Is a complete NSE/CREDITACC research report available?

No complete published report is available for nse/CREDITACC (NSE/CREDITACC) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

nse/CREDITACC stock profile: metrics, valuation and analysis

Market cap	231.3B
Revenue (ttm)	30.4B
Net income (ttm)	12.1B
EPS (ttm)	₹75.3
Shares out	160.3M
P/E (trailing)	19.2x
P/E (forward)	12.6x
Volume	217,925
Beta	0.09

All NSE/CREDITACC indicators

Market & fundamental data

Available fields

182

Groups with data

Currency

INR

Showing 182 of 182 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	India
Country code	IN
Employees	21,941
Employees Change	971%
Employees Change Percent	4.63
Exchange	National Stock Exchange of India
Financial currency	INR
First seen	2026-05-10
Industry	Credit Services
Industry PE	15.91
Industry PE Fwd	13.93
Isin	INE741K01010
Last refreshed	2026-09-07
Market cap	INR 231.3B
Price	INR 1,443
Price currency	INR
Rev Per Employee	1,386,158.33x
Sector	Financials
Sector PE	15.23
Sector PE Fwd	13.95
Sic	6141
Symbol	nse/CREDITACC
Website	https://www.creditaccessgrameen.in

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	5.24%
FCF yield	-12.04%
Forward P/E	12.6x
P/B ratio	2.95x
P/E ratio	19.16x
P/S ratio	7.6x
PE Ratio10 Y	42.37x
PE Ratio3 Y	39.31x
PE Ratio5 Y	40.27x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Gross margin	97.99%
Gross Profit	INR 29.8B
Net Income	INR 12.1B
Net Income Growth	524.37%
Net Income Growth Q	719.72%
Net Income Growth Qo Q	45.31%
Net Income Growth Quarters	3%
Net Income Growth Years	1%
Net Income Growth3 Y	5.34%
Net Income Growth5 Y	70.31%
Pretax Margin	53.01%
Profit Margin	39.81%
Profit Per Employee	INR 551,862
Profitable Quarters	INR 6
Profitable Years	14
Roa5y	3.31
Roe5y	13.96
ROIC	3.93
Roic5y	3.38

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr1y	4.39%
Cagr3y	1.06%
Cagr5y	16.42%
EPS Growth	520.8
EPS Growth Q	715.2
EPS Growth Qo Q	45.19
EPS Growth Quarters	3
EPS Growth Years	1
EPS Growth3 Y	5.06
EPS Growth5 Y	68.73
Revenue Growth	108.09x
Revenue Growth Q	149.47x
Revenue Growth Qo Q	23.67x
Revenue Growth Quarters	4x
Revenue Growth Years	13x
Revenue Growth3 Y	10.3x
Revenue Growth5 Y	33.51x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Cash	INR 21.5B
Debt	INR 237.5B
Debt Equity	INR 3.03
Debt FCF	INR -8.53
Equity	INR 78.4B
Net Cash	INR -216B
Net Cash By Market Cap	INR -93.39
Net Debt Equity	INR 2.75
Tangible Book Value	INR 73.9B
Tangible Book Value Per Share	INR 461
WACC	2.33

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	-0.59%
Dividend per share	INR 0
Last Dividend	INR 10

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
1Y total return	4.39%
200-day SMA	1,345.5
3Y total return	3.22%
50-day SMA	1,509.3
50-day SMA vs 200-day SMA	50over200
5Y total return	113.84%
All Time High	1,796
All Time High Change	-19.65%
All Time High Date	2023-12-14
All Time Low	242.1
All Time Low Change	496.2%
All Time Low Date	2018-10-26
ATR	44.79
Beta	0.09
Beta1y	0.8
Beta2y	0.6
Ch YTD	13.31
High	1,468
High52	1,634
High52 Date	2026-07-31
High52ch	-11.68%
Low	1,438
Low52	1,113
Low52 Date	2026-03-23
Low52ch	29.66%
Ma50ch	-4.39%
Price vs 200-day SMA	7.26%
RSI	45.56
RSI Monthly	55.97
RSI Weekly	52.69
Sharpe ratio	0.17x
Sharpe Ratio3y	0.15x
Sharpe Ratio5y	0.5x
Sortino ratio	0.43
Sortino Ratio3y	0.4
Sortino Ratio5y	0.97
Total Return	-0.59%
Tr YTD	13.31
Tr1m	-7.39%
Tr1w	3.69%
Tr3m	13.7%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	57,532,954%
Net Borrowing	27,191,000,000
Shares Insiders	0.17%
Shares Institutions	20.28%
Shares Out	160,260,000
Shares Qo Q	0.08%
Shares Yo Y	0.59%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	INR -28.1B
Adjusted OCF	-27,958,700,000
Average Volume	280,965.8x
Bv Per Share	489.5
CAPEX	INR -147.8M
Ch1m	-7.39
Ch1w	3.69
Ch1y	4.39
Ch3m	13.7
Ch3y	2.41
Ch5y	112.2
Ch6m	19.18
Change	0.4%
Change From Open	-0.74
Close	1,437.4
Days Gap	1.15
Dollar Volume	314,487,567.5
Earnings Date	2026-11-06
EPS	INR 75.32
F Score	1
FCF	INR -27.8B
FCF Per Share	INR -174
Financing CF	27,509,500,000
Fiscal Year End	March
Founded	1,991
Graham Number	910.83155
Graham Upside	-36.88
Income Tax	INR 4B
Investing CF	-1,006,500,000
Is Primary Listing	1
Last Earnings Date	2026-07-24
Last Report Date	2026-06-30
Lynch Fair Value	INR 1,883
Lynch Upside	30.48
Ma150	1,356.8
Ma150ch	6.36%
Ma20	1,473.9
Ma20ch	-2.09%
Net CF	-1,199,100,000
Next Earnings Date	2026-11-06
Open	1,453.9
Position In Range	17
Price Date	2026-09-04
Ptbv Ratio	3.13
Relative Volume	0.78x
Revenue	30,413,700,000x
SBC By Revenue	1.06x
Share Based Comp	256,600,000
Tax By Revenue	13.19x
Tax Rate	24.89%
Tr6m	19.18%
Volume	217,925

NSE/CREDITACC (NSE/CREDITACC)

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