Financials / Banks - RegionalUpdated 2026-05-10 22:07 UTC

OSL/RING stock hub

OSL/RING has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

6.9B

Oslo Børs

Market data

Live price

Current market quote for this ticker.

Current price

OSL/RING

In the news

Latest news · OSL/RING

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E11

P25 11P50 12P75 14.4

Trailing P/E9.6

P25 10.2P50 12.4P75 14.6

ROE13.6

P25 8.5P50 10.5P75 13.6

ROICn/a

P25 -12.9P50 4.1P75 17.9

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All OSL/RING market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

202

Groups with data

Currency

NOK

Showing 202 of 202 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Norway
Country code	NO
Employees	266
Employees Change	-4%
Employees Change Percent	-1.48
Exchange	Oslo Børs
Financial currency	NOK
First seen	2026-05-10
Industry	Banks - Regional
Isin	NO0006390400
Last refreshed	2026-05-10
Market cap	NOK 6.9B
Price	NOK 439
Price currency	NOK
Rev Per Employee	5,447,368.42x
Sector	Financials
Sic	6020
Symbol	osl/RING
Website	https://www.sparebank1.no/ringerike-hadeland

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	10.39%
FCF yield	14.92%
Forward P/E	10.96x
P/B ratio	1.24x
P/E ratio	9.62x
P/S ratio	4.74x
PE Ratio10 Y	9.73x
PE Ratio3 Y	9.24x
PE Ratio5 Y	10.32x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
FCF margin	70.74%
Gross Profit	NOK 1.4B
Net Income	NOK 714M
Net Income Growth	4.26%
Net Income Growth Q	8.43%
Net Income Growth Quarters	2%
Net Income Growth Years	3%
Net Income Growth3 Y	20.35%
Net Income Growth5 Y	14.9%
Pretax Margin	62.46%
Profit Margin	50.66%
Profit Per Employee	NOK 2.7M
Profitable Years	18
ROA	2.28
Roa5y	1.84
ROE	13.57
Roe5y	11.73

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	16.89%
Cagr15y	15.19%
Cagr1y	27.75%
Cagr20y	11.01%
Cagr3y	19.08%
Cagr5y	18.62%
Div CAGR10	14.56%
Div CAGR3	30.06%
Div CAGR5	31.01%
EPS Growth	4.2
EPS Growth Q	13.34
EPS Growth Quarters	2
EPS Growth Years	3
EPS Growth3 Y	20.39
EPS Growth5 Y	14.93
FCF Growth	-30.79%
FCF Growth3 Y	86.9%
FCF Growth5 Y	73.08%
OCF Growth	-28.7%
OCF Growth Q	-97.77%
OCF Growth10 Y	4.82%
OCF Growth3 Y	88.76%
OCF Growth5 Y	52.75%
Revenue Growth	6.94x
Revenue Growth Q	19.4x
Revenue Growth Years	4x
Revenue Growth3 Y	15.89x
Revenue Growth5 Y	12.5x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	NOK 32.7B
Cash	NOK 4.4B
Debt	NOK 4.5B
Debt FCF	NOK 4.38
Equity	NOK 5.5B
Liabilities	NOK 27.2B
Net Cash	NOK -105M
Net Cash By Market Cap	NOK -1.53
Net Debt Equity	NOK 0.02
Net Debt FCF	NOK 0.1
Tangible Book Value	NOK 5.5B
Tangible Book Value Per Share	NOK 327
WACC	3.07

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	NOK -18.5B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	-0.03%
Dividend Growth	46.67%
Dividend Growth Years	2%
Dividend per share	NOK 26.35
Dividend Years	30
Dividend Yield	6%
Ex Div Date	2026-03-27
Last Dividend	NOK 44
Payout Frequency	Annual

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	375.97%
1Y total return	27.73%
200-day SMA	412
3Y total return	68.89%
50-day SMA	455
50-day SMA vs 200-day SMA	50over200
5Y total return	134.81%
All Time High	489
All Time High Change	-10.22%
All Time High Date	2026-03-17
All Time Low	98
All Time Low Change	347.96%
All Time Low Date	2009-01-20
ATR	5.59
Beta	0.15
Beta1y	0.27
Beta2y	0.27
Ch YTD	5.54
High	440
High52	489
High52 Date	2026-03-17
High52ch	-10.22%
Low	438.3
Low52	360.1
Low52 Date	2025-07-03
Low52ch	21.93%
Ma50ch	-3.52%
Price vs 200-day SMA	6.55%
RSI	43.27
RSI Monthly	67.27
RSI Weekly	55.87
Sharpe ratio	1.46x
Sortino ratio	2.66
Total Return	5.97%
Tr YTD	16.07
Tr15y	734.15%
Tr1m	-0.45%
Tr1w	0.67%
Tr3m	13.61%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	NOK 905M
Operating margin	62.46

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	7,465,950%
Net Borrowing	-404,000,000
Shares Insiders	2.87%
Shares Institutions	29.61%
Shares Out	15,650,405
Shares Qo Q	5.66%
Shares Yo Y	0.03%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	NOK 1B
Average Volume	1,429.05x
Bv Per Share	331.2
CAPEX	NOK -31M
Ch10y	162.9
Ch15y	240.3
Ch1m	-0.45
Ch1w	0.67
Ch1y	16.14
Ch20y	137.3
Ch3m	3.31
Ch3y	33.03
Ch5y	65.04
Ch6m	15.83
Change	0.16%
Change From Open	-0.23
Close	438.3
Days Gap	0.39
Dollar Volume	179,551
Earnings Date	2026-05-15
EPS	NOK 45.65
F Score	4
FCF	NOK 1B
FCF Per Share	NOK 65.49
Financing CF	-1,104,000,000
Fiscal Year End	December
Founded	1,833
Goodwill	60,000,000
Graham Number	583.28575
Graham Upside	32.87
Income Tax	NOK 171M
Investing CF	40,000,000
Is Primary Listing	1
Last Earnings Date	2026-02-13
Last Report Date	2025-12-31
Lynch Fair Value	NOK 680
Lynch Upside	54.96
Ma150	419.7
Ma150ch	4.6%
Ma20	440.5
Ma20ch	-0.34%
Net CF	-8,000,000
Next Earnings Date	2026-05-15
Open	440
P FCF Ratio	6.7
P OCF Ratio	6.51
Payment Date	2026-04-10
Position In Range	41.18
Ppne	124,000,000
Price Date	2026-05-08
Ptbv Ratio	1.26
Relative Volume	0.31x
Revenue	1,449,000,000x
Tax By Revenue	11.8x
Tax Rate	18.9%
Tr20y	707.04%
Tr6m	27.39%
Volume	409

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

OSL/RING dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+6.0%

$26.4 annual per share

Payout ratio

n/a

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+31.0%

2 consecutive years of growth

Total shareholder yield

+6.0%

Next ex-dividend date: 2026-03-27

Performance

OSL/RING stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns OSL/RING?

Insider, institutional, and short-interest positioning.

Institutional ownership

+29.6%

Share of float held by funds and institutions

Insider ownership

+2.9%

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

+0.0%

Negative means the company is buying back shares.

Technical

OSL/RING momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

43.3

Neutral momentum band

Price vs 200-day MA

+6.5%

50/200-day relationship not available

Beta (5Y)

0.15

Less volatile than the market

Sharpe ratio

1.46

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About OSL/RING

Hub-level FAQ points readers to the deeper analysis pages.

What is the current osl/RING stock rating?

osl/RING is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full osl/RING analysis?

The full report lives at /stocks/osl/RING/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for osl/RING?

The latest report frames osl/RING around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the osl/RING page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.