Sector pending / Commercial BanksUpdated 2026-05-10 22:07 UTC

LON/0O40 stock hub

LON/0O40 has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

794.8M

London Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

LON/0O40

In the news

Latest news · LON/0O40

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/En/a

P25 n/aP50 n/aP75 n/a

Trailing P/E10.6

P25 n/aP50 n/aP75 n/a

ROE2.6

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All LON/0O40 market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

154

Groups with data

Currency

EUR

Showing 154 of 154 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	France
Country code	UK
Employees	1,771
Employees Change	10.72%
Employees Change Percent	0.57
Exchange	London Stock Exchange
Financial currency	EUR
First seen	2026-05-10
Industry	Commercial Banks
Last refreshed	2026-05-10
Market cap	EUR 794.8M
Price	EUR 152
Price currency	EUR
Rev Per Employee	178,092.14x
Sic	6020
Symbol	lon/0O40
Website	https://www.credit-agricole.fr/ca-normandie-seine/particulier.html

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	9.4%
FCF yield	-51.68%
P/B ratio	0.27x
P/E ratio	10.64x
P/S ratio	2.52x
PE Ratio10 Y	6.41x
PE Ratio3 Y	7.66x
PE Ratio5 Y	6.9x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Gross Profit	EUR 315.4M
Net Income	EUR 74.7M
Net Income Growth	8.79%
Net Income Growth Q	30.6%
Net Income Growth3 Y	0.87%
Net Income Growth5 Y	1.32%
Pretax Margin	26.37%
Profit Margin	23.68%
Profit Per Employee	EUR 42,168
ROA	0.35
Roa5y	0.36
ROE	2.64
Roe5y	2.96

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr1y	74.68%
Cagr3y	22.81%
Div CAGR10	-3.1%
Div CAGR3	-7.25%
Div CAGR5	-7.58%
EPS Growth	8.75
EPS Growth Q	30.51
EPS Growth3 Y	0.85
EPS Growth5 Y	1.31
Revenue Growth	5.05x
Revenue Growth Q	6.76x
Revenue Growth3 Y	1.05x
Revenue Growth5 Y	0.83x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	EUR 20.7B
Cash	EUR 600.9M
Debt	EUR 1B
Debt FCF	EUR -2.54
Equity	EUR 3B
Liabilities	EUR 17.7B
Net Cash	EUR -442.7M
Net Cash By Market Cap	EUR -55.7
Net Debt Equity	EUR 0.15
Tangible Book Value	EUR 3B
Tangible Book Value Per Share	EUR 490

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	EUR -16.7B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	-0.04%
Dividend Growth	-13.74%
Dividend Growth Years	0%
Dividend per share	EUR 2.75
Dividend Years	19
Dividend Yield	1.81%
Ex Div Date	2025-05-13
Last Dividend	EUR 2.75
Payout Frequency	Annual
Payout Ratio	15.41%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
1Y total return	74.61%
3Y total return	85.23%
50-day SMA	132.3
All Time High	154
All Time High Change	-1.31%
All Time High Date	2026-04-27
All Time Low	76.01
All Time Low Change	99.98%
All Time Low Date	2023-12-08
ATR	2.83
Ch YTD	22.58
High	152
High52	154
High52 Date	2026-04-27
High52ch	-1.31%
Low	152
Low52	97
Low52 Date	2025-05-15
Low52ch	56.7%
Ma50ch	14.9%
RSI	66.49
RSI Monthly	64.62
RSI Weekly	70.09
Sharpe ratio	2.64x
Sortino ratio	5.26
Total Return	1.77%
Tr YTD	22.58
Tr1m	9.35%
Tr1w	-0.96%
Tr3m	2.5%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	EUR 83.2M
Operating margin	26.37

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	1,051,246%
Net Borrowing	-7,126,131
Shares Institutions	0.03%
Shares Qo Q	0.06%
Shares Yo Y	0.04%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	EUR -410.7M
Average Volume	21.8x
Bv Per Share	490
CAPEX	EUR -18.8M
Ch1m	9.35
Ch1w	-0.96
Ch1y	68.29
Ch3m	2.5
Ch3y	55.9
Ch6m	13.43
Change	0%
Change From Open	0
Dollar Volume	1,824
Earnings Date	2026-05-11
EPS	EUR 12.34
F Score	2
FCF	EUR -410.7M
Financing CF	-18,234,338
Fiscal Year End	December
Founded	2,000
Graham Number	426.95028
Graham Upside	180.9
Income Tax	EUR 8.5M
Investing CF	-28,950,567
Is Primary Listing	0
Last Earnings Date	2025-11-07
Last Report Date	2025-12-31
Lynch Fair Value	EUR 71.41
Lynch Upside	-53.02
Ma20	143.6
Ma20ch	5.87%
Net CF	-439,115,006
Next Earnings Date	2026-05-11
Open	152
Payment Date	2025-05-15
Ppne	203,422,581.8
Price Date	2026-05-06
Ptbv Ratio	0.27
Relative Volume	0.55x
Revenue	315,401,188x
Tax By Revenue	2.69x
Tax Rate	10.21%
Tr6m	13.43%
Volume	12

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

LON/0O40 dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+1.8%

$2.75 annual per share

Payout ratio

+15.4%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

-7.6%

0 consecutive years of growth

Total shareholder yield

+1.8%

Next ex-dividend date: 2025-05-13

Performance

LON/0O40 stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns LON/0O40?

Insider, institutional, and short-interest positioning.

Institutional ownership

+0.0%

Share of float held by funds and institutions

Insider ownership

n/a

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

+0.0%

Negative means the company is buying back shares.

Technical

LON/0O40 momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

66.5

Neutral momentum band

Price vs 200-day MA

n/a

50/200-day relationship not available

Beta (5Y)

n/a

Sensitivity to the broader market

Sharpe ratio

2.64

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About LON/0O40

Hub-level FAQ points readers to the deeper analysis pages.

What is the current lon/0O40 stock rating?

lon/0O40 is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full lon/0O40 analysis?

The full report lives at /stocks/lon/0O40/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for lon/0O40?

The latest report frames lon/0O40 around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the lon/0O40 page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.