Is a complete IST/CRDFA research report available?

No complete published report is available for ist/CRDFA (IST/CRDFA) on this page. Market-directory data, when present, is not a substitute for a reviewed stock analysis.

IST/CRDFA (IST/CRDFA)

Istanbul Stock Exchange: IST/CRDFA · TRY

TRY 42.0

-1.02 (-2.4%)· Recorded snapshot

Coverage state: Market snapshot only — no published research

Market snapshot recorded 2026-08-01 02:00 UTC. No published research is attached to this ticker. Prices and fundamentals on this server-rendered page are dated snapshots, not a real-time trading feed.

On-demand research

Generate the first IST/CRDFA analysis

Start the full research workflow when this ticker is ready in our data system.

Market cap	12.7B
Revenue (ttm)	1.1B
Net income (ttm)	1.2B
EPS (ttm)	TRY 4.08
Shares out	300M
P/E (trailing)	10.4x
Volume	842,273
Beta	0.41

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 1.1B
Net income (ttm): 1.2B
EPS (ttm): TRY 4.08
P/E (trailing): 10.4x
Market cap: 12.7B

All IST/CRDFA indicators

Market & fundamental data

Available fields

210

Groups with data

Currency

TRY

Showing 210 of 210 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Turkey
Country code	TR
Employees	39
Employees Change	0%
Employees Change Percent	0
Enterprise value	TRY 13.5B
Exchange	Istanbul Stock Exchange
Financial currency	TRY
First seen	2026-05-10
Industry	Credit Services
Industry PE	19.61
Isin	TRATPFAC91P5
Last refreshed	2026-08-01
Market cap	TRY 12.7B
Price	TRY 42
Price currency	TRY
Rev Per Employee	28,501,755.9x
Sector	Financials
Sector PE	9.21
Sector PE Fwd	3.6
Sic	6159
Symbol	ist/CRDFA
Website	https://www.creditwest.com.tr

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	9.65%
EV Earnings	11.04x
EV/EBIT	15.12x
EV/EBITDA	14.91x
EV/Sales	12.15x
FCF yield	-8.41%
P/B ratio	6.89x
P/E ratio	10.36x
P/S ratio	11.41x
PE Ratio10 Y	9.88x
PE Ratio3 Y	7.18x
PE Ratio5 Y	10.56x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT Margin	79.51%
EBITDA Margin	80.19%
Gross margin	95.45%
Gross Profit	TRY 1.1B
Gross Profit Growth	51.87%
Gross Profit Growth Q	29.14%
Gross Profit Growth3 Y	84.8%
Gross Profit Growth5 Y	83.57%
Net Income	TRY 1.2B
Net Income Growth	657.85%
Net Income Growth Q	427.34%
Net Income Growth3 Y	219.37%
Net Income Growth5 Y	139.23%
Pretax Margin	117.59%
Profit Margin	110.05%
Profit Per Employee	TRY 31.4M
ROA	18.65
Roa5y	17.43
ROCE	47.42
ROE	100.5
Roe5y	32.01
ROIC	29.03
Roic5y	22.7

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	69.51%
Cagr15y	38.34%
Cagr1y	616.47%
Cagr20y	32.92%
Cagr3y	195.09%
Cagr5y	103.01%
EPS Growth	657.8
EPS Growth Q	427.3
EPS Growth3 Y	216.6
EPS Growth5 Y	139.2
Revenue Growth	50.81x
Revenue Growth Q	33.35x
Revenue Growth3 Y	81.94x
Revenue Growth5 Y	78.43x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	TRY 0.38
Assets	TRY 4B
Cash	TRY 1.2B
Current Assets	TRY 3.7B
Current Liabilities	TRY 2.1B
Debt	TRY 2B
Debt EBITDA	TRY 2.26
Debt Equity	TRY 1.1
Debt FCF	TRY -1.9
Equity	TRY 1.8B
Interest Coverage	1.39
Liabilities	TRY 2.1B
Long Term Assets	TRY 256.9M
Long Term Liabilities	TRY 24.2M
Net Cash	TRY -829.8M
Net Cash By Market Cap	TRY -6.55
Net Debt EBITDA	TRY 0.93
Net Debt Equity	TRY 0.45
Tangible Book Value	TRY 1.8B
Tangible Book Value Per Share	TRY 6.13
WACC	9.65

