Is a complete NSE/PAISALO research report available?

No complete published report is available for nse/PAISALO (NSE/PAISALO) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

nse/PAISALO stock profile: metrics, valuation and analysis

Market cap	76.6B
Revenue (ttm)	5.5B
Net income (ttm)	2.5B
EPS (ttm)	₹2.77
P/E (trailing)	30.5x
P/E (forward)	25.1x
Dividend	₹0.10 (0.12%)
Volume	16,752,360
Beta	0.35

All NSE/PAISALO indicators

Market & fundamental data

Available fields

192

Groups with data

Currency

INR

Showing 192 of 192 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	India
Country code	IN
Employees	3,076
Employees Change	-102%
Employees Change Percent	-3.21
Exchange	National Stock Exchange of India
Financial currency	INR
First seen	2026-05-10
Industry	Credit Services
Industry PE	15.62
Industry PE Fwd	13.7
Isin	INE420C01059
Last refreshed	2026-09-12
Market cap	INR 76.6B
Price	INR 83.99
Price currency	INR
Rev Per Employee	1,785,758.78x
Sector	Financials
Sector PE	14.94
Sector PE Fwd	13.7
Sic	6141
Symbol	nse/PAISALO
Website	https://www.paisalo.in

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	3.28%
FCF yield	-10.42%
Forward P/E	25.05x
P/B ratio	4.27x
P/E ratio	30.48x
P/S ratio	13.95x
PE Ratio10 Y	26.75x
PE Ratio3 Y	21.84x
PE Ratio5 Y	28.54x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Gross margin	100%
Gross Profit	INR 5.5B
Net Income	INR 2.5B
Net Income Growth	22.13%
Net Income Growth Q	29.98%
Net Income Growth Qo Q	-15.11%
Net Income Growth Quarters	19%
Net Income Growth Years	6%
Net Income Growth3 Y	31.26%
Net Income Growth5 Y	31.83%
Pretax Margin	61.35%
Profit Margin	45.76%
Profit Per Employee	INR 817,130
Profitable Quarters	INR 25
Profitable Years	15
Roa5y	3.88
Roe5y	11.91
ROIC	4.1
Roic5y	4.04

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	22.03%
Cagr15y	21.85%
Cagr1y	129.56%
Cagr3y	38.85%
Cagr5y	17.24%
Div CAGR10	7.18%
Div CAGR3	25.99%
Div CAGR5	14.87%
EPS Growth	20.97
EPS Growth Q	28.85
EPS Growth Qo Q	-13.21
EPS Growth Quarters	11
EPS Growth Years	1
EPS Growth3 Y	30.78
EPS Growth5 Y	29.97
Revenue Growth	27.06x
Revenue Growth Q	20.67x
Revenue Growth Qo Q	-22.4x
Revenue Growth Quarters	5x
Revenue Growth Years	5x
Revenue Growth3 Y	30.2x
Revenue Growth5 Y	24.21x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Cash	INR 1.5B
Debt	INR 43.6B
Debt Equity	INR 2.43
Debt FCF	INR -5.46
Equity	INR 17.9B
Net Cash	INR -42.1B
Net Cash By Market Cap	INR -54.96
Net Debt Equity	INR 2.35
Tangible Book Value	INR 17.9B
Tangible Book Value Per Share	INR 19.86
WACC	3.95

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	-0.96%
Dividend Growth	0%
Dividend Growth Years	0%
Dividend per share	INR 0.1
Dividend Years	15
Dividend Yield	0.12%
Ex Div Date	2026-09-11
Last Dividend	INR 0.1
Payout Frequency	Annual

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	632.21%
1Y total return	129.43%
200-day SMA	49.07
3Y total return	167.73%
50-day SMA	71.36
50-day SMA vs 200-day SMA	50over200
5Y total return	121.52%
All Time High	99.63
All Time High Change	-15.27%
All Time High Date	2024-03-01
All Time Low	1.95
All Time Low Change	4,226.5%
All Time Low Date	2009-07-08
ATR	2.95
Beta	0.36
Ch YTD	132.7
High	84.6
High52	84.6
High52 Date	2026-09-11
High52ch	-0.72%
Low	81.2
Low52	30
Low52 Date	2026-03-16
Low52ch	179.97%
Ma50ch	18.3%
Price vs 200-day SMA	72.03%
RSI	78.4
RSI Monthly	72.6
RSI Weekly	80.03
Sharpe ratio	2.16x
Sharpe Ratio3y	0.84x
Sharpe Ratio5y	0.59x
Sortino ratio	4.28
Sortino Ratio3y	1.48
Sortino Ratio5y	1.05
Total Return	-0.84%
Tr YTD	133
Tr15y	1,838.53%
Tr1m	20.84%
Tr1w	14.05%
Tr3m	42.01%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	383,045,450%
Net Borrowing	8,043,521,000
Shares Insiders	19.29%
Shares Institutions	28.69%
Shares Qo Q	1.36%
Shares Yo Y	0.96%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Average Volume	12,845,474.25x
Bv Per Share	19.86
CAPEX	INR -152.2M
Ch10y	613.5
Ch15y	1,765.4
Ch1m	20.69
Ch1w	13.91
Ch1y	128.6
Ch3m	41.84
Ch3y	165.9
Ch5y	119.4
Ch6m	155.9
Change	1.13%
Change From Open	2.78
Close	83.05
Days Gap	-1.6
Dollar Volume	1,407,030,716.4
Earnings Date	2026-11-06
EPS	INR 2.77
F Score	1
FCF	INR -8B
Financing CF	8,431,749,000
Fiscal Year End	March
Founded	1,992
Graham Number	34.91536
Graham Upside	-58.43
Income Tax	INR 856.7M
Investing CF	-152,138,000
Is Primary Listing	0
Last Earnings Date	2026-08-05
Last Report Date	2026-06-30
Last Split Date	2024-03-20
Last Split Type	Forward
Lynch Fair Value	INR 68.9
Lynch Upside	-17.97
Ma150	53.61
Ma150ch	57.45%
Ma20	71.81
Ma20ch	17.54%
Net CF	451,995,000
Next Earnings Date	2026-11-06
Open	81.72
Payment Date	2026-10-21
Position In Range	82.06
Price Date	2026-09-11
Ptbv Ratio	4.27
Relative Volume	1.3x
Revenue	5,492,994,000x
Tax By Revenue	15.6x
Tax Rate	25.42%
Tr6m	156.25%
Volume	16,752,360

NSE/PAISALO (NSE/PAISALO)

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