Is a complete IDX/BFIN research report available?

No complete published report is available for idx/BFIN (IDX/BFIN) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

idx/BFIN stock profile: metrics, valuation and analysis

Market cap	14.9T
Revenue (ttm)	4.6T
Net income (ttm)	1.6T
EPS (ttm)	IDR 108
Shares out	14.7B
P/E (trailing)	9.4x
P/E (forward)	9.2x
Dividend	IDR 70.0 (7.37%)
Volume	12,137,600
Beta	0.40

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Market & fundamental data

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223

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Currency

IDR

Showing 223 of 223 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Indonesia
Country code	ID
Employees	5,450
Employees Change	-331%
Employees Change Percent	-5.73
Exchange	Indonesia Stock Exchange
Financial currency	IDR
First seen	2026-05-10
Industry	Credit Services
Industry PE	8.42
Isin	ID1000124001
Last refreshed	2026-09-11
Market cap	IDR 14.9T
Price	IDR 1,010
Price currency	IDR
Rev Per Employee	837,976,513.76x
Sector	Financials
Sector PE	10.95
Sector PE Fwd	9.16
Sic	6141
Symbol	idx/BFIN
Website	https://www.bfi.co.id

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	11.07%
FCF yield	15.78%
Forward P/E	9.22x
P/B ratio	1.36x
P/E ratio	9.39x
P/S ratio	3.26x
PE Ratio10 Y	10.33x
PE Ratio3 Y	8.8x
PE Ratio5 Y	10.19x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
FCF margin	51.46%
Gross margin	98.4%
Gross Profit	IDR 4.5T
Net Income	IDR 1.6T
Net Income Growth	0.44%
Net Income Growth Q	33.03%
Net Income Growth Qo Q	33.94%
Net Income Growth Quarters	1%
Net Income Growth Years	1%
Net Income Growth3 Y	-3.35%
Net Income Growth5 Y	13.98%
Pretax Margin	44.99%
Profit Margin	36.1%
Profit Per Employee	IDR 302.5M
Profitable Quarters	IDR 26
Profitable Years	17
ROA	6.54
Roa5y	7.35
ROE	15.36
Roe5y	17.51
ROIC	6.86
Roic5y	7.71

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	19.24%
Cagr15y	12.97%
Cagr1y	48.63%
Cagr20y	21.88%
Cagr3y	2.84%
Cagr5y	5.27%
Div CAGR10	12.9%
Div CAGR3	5.27%
Div CAGR5	31.21%
EPS Growth	-1.34
EPS Growth Q	34.97
EPS Growth Qo Q	33.9
EPS Growth Quarters	1
EPS Growth Years	0
EPS Growth3 Y	-4.01
EPS Growth5 Y	13.44
FCF Growth	1,294.53%
FCF Growth Q	93.57%
FCF Growth Qo Q	301.09%
FCF Growth5 Y	-6.97%
OCF Growth	820.49%
OCF Growth Q	86.59%
OCF Growth Qo Q	257.94%
OCF Growth10 Y	8.48%
OCF Growth5 Y	-6.41%
Revenue Growth	3.79x
Revenue Growth Q	15.66x
Revenue Growth Qo Q	17.7x
Revenue Growth Quarters	8x
Revenue Growth Years	1x
Revenue Growth3 Y	0.79x
Revenue Growth5 Y	12.92x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	IDR 0.18
Assets	IDR 25.1T
Cash	IDR 1.6T
Debt	IDR 13T
Debt Equity	IDR 1.18
Debt FCF	IDR 5.51
Equity	IDR 10.9T
Liabilities	IDR 14.1T
Net Cash	IDR -11.4T
Net Cash By Market Cap	IDR -76.35
Net Debt Equity	IDR 1.04
Net Debt FCF	IDR 4.84
Tangible Book Value	IDR 10.8T
Tangible Book Value Per Share	IDR 734
WACC	3.44

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	2.99
Quick ratio	2.96
Working Capital	IDR 16.1T
Working Capital Turnover	IDR 0.29

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	-1.52%
Dividend Growth	16.67%
Dividend Growth Years	1%
Dividend per share	IDR 70
Dividend Years	13
Dividend Yield	7.37%
Ex Div Date	2026-06-03
Last Dividend	IDR 35
Payout Frequency	Semi-Annual
Payout Ratio	62.84%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	480.85%
1Y total return	48.59%
200-day SMA	767.3
3Y total return	8.77%
50-day SMA	865.1
50-day SMA vs 200-day SMA	50over200
5Y total return	29.3%
All Time High	1,535
All Time High Change	-34.2%
All Time High Date	2023-06-13
All Time Low	1.25
All Time Low Change	80,700%
All Time Low Date	1998-08-28
ATR	41.81
Beta	0.4
Beta1y	0.33
Beta2y	0.46
Ch YTD	44.29
High	1,025
High52	1,040
High52 Date	2026-09-08
High52ch	-2.88%
Low	1,005
Low52	575
Low52 Date	2026-06-08
Low52ch	75.65%
Ma50ch	16.75%
Price vs 200-day SMA	31.63%
RSI	66.53
RSI Monthly	58.11
RSI Weekly	67.83
Sharpe ratio	0.66x
Sharpe Ratio3y	0.02x
Sharpe Ratio5y	0.33x
Sortino ratio	1.39
Sortino Ratio3y	0.18
Sortino Ratio5y	0.68
Total Return	5.85%
Tr YTD	51.82
Tr15y	523.34%
Tr1m	11.6%
Tr1w	4.66%
Tr3m	57.81%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	6,686,331,002%
Net Borrowing	-949,593,000,000
Shares Insiders	2.54%
Shares Institutions	4.72%
Shares Out	14,749,383,620
Shares Qo Q	-0.48%
Shares Yo Y	1.52%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Average Volume	24,789,595x
Bv Per Share	742.1
CAPEX	IDR -124.8B
Ch10y	236.7
Ch15y	192.8
Ch1m	11.6
Ch1w	4.66
Ch1y	34.67
Ch20y	1,719.8
Ch3m	57.81
Ch3y	-12.17
Ch5y	-2.42
Ch6m	39.31
Change	0%
Change From Open	-1.46
Close	1,010
Days Gap	1.49
Depreciation Amortization	143,775,000,000
Dollar Volume	12,258,976,000
Earnings Date	2026-10-30
EPS	IDR 108
F Score	6
FCF	IDR 2.4T
FCF Per Share	IDR 159
Financing CF	-2,208,811,000,000
Fiscal Year End	December
Founded	1,982
Graham Number	1340.29277
Graham Upside	32.7
Income Tax	IDR 406.6B
Investing CF	-127,663,000,000
Is Primary Listing	1
Last Earnings Date	2026-02-13
Last Report Date	2026-06-30
Last Split Date	2017-06-05
Last Split Type	Forward
Lynch Fair Value	IDR 1,504
Lynch Upside	48.91
Ma150	776.9
Ma150ch	30%
Ma20	936
Ma20ch	7.91%
Net CF	138,437,000,000
Next Earnings Date	2026-10-30
Open	1,025
P FCF Ratio	6.34
P OCF Ratio	6.02
Payment Date	2026-06-18
Position In Range	25
Ppne	687,405,000,000
Price Date	2026-09-10
Ptbv Ratio	1.38
Relative Volume	0.49x
Revenue	4,566,972,000,000x
Tax By Revenue	8.9x
Tax Rate	19.79%
Tr20y	5,130.39%
Tr6m	46.59%
Volume	12,137,600

IDX/BFIN (IDX/BFIN)

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