Is a complete WSE/KRU research report available?

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Accepted Answer

No complete published report is available for wse/KRU (WSE/KRU) on this page. Market-directory data, when present, is not a substitute for a reviewed stock analysis.

Market cap	8.3B
Revenue (ttm)	2.6B
Net income (ttm)	1.1B
EPS (ttm)	PLN 53.3
Shares out	19.5M
P/E (trailing)	8.0x
P/E (forward)	7.0x
Dividend	PLN 18.0 (4.23%)
Volume	43,867

Metric	Value
Country	Poland
Country code	PL
Employees	3,605
Employees Change	68%
Employees Change Percent	1.92
Enterprise value	PLN 15.3B
Exchange	Warsaw Stock Exchange
Financial currency	PLN
First seen	2026-05-10
Industry	Credit Services
Industry PE	7.77
Isin	PLKRK0000010
Last refreshed	2026-08-01
Market cap	PLN 8.3B
Price	PLN 426
Price currency	PLN
Rev Per Employee	768,714.75x
Sector	Financials
Sector PE	11.76
Sector PE Fwd	11.61
Sic	7320
Symbol	wse/KRU
Website	https://www.pl.kruk.eu

Metric	Value
Earnings Yield	13.17%
EV Earnings	13.94x
EV/EBIT	9.74x
EV/EBITDA	9.33x
EV/Sales	5.86x
FCF yield	-1.56%
Forward P/E	7.01x
P/B ratio	1.48x
P/E ratio	7.99x
P/S ratio	3.19x
PE Ratio10 Y	12.18x
PE Ratio3 Y	8.29x
PE Ratio5 Y	8.09x

Metric	Value
EBIT Margin	49.46%
EBITDA Margin	51.63%
Gross margin	73.73%
Gross Profit	PLN 1.9B
Gross Profit Growth	14.39%
Gross Profit Growth Q	6.92%
Gross Profit Growth3 Y	24.62%
Gross Profit Growth5 Y	20.09%
Net Income	PLN 1.1B
Net Income Growth	10.98%
Net Income Growth Q	4.24%
Net Income Growth Quarters	2%
Net Income Growth Years	5%
Net Income Growth3 Y	11.26%
Net Income Growth5 Y	32.25%
Pretax Margin	43.22%
Profit Margin	42.05%
Profit Per Employee	PLN 323,207
Profitable Quarters	PLN 24
Profitable Years	20
ROA	10.22
Roa5y	11.72
ROCE	12.28
ROE	21.06
Roe5y	26.65
ROIC	16.19
Roic5y	19.54

Metric	Value
Cagr10y	10.71%
Cagr15y	19.53%
Cagr1y	7.19%
Cagr3y	4.69%
Cagr5y	11.67%
Div CAGR10	25.89%
Div CAGR3	10.06%
Div CAGR5	12.7%
EPS Growth	10.47
EPS Growth Q	2.51
EPS Growth Quarters	2
EPS Growth Years	5
EPS Growth3 Y	10.03
EPS Growth5 Y	30.71
FCF Growth Q	-78.03%
OCF Growth Q	-72%
Revenue Growth	13.1x
Revenue Growth Q	10.66x
Revenue Growth Quarters	19x
Revenue Growth Years	17x
Revenue Growth3 Y	18.36x
Revenue Growth5 Y	18.05x

WSE/KRU (WSE/KRU)

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Metric	Value
Asset Turnover	PLN 0.21
Assets	PLN 13.6B
Cash	PLN 452.3M
Current Assets	PLN 1.2B
Current Liabilities	PLN 796.5M
Debt	PLN 7.4B
Debt EBITDA	PLN 4.52
Debt Equity	PLN 1.31
Debt FCF	PLN -57.18
Equity	PLN 5.6B
Interest Coverage	3.19
Liabilities	PLN 7.9B
Long Term Assets	PLN 12.4B
Long Term Liabilities	PLN 7.1B
Net Cash	PLN -7B
Net Cash By Market Cap	PLN -83.57
Net Debt EBITDA	PLN 4.25
Net Debt Equity	PLN 1.23
Tangible Book Value	PLN 5.5B
Tangible Book Value Per Share	PLN 282
WACC	6.04

