Financials / Financial - MortgagesUpdated 2026-05-10 22:07 UTC

NZE/GEN stock hub

NZE/GEN has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

24.8M

New Zealand Stock Exchange

Market data

Price

Recent price action with selectable time range.

NZE/GENNZE/GEN

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In the news

Latest news · NZE/GEN

Recent company headlines from major financial publishers.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

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EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/En/a

P25 n/aP50 n/aP75 n/a

Trailing P/E11

P25 n/aP50 n/aP75 n/a

ROE7.7

P25 n/aP50 n/aP75 n/a

ROIC7.6

P25 n/aP50 n/aP75 n/a

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All NZE/GEN market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

193

Groups with data

Currency

NZD

Showing 193 of 193 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	New Zealand
Country code	NZ
Exchange	New Zealand Stock Exchange
Financial currency	NZD
First seen	2026-05-10
Industry	Financial - Mortgages
Isin	NZMYKE0001S9
Last refreshed	2026-05-10
Market cap	NZD 24.8M
Price	NZD 0.27
Price currency	NZD
Sector	Financials
Sic	6162
Symbol	nze/GEN
Website	https://www.gencap.co.nz

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	9.08%
FCF yield	114.8%
P/B ratio	0.83x
P/E ratio	10.95x
P/S ratio	2.29x
PE Ratio10 Y	19.72x
PE Ratio3 Y	9.12x
PE Ratio5 Y	9.34x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
FCF margin	263.29%
Gross margin	90.5%
Gross Profit	NZD 9.8M
Net Income	NZD 2.3M
Net Income Growth	-25.06%
Net Income Growth Q	-35.33%
Net Income Growth Years	4%
Net Income Growth3 Y	-5.1%
Net Income Growth5 Y	-0.07%
Pretax Margin	29.72%
Profit Margin	20.81%
Profitable Years	6
ROA	0.97
Roa5y	1.36
ROE	7.73
Roe5y	8.95
ROIC	7.65
Roic5y	9.56

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr1y	17.76%
Cagr3y	-5%
Cagr5y	3.57%
Div CAGR3	11.63%
Div CAGR5	6.82%
EPS Growth	-24.37
EPS Growth Q	-35.83
EPS Growth Quarters	3
EPS Growth Years	1
EPS Growth3 Y	-5.24
EPS Growth5 Y	-8.86
FCF Growth	197.2%
FCF Growth Q	-81.64%
FCF Growth3 Y	89.69%
OCF Growth	201.66%
OCF Growth Q	-81.6%
OCF Growth3 Y	90.56%
Revenue Growth	11.22x
Revenue Growth Q	-4.7x
Revenue Growth Quarters	1x
Revenue Growth Years	0x
Revenue Growth3 Y	6.24x
Revenue Growth5 Y	6.44x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	NZD 0.05
Assets	NZD 275.8M
Cash	NZD 35.2M
Equity	NZD 29.9M
Liabilities	NZD 245.9M
Net Cash	NZD 35.2M
Net Cash By Market Cap	NZD 142
Net Cash Growth	19.49%
Net Debt Equity	NZD -1.18
Net Debt FCF	NZD -1.24
Tangible Book Value	NZD 25.1M
Tangible Book Value Per Share	NZD 0.27
WACC	7.65

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	1.1
Quick ratio	0.98
Working Capital	NZD 24.7M
Working Capital Turnover	NZD 0.43

