Is a complete TYO/7164 research report available?

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No complete published report is available for tyo/7164 (TYO/7164) on this page. Market-directory data, when present, is not a substitute for a reviewed stock analysis.

Market cap	407.1B
Revenue (ttm)	58.7B
Net income (ttm)	32.5B
EPS (ttm)	¥244
Shares out	132.9M
P/E (trailing)	12.6x
P/E (forward)	12.2x
Dividend	¥123 (4.01%)
Volume	233,400

Metric	Value
Country	Japan
Country code	JP
Employees	378
Employees Change	9%
Employees Change Percent	2.44
Enterprise value	JPY 320.4B
Exchange	Tokyo Stock Exchange
Financial currency	JPY
First seen	2026-05-10
Industry	Financial - Credit Services
Industry PE	13.89
Isin	JP3429250008
Last refreshed	2026-07-27
Market cap	JPY 407.1B
Price	JPY 3,064
Price currency	JPY
Rev Per Employee	155,394,179.89x
Sector	Financials
Sector PE	15.32
Sic	6141
Symbol	tyo/7164
Website	https://www.zenkoku.co.jp

Metric	Value
Earnings Yield	7.99%
EV Earnings	9.85x
EV/EBIT	7.53x
EV/EBITDA	7.35x
EV/FCF	9.78x
EV/Sales	5.46x
FCF yield	8.05%
Forward P/E	12.25x
P/B ratio	1.66x
P/E ratio	12.57x
P/S ratio	6.93x
PE Ratio3 Y	12.92x
PE Ratio5 Y	12.85x

Metric	Value
EBIT Margin	70.45%
EBITDA Margin	72.16%
FCF margin	55.77%
Gross margin	100%
Gross Profit	JPY 58.7B
Gross Profit Growth	3.1%
Gross Profit Growth Q	1.95%
Gross Profit Growth3 Y	5.32%
Net Income	JPY 32.5B
Net Income Growth	1.36%
Net Income Growth Q	4.19%
Net Income Growth Quarters	2%
Net Income Growth Years	14%
Net Income Growth3 Y	4.4%
Pretax Margin	79.3%
Profit Margin	55.37%
Profit Per Employee	JPY 86M
Profitable Quarters	JPY 54
Profitable Years	15
ROA	5.21
ROCE	9
ROE	13.45
ROIC	18.6

Metric	Value
Cagr10y	6.87%
Cagr1y	0.55%
Cagr3y	11.8%
Cagr5y	7.49%
Div CAGR10	14.96%
Div CAGR3	13.72%
Div CAGR5	13.45%
EPS Growth	3.03
EPS Growth Q	5.87
EPS Growth Quarters	2
EPS Growth Years	14
EPS Growth3 Y	5.43
FCF Growth	-1.73%
FCF Growth3 Y	4.95%
OCF Growth	-1.77%
OCF Growth3 Y	4.59%
Revenue Growth	3.1x
Revenue Growth Q	1.95x
Revenue Growth Quarters	16x
Revenue Growth Years	14x
Revenue Growth3 Y	5.33x

TYO/7164 (TYO/7164)

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Metric	Value
Asset Turnover	JPY 0.12
Assets	JPY 500.8B
Cash	JPY 116.6B
Current Assets	JPY 130.9B
Current Liabilities	JPY 41B
Debt	JPY 30B
Debt EBITDA	JPY 0.71
Debt Equity	JPY 0.12
Debt FCF	JPY 0.92
Equity	JPY 245.1B
Interest Coverage	53.05
Liabilities	JPY 255.7B
Long Term Assets	JPY 369.9B
Long Term Liabilities	JPY 214.6B
Net Cash	JPY 86.6B
Net Cash By Market Cap	JPY 21.28
Net Cash Growth	-26.02%
Net Debt EBITDA	JPY -2.04
Net Debt Equity	JPY -0.35
Net Debt FCF	JPY -2.64
Tangible Book Value	JPY 242.7B
Tangible Book Value Per Share	JPY 1,827
WACC	5.02

