Is a complete IDX/PNBN research report available?

No complete published report is available for idx/PNBN (IDX/PNBN) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

idx/PNBN stock profile: metrics, valuation and analysis

Market cap	22.3T
Revenue (ttm)	9.9T
Net income (ttm)	2.7T
EPS (ttm)	IDR 114
Shares out	24.1B
P/E (trailing)	8.1x
P/E (forward)	8.1x
Dividend	IDR 50.0 (5.50%)
Volume	1,475,500
Beta	-0.32

All IDX/PNBN indicators

Market & fundamental data

Available fields

211

Groups with data

Currency

IDR

Showing 211 of 211 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Indonesia
Country code	ID
Employees	9,775
Employees Change	-495%
Employees Change Percent	-4.82
Exchange	Indonesia Stock Exchange
Financial currency	IDR
First seen	2026-05-10
Industry	Banks - Regional
Industry PE	10.09
Industry PE Fwd	9.1
Isin	ID1000092703
Last refreshed	2026-09-07
Market cap	IDR 22.3T
Price	IDR 925
Price currency	IDR
Rev Per Employee	1,007,802,250.64x
Sector	Financials
Sector PE	10.97
Sector PE Fwd	9.18
Sic	6020
Symbol	idx/PNBN
Website	https://www.panin.co.id

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	12.27%
FCF yield	71.69%
Forward P/E	8.06x
P/B ratio	0.39x
P/E ratio	8.15x
P/S ratio	2.26x
PE Ratio10 Y	10.2x
PE Ratio3 Y	11.5x
PE Ratio5 Y	11.73x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
FCF margin	162.04%
Gross Profit	IDR 9.6T
Net Income	IDR 2.7T
Net Income Growth	-3.84%
Net Income Growth Q	2.47%
Net Income Growth Qo Q	-4.82%
Net Income Growth Quarters	1%
Net Income Growth Years	2%
Net Income Growth3 Y	-5.3%
Net Income Growth5 Y	-3.17%
Pretax Margin	40.05%
Profit Margin	27.74%
Profit Per Employee	IDR 279.6M
Profitable Quarters	IDR 18
Profitable Years	22
ROA	1.26
Roa5y	1.25
ROE	5.07
Roe5y	5.28

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	1.01%
Cagr15y	1.7%
Cagr1y	-15.75%
Cagr20y	4.05%
Cagr3y	-8.08%
Cagr5y	5.2%
Div CAGR10	7.7%
Div CAGR3	28.06%
Div CAGR5	16%
EPS Growth	-3.83
EPS Growth Q	2.47
EPS Growth Qo Q	-4.82
EPS Growth Quarters	1
EPS Growth Years	2
EPS Growth3 Y	-5.29
EPS Growth5 Y	-3.36
FCF Growth	1,845.05%
FCF Growth Q	1,368.47%
FCF Growth Qo Q	83.5%
FCF Growth5 Y	-8.29%
OCF Growth	1,441.71%
OCF Growth Q	1,304.53%
OCF Growth Qo Q	83.01%
OCF Growth5 Y	-7.93%
Revenue Growth	4.29x
Revenue Growth Q	3.55x
Revenue Growth Qo Q	-1.08x
Revenue Growth Years	0x
Revenue Growth3 Y	0x
Revenue Growth5 Y	0.44x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	IDR 229.3T
Cash	IDR 11.2T
Debt	IDR 20.2T
Debt FCF	IDR 1.27
Equity	IDR 57.1T
Liabilities	IDR 172.2T
Net Cash	IDR -9T
Net Cash By Market Cap	IDR -40.62
Net Debt Equity	IDR 0.16
Net Debt FCF	IDR 0.57
Tangible Book Value	IDR 52.7T
Tangible Book Value Per Share	IDR 2,189
WACC	1.31

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	IDR -137.1T

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	0.01%
Dividend Growth	0%
Dividend Growth Years	1%
Dividend per share	IDR 50
Dividend Years	2
Dividend Yield	5.5%
Ex Div Date	2026-06-26
Last Dividend	IDR 42
Payout Ratio	36.94%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	10.61%
1Y total return	-15.74%
200-day SMA	997
3Y total return	-22.35%
50-day SMA	894.9
50-day SMA vs 200-day SMA	50under200
5Y total return	28.81%
All Time High	2,790
All Time High Change	-66.85%
All Time High Date	2022-10-24
All Time Low	31.4
All Time Low Change	2,845.67%
All Time Low Date	1998-09-18
ATR	18.55
Beta	-0.32
Beta1y	0.39
Beta2y	0.55
Ch YTD	-14.35
High	935
High52	1,290
High52 Date	2025-11-27
High52ch	-28.29%
Low	910
Low52	805
Low52 Date	2026-06-08
Low52ch	14.91%
Ma50ch	3.36%
Price vs 200-day SMA	-7.22%
RSI	62.64
RSI Monthly	41.25
RSI Weekly	45.35
Sharpe ratio	-0.47x
Sharpe Ratio3y	0.04x
Sharpe Ratio5y	0.2x
Sortino ratio	-0.57
Sortino Ratio3y	0.21
Sortino Ratio5y	0.47
Total Return	5.51%
Tr YTD	-10.28
Tr15y	28.81%
Tr1m	2.21%
Tr1w	3.35%
Tr3m	7.07%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	3,633,008,661%
Net Borrowing	4,529,507,000,000
Shares Institutions	1.58%
Shares Out	24,071,873,098
Shares Qo Q	0%
Shares Yo Y	-0.01%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Average Volume	1,828,395x
Bv Per Share	2,215.5
CAPEX	IDR -380.2B
Ch10y	0.54
Ch15y	17.09
Ch1m	2.21
Ch1w	3.35
Ch1y	-19.57
Ch20y	101.1
Ch3m	2.21
Ch3y	-28.57
Ch5y	17.09
Ch6m	-11.48
Change	1.09%
Change From Open	1.09
Close	915
Days Gap	0
Dollar Volume	1,364,837,500
Earnings Date	2026-10-30
EPS	IDR 114
F Score	4
FCF	IDR 16T
FCF Per Share	IDR 663
Financing CF	-3,225,963,000,000
Fiscal Year End	December
Founded	1,971
Graham Number	2379.10435
Graham Upside	157.2
Income Tax	IDR 1.1T
Investing CF	-15,997,156,000,000
Is Primary Listing	1
Last Earnings Date	2026-02-23
Last Report Date	2026-06-30
Last Split Date	2004-06-22
Last Split Type	Forward
Lynch Fair Value	IDR 568
Lynch Upside	-38.62
Ma150	968.3
Ma150ch	-4.47%
Ma20	902.3
Ma20ch	2.52%
Net CF	-2,493,624,000,000
Next Earnings Date	2026-10-30
Open	915
P FCF Ratio	1.39
P OCF Ratio	1.36
Payment Date	2026-07-17
Position In Range	60
Ppne	9,962,256,000,000
Price Date	2026-09-04
Ptbv Ratio	0.42
Relative Volume	0.78x
Revenue	9,851,267,000,000x
Tax By Revenue	10.77x
Tax Rate	26.89%
Tr20y	121.22%
Tr6m	-7.27%
Volume	1,475,500

IDX/PNBN (IDX/PNBN)

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Performance and technicals

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