Financials / Banking ServicesUpdated 2026-05-10 22:07 UTC

PSE/AUB stock hub

PSE/AUB has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

62.5B

Philippine Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

PSE/AUB

In the news

Latest news · PSE/AUB

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Fetching the latest headlines.

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Fetching the latest headlines.

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/En/a

P25 5P50 6.6P75 7

Trailing P/E4.9

P25 3.7P50 6.1P75 12.8

ROE20

P25 -0.1P50 7.7P75 11.9

ROICn/a

P25 -0.9P50 3.2P75 10.9

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All PSE/AUB market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

176

Groups with data

Currency

PHP

Showing 176 of 176 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Philippines
Country code	PH
Employees	2,437
Employees Change	-24%
Employees Change Percent	-0.98
Exchange	Philippine Stock Exchange
Financial currency	PHP
First seen	2026-05-10
Industry	Banking Services
Isin	PHY0392K1044
Last refreshed	2026-05-10
Market cap	PHP 62.5B
Price	PHP 42.9
Price currency	PHP
Rev Per Employee	9,535,354.53x
Sector	Financials
Sic	6020
Symbol	pse/AUB
Website	https://www.aub.com.ph

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	20.35%
FCF yield	-39.51%
P/B ratio	0.9x
P/E ratio	4.91x
P/S ratio	2.69x
PE Ratio10 Y	6.65x
PE Ratio3 Y	3.63x
PE Ratio5 Y	4.54x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Gross Profit	PHP 23B
Net Income	PHP 12.7B
Net Income Growth	12.13%
Net Income Growth Q	21.07%
Net Income Growth3 Y	26.59%
Net Income Growth5 Y	33.28%
Pretax Margin	68.08%
Profit Margin	54.71%
Profit Per Employee	PHP 5.2M
ROA	3.1
Roa5y	2.35
ROE	19.97
Roe5y	17.4

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	15.35%
Cagr1y	19.68%
Cagr3y	52.44%
Cagr5y	30.12%
Div CAGR3	44.22%
Div CAGR5	24.57%
EPS Growth	12.13
EPS Growth Q	21.07
EPS Growth3 Y	26.59
EPS Growth5 Y	33.28
Revenue Growth	11.84x
Revenue Growth Q	18.43x
Revenue Growth3 Y	20.06x
Revenue Growth5 Y	19.23x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	PHP 435B
Cash	PHP 42.4B
Debt	PHP 4.2B
Debt FCF	PHP -0.17
Equity	PHP 69.3B
Liabilities	PHP 365.7B
Net Cash	PHP 38.2B
Net Cash By Market Cap	PHP 61.16
Net Cash Growth	147.62%
Net Debt Equity	PHP -0.55
Tangible Book Value	PHP 65.2B
Tangible Book Value Per Share	PHP 44.8
WACC	4.62

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	PHP -289.5B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Dividend Growth	50.38%
Dividend Growth Years	3%
Dividend per share	PHP 2
Dividend Years	10
Dividend Yield	4.66%
Last Dividend	PHP 1
Payout Ratio	22.91%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	317.09%
1Y total return	19.66%
200-day SMA	42.01
3Y total return	254.37%
50-day SMA	42.4
50-day SMA vs 200-day SMA	50over200
5Y total return	272.89%
All Time High	57
All Time High Change	-24.74%
All Time High Date	2025-07-29
All Time Low	10.94
All Time Low Change	292.14%
All Time Low Date	2021-04-06
ATR	0.37
Beta	0.12
Beta1y	0.13
Beta2y	0.24
Ch YTD	9.44
High	43
High52	57
High52 Date	2025-07-30
High52ch	-24.74%
Low	42.7
Low52	34
Low52 Date	2025-06-02
Low52ch	26.18%
Ma50ch	1.18%
Price vs 200-day SMA	2.11%
RSI	61.96
RSI Monthly	63.26
RSI Weekly	56.92
Sharpe ratio	1.09x
Sortino ratio	2.09
Total Return	4.66%
Tr YTD	9.44
Tr1m	2.14%
Tr1w	1.42%
Tr3m	0.94%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	PHP 15.9B
Operating margin	68.32

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	223,120,670%
Net Borrowing	407,330,000
Shares Insiders	0.54%
Shares Institutions	0.03%
Shares Out	1,455,931,590
Shares Qo Q	-0.24%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	PHP -24.7B
Average Volume	15,275x
Bv Per Share	47.47
CAPEX	PHP -587.3M
Ch10y	182.9
Ch1m	2.14
Ch1w	1.42
Ch1y	14.55
Ch3m	0.94
Ch3y	205.3
Ch5y	193.8
Ch6m	12.9
Change	0.12%
Change From Open	0.12
Close	42.85
Days Gap	0
Dollar Volume	2,368,080
Earnings Date	2026-05-14
EPS	PHP 8.73
F Score	2
FCF	PHP -24.7B
FCF Per Share	PHP -16.95
Financing CF	33,067,141,000
Fiscal Year End	December
Founded	1,997
Goodwill	1,949,737,000
Graham Number	96.57344
Graham Upside	125.1
Income Tax	PHP 3.1B
Investing CF	-9,291,053,000
Is Primary Listing	1
Last Earnings Date	2025-11-14
Last Report Date	2025-12-31
Last Split Date	2025-07-24
Last Split Type	Forward
Lynch Fair Value	PHP 218
Lynch Upside	408.8
Ma150	40.98
Ma150ch	4.68%
Ma20	42.27
Ma20ch	1.5%
Net CF	-256,034,000
Next Earnings Date	2026-05-14
Open	42.85
Payment Date	2025-09-30
Position In Range	66.67
Ppne	2,325,259,000
Price Date	2026-05-08
Ptbv Ratio	0.96
Relative Volume	3.61x
Revenue	23,237,659,000x
Tax By Revenue	13.25x
Tax Rate	19.47%
Tr6m	12.9%
Volume	55,200

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

PSE/AUB dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+4.7%

$2.00 annual per share

Payout ratio

+22.9%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+24.6%

3 consecutive years of growth

Total shareholder yield

+4.7%

Dividend yield + buyback yield combined

Performance

PSE/AUB stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns PSE/AUB?

Insider, institutional, and short-interest positioning.

Institutional ownership

+0.0%

Share of float held by funds and institutions

Insider ownership

+0.5%

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

n/a

Negative means the company is buying back shares.

Technical

PSE/AUB momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

62.0

Neutral momentum band

Price vs 200-day MA

+2.1%

50/200-day relationship not available

Beta (5Y)

0.12

Less volatile than the market

Sharpe ratio

1.08

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About PSE/AUB

Hub-level FAQ points readers to the deeper analysis pages.

What is the current pse/AUB stock rating?

pse/AUB is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full pse/AUB analysis?

The full report lives at /stocks/pse/AUB/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for pse/AUB?

The latest report frames pse/AUB around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the pse/AUB page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.