Is a complete BIT/GF research report available?

No complete published report is available for bit/GF (BIT/GF) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

bit/GF stock profile: metrics, valuation and analysis

Market cap	270.4M
Revenue (ttm)	70.1M
Net income (ttm)	26.1M
EPS (ttm)	€2.06
Shares out	12.6M
P/E (trailing)	10.4x
P/E (forward)	8.4x
Dividend	€1.36 (6.48%)
Volume	9,967
Beta	0.05

All BIT/GF indicators

Market & fundamental data

Available fields

188

Groups with data

Currency

EUR

Showing 188 of 188 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Italy
Country code	IT
Employees	87
Employees Change	10%
Employees Change Percent	12.99
Exchange	Borsa Italiana
Financial currency	EUR
First seen	2026-05-10
Industry	Credit Services
Industry PE	25.01
Industry PE Fwd	8.28
Isin	IT0005144784
Last refreshed	2026-09-12
Market cap	EUR 270.4M
Price	EUR 21.1
Price currency	EUR
Rev Per Employee	806,014.83x
Sector	Financials
Sector PE	12.85
Sector PE Fwd	11.91
Sic	6153
Symbol	bit/GF
Website	https://www.generalfinance.it

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	9.64%
FCF yield	7.98%
Forward P/E	8.36x
P/B ratio	2.97x
P/E ratio	10.37x
P/S ratio	3.86x
PE Ratio3 Y	8.96x
PE Ratio5 Y	8.83x
PEG ratio	0.76x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
FCF margin	30.77%
Gross margin	91.9%
Gross Profit	EUR 64.4M
Net Income	EUR 26.1M
Net Income Growth	2.5%
Net Income Growth Q	-35.82%
Net Income Growth Qo Q	-11.83%
Net Income Growth3 Y	27.3%
Net Income Growth5 Y	44.16%
Pretax Margin	57.67%
Profit Margin	37.18%
Profit Per Employee	EUR 299,660
ROA	3.31
Roa5y	3.21
ROE	30.14
Roe5y	28.94
ROIC	4.69
Roic5y	4.08

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr1y	11.5%
Cagr3y	46.43%
EPS Growth	2.5
EPS Growth Q	-35.82
EPS Growth Qo Q	-11.83
EPS Growth3 Y	27.34
FCF Growth	-6.09%
FCF Growth3 Y	-0.4%
FCF Growth5 Y	7.74%
OCF Growth	-6.92%
OCF Growth3 Y	0.88%
OCF Growth5 Y	8.26%
Revenue Growth	11.68x
Revenue Growth Q	-4.33x
Revenue Growth Qo Q	12.13x
Revenue Growth3 Y	25.81x
Revenue Growth5 Y	36.82x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	EUR 0.09
Assets	EUR 830.8M
Cash	EUR 106.4M
Debt	EUR 496.4M
Debt Equity	EUR 5.45
Debt FCF	EUR 23.01
Equity	EUR 91M
Liabilities	EUR 739.7M
Net Cash	EUR -390.1M
Net Cash By Market Cap	EUR -144
Net Debt Equity	EUR 4.29
Net Debt FCF	EUR 18.08
Tangible Book Value	EUR 87M
Tangible Book Value Per Share	EUR 6.88
WACC	1.59

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	4.45
Quick ratio	4.43
Working Capital	EUR 628.6M
Working Capital Turnover	EUR 0.12

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Dividend Growth	63.86%
Dividend Growth Years	2%
Dividend per share	EUR 1.36
Dividend Years	4
Dividend Yield	6.48%
Ex Div Date	2026-04-20
Last Dividend	EUR 1.36
Payout Frequency	Annual
Payout Ratio	65.91%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
1Y total return	11.49%
200-day SMA	25.3
3Y total return	214.04%
50-day SMA	23.54
50-day SMA vs 200-day SMA	50under200
All Time High	31.8
All Time High Change	-33.65%
All Time High Date	2026-05-06
All Time Low	6.76
All Time Low Change	212.13%
All Time Low Date	2022-11-29
ATR	0.68
Beta	0.05
Beta1y	0.36
Beta2y	0.24
Ch YTD	-0.47
High	21.5
High52	31.8
High52 Date	2026-05-06
High52ch	-33.65%
Low	21
Low52	18.5
Low52 Date	2025-09-24
Low52ch	14.05%
Ma50ch	-10.37%
Price vs 200-day SMA	-16.58%
RSI	44.14
RSI Monthly	54.37
RSI Weekly	35.39
Sharpe ratio	0.37x
Sharpe Ratio3y	1.36x
Sortino ratio	0.72
Sortino Ratio3y	2.39
Total Return	6.48%
Tr YTD	4.13
Tr1m	1.44%
Tr3m	-21.27%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	6,270,049%
Shares Insiders	2.39%
Shares Institutions	25.76%
Shares Out	12,635,066
Shares Qo Q	0%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Average Volume	12,337.1x
Bv Per Share	7.2
CAPEX	EUR -1.3M
Ch1m	1.44
Ch1y	6.57
Ch3m	-21.27
Ch3y	168.8
Ch6m	-18.85
Change	0.96%
Change From Open	0.48
Close	20.9
Days Gap	0.48
Depreciation Amortization	1,082,044
Dollar Volume	210,303.7
Earnings Date	2026-11-06
EPS	EUR 2.06
F Score	3
FCF	EUR 21.6M
FCF Per Share	EUR 1.71
Financing CF	-17,183,690
Fiscal Year End	December
Founded	1,982
Graham Number	18.28717
Graham Upside	-13.33
Income Tax	EUR 14.4M
Investing CF	-3,060,362
Is Primary Listing	1
Last Earnings Date	2026-02-18
Last Report Date	2026-06-30
Lynch Fair Value	EUR 51.58
Lynch Upside	144.5
Ma150	26.18
Ma150ch	-19.41%
Ma20	21.18
Ma20ch	-0.35%
Net CF	2,625,550
Next Earnings Date	2026-11-06
Open	21
P FCF Ratio	12.53
P OCF Ratio	11.82
Payment Date	2026-04-22
Position In Range	20
Ppne	6,416,026
Price Date	2026-09-10
Ptbv Ratio	3.11
Relative Volume	0.81x
Revenue	70,123,290x
Tax By Revenue	20.49x
Tax Rate	35.53%
Tr6m	-15.1%
Volume	9,967

BIT/GF (BIT/GF)

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Performance and technicals

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