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No complete published report is available for idx/PNLF (IDX/PNLF) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

IDX/PNLF (IDX/PNLF)

Indonesia Stock Exchange: IDX/PNLF · IDR

IDR 228

-2.00 (-0.9%)· Recorded snapshot

Market cap	7.3T
Revenue (ttm)	9.7T
Net income (ttm)	1.8T
EPS (ttm)	IDR 54.9
Shares out	32B
P/E (trailing)	4.2x
Volume	13,546,700
Beta	-0.56

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 9.7T
Net income (ttm): 1.8T
EPS (ttm): IDR 54.9
P/E (trailing): 4.2x
Market cap: 7.3T

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

All IDX/PNLF indicators

Market & fundamental data

Available fields

196

Groups with data

Currency

IDR

Showing 196 of 196 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Indonesia
Country code	ID
Employees	10,171
Employees Change	-1,047%
Employees Change Percent	-9.33
Exchange	Indonesia Stock Exchange
Financial currency	IDR
First seen	2026-05-10
Industry	Banks - Regional
Industry PE	10.09
Industry PE Fwd	9.1
Isin	ID1000095607
Last refreshed	2026-09-07
Market cap	IDR 7.3T
Price	IDR 228
Price currency	IDR
Rev Per Employee	952,351,587.85x
Sector	Financials
Sector PE	10.97
Sector PE Fwd	9.18
Sic	6311
Symbol	idx/PNLF
Website	https://www.paninfinancial.co.id

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	24.1%
FCF yield	219.78%
P/B ratio	0.11x
P/E ratio	4.15x
P/S ratio	0.75x
PE Ratio10 Y	5.27x
PE Ratio3 Y	6.03x
PE Ratio5 Y	6.05x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
FCF margin	165.58%
Gross Profit	IDR 9.7T
Net Income	IDR 1.8T
Net Income Growth	13.01%
Net Income Growth Q	-96.6%
Net Income Growth Qo Q	-98.45%
Net Income Growth Years	2%
Net Income Growth3 Y	-5.98%
Net Income Growth5 Y	-1.55%
Pretax Margin	47.66%
Profit Margin	18.15%
Profit Per Employee	IDR 172.9M
Profitable Quarters	IDR 18
Profitable Years	19
ROA	1.45
Roa5y	2.4
ROE	5.23
Roe5y	6.18

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	0.97%
Cagr15y	3.47%
Cagr1y	-11.64%
Cagr20y	2.78%
Cagr3y	-7.7%
Cagr5y	4.65%
Div CAGR10	-3.97%
Div CAGR3	-12.64%
Div CAGR5	-7.79%
EPS Growth	13.03
EPS Growth Q	-96.64
EPS Growth Qo Q	-98.47
EPS Growth Years	2
EPS Growth3 Y	-5.98
EPS Growth5 Y	-1.55
FCF Growth	2,735.14%
FCF Growth Q	1,425.02%
FCF Growth Qo Q	53.69%
FCF Growth5 Y	153.92%
OCF Growth	1,948.04%
OCF Growth Q	1,368.51%
OCF Growth Qo Q	57.47%
OCF Growth5 Y	154.41%
Revenue Growth	-5.89x
Revenue Growth Q	-36.22x
Revenue Growth Qo Q	-34.03x
Revenue Growth Years	1x
Revenue Growth3 Y	-14.75x
Revenue Growth5 Y	48.32x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	IDR 243.1T
Cash	IDR 22.2T
Debt	IDR 19.3T
Debt FCF	IDR 1.2
Equity	IDR 68T
Liabilities	IDR 175.1T
Net Cash	IDR 3T
Net Cash By Market Cap	IDR 40.66
Net Cash Growth	-78.72%
Net Debt Equity	IDR -0.04
Net Debt FCF	IDR -0.18
Tangible Book Value	IDR 30.9T
Tangible Book Value Per Share	IDR 966
WACC	0.33

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	IDR -116T

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Dividend per share	IDR 0
Last Dividend	IDR 10

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	10.11%
1Y total return	-11.63%
200-day SMA	247.6
3Y total return	-21.38%
50-day SMA	225.3
50-day SMA vs 200-day SMA	50under200
5Y total return	25.5%
All Time High	11,000
All Time High Change	-97.93%
All Time High Date	1992-01-13
All Time Low	54
All Time Low Change	322.22%
All Time Low Date	2009-03-12
ATR	6.09
Beta	-0.56
Beta1y	0.74
Beta2y	0.73
Ch YTD	-11.63
High	232
High52	334
High52 Date	2026-01-05
High52ch	-31.74%
Low	226
Low52	190
Low52 Date	2026-06-08
Low52ch	20%
Ma50ch	1.19%
Price vs 200-day SMA	-7.93%
RSI	49.16
RSI Monthly	41.71
RSI Weekly	45.32
Sharpe ratio	-0.17x
Sharpe Ratio3y	-0.02x
Sharpe Ratio5y	0.23x
Sortino ratio	-0.12
Sortino Ratio3y	0.11
Sortino Ratio5y	0.52
Tr YTD	-11.63
Tr15y	66.74%
Tr1m	1.79%
Tr3m	0.89%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	9,322,366,533%
Net Borrowing	4,080,597,000,000
Shares Insiders	2.98%
Shares Institutions	10.27%
Shares Out	32,006,300,393
Shares Qo Q	0%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Average Volume	29,972,200x
Bv Per Share	985.6
CAPEX	IDR -427B
Ch10y	7.55
Ch15y	62.86
Ch1m	1.79
Ch1y	-11.63
Ch20y	68.89
Ch3m	0.89
Ch3y	-21.38
Ch5y	22.58
Ch6m	-10.94
Change	-0.87%
Change From Open	-0.87
Close	230
Days Gap	0
Dollar Volume	3,088,647,600
Earnings Date	2026-10-30
EPS	IDR 54.91
F Score	4
FCF	IDR 16T
FCF Per Share	IDR 501
Financing CF	-3,214,911,000,000
Fiscal Year End	December
Founded	1,974
Graham Number	1103.47907
Graham Upside	384
Income Tax	IDR 1.1T
Investing CF	-16,684,853,000,000
Is Primary Listing	1
Last Earnings Date	2025-10-31
Last Report Date	2026-06-30
Lynch Fair Value	IDR 275
Lynch Upside	20.42
Ma150	242.8
Ma150ch	-6.09%
Ma20	230.6
Ma20ch	-1.13%
Net CF	-3,047,879,000,000
Next Earnings Date	2026-10-30
Open	230
P FCF Ratio	0.46
P OCF Ratio	0.44
Position In Range	33.33
Ppne	10,177,750,000,000
Price Date	2026-09-04
Ptbv Ratio	0.24
Relative Volume	0.46x
Revenue	9,686,368,000,000x
Tax By Revenue	11.3x
Tax Rate	23.72%
Tr20y	72.91%
Tr6m	-10.94%
Volume	13,546,700

IDX/PNLF (IDX/PNLF)

Price

Financial snapshot

Fair-value bridge

Latest news · IDX/PNLF

Valuation

Profitability

Trading

Next earnings

Sector percentile context

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Profile and market data

Valuation

Profitability

Growth

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Other indicators

Deeper analysis on IDX/PNLF

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