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	1.77
Net Working Capital	TRY 2.4B
Quick ratio	1.76
Working Capital	TRY 1.6B
Working Capital Turnover	TRY 1.16

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Dividend per share	TRY 0
Last Dividend	TRY 0.08

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	19,467.83%
1Y total return	615.5%
200-day SMA	26.68
3Y total return	2,471.43%
50-day SMA	39.17
50-day SMA vs 200-day SMA	50over200
5Y total return	3,346.39%
All Time High	45.88
All Time High Change	-8.46%
All Time High Date	2026-07-29
All Time Low	0
All Time Low Change	1,399,900%
All Time Low Date	2001-02-23
ATR	1.97
Beta	0.41
Beta1y	-0.71
Beta2y	-0.62
Ch YTD	94.6
High	42.08
High52	45.88
High52 Date	2026-07-29
High52ch	-8.46%
Low	41.6
Low52	5.32
Low52 Date	2025-08-08
Low52ch	689.92%
Ma50ch	7.22%
Price vs 200-day SMA	57.43%
RSI	56.93
RSI Monthly	97.28
RSI Weekly	69.78
Sharpe ratio	3.33x
Sortino ratio	6.32
Tr YTD	94.6
Tr15y	12,916.23%
Tr1m	11.52%
Tr1w	-5.19%
Tr3m	30.6%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	TRY 883.8M
Operating Income Growth	53.19
Operating Income Growth Q	26.34
Operating Income Growth3 Y	83.65
Operating Income Growth5 Y	83.65
Operating margin	79.51

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	195,950,000%
Net Borrowing	1,112,964,316
Shares Institutions	6.03%
Shares Out	300,000,000
Shares Qo Q	0%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Average Volume	1,765,520.3x
Bv Per Share	6.13
CAPEX	TRY -11.3M
Ch10y	10,400
Ch15y	6,884.9
Ch1m	11.52
Ch1w	-5.19
Ch1y	615.5
Ch20y	15,809.1
Ch3m	30.6
Ch3y	2,472
Ch5y	3,345.4
Ch6m	80.39
Change	-2.37%
Change From Open	0.29
Close	43.02
Days Gap	-2.65
Depreciation Amortization	7,536,132
Dollar Volume	35,375,466
Earnings Date	2026-08-06
EBIT	TRY 883.8M
EBITDA	TRY 891.3M
EPS	TRY 4.08
F Score	4
FCF	TRY -1.1B
FCF EV Yield	-7.9x
FCF Per Share	TRY -3.56
Financing CF	1,112,964,316
Fiscal Year End	December
Founded	1,994
Graham Number	23.71937
Graham Upside	-43.53
Income Tax	TRY 83.8M
Investing CF	-9,734,073
Is Primary Listing	1
Last Earnings Date	2026-02-25
Last Report Date	2026-03-31
Last Split Date	2026-03-31
Last Split Type	Forward
Lynch Fair Value	TRY 102
Lynch Upside	142.7
Ma150	30.21
Ma150ch	39.01%
Ma20	40.37
Ma20ch	4.04%
Net CF	47,884,086
Next Earnings Date	2026-08-06
Open	41.88
Position In Range	83.33
Ppne	25,625,079
Price Date	2026-07-31
Price EBITDA	TRY 14.22
Ptbv Ratio	6.89
Relative Volume	0.48x
Revenue	1,111,568,480x
Tax By Revenue	7.54x
Tax Rate	6.41%
Tr20y	29,553.27%
Tr6m	80.39%
Volume	842,273
Z Score	3.13

IST/CRDFA (IST/CRDFA)

Coverage state: Market snapshot only — no published research

Generate the first IST/CRDFA analysis

Price

Financial snapshot

Fair-value bridge

Latest news · IST/CRDFA

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All IST/CRDFA indicators

Profile and market data

Valuation

Profitability

Growth

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Analyst estimates

Ownership and float

Other indicators

Deeper analysis on IST/CRDFA

Frequently asked questions