Financials / InsuranceUpdated 2026-05-10 22:07 UTC

PSX/JLICL stock hub

PSX/JLICL has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

Browse stocks

PSX/JLICLis not in this month’s coverageGet our monthly research letter — no spam

Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

17.3B

Pakistan Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

PSX/JLICL

In the news

Latest news · PSX/JLICL

Recent company headlines from major financial publishers.

—

Fetching the latest headlines.

—

Fetching the latest headlines.

—

Fetching the latest headlines.

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/En/a

P25 5.8P50 6.5P75 7.2

Trailing P/E7.2

P25 5.4P50 6.5P75 9.8

ROE13.9

P25 6.2P50 14.9P75 20

ROIC12.6

P25 3.1P50 9.5P75 15.3

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All PSX/JLICL market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

210

Groups with data

Currency

PKR

Showing 210 of 210 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Pakistan
Country code	PK
Employees	1,611
Employees Change	2%
Employees Change Percent	0.12
Enterprise value	PKR 12.8B
Exchange	Pakistan Stock Exchange
Financial currency	PKR
First seen	2026-05-10
Industry	Insurance
Isin	PK0074201010
Last refreshed	2026-05-10
Market cap	PKR 17.3B
Price	PKR 172
Price currency	PKR
Rev Per Employee	55,375,008.69x
Sector	Financials
Sic	6300
Symbol	psx/JLICL
Website	https://www.jubileelife.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	13.98%
EV Earnings	5.29x
EV/EBIT	3.13x
EV/EBITDA	2.71x
EV/FCF	-1.27x
EV/Sales	0.14x
FCF yield	-58.16%
P/B ratio	1x
P/E ratio	7.15x
P/S ratio	0.19x
PE Ratio10 Y	11.35x
PE Ratio3 Y	5.83x
PE Ratio5 Y	6.88x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT Margin	4.49%
EBITDA Margin	4.93%
Gross margin	12.78%
Gross Profit	PKR 11.4B
Net Income	PKR 2.4B
Net Income Growth	-0.22%
Net Income Growth Q	-20.95%
Net Income Growth3 Y	4.74%
Net Income Growth5 Y	-7.16%
Pretax Margin	4.56%
Profit Margin	2.7%
Profit Per Employee	PKR 1.5M
ROA	1.02
Roa5y	1.14
ROCE	1.65
ROE	13.85
Roe5y	14.89
ROIC	12.56
Roic5y	13.79

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	-1.36%
Cagr15y	18.07%
Cagr1y	43.06%
Cagr20y	17.33%
Cagr3y	26.03%
Cagr5y	-3.67%
Div CAGR10	2.97%
Div CAGR3	1.02%
Div CAGR5	-1.95%
EPS Growth	-0.22
EPS Growth Q	-20.95
EPS Growth3 Y	4.75
EPS Growth5 Y	-7.16
Revenue Growth	-10.73x
Revenue Growth Q	-39.52x
Revenue Growth3 Y	19.9x
Revenue Growth5 Y	2.98x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	PKR 0.36
Assets	PKR 256B
Cash	PKR 5.4B
Debt	PKR 861.2M
Debt EBITDA	PKR 0.19
Debt Equity	PKR 0.05
Debt FCF	PKR -0.09
Equity	PKR 17.3B
Interest Coverage	41.23
Liabilities	PKR 238.7B
Net Cash	PKR 4.5B
Net Cash By Market Cap	PKR 26.11
Net Cash Growth	129.24%
Net Debt EBITDA	PKR -1.03
Net Debt Equity	PKR -0.26
Tangible Book Value	PKR 17.2B
Tangible Book Value Per Share	PKR 171
WACC	7.9

