Financials / InsuranceUpdated 2026-05-10 22:07 UTC

PSX/CENI stock hub

PSX/CENI has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

Pakistan Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

PSX/CENI

In the news

Latest news · PSX/CENI

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/En/a

P25 5.8P50 6.5P75 7.2

Trailing P/E6.4

P25 5.4P50 6.5P75 9.8

ROE13.6

P25 6.2P50 14.9P75 20

ROIC13.4

P25 3.1P50 9.5P75 15.3

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All PSX/CENI market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

217

Groups with data

Currency

PKR

Showing 217 of 217 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Pakistan
Country code	PK
Employees	150
Employees Change	-3%
Employees Change Percent	-1.96
Enterprise value	PKR 2.7B
Exchange	Pakistan Stock Exchange
Financial currency	PKR
First seen	2026-05-10
Industry	Insurance
Isin	PK0036501010
Last refreshed	2026-05-10
Market cap	PKR 3B
Price	PKR 53.39
Price currency	PKR
Rev Per Employee	14,310,281.53x
Sector	Financials
Sic	6300
Symbol	psx/CENI
Website	https://cicl.com.pk

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	15.62%
EV Earnings	5.94x
EV/EBIT	3.55x
EV/EBITDA	3.41x
EV/FCF	256.89x
EV/Sales	1.28x
FCF yield	0.36%
P/B ratio	0.86x
P/E ratio	6.39x
P/S ratio	1.38x
PE Ratio10 Y	6.03x
PE Ratio3 Y	3.71x
PE Ratio5 Y	3.57x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT Margin	35.84%
EBITDA Margin	36.83%
FCF margin	0.5%
Gross margin	59.03%
Gross Profit	PKR 1.3B
Net Income	PKR 461.5M
Net Income Growth	-19.87%
Net Income Growth Q	-80.86%
Net Income Growth3 Y	10.22%
Net Income Growth5 Y	11.34%
Pretax Margin	35.85%
Profit Margin	21.5%
Profit Per Employee	PKR 3.1M
ROA	7.72
Roa5y	8.77
ROCE	17.23
ROE	13.59
Roe5y	16.14
ROIC	13.37
Roic5y	15.81

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	22.61%
Cagr15y	26.84%
Cagr1y	49.19%
Cagr20y	15.32%
Cagr3y	65.42%
Cagr5y	41.27%
Div CAGR10	3.8%
Div CAGR3	33.89%
Div CAGR5	26.97%
EPS Growth	-19.72
EPS Growth Q	-80.7
EPS Growth3 Y	10.29
EPS Growth5 Y	11.39
FCF Growth	2,242.34%
FCF Growth Q	-70.77%
FCF Growth3 Y	-55.01%
FCF Growth5 Y	-45.3%
OCF Growth	-38.2%
OCF Growth Q	-74.07%
OCF Growth3 Y	-29.85%
OCF Growth5 Y	-27.72%
Revenue Growth	2.61x
Revenue Growth Q	-21.7x
Revenue Growth3 Y	15.57x
Revenue Growth5 Y	16.32x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	PKR 0.34
Assets	PKR 6.8B
Cash	PKR 211.7M
Equity	PKR 3.4B
Interest Coverage	128.3
Liabilities	PKR 3.3B
Net Cash	PKR 211.7M
Net Cash By Market Cap	PKR 7.17
Net Cash Growth	-34.76%
Net Debt EBITDA	PKR -0.27
Net Debt Equity	PKR -0.06
Net Debt FCF	PKR -19.83
Tangible Book Value	PKR 3.4B
Tangible Book Value Per Share	PKR 62.23
WACC	5.04

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	0.73
Net Working Capital	PKR -820.9M
Quick ratio	0.5
Working Capital	PKR -609.2M

