Financials / Banks - RegionalUpdated 2026-05-10 22:07 UTC

STO/TFBANK stock hub

STO/TFBANK has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

n/a

Nasdaq Stockholm

Market data

Price

Recent price action with selectable time range.

STO/TFBANKSTO/TFBANK

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In the news

Latest news · STO/TFBANK

Recent company headlines from major financial publishers.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

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Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/En/a

P25 n/aP50 n/aP75 n/a

Trailing P/En/a

P25 n/aP50 n/aP75 n/a

ROE22.9

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All STO/TFBANK market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

155

Groups with data

Currency

SEK

Showing 155 of 155 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Sweden
Country code	SE
Employees	497
Employees Change	54%
Employees Change Percent	12.19
Exchange	Nasdaq Stockholm
Financial currency	SEK
First seen	2026-05-10
Industry	Banks - Regional
Isin	SE0007331608
Last refreshed	2026-05-10
Price	SEK 159
Price currency	SEK
Rev Per Employee	4,036,939.64x
Sector	Financials
Sic	6020
Symbol	sto/TFBANK
Website	https://group.avarda.com

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Gross Profit	SEK 2B
Net Income	SEK 706.9M
Net Income Growth	10.62%
Net Income Growth Q	44.89%
Net Income Growth Quarters	1%
Net Income Growth Years	5%
Net Income Growth3 Y	27.81%
Net Income Growth5 Y	25.78%
Pretax Margin	46.56%
Profit Margin	36.5%
Profit Per Employee	SEK 1.4M
Profitable Years	14
ROA	2.66
Roa5y	2.28
ROE	22.87
Roe5y	22.33

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr1y	48.07%
Cagr3y	53.38%
Cagr5y	25.94%
EPS Growth	11.6
EPS Growth Q	47.33
EPS Growth Quarters	1
EPS Growth Years	5
EPS Growth3 Y	27.71
EPS Growth5 Y	25.74
Revenue Growth	7.97x
Revenue Growth Q	22.87x
Revenue Growth Quarters	2x
Revenue Growth Years	13x
Revenue Growth3 Y	21.9x
Revenue Growth5 Y	25.05x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	SEK 29.9B
Cash	SEK 4.7B
Debt	SEK 394.8M
Debt FCF	SEK -0.12
Equity	SEK 3.5B
Liabilities	SEK 26.4B
Net Cash	SEK 4.3B
Net Cash Growth	9.3%
Net Debt Equity	SEK -1.25
Tangible Book Value	SEK 3.4B
Tangible Book Value Per Share	SEK 48.65

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	SEK -20.7B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	0.02%
Payout Ratio	18.18%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
1Y total return	48.03%
200-day SMA	165.8
3Y total return	260.95%
50-day SMA	166.1
50-day SMA vs 200-day SMA	50over200
5Y total return	216.8%
All Time High	192.6
All Time High Change	-17.45%
All Time High Date	2026-04-20
All Time Low	20.8
All Time Low Change	664.42%
All Time Low Date	2020-04-06
ATR	5.85
Beta	0.56
Ch YTD	-2.89
High	164
High52	192.6
High52 Date	2026-04-20
High52ch	-17.45%
Low	158
Low52	111.7
Low52 Date	2025-05-08
Low52ch	44.55%
Ma50ch	-4.29%
Price vs 200-day SMA	-4.08%
RSI	34.74
RSI Monthly	61.83
RSI Weekly	47.19
Sharpe ratio	1.11x
Sortino ratio	1.98
Total Return	0.02%
Tr YTD	0.16
Tr1m	-1.32%
Tr1w	-0.12%
Tr3m	0.52%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	SEK 910.3M
Operating margin	45.37

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	22,669,858%
Net Borrowing	-18,013,000
Shares Insiders	5.9%
Shares Institutions	24.48%
Shares Qo Q	0%
Shares Yo Y	-0.02%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	SEK -3.3B
Average Volume	68,473.05x
Bv Per Share	50.16
CAPEX	SEK -6M
Ch1m	-4.33
Ch1w	-3.17
Ch1y	41.55
Ch3m	-2.55
Ch3y	245.1
Ch5y	201.1
Ch6m	-8.04
Change	-2.81%
Change From Open	-2.33
Close	163.6
Days Gap	-0.49
Dollar Volume	159
Earnings Date	2026-07-10
EPS	SEK 10.93
F Score	2
FCF	SEK -3.3B
Financing CF	3,690,616,000
Fiscal Year End	December
Founded	1,972
Goodwill	20,011,000
Graham Number	111.08484
Graham Upside	-30.14
Income Tax	SEK 201.9M
Investing CF	-20,326,000
Is Primary Listing	0
Last Earnings Date	2026-03-20
Last Report Date	2026-03-31
Lynch Fair Value	SEK 273
Lynch Upside	71.93
Ma150	169.1
Ma150ch	-5.96%
Ma20	174.8
Ma20ch	-9.03%
Net CF	357,674,000
Next Earnings Date	2026-07-10
Open	162.8
Position In Range	16.67
Ppne	69,412,000
Price Date	2026-05-08
Relative Volume	0x
Revenue	2,006,359,000x
Tax By Revenue	10.06x
Tax Rate	21.61%
Tr6m	-5.14%
Volume	1

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

Does STO/TFBANK pay a dividend?

Capital-return profile for this ticker.

Performance

STO/TFBANK stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns STO/TFBANK?

Insider, institutional, and short-interest positioning.

Institutional ownership

+24.5%

Share of float held by funds and institutions

Insider ownership

+5.9%

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

-0.0%

Negative means the company is buying back shares.

Technical

STO/TFBANK momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

34.7

Neutral momentum band

Price vs 200-day MA

-4.1%

50/200-day relationship not available

Beta (5Y)

0.56

Less volatile than the market

Sharpe ratio

1.11

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About STO/TFBANK

Hub-level FAQ points readers to the deeper analysis pages.

What is the current sto/TFBANK stock rating?

sto/TFBANK is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full sto/TFBANK analysis?

The full report lives at /stocks/sto/TFBANK/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for sto/TFBANK?

The latest report frames sto/TFBANK around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the sto/TFBANK page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.