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	0.8
Net Working Capital	PKR -8.1B
Quick ratio	0.7
Working Capital	PKR -2.8B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	0.01%
Dividend Growth	0%
Dividend Growth Years	0%
Dividend per share	PKR 13
Dividend Years	17
Dividend Yield	7.56%
Ex Div Date	2026-03-17
Last Dividend	PKR 10
Payout Frequency	Semi-Annual
Payout Ratio	54.06%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	-12.78%
1Y total return	43.02%
200-day SMA	176.4
3Y total return	100.19%
50-day SMA	167.7
50-day SMA vs 200-day SMA	50under200
5Y total return	-17.04%
All Time High	682.1
All Time High Change	-74.79%
All Time High Date	2017-06-29
All Time Low	2.5
All Time Low Change	6,780%
All Time Low Date	2001-12-17
ATR	5.83
Beta	0.67
Beta1y	0.12
Beta2y	-0
Ch YTD	1.79
High	176.5
High52	280
High52 Date	2026-01-27
High52ch	-38.57%
Low	172
Low52	118
Low52 Date	2025-05-09
Low52ch	45.74%
Ma50ch	2.58%
Price vs 200-day SMA	-2.47%
RSI	52.02
RSI Monthly	52.63
RSI Weekly	47.66
Sharpe ratio	0.96x
Sortino ratio	1.74
Total Return	7.57%
Tr YTD	8.17
Tr15y	1,107.38%
Tr1m	9.55%
Tr1w	1.12%
Tr3m	-20.61%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	PKR 4B
Operating margin	4.49

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	17,009,411%
Net Borrowing	-455,295,000
Shares Insiders	0.23%
Shares Institutions	8.79%
Shares Out	100,353,310
Shares Qo Q	0%
Shares Yo Y	-0.01%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	PKR -10B
Average Volume	13,843.9x
Bv Per Share	172.4
CAPEX	PKR -1.4B
Ch10y	-53.88
Ch15y	434.4
Ch1m	9.55
Ch1w	1.12
Ch1y	32.31
Ch20y	890.1
Ch3m	-25.3
Ch3y	52.01
Ch5y	-46.47
Ch6m	0.17
Change	0%
Change From Open	0
Close	172
Days Gap	0
Dollar Volume	373,928
Earnings Date	2026-04-28
EBIT	PKR 4B
EBITDA	PKR 4.4B
EPS	PKR 24.05
F Score	2
FCF	PKR -10B
FCF EV Yield	-78.72x
FCF Per Share	PKR -100
Financing CF	-1,764,409,000
Fiscal Year End	December
Founded	1,995
Graham Number	305.3933
Graham Upside	77.55
Income Tax	PKR 1.7B
Investing CF	12,616,417,000
Is Primary Listing	1
Last Earnings Date	2026-04-28
Last Report Date	2026-03-31
Last Split Date	2023-03-21
Last Split Type	Forward
Lynch Fair Value	PKR 120
Lynch Upside	-30.09
Ma150	178
Ma150ch	-3.37%
Ma20	171.2
Ma20ch	0.48%
Net CF	2,241,923,000
Next Earnings Date	2026-08-20
Open	172
Payment Date	2026-04-06
Position In Range	0
Ppne	4,466,880,000
Price Date	2026-05-08
Price EBITDA	PKR 3.93
Ptbv Ratio	1.01
Relative Volume	0.16x
Revenue	89,209,139,000x
Tax By Revenue	1.85x
Tax Rate	40.63%
Tr20y	2,342.22%
Tr6m	6.46%
Volume	2,174

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

PSX/JLICL dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+7.6%

$13.0 annual per share

Payout ratio

+54.1%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

-2.0%

0 consecutive years of growth

Total shareholder yield

+7.6%

Next ex-dividend date: 2026-03-17

Performance

PSX/JLICL stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns PSX/JLICL?

Insider, institutional, and short-interest positioning.

Institutional ownership

+8.8%

Share of float held by funds and institutions

Insider ownership

+0.2%

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

-0.0%

Negative means the company is buying back shares.

Technical

PSX/JLICL momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

52.0

Neutral momentum band

Price vs 200-day MA

-2.5%

50/200-day relationship not available

Beta (5Y)

0.67

Less volatile than the market

Sharpe ratio

0.96

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About PSX/JLICL

Hub-level FAQ points readers to the deeper analysis pages.

What is the current psx/JLICL stock rating?

psx/JLICL is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full psx/JLICL analysis?

The full report lives at /stocks/psx/JLICL/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for psx/JLICL?

The latest report frames psx/JLICL around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the psx/JLICL page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.