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	0.9%
Dividend Growth	39.09%
Dividend Growth Years	1%
Dividend per share	NZD 0.01
Dividend Years	2
Dividend Yield	2.82%
Ex Div Date	2025-11-28
Last Dividend	NZD 0
Payout Frequency	Semi-Annual
Payout Ratio	39.9%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
1Y total return	17.75%
200-day SMA	0.28
3Y total return	-14.25%
50-day SMA	0.29
50-day SMA vs 200-day SMA	50over200
5Y total return	19.17%
All Time High	0.5
All Time High Change	-45.56%
All Time High Date	2020-07-02
All Time Low	0.19
All Time Low Change	45.95%
All Time Low Date	2025-01-09
ATR	0
Beta	0.62
Beta1y	0.14
Beta2y	0.33
Ch YTD	-6.9
High	0.27
High52	0.34
High52 Date	2025-07-17
High52ch	-19.4%
Low	0.27
Low52	0.24
Low52 Date	2025-05-14
Low52ch	14.89%
Ma50ch	-5.82%
Price vs 200-day SMA	-5.1%
RSI	32.85
RSI Monthly	47.96
RSI Weekly	43.3
Sharpe ratio	0.25x
Sortino ratio	0.55
Total Return	3.73%
Tr YTD	-6.9
Tr1m	-3.57%
Tr1w	-1.82%
Tr3m	-10%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	NZD 3.3M
Operating Income Growth	-18.16
Operating Income Growth Q	-32.83
Operating Income Growth3 Y	-3.09
Operating Income Growth5 Y	-3.41
Operating margin	30.18

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	16,647,315%
Shares Insiders	17.82%
Shares Institutions	8.36%
Shares Out	91,828,852
Shares Qo Q	0.68%
Shares Yo Y	-0.9%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	NZD 28.5M
Average Volume	8,401.05x
Bv Per Share	0.33
CAPEX	NZD -462,146
Ch1m	-3.57
Ch1w	-1.82
Ch1y	14.89
Ch3m	-10
Ch3y	-17.68
Ch5y	14.41
Ch6m	-3.57
Change	0%
Change From Open	0
Close	0.27
Days Gap	0
Depreciation Amortization	15,376
Dollar Volume	4,983.9
Earnings Date	2026-02-20
EPS	NZD 0.02
F Score	4
FCF	NZD 28.5M
FCF Per Share	NZD 0.31
Financing CF	-858,789
Fiscal Year End	March
Graham Number	0.42486
Graham Upside	57.36
Income Tax	NZD 962,738
Investing CF	-22,328,413
Is Primary Listing	1
Last Earnings Date	2026-02-20
Last Report Date	2025-09-30
Last Split Date	2024-08-01
Last Split Type	Reverse
Lynch Fair Value	NZD 0.12
Lynch Upside	-54.36
Ma150	0.28
Ma150ch	-4.96%
Ma20	0.28
Ma20ch	-3.67%
Net CF	5,738,933
Open	0.27
P FCF Ratio	0.87
P OCF Ratio	0.86
Payment Date	2025-12-12
Ppne	435,851
Price Date	2026-05-08
Ptbv Ratio	0.99
Relative Volume	2.47x
Revenue	10,811,093x
Tax By Revenue	8.91x
Tax Rate	29.96%
Tr6m	-2.56%
Volume	18,459

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

NZE/GEN dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+2.8%

$0.01 annual per share

Payout ratio

+39.9%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+6.8%

1 consecutive years of growth

Total shareholder yield

+3.7%

Next ex-dividend date: 2025-11-28

Performance

NZE/GEN stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns NZE/GEN?

Insider, institutional, and short-interest positioning.

Institutional ownership

+8.4%

Share of float held by funds and institutions

Insider ownership

+17.8%

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

-0.9%

Negative means the company is buying back shares.

Technical

NZE/GEN momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

32.9

Neutral momentum band

Price vs 200-day MA

-5.1%

50/200-day relationship not available

Beta (5Y)

0.62

Less volatile than the market

Sharpe ratio

0.25

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About NZE/GEN

Hub-level FAQ points readers to the deeper analysis pages.

What is the current nze/GEN stock rating?

nze/GEN is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full nze/GEN analysis?

The full report lives at /stocks/nze/GEN/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for nze/GEN?

The latest report frames nze/GEN around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the nze/GEN page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.