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JMSE/GHL (JMSE/GHL)

Jamaica Stock Exchange: JMSE/GHL · JMD

JMD 360

+5.00 (+1.4%)· Recorded snapshot

Coverage state: Market snapshot only — no published research

Market snapshot recorded 2026-08-01 02:00 UTC. No published research is attached to this ticker. Prices and fundamentals on this server-rendered page are dated snapshots, not a real-time trading feed.

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Market cap	87.5B
Revenue (ttm)	164.9B
Net income (ttm)	20.2B
EPS (ttm)	JMD 87.0
P/E (trailing)	4.3x
Dividend	JMD 23.3 (6.46%)
Volume	13,034

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 164.9B
Net income (ttm): 20.2B
EPS (ttm): JMD 87.0
P/E (trailing): 4.3x
Market cap: 87.5B

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Market & fundamental data

Available fields

194

Groups with data

Currency

TTD

Showing 194 of 194 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Trinidad & Tobago
Country code	JM
Employees	2,955
Employees Change	9%
Employees Change Percent	0.31
Enterprise value	JMD 81.5B
Exchange	Jamaica Stock Exchange
Financial currency	TTD
First seen	2026-05-10
Industry	Insurance Carriers
Last refreshed	2026-08-01
Market cap	JMD 87.5B
Price	JMD 360
Price currency	JMD
Rev Per Employee	55,790,058.51x
Sic	6300
Symbol	jmse/GHL
Website	https://www.myguardiangroup.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	23.11%
EV Earnings	4.03x
EV/EBIT	2.82x
EV/EBITDA	2.64x
EV/FCF	3.3x
EV/Sales	0.5x
FCF yield	28.19%
P/B ratio	0.58x
P/E ratio	4.33x
P/S ratio	0.53x
PE Ratio10 Y	10.21x
PE Ratio3 Y	5.83x
PE Ratio5 Y	7.24x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT Margin	17.01%
EBITDA Margin	18.03%
FCF margin	15.02%
Gross margin	27.84%
Gross Profit	JMD 45.9B
Net Income	JMD 20.2B
Net Income Growth	-37.66%
Net Income Growth Q	-86.95%
Net Income Growth3 Y	12.99%
Net Income Growth5 Y	-2.63%
Pretax Margin	15.34%
Profit Margin	12.27%
Profit Per Employee	JMD 6.8M
ROA	1.91
Roa5y	1.83
ROCE	3.12
ROE	14.67
Roe5y	16.78
ROIC	9.7
Roic5y	10.32

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr1y	21.57%
Cagr3y	-0.26%
Cagr5y	-6.31%
Div CAGR10	11.29%
Div CAGR3	12.89%
Div CAGR5	41.58%
EPS Growth	-37.76
EPS Growth Q	-87.05
EPS Growth3 Y	12.88
EPS Growth5 Y	-2.59
FCF Growth5 Y	13.11%
OCF Growth10 Y	4.6%
OCF Growth5 Y	11.9%
Revenue Growth	0.13x
Revenue Growth Q	-0.81x
Revenue Growth3 Y	5.08x
Revenue Growth5 Y	2.49x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	JMD 0.18
Assets	JMD 950.1B
Cash	JMD 89.1B
Debt	JMD 82.6B
Debt EBITDA	JMD 2.75
Debt Equity	JMD 0.55
Debt FCF	JMD 3.35
Equity	JMD 150.6B
Interest Coverage	6.36
Liabilities	JMD 799.6B
Net Cash	JMD 6.5B
Net Cash By Market Cap	JMD 7.41
Net Debt EBITDA	JMD -0.22
Net Debt Equity	JMD -0.04
Net Debt FCF	JMD -0.26
Tangible Book Value	JMD 131.8B
Tangible Book Value Per Share	JMD 564

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	3.15
Inventory Turnover	38.7
Net Working Capital	JMD 20.5B
Quick ratio	2.03
Working Capital	JMD 109.6B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	-0.16%
Dividend Growth	-0.92%
Dividend Growth Years	4%
Dividend per share	JMD 23.27
Dividend Years	8
Dividend Yield	6.47%
Ex Div Date	2026-05-19
Last Dividend	JMD 6.8
Payout Frequency	Quarterly
Payout Ratio	39.75%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
1Y total return	21.55%
200-day SMA	343.7
3Y total return	-0.79%
50-day SMA	338.1
50-day SMA vs 200-day SMA	50under200
5Y total return	-27.8%
All Time High	900
All Time High Change	-60%
All Time High Date	2021-05-10
All Time Low	270
All Time Low Change	33.33%
All Time Low Date	2024-10-25
ATR	9
Ch YTD	5.11
High	360
High52	412
High52 Date	2025-09-01
High52ch	-12.62%
Low	350
Low52	284.7
Low52 Date	2026-03-31
Low52ch	26.46%
Ma50ch	6.49%
Price vs 200-day SMA	4.74%
RSI	59.92
RSI Monthly	49.79
RSI Weekly	56.04
Sharpe ratio	0.55x
Sortino ratio	1
Total Return	6.31%
Tr YTD	9.27
Tr1m	10.77%
Tr1w	2.86%
Tr3m	5.09%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	JMD 28B
Operating margin	17.01

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	58,362,208%
Net Borrowing	-2,924,108,413.7
Shares Insiders	8.24%
Shares Institutions	9.41%
Shares Qo Q	0.87%
Shares Yo Y	0.16%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Average Volume	3,407.6x
Bv Per Share	642.5
CAPEX	JMD -864.5M
Ch1m	10.77
Ch1w	2.86
Ch1y	13.21
Ch3m	2.86
Ch3y	-17.81
Ch5y	-43.75
Ch6m	-1.37
Change	1.41%
Close	355
Dollar Volume	4,692,240
Earnings Date	2026-08-05
EBIT	JMD 28B
EBITDA	JMD 29.7B
EPS	JMD 87
F Score	6
FCF	JMD 24.7B
FCF EV Yield	30.27x
Financing CF	-9,639,670,765
Fiscal Year End	December
Founded	1,982
Graham Number	1076.80538
Graham Upside	199.1
Income Tax	JMD 5B
Investing CF	-6,402,419,326
Is Primary Listing	0
Last Earnings Date	2025-11-04
Last Report Date	2026-03-31
Lynch Fair Value	JMD 416
Lynch Upside	15.56
Ma150	340.5
Ma150ch	5.73%
Ma20	348.1
Ma20ch	3.41%
Net CF	10,092,750,648
Next Earnings Date	2026-08-05
P FCF Ratio	3.55
P OCF Ratio	3.43
Payment Date	2026-06-10
Position In Range	100
Ppne	17,770,736,892
Price Date	2026-07-30
Price EBITDA	JMD 2.94
Ptbv Ratio	0.66
Relative Volume	3.82x
Revenue	164,859,622,898x
Tax By Revenue	3x
Tax Rate	19.58%
Tr6m	2.54%
Volume	13,034

JMSE/GHL (JMSE/GHL)

Coverage state: Market snapshot only — no published research

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Profile and market data

Valuation

Profitability

Growth

Financial strength

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Dividends and buybacks

Performance and technicals

Analyst estimates

Ownership and float

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