Financials / Banks - RegionalUpdated 2026-05-10 22:07 UTC

NSE/PSB stock hub

NSE/PSB has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

177.8B

National Stock Exchange of India

Market data

Live price

Current market quote for this ticker.

Current price

NSE/PSB

In the news

Latest news · NSE/PSB

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Fetching the latest headlines.

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Fetching the latest headlines.

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/En/a

P25 10.5P50 16.3P75 25.3

Trailing P/E13.5

P25 11.3P50 20.9P75 37.2

ROE9.6

P25 8.1P50 12.1P75 15.7

ROICn/a

P25 1.6P50 3.9P75 9

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All NSE/PSB market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

176

Groups with data

Currency

INR

Showing 176 of 176 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	India
Country code	IN
Employees	8,735
Employees Change	-97%
Employees Change Percent	-1.1
Exchange	National Stock Exchange of India
Financial currency	INR
First seen	2026-05-10
Industry	Banks - Regional
Isin	INE608A01012
Last refreshed	2026-05-10
Market cap	INR 177.8B
Price	INR 25.1
Price currency	INR
Rev Per Employee	5,907,040.64x
Sector	Financials
Sic	6020
Symbol	nse/PSB
Website	https://punjabandsind.bank.in

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	7.43%
FCF yield	-102.29%
P/B ratio	1.26x
P/E ratio	13.45x
P/S ratio	3.45x
PE Ratio3 Y	33.32x
PE Ratio5 Y	26.01x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Gross Profit	INR 51.6B
Net Income	INR 13.2B
Net Income Growth	30.13%
Net Income Growth Q	34.86%
Net Income Growth Quarters	8%
Net Income Growth Years	2%
Net Income Growth3 Y	0.23%
Pretax Margin	33.96%
Profit Margin	25.62%
Profit Per Employee	INR 1.5M
Profitable Years	5
ROA	0.78
Roa5y	0.75
ROE	9.62
Roe5y	7.77

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	-2.7%
Cagr15y	-7.62%
Cagr1y	-9.08%
Cagr3y	-8.32%
Cagr5y	6.74%
Div CAGR10	-27.09%
Div CAGR3	-47.36%
Div CAGR5	-25.74%
EPS Growth	24.17
EPS Growth Q	29.12
EPS Growth Quarters	8
EPS Growth Years	2
EPS Growth3 Y	-1.35
Revenue Growth	20.21x
Revenue Growth Q	33.75x
Revenue Growth Years	5x
Revenue Growth3 Y	10.96x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	INR 1.8T
Cash	INR 63B
Debt	INR 163.5B
Debt FCF	INR -0.9
Equity	INR 141.3B
Liabilities	INR 1.7T
Net Cash	INR -100.5B
Net Cash By Market Cap	INR -56.54
Net Debt Equity	INR 0.71
Tangible Book Value	INR 141.3B
Tangible Book Value Per Share	INR 19.77
WACC	3.8

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	INR -1.4T

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	-4.81%
Dividend Growth	-65%
Dividend Growth Years	0%
Dividend per share	INR 0.07
Dividend Years	4
Dividend Yield	0.27%
Ex Div Date	2025-07-29
Last Dividend	INR 0.07
Payout Frequency	Annual
Payout Ratio	3.76%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	-23.95%
1Y total return	-9.07%
200-day SMA	27.83
3Y total return	-22.95%
50-day SMA	24.4
50-day SMA vs 200-day SMA	50under200
5Y total return	38.56%
All Time High	131.2
All Time High Change	-80.86%
All Time High Date	2011-01-03
All Time Low	9.3
All Time Low Change	169.89%
All Time Low Date	2020-03-23
ATR	0.76
Beta	0.55
Ch YTD	-9.35
High	26.33
High52	34.45
High52 Date	2025-06-09
High52ch	-27.14%
Low	25
Low52	20.5
Low52 Date	2026-03-30
Low52ch	22.44%
Ma50ch	2.86%
Price vs 200-day SMA	-9.81%
RSI	52.12
RSI Monthly	39.31
RSI Weekly	43.48
Sharpe ratio	-0.47x
Sortino ratio	-0.49
Total Return	-4.54%
Tr YTD	-9.35
Tr15y	-69.52%
Tr1m	9.13%
Tr1w	1.05%
Tr3m	-7.38%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	INR 17.5B
Operating margin	33.96

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	436,534,127%
Shares Institutions	1.44%
Shares Qo Q	-0.11%
Shares Yo Y	4.81%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	INR -181.9B
Average Volume	1,851,376.15x
Bv Per Share	19.77
CAPEX	INR -2.4B
Ch10y	-29.4
Ch15y	-75.67
Ch1m	9.13
Ch1w	1.05
Ch1y	-9.29
Ch3m	-7.38
Ch3y	-24.51
Ch5y	32.8
Ch6m	-19.06
Change	-3.5%
Change From Open	-4.16
Close	26.01
Days Gap	0.69
Dollar Volume	125,820,752.9
Earnings Date	2026-04-27
EPS	INR 1.86
F Score	2
FCF	INR -181.9B
Financing CF	156,682,000,000
Fiscal Year End	March
Founded	1,908
Graham Number	28.94064
Graham Upside	15.3
Income Tax	INR 4.3B
Investing CF	-2,409,100,000
Is Primary Listing	0
Last Earnings Date	2026-04-27
Last Report Date	2026-03-31
Lynch Fair Value	INR 9.33
Lynch Upside	-62.83
Ma150	27.32
Ma150ch	-8.13%
Ma20	25.05
Ma20ch	0.19%
Net CF	-25,208,000,000
Next Earnings Date	2026-06-15
Open	26.19
Payment Date	2025-09-04
Position In Range	7.52
Ppne	18,620,100,000
Price Date	2026-05-08
Ptbv Ratio	1.26
Relative Volume	2.88x
Revenue	51,598,000,000x
Tax By Revenue	8.34x
Tax Rate	24.56%
Tr6m	-19.06%
Volume	5,012,779

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

NSE/PSB dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+0.3%

$0.07 annual per share

Payout ratio

+3.8%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

-25.7%

0 consecutive years of growth

Total shareholder yield

-4.5%

Next ex-dividend date: 2025-07-29

Performance

NSE/PSB stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns NSE/PSB?

Insider, institutional, and short-interest positioning.

Institutional ownership

+1.4%

Share of float held by funds and institutions

Insider ownership

n/a

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

+4.8%

Negative means the company is buying back shares.

Technical

NSE/PSB momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

52.1

Neutral momentum band

Price vs 200-day MA

-9.8%

50/200-day relationship not available

Beta (5Y)

0.55

Less volatile than the market

Sharpe ratio

-0.47

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About NSE/PSB

Hub-level FAQ points readers to the deeper analysis pages.

What is the current nse/PSB stock rating?

nse/PSB is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full nse/PSB analysis?

The full report lives at /stocks/nse/PSB/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for nse/PSB?

The latest report frames nse/PSB around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the nse/PSB page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.