fiscal Year End	December
Founded	1,848
Goodwill	299,330,586
Graham Number	67.73337
Graham Upside	9.32
Income Tax	EUR 183.2M
Investing CF	558,281,010
Is Primary Listing	0
Last Earnings Date	2026-04-28
Last Report Date	2026-03-31
Lynch Fair Value	EUR 19.12
Lynch Upside	-69.14
Ma150	32.42
Ma150ch	91.12%
Ma20	62.28
Ma20ch	-0.51%
Net CF	-39,115,230
Next Earnings Date	2026-07-28
Open	62.36
P FCF Ratio	23.49
P OCF Ratio	18.76
Payment Date	2026-05-15
Position In Range	0
Ppne	431,867,046.6
Price Date	2025-09-10
Price EBITDA	EUR 9.54
Ptbv Ratio	1.2
Relative Volume	5.8x
Revenue	11,569,001,430x
Tax By Revenue	1.58x
Tax Rate	21.28%
Tr6m	-11.43%
Volume	435

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

MUN/UUM dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+2.3%

$1.57 annual per share

Payout ratio

+39.3%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+10.4%

4 consecutive years of growth

Total shareholder yield

+10.5%

Next ex-dividend date: 2026-04-24

Performance

MUN/UUM stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns MUN/UUM?

Insider, institutional, and short-interest positioning.

Institutional ownership

+82.9%

Share of float held by funds and institutions

Insider ownership

+0.9%

Stake held by company insiders. Higher generally signals alignment.

Negative means the company is buying back shares.

Technical

MUN/UUM momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

53.2

Neutral momentum band

Price vs 200-day MA

+112.7%

50/200-day relationship not available

Beta (5Y)

n/a

Sensitivity to the broader market

Sharpe ratio

2.43

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About MUN/UUM

Hub-level FAQ points readers to the deeper analysis pages.

What is the current mun/UUM stock rating?

mun/UUM is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full mun/UUM analysis?

The full report lives at /stocks/mun/UUM/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for mun/UUM?

The latest report frames mun/UUM around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the mun/UUM page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.