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HEL/ALBBV (HEL/ALBBV)

Nasdaq Helsinki: HEL/ALBBV · EUR

€43.8

+1.00 (+2.3%)· Recorded snapshot

Coverage state: Market snapshot only — no published research

Market snapshot recorded 2026-08-02 02:00 UTC. No published research is attached to this ticker. Prices and fundamentals on this server-rendered page are dated snapshots, not a real-time trading feed.

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Market cap	689.2M
Revenue (ttm)	218M
Net income (ttm)	49.8M
EPS (ttm)	€3.21
P/E (trailing)	13.8x
Dividend	€3.50 (8.20%)
Volume	2,667
Beta	0.28

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 218M
Net income (ttm): 49.8M
EPS (ttm): €3.21
P/E (trailing): 13.8x
Market cap: 689.2M

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Market & fundamental data

Available fields

185

Groups with data

Currency

EUR

Showing 185 of 185 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Finland
Country code	FI
Employees	1,021
Employees Change	7%
Employees Change Percent	0.62
Exchange	Nasdaq Helsinki
Financial currency	EUR
First seen	2026-05-10
Industry	Banks - Regional
Industry PE	12.73
Isin	FI0009001127
Last refreshed	2026-08-02
Market cap	EUR 689.2M
Price	EUR 43.8
Price currency	EUR
Rev Per Employee	213,472.09x
Sector	Financials
Sector PE	13.72
Sector PE Fwd	13.19
Sic	6020
Symbol	hel/ALBBV
Website	https://www.alandsbanken.fi

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	7.22%
FCF yield	-18.76%
P/B ratio	2.06x
P/E ratio	13.85x
P/S ratio	3.16x
PE Ratio10 Y	11.35x
PE Ratio3 Y	11.23x
PE Ratio5 Y	12.28x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Gross Profit	EUR 218M
Net Income	EUR 49.8M
Net Income Growth	-8.76%
Net Income Growth Q	-30.94%
Net Income Growth Years	3%
Net Income Growth3 Y	12.61%
Net Income Growth5 Y	5.5%
Pretax Margin	28.63%
Profit Margin	22.84%
Profit Per Employee	EUR 48,756
Profitable Quarters	EUR 55
Profitable Years	14
ROA	0.99
Roa5y	0.84
ROE	15.08
Roe5y	13.94

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	18.58%
Cagr15y	12.22%
Cagr1y	21.7%
Cagr20y	7.66%
Cagr3y	16.52%
Cagr5y	16.48%
Div CAGR10	19.29%
Div CAGR3	19.52%
Div CAGR5	11.84%
EPS Growth	-9.32
EPS Growth Q	-31.11
EPS Growth Years	3
EPS Growth3 Y	12.29
EPS Growth5 Y	5.64
Revenue Growth	0.93x
Revenue Growth Q	-3.26x
Revenue Growth Years	0x
Revenue Growth3 Y	6.51x
Revenue Growth5 Y	6.43x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	EUR 5.1B
Cash	EUR 265.4M
Debt	EUR 1B
Debt FCF	EUR -7.94
Equity	EUR 334M
Liabilities	EUR 4.8B
Net Cash	EUR -761.6M
Net Cash By Market Cap	EUR -111
Net Debt Equity	EUR 2.28
Tangible Book Value	EUR 310M
Tangible Book Value Per Share	EUR 20.12
WACC	2.32

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	EUR -3.5B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	0.04%
Dividend Growth	0%
Dividend Growth Years	3%
Dividend per share	EUR 3.5
Dividend Years	6
Dividend Yield	8.2%
Ex Div Date	2026-07-20
Last Dividend	EUR 0.75
Payout Frequency	Annual
Payout Ratio	89.34%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	449.31%
1Y total return	21.68%
200-day SMA	45.81
3Y total return	58.22%
50-day SMA	43.07
50-day SMA vs 200-day SMA	50under200
5Y total return	114.37%
All Time High	52.2
All Time High Change	-16.09%
All Time High Date	2026-03-30
All Time Low	5.38
All Time Low Change	714.88%
All Time Low Date	1992-09-16
ATR	0.95
Beta	0.28
Ch YTD	-2.88
High	43.9
High52	52.2
High52 Date	2026-03-30
High52ch	-16.09%
Low	42.9
Low52	38.6
Low52 Date	2025-07-31
Low52ch	13.47%
Ma50ch	1.69%
Price vs 200-day SMA	-4.39%
RSI	54.19
RSI Monthly	55.89
RSI Weekly	45.88
Sharpe ratio	0.89x
Sortino ratio	1.66
Total Return	8.23%
Tr YTD	4.42
Tr15y	463.59%
Tr1m	1.76%
Tr1w	1.86%
Tr3m	-7.14%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	EUR 62.4M
Operating margin	28.63

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	10,306,373%
Net Borrowing	-5,621,000
Shares Insiders	24.62%
Shares Institutions	5.34%
Shares Qo Q	0.05%
Shares Yo Y	-0.04%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Average Volume	2,164.9x
Bv Per Share	21.67
CAPEX	EUR -3.3M
Ch10y	218.3
Ch15y	173.8
Ch1w	1.86
Ch1y	13.18
Ch20y	86.38
Ch3m	-8.75
Ch3y	27.33
Ch5y	55.32
Ch6m	-7.4
Change	2.34%
Change From Open	2.1
Close	42.8
Days Gap	0.23
Dollar Volume	116,814.6
Earnings Date	2026-07-17
EPS	EUR 3.21
F Score	2
FCF	EUR -129.3M
Financing CF	138,206,000
Fiscal Year End	December
Founded	1,919
Graham Number	38.86897
Graham Upside	-11.26
Income Tax	EUR 12.6M
Investing CF	-9,315,000
Is Primary Listing	0
Last Earnings Date	2026-07-17
Last Report Date	2026-06-30
Lynch Fair Value	EUR 17.4
Lynch Upside	-60.27
Ma150	46.24
Ma150ch	-5.28%
Ma20	43.4
Ma20ch	0.93%
Net CF	3,152,000
Next Earnings Date	2026-10-23
Open	42.9
Payment Date	2026-07-28
Position In Range	90
Ppne	46,000,000
Price Date	2026-07-31
Ptbv Ratio	2.22
Relative Volume	1.3x
Revenue	217,955,000x
Tax By Revenue	5.79x
Tax Rate	20.23%
Tr20y	337.85%
Tr6m	-0.44%
Volume	2,667

HEL/ALBBV (HEL/ALBBV)

Coverage state: Market snapshot only — no published research

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Profile and market data

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Growth

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Performance and technicals

Analyst estimates

Ownership and float

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