Is a complete HEL/SAMPO research report available?

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Accepted Answer

No complete published report is available for hel/SAMPO (HEL/SAMPO) on this page. Market-directory data, when present, is not a substitute for a reviewed stock analysis.

Market cap	25.4B
Revenue (ttm)	10.7B
Net income (ttm)	1.7B
EPS (ttm)	€0.62
Shares out	2.6B
P/E (trailing)	15.4x
P/E (forward)	17.2x
Dividend	€0.36 (3.75%)
Volume	2,361,617

Metric	Value
Country	Finland
Country code	FI
Employees	15,129
Employees Change	116%
Employees Change Percent	0.77
Enterprise value	EUR 26.6B
Exchange	Nasdaq Helsinki
Financial currency	EUR
First seen	2026-05-10
Industry	Insurance - Diversified
Isin	FI4000552500
Last refreshed	2026-07-31
Market cap	EUR 25.4B
Price	EUR 9.62
Price currency	EUR
Rev Per Employee	705,400.22x
Sector	Financials
Sector PE	13.65
Sector PE Fwd	13.06
Sic	6331
Symbol	hel/SAMPO
Website	https://www.sampo.com

Metric	Value
Earnings Yield	6.55%
EV Earnings	15.95x
EV/EBIT	12.18x
EV/EBITDA	11.07x
EV/FCF	33.11x
EV/Sales	2.49x
FCF yield	3.16%
Forward P/E	17.25x
P/B ratio	3.1x
P/E ratio	15.44x
P/S ratio	2.38x
PE Ratio10 Y	29.37x
PE Ratio3 Y	17.17x
PE Ratio5 Y	16.67x

Metric	Value
EBIT Margin	20.46%
EBITDA Margin	22.21%
FCF margin	7.52%
Gross margin	40.98%
Gross Profit	EUR 4.4B
Net Income	EUR 1.7B
Net Income Growth	52.1%
Net Income Growth Years	1%
Net Income Growth3 Y	1.25%
Net Income Growth5 Y	36.72%
Pretax Margin	19.57%
Profit Margin	15.62%
Profit Per Employee	EUR 110,186
Profitable Years	26
ROA	5.19
Roa5y	3.87
ROCE	14.11
ROE	21.26
Roe5y	18.08
ROIC	16.26
Roic5y	13.42

Metric	Value
Cagr10y	9.54%
Cagr15y	12.07%
Cagr1y	6.36%
Cagr20y	12.56%
Cagr3y	14.35%
Cagr5y	11.28%
Div CAGR10	-1.76%
Div CAGR3	-11.54%
Div CAGR5	1.15%
EPS Growth	49.18
EPS Growth Years	1
EPS Growth3 Y	0.43
EPS Growth5 Y	37.84
FCF Growth	-58.8%
FCF Growth5 Y	-8.11%
OCF Growth	-54.49%
OCF Growth Q	-95.41%
OCF Growth10 Y	26.55%
OCF Growth5 Y	-7.27%
Revenue Growth	9.77x
Revenue Growth Q	-7.76x
Revenue Growth Years	3x
Revenue Growth3 Y	8.84x
Revenue Growth5 Y	-2.2x

HEL/SAMPO (HEL/SAMPO)

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Metric	Value
Asset Turnover	EUR 0.41
Assets	EUR 26.6B
Cash	EUR 18.6B
Debt	EUR 2.4B
Debt EBITDA	EUR 1.01
Debt Equity	EUR 0.3
Debt FCF	EUR 3.02
Equity	EUR 8.2B
Interest Coverage	28.35
Liabilities	EUR 18.4B
Net Cash	EUR -1.2B
Net Cash By Market Cap	EUR -4.53
Net Debt EBITDA	EUR 0.49
Net Debt Equity	EUR 0.14
Net Debt FCF	EUR 1.44
Tangible Book Value	EUR 4.7B
Tangible Book Value Per Share	EUR 1.78
WACC	5.31