Metric	Value
Current ratio	1.5
Inventory Turnover	64.2
Net Working Capital	PLN 362.3M
Quick ratio	0.68
Working Capital	PLN 395.4M
Working Capital Turnover	PLN 17.69

Metric	Value
Buyback Yield	-0.43%
Dividend Growth	11.11%
Dividend Growth Years	0%
Dividend per share	PLN 18
Dividend Years	6
Dividend Yield	4.23%
Ex Div Date	2026-05-29
Last Dividend	PLN 20
Payout Frequency	Annual
Payout Ratio	31.88%

Metric	Value
10Y total return	176.51%
1Y total return	7.19%
200-day SMA	452.7
3Y total return	14.75%
50-day SMA	412.6
50-day SMA vs 200-day SMA	50under200
5Y total return	73.65%
All Time High	510
All Time High Change	-16.55%
All Time High Date	2026-01-09
All Time Low	30.71
All Time Low Change	1,285.87%
All Time Low Date	2011-08-09
ATR	9.21
Beta	0.33
Beta1y	0.1
Beta2y	0.37
Ch YTD	-13.76
High	429.3
High52	510
High52 Date	2026-01-09
High52ch	-16.55%
Low	425.6
Low52	386.7
Low52 Date	2026-06-03
Low52ch	10.06%
Ma50ch	3.16%
Price vs 200-day SMA	-6%
RSI	57.38
RSI Monthly	49.09
RSI Weekly	47.38
Sharpe ratio	0.36x
Sortino ratio	0.73
Total Return	3.75%
Tr YTD	-9.58
Tr15y	1,352.09%
Tr1m	0.81%
Tr1w	3.45%
Tr3m	2.27%

Metric	Value
Analyst Count	4
Analyst Ratings	Buy
Operating Income	PLN 2.1B
Operating Income Growth	9.86
Operating Income Growth Q	-3.46
Operating Income Growth3 Y	14.67
Operating Income Growth5 Y	22.38
Operating margin	79.16
Price target	PLN 540
Price Target Change	PLN 26.97

Metric	Value
Float	17,659,568%
Net Borrowing	983,628,000
Shares Insiders	9.64%
Shares Institutions	77.12%
Shares Out	19,543,390
Shares Qo Q	-0.11%
Shares Yo Y	0.43%

Metric	Value
Adjusted FCF	PLN -153.6M
Adjusted OCF	-51,337,000
Average Volume	32,374.45x
Bv Per Share	289.1
CAPEX	PLN -102.3M
Ch10y	103.2
Ch15y	945.7
Ch1m	0.81
Ch1w	3.45
Ch1y	2.23
Ch3m	-2.45
Ch3y	-3.18
Ch5y	40.46
Ch6m	-12.95
Change	-0.02%
Change From Open	-0.3
Close	425.7
Days Gap	0.28
Depreciation Amortization	18,382,000
Dollar Volume	18,669,795.2
Earnings Date	2026-08-26
EBIT	PLN 1.6B
EBITDA	PLN 1.6B
EPS	PLN 53.29
F Score	4
FCF	PLN -129.5M
FCF EV Yield	-0.85x
FCF Per Share	PLN -6.63
Financing CF	258,044,000
Fiscal Year End	December
Founded	1,998
Goodwill	7,933,000
Graham Number	588.736
Graham Upside	37.85
Income Tax	PLN 29.7M
Investing CF	-92,650,000
Is Primary Listing	1
Last Earnings Date	2026-04-29
Last Report Date	2026-03-31
Lynch Fair Value	PLN 1,332
Lynch Upside	211.9
Ma150	449
Ma150ch	-5.21%
Ma20	418.4
Ma20ch	1.73%
Net CF	138,143,000
Next Earnings Date	2026-08-26
Open	426.9
Payment Date	2026-06-03
Position In Range	0
Ppne	124,611,000
Price Date	2026-07-31
Price EBITDA	PLN 5.08
Ptbv Ratio	1.52
Relative Volume	1.41x
Revenue	2,605,943,000x
SBC By Revenue	0.92x
Share Based Comp	24,086,000
Tax By Revenue	1.14x
Tax Rate	2.64%
Tr6m	-8.73%
Volume	43,867
Z Score	1.89