Financials / InsuranceUpdated 2026-05-10 22:07 UTC

PSX/AGIC stock hub

PSX/AGIC has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

3.6B

Pakistan Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

PSX/AGIC

In the news

Latest news · PSX/AGIC

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/En/a

P25 5.8P50 6.5P75 7.2

Trailing P/E4.3

P25 5.4P50 6.5P75 9.8

ROE18.2

P25 6.2P50 14.9P75 20

ROIC15.2

P25 3.1P50 9.5P75 15.3

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All PSX/AGIC market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

209

Groups with data

Currency

PKR

Showing 209 of 209 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Pakistan
Country code	PK
Employees	377
Employees Change	-58%
Employees Change Percent	-13.33
Enterprise value	PKR 3.6B
Exchange	Pakistan Stock Exchange
Financial currency	PKR
First seen	2026-05-10
Industry	Insurance
Isin	PK0073801018
Last refreshed	2026-05-10
Market cap	PKR 3.6B
Price	PKR 35.59
Price currency	PKR
Rev Per Employee	13,702,673.74x
Sector	Financials
Sic	6300
Symbol	psx/AGIC
Website	https://agico.com.pk

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	19.71%
EV Earnings	5.14x
EV/EBIT	3.02x
EV/EBITDA	2.69x
EV/FCF	-2.98x
EV/Sales	0.7x
FCF yield	-33.96%
P/B ratio	0.8x
P/E ratio	4.31x
P/S ratio	0.69x
PE Ratio10 Y	4.46x
PE Ratio3 Y	3.21x
PE Ratio5 Y	3.37x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT Margin	23.24%
EBITDA Margin	24.24%
Gross margin	35.25%
Gross Profit	PKR 1.8B
Net Income	PKR 706.3M
Net Income Growth	-8.39%
Net Income Growth Q	-28.12%
Net Income Growth3 Y	27.04%
Net Income Growth5 Y	13.8%
Pretax Margin	22.3%
Profit Margin	13.67%
Profit Per Employee	PKR 1.9M
ROA	7.4
Roa5y	6.31
ROCE	21.72
ROE	18.23
Roe5y	17.91
ROIC	15.25
Roic5y	17.06

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	21.64%
Cagr15y	25.82%
Cagr1y	48.44%
Cagr20y	15.29%
Cagr3y	59.84%
Cagr5y	28.44%
Div CAGR10	15.99%
Div CAGR3	19.91%
Div CAGR5	12.7%
EPS Growth	-17.36
EPS Growth Q	-34.5
EPS Growth3 Y	19.93
EPS Growth5 Y	9.93
Revenue Growth	19.36x
Revenue Growth Q	4.65x
Revenue Growth3 Y	21.66x
Revenue Growth5 Y	18.23x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	PKR 0.51
Assets	PKR 11.6B
Cash	PKR 396.2M
Debt	PKR 441.7M
Debt EBITDA	PKR 0.33
Debt Equity	PKR 0.1
Debt FCF	PKR -0.36
Equity	PKR 4.5B
Interest Coverage	21.69
Liabilities	PKR 7.1B
Net Cash	PKR -45.6M
Net Cash By Market Cap	PKR -1.27
Net Debt EBITDA	PKR 0.04
Net Debt Equity	PKR 0.01
Tangible Book Value	PKR 4.5B
Tangible Book Value Per Share	PKR 44.18
WACC	5.65