Metric	Value
Current ratio	1.9
Net Working Capital	EUR 8.7B
Quick ratio	1.67
Working Capital	EUR 10B

Metric	Value
Buyback Yield	-1.96%
Dividend Growth	5.88%
Dividend Growth Years	0%
Dividend per share	EUR 0.36
Dividend Years	33
Dividend Yield	3.75%
Ex Div Date	2026-04-23
Last Dividend	EUR 0.36
Payout Frequency	Annual
Payout Ratio	54.89%

Metric	Value
10Y total return	148.73%
1Y total return	6.36%
200-day SMA	9.47
3Y total return	49.54%
50-day SMA	9.28
50-day SMA vs 200-day SMA	50under200
5Y total return	70.6%
All Time High	10.39
All Time High Change	-7.43%
All Time High Date	2026-01-02
All Time Low	0.06
All Time Low Change	15,094.31%
All Time Low Date	1992-09-16
ATR	0.12
Beta	0.24
Beta1y	0.26
Beta2y	0.28
Ch YTD	-6.89
High	9.66
High52	10.39
High52 Date	2026-01-02
High52ch	-7.43%
Low	9.57
Low52	8.64
Low52 Date	2026-04-30
Low52ch	11.29%
Ma50ch	3.68%
Price vs 200-day SMA	1.53%
RSI	58.19
RSI Monthly	57.42
RSI Weekly	56.16
Sharpe ratio	0.23x
Sortino ratio	0.65
Total Return	1.79%
Tr YTD	-3.15
Tr15y	452.23%
Tr1m	5.07%
Tr1w	0.44%
Tr3m	10.73%

Metric	Value
Analyst Count	16
Analyst Ratings	Buy
Operating Income	EUR 2.2B
Operating margin	20.46
Price target	EUR 10.54
Price Target Change	EUR 9.59

Metric	Value
Float	2,034,563,549%
Net Borrowing	-82,000,000
Shares Insiders	0.81%
Shares Institutions	41.26%
Shares Out	2,644,120,993
Shares Qo Q	-1.23%
Shares Yo Y	1.96%

Metric	Value
Average Volume	2,752,947.9x
Bv Per Share	3.09
CAPEX	EUR -166M
Ch10y	29.73
Ch15y	126.1
Ch1m	5.07
Ch1w	0.44
Ch1y	2.25
Ch20y	227.1
Ch3m	10.73
Ch3y	20.14
Ch5y	17.81
Ch6m	2.32
Change	0.15%
Change From Open	0.29
Close	9.6
Days Gap	-0.1
Dollar Volume	22,714,032.3
Earnings Date	2026-08-12
EBIT	EUR 2.2B
EBITDA	EUR 2.4B
EPS	EUR 0.62
F Score	5
FCF	EUR 803M
FCF EV Yield	3.02x
FCF Per Share	EUR 0.3
Financing CF	-1,347,000,000
Fiscal Year End	December
Founded	1,909
Graham Number	6.63463
Graham Upside	-31.02
Income Tax	EUR 421M
Investing CF	-129,000,000
Is Primary Listing	1
Last Earnings Date	2026-05-06
Last Report Date	2026-03-31
Last Split Date	2025-02-11
Last Split Type	Forward
Lynch Fair Value	EUR 15.76
Lynch Upside	63.87
Ma150	9.33
Ma150ch	3.09%
Ma20	9.57
Ma20ch	0.46%
Net CF	-547,000,000
Next Earnings Date	2026-08-12
Open	9.59
P FCF Ratio	31.67
P OCF Ratio	26.24
Payment Date	2026-05-05
Position In Range	53.33
Ppne	305,000,000
Price Date	2026-07-30
Price EBITDA	EUR 10.73
Ptbv Ratio	5.38
Relative Volume	0.89x
Revenue	10,672,000,000x
Tax By Revenue	3.94x
Tax Rate	20.16%
Tr20y	965.57%
Tr6m	6.43%
Volume	2,361,617