Sector pending / Commercial BanksUpdated 2026-05-10 22:07 UTC

LON/0QVF stock hub

LON/0QVF has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

11.4B

London Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

LON/0QVF

In the news

Latest news · LON/0QVF

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E19.4

P25 n/aP50 n/aP75 n/a

Trailing P/E20.2

P25 n/aP50 n/aP75 n/a

ROE24.6

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All LON/0QVF market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

156

Groups with data

Currency

EUR

Showing 156 of 156 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Italy
Country code	UK
Employees	1,482
Employees Change	78%
Employees Change Percent	5.38
Exchange	London Stock Exchange
Financial currency	EUR
First seen	2026-05-10
Industry	Commercial Banks
Last refreshed	2026-05-10
Market cap	EUR 11.4B
Price	EUR 21.58
Price currency	EUR
Rev Per Employee	758,312.13x
Sic	6020
Symbol	lon/0QVF
Website	https://it.finecobank.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	4.94%
Forward P/E	19.39x
P/B ratio	4.83x
P/E ratio	20.24x
P/S ratio	9.86x
PE Ratio10 Y	20.22x
PE Ratio3 Y	15.75x
PE Ratio5 Y	18.21x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Gross Profit	EUR 1.2B
Net Income	EUR 563.2M
Net Income Growth	-3.65%
Net Income Growth Q	-1.22%
Net Income Growth3 Y	12.56%
Net Income Growth5 Y	14.56%
Pretax Margin	71.04%
Profit Margin	48.74%
Profit Per Employee	EUR 369,575
ROA	1.8
Roa5y	1.57
ROE	24.6
Roe5y	26.04

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	16%
Cagr1y	24.93%
Cagr3y	22.14%
Cagr5y	12.98%
Div CAGR3	-7.06%
Div CAGR5	18.88%
Revenue Growth	0.76x
Revenue Growth Q	4.17x
Revenue Growth3 Y	10.32x
Revenue Growth5 Y	11.17x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	EUR 32.7B
Cash	EUR 2B
Debt	EUR 732.7M
Equity	EUR 2.4B
Liabilities	EUR 30.3B
Net Cash	EUR 1.3B
Net Cash By Market Cap	EUR 11.43
Net Cash Growth	0.92%
Net Debt Equity	EUR -0.55
Tangible Book Value	EUR 2.3B
Tangible Book Value Per Share	EUR 3.68
WACC	7.41

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	EUR -26.5B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Dividend Growth	5.68%
Dividend Growth Years	3%
Dividend per share	EUR 0.62
Dividend Years	5
Dividend Yield	2.89%
Ex Div Date	2025-05-19
Last Dividend	EUR 0.62
Payout Frequency	Annual

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	341.06%
1Y total return	24.91%
200-day SMA	20.16
3Y total return	82.25%
50-day SMA	20.16
50-day SMA vs 200-day SMA	50under200
5Y total return	84.07%
All Time High	23.01
All Time High Change	-6.21%
All Time High Date	2026-02-03
All Time Low	3.77
All Time Low Change	472.11%
All Time Low Date	2014-08-08
ATR	0.62
Beta	0.66
Ch YTD	-2.49
High	21.69
High52	23.01
High52 Date	2026-02-03
High52ch	-6.21%
Low	21.39
Low52	17.58
Low52 Date	2025-08-01
Low52ch	22.75%
Ma50ch	7.04%
Price vs 200-day SMA	7.04%
RSI	58.71
RSI Monthly	63.02
RSI Weekly	55.94
Sharpe ratio	0.66x
Sortino ratio	1.18
Total Return	2.89%
Tr YTD	-2.49
Tr1m	11.21%
Tr1w	3.4%
Tr3m	-3.75%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	EUR 828.5M
Operating margin	71.69

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	611,456,984%
Shares Institutions	66.69%
Shares Qo Q	0%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Average Volume	56,959.55x
Bv Per Share	3.86
Ch10y	231.2
Ch1m	11.21
Ch1w	3.4
Ch1y	20.14
Ch3m	-3.75
Ch3y	61.05
Ch5y	52.73
Ch6m	2.42
Change	0.33%
Change From Open	0.82
Close	21.51
Days Gap	-0.49
Dollar Volume	821,917.5
Earnings Date	2026-05-07
EPS	EUR 0.92
F Score	2
Fiscal Year End	December
Founded	1,999
Goodwill	77,508,569.3
Graham Number	10.35211
Graham Upside	-52.03
Income Tax	EUR 257.7M
Is Primary Listing	0
Last Earnings Date	2026-05-07
Last Report Date	2026-03-31
Lynch Fair Value	EUR 15.53
Lynch Upside	-28.05
Ma150	20.66
Ma150ch	4.45%
Ma20	21.44
Ma20ch	0.64%
Next Earnings Date	2026-07-30
Open	21.41
Payment Date	2025-05-21
Position In Range	63.33
Ppne	131,439,834.9
Price Date	2026-05-08
Ptbv Ratio	5.06
Relative Volume	0.67x
Revenue	1,155,667,688x
Tax By Revenue	22.3x
Tax Rate	31.39%
Tr6m	2.42%
Volume	38,087

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

LON/0QVF dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+2.9%

$0.62 annual per share

Payout ratio

n/a

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+18.9%

3 consecutive years of growth

Total shareholder yield

+2.9%

Next ex-dividend date: 2025-05-19

Performance

LON/0QVF stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns LON/0QVF?

Insider, institutional, and short-interest positioning.

Institutional ownership

+66.7%

Share of float held by funds and institutions

Insider ownership

n/a

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

n/a

Negative means the company is buying back shares.

Technical

LON/0QVF momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

58.7

Neutral momentum band

Price vs 200-day MA

+7.0%

50/200-day relationship not available

Beta (5Y)

0.66

Less volatile than the market

Sharpe ratio

0.66

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About LON/0QVF

Hub-level FAQ points readers to the deeper analysis pages.

What is the current lon/0QVF stock rating?

lon/0QVF is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full lon/0QVF analysis?

The full report lives at /stocks/lon/0QVF/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for lon/0QVF?

The latest report frames lon/0QVF around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the lon/0QVF page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.