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	0.61
Net Working Capital	PKR -2.8B
Quick ratio	0.37
Working Capital	PKR -2.4B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	-18.88%
Dividend Growth	11.11%
Dividend Growth Years	0%
Dividend per share	PKR 5
Dividend Years	11
Dividend Yield	14.05%
Ex Div Date	2026-04-20
Last Dividend	PKR 2.5
Payout Frequency	Semi-Annual
Payout Ratio	50.64%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	608.72%
1Y total return	48.4%
200-day SMA	40.18
3Y total return	308.51%
50-day SMA	35.2
50-day SMA vs 200-day SMA	50under200
5Y total return	249.54%
All Time High	55.58
All Time High Change	-35.97%
All Time High Date	2025-07-22
All Time Low	1.18
All Time Low Change	2,918.66%
All Time Low Date	1998-08-10
ATR	1.9
Beta	0.21
Beta1y	0.81
Beta2y	0.36
Ch YTD	-6.05
High	35.9
High52	55.58
High52 Date	2025-07-22
High52ch	-35.97%
Low	34.3
Low52	26.99
Low52 Date	2025-05-09
Low52ch	31.86%
Ma50ch	1.12%
Price vs 200-day SMA	-11.41%
RSI	49.85
RSI Monthly	56.21
RSI Weekly	44.82
Sharpe ratio	1.08x
Sortino ratio	1.99
Total Return	-4.83%
Tr YTD	0.33
Tr15y	3,034.44%
Tr1m	5.57%
Tr1w	5.08%
Tr3m	-0.93%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	PKR 1.2B
Operating margin	23.24

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	31,152,141%
Net Borrowing	162,716,000
Shares Insiders	8.83%
Shares Institutions	0.97%
Shares Out	100,662,653
Shares Qo Q	-3.15%
Shares Yo Y	18.88%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	PKR -1.2B
Average Volume	40,172.65x
Bv Per Share	44.21
CAPEX	PKR -891.9M
Ch10y	99.18
Ch15y	656.9
Ch1m	-1.14
Ch1w	5.08
Ch1y	20.03
Ch20y	303
Ch3m	-7.22
Ch3y	137.7
Ch5y	48.05
Ch6m	-16.46
Change	2.01%
Change From Open	3.76
Close	34.89
Days Gap	-1.69
Dollar Volume	213,646.8
Earnings Date	2026-04-21
EBIT	PKR 1.2B
EBITDA	PKR 1.3B
EPS	PKR 8.26
F Score	2
FCF	PKR -1.2B
FCF EV Yield	-33.54x
FCF Per Share	PKR -12.09
Financing CF	678,809,000
Fiscal Year End	December
Founded	1,995
Graham Number	90.65977
Graham Upside	154.7
Income Tax	PKR 445.7M
Investing CF	-216,103,000
Is Primary Listing	1
Last Earnings Date	2026-04-21
Last Report Date	2026-03-31
Last Split Date	2019-04-11
Last Split Type	Forward
Lynch Fair Value	PKR 114
Lynch Upside	220.4
Ma150	38.46
Ma150ch	-7.46%
Ma20	36.25
Ma20ch	-1.81%
Net CF	137,820,000
Next Earnings Date	2026-08-28
Open	34.3
Payment Date	2026-05-07
Position In Range	80.63
Ppne	701,713,000
Price Date	2026-05-08
Price EBITDA	PKR 2.86
Ptbv Ratio	0.8
Relative Volume	0.15x
Revenue	5,165,908,000x
Tax By Revenue	8.63x
Tax Rate	38.69%
Tr20y	1,622.41%
Tr6m	-10.79%
Volume	6,003

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

PSX/AGIC dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+14.0%

$5.00 annual per share

Payout ratio

+50.6%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+12.7%

0 consecutive years of growth

Total shareholder yield

-4.8%

Next ex-dividend date: 2026-04-20

Performance

PSX/AGIC stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns PSX/AGIC?

Insider, institutional, and short-interest positioning.

Institutional ownership

+1.0%

Share of float held by funds and institutions

Insider ownership

+8.8%

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

+18.9%

Negative means the company is buying back shares.

Technical

PSX/AGIC momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

49.8

Neutral momentum band

Price vs 200-day MA

-11.4%

50/200-day relationship not available

Beta (5Y)

0.21

Less volatile than the market

Sharpe ratio

1.08

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About PSX/AGIC

Hub-level FAQ points readers to the deeper analysis pages.

What is the current psx/AGIC stock rating?

psx/AGIC is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full psx/AGIC analysis?

The full report lives at /stocks/psx/AGIC/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for psx/AGIC?

The latest report frames psx/AGIC around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the psx/AGIC page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.