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	0.19%
Dividend Growth	0%
Dividend Growth Years	6%
Dividend per share	PKR 6
Dividend Years	16
Dividend Yield	11.24%
Ex Div Date	2026-04-21
Last Dividend	PKR 6
Payout Frequency	Annual
Payout Ratio	71.6%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	667.45%
1Y total return	49.15%
200-day SMA	54.27
3Y total return	352.76%
50-day SMA	57.63
50-day SMA vs 200-day SMA	50over200
5Y total return	462.62%
All Time High	65.34
All Time High Change	-18.29%
All Time High Date	2026-03-09
All Time Low	2.44
All Time Low Change	2,088.11%
All Time Low Date	1996-09-19
ATR	2.81
Beta	0.14
Beta1y	-0.18
Beta2y	-0.02
Ch YTD	-3.8
High	55
High52	65.34
High52 Date	2026-03-09
High52ch	-18.29%
Low	52.5
Low52	32.55
Low52 Date	2025-05-09
Low52ch	64.03%
Ma50ch	-7.36%
Price vs 200-day SMA	-1.61%
RSI	39.54
RSI Monthly	62.42
RSI Weekly	45.32
Sharpe ratio	1.1x
Sortino ratio	1.81
Total Return	11.42%
Tr YTD	6.15
Tr15y	3,440.48%
Tr1m	-2.62%
Tr1w	2.67%
Tr3m	-3.32%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	PKR 769.2M
Operating margin	35.84

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Net Borrowing	-17,255,637
Shares Insiders	0.53%
Shares Institutions	0.84%
Shares Out	55,326,484
Shares Qo Q	-0.82%
Shares Yo Y	-0.19%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	PKR 10.7M
Average Volume	23,138.35x
Bv Per Share	62.25
CAPEX	PKR -36.5M
Ch10y	182.5
Ch15y	673.7
Ch1m	-11.75
Ch1w	2.67
Ch1y	35.17
Ch20y	145
Ch3m	-12.39
Ch3y	210.4
Ch5y	204.5
Ch6m	-6.33
Change	1.25%
Change From Open	1.31
Close	52.73
Days Gap	-0.06
Dollar Volume	356,645.2
Earnings Date	2026-04-28
EBIT	PKR 769.2M
EBITDA	PKR 790.6M
EPS	PKR 8.36
F Score	3
FCF	PKR 10.7M
FCF EV Yield	0.39x
FCF Per Share	PKR 0.19
Financing CF	-269,087,735
Fiscal Year End	December
Founded	1,985
Graham Number	108.19341
Graham Upside	102.6
Income Tax	PKR 308M
Investing CF	98,334,391
Is Primary Listing	1
Last Earnings Date	2026-04-28
Last Report Date	2026-03-31
Last Split Date	2022-04-20
Last Split Type	Forward
Lynch Fair Value	PKR 94.8
Lynch Upside	77.56
Ma150	56.51
Ma150ch	-5.51%
Ma20	56.11
Ma20ch	-4.84%
Net CF	-123,564,379
Next Earnings Date	2026-08-27
Open	52.7
P FCF Ratio	276.7
P OCF Ratio	62.6
Payment Date	2026-05-21
Position In Range	35.6
Ppne	165,477,332
Price Date	2026-05-08
Price EBITDA	PKR 3.74
Ptbv Ratio	0.86
Relative Volume	0.29x
Revenue	2,146,542,229x
Tax By Revenue	14.35x
Tax Rate	40.03%
Tr20y	1,630.32%
Tr6m	3.36%
Volume	6,680

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

PSX/CENI dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+11.2%

$6.00 annual per share

Payout ratio

+71.6%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+27.0%

6 consecutive years of growth

Total shareholder yield

+11.4%

Next ex-dividend date: 2026-04-21

Performance

PSX/CENI stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns PSX/CENI?

Insider, institutional, and short-interest positioning.

Institutional ownership

+0.8%

Share of float held by funds and institutions

Insider ownership

+0.5%

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

-0.2%

Negative means the company is buying back shares.

Technical

PSX/CENI momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

39.5

Neutral momentum band

Price vs 200-day MA

-1.6%

50/200-day relationship not available

Beta (5Y)

0.14

Less volatile than the market

Sharpe ratio

1.09

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About PSX/CENI

Hub-level FAQ points readers to the deeper analysis pages.

What is the current psx/CENI stock rating?

psx/CENI is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full psx/CENI analysis?

The full report lives at /stocks/psx/CENI/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for psx/CENI?

The latest report frames psx/CENI around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the psx/CENI page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.