Metric	Value
Current ratio	3.19
Net Working Capital	JPY -26.8B
Quick ratio	3.08
Working Capital	JPY 89.9B
Working Capital Turnover	JPY 0.56

Metric	Value
Buyback Yield	1.62%
Dividend Growth	-51.36%
Dividend Growth Years	12%
Dividend per share	JPY 123
Dividend Years	14
Dividend Yield	4.01%
Ex Div Date	2026-09-29
Last Dividend	JPY 50
Payout Frequency	Semi-Annual
Payout Ratio	62.51%

Metric	Value
10Y total return	94.27%
1Y total return	0.55%
200-day SMA	3,111.3
3Y total return	39.77%
50-day SMA	2,977.7
50-day SMA vs 200-day SMA	50under200
5Y total return	43.48%
All Time High	3,582
All Time High Change	-14.46%
All Time High Date	2025-09-11
All Time Low	250
All Time Low Change	1,125.6%
All Time Low Date	2012-12-19
ATR	49.98
Beta	0.18
Beta1y	0.09
Beta2y	0.29
Ch YTD	-1.83
High	3,072
High52	3,582
High52 Date	2025-09-11
High52ch	-14.46%
Low	3,016
Low52	2,780
Low52 Date	2026-06-03
Low52ch	10.22%
Ma50ch	2.9%
Price vs 200-day SMA	-1.52%
RSI	53.1
RSI Monthly	52.75
RSI Weekly	49.47
Sharpe ratio	-0.13x
Sortino ratio	0.15
Total Return	5.63%
Tr YTD	0.52
Tr1m	6.63%
Tr1w	-0.03%
Tr3m	-5.49%

Metric	Value
Analyst Count	5
Analyst Ratings	Buy
Operating Income	JPY 41.4B
Operating Income Growth	-1.41
Operating Income Growth Q	-9.06
Operating Income Growth3 Y	-1.08
Operating margin	70.45
Price target	JPY 3,680
Price Target Change	JPY 20.1

Metric	Value
Float	131,251,033%
Shares Insiders	0.22%
Shares Institutions	51.58%
Shares Out	132,861,715
Shares Qo Q	0.01%
Shares Yo Y	-1.62%

Metric	Value
Adjusted FCF	JPY 32.8B
Average Volume	434,745x
Bv Per Share	1,845.1
CAPEX	JPY -74M
Ch10y	49.28
Ch1m	6.63
Ch1w	-0.03
Ch1y	-3.1
Ch3m	-5.49
Ch3y	26.12
Ch5y	22.32
Ch6m	-1.64
Change	0.62%
Change From Open	1.12
Close	3,045
Days Gap	-0.49
Depreciation Amortization	1,004,000,000
Dollar Volume	715,137,600
Earnings Date	2026-08-05
EBIT	JPY 41.4B
EBITDA	JPY 42.4B
EPS	JPY 244
F Score	5
FCF	JPY 32.8B
FCF EV Yield	10.22x
FCF Per Share	JPY 247
Financing CF	-27,337,000,000
Fiscal Year End	March
Founded	1,981
Graham Number	3188.01907
Graham Upside	4.05
Income Tax	JPY 14.1B
Investing CF	-42,356,000,000
Is Primary Listing	1
Last Earnings Date	2026-05-08
Last Report Date	2026-03-31
Last Split Date	2025-03-28
Last Split Type	Forward
Lynch Fair Value	JPY 1,224
Lynch Upside	-60.05
Ma150	3,093.8
Ma150ch	-0.96%
Ma20	3,078.2
Ma20ch	-0.46%
Net CF	-36,860,000,000
Next Earnings Date	2026-08-05
Open	3,030
P FCF Ratio	12.43
P OCF Ratio	12.4
Payment Date	2026-12-08
Position In Range	85.71
Ppne	496,000,000
Price Date	2026-07-24
Price EBITDA	JPY 9.6
Ptbv Ratio	1.68
Relative Volume	0.52x
Revenue	58,739,000,000x
Tax By Revenue	23.93x
Tax Rate	30.17%
Tr6m	0.72%
Volume	233,400
Z Score	2.29