Financials / Banks - RegionalUpdated 2026-05-10 22:07 UTC

JSE/INL stock hub

JSE/INL has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

113.5B

Johannesburg Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

JSE/INL

In the news

Latest news · JSE/INL

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E7.3

P25 7.4P50 9.9P75 14.5

Trailing P/E8

P25 8.5P50 11.5P75 17.3

ROE12.1

P25 4.1P50 13.9P75 30.1

ROICn/a

P25 2.2P50 13.5P75 31.9

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All JSE/INL market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

196

Groups with data

Currency

GBP

Showing 196 of 196 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	South Africa
Country code	ZA
Employees	8,000
Employees Change	51%
Employees Change Percent	0.64
Exchange	Johannesburg Stock Exchange
Financial currency	GBP
First seen	2026-05-10
Industry	Banks - Regional
Isin	ZAE000081949
Last refreshed	2026-05-10
Market cap	ZAc 113.5B
Price	ZAc 13,277
Price currency	ZAc
Rev Per Employee	5,772,822.57x
Sector	Financials
Sic	6200
Symbol	jse/INL
Website	https://www.investec.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	12.96%
FCF yield	-7.11%
Forward P/E	7.31x
P/B ratio	0.83x
P/E ratio	7.96x
P/S ratio	2.46x
PE Ratio10 Y	6.6x
PE Ratio3 Y	7.15x
PE Ratio5 Y	6.28x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Gross Profit	ZAc 46.2B
Net Income	ZAc 14.7B
Net Income Growth	3.11%
Net Income Growth Q	1.49%
Net Income Growth Years	0%
Net Income Growth3 Y	-10.82%
Net Income Growth5 Y	-3.7%
Pretax Margin	43.14%
Profit Margin	35.13%
Profit Per Employee	ZAc 1.8M
Profitable Years	22
ROA	1.18
Roa5y	1.03
ROE	12.09
Roe5y	10.63

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	13.79%
Cagr15y	15.56%
Cagr1y	25.58%
Cagr20y	10.89%
Cagr3y	16.43%
Cagr5y	26.32%
Div CAGR10	7.6%
Div CAGR3	16.47%
Div CAGR5	51.03%
EPS Growth	3.63
EPS Growth Q	4.25
EPS Growth Quarters	4
EPS Growth Years	0
EPS Growth3 Y	-10.76
EPS Growth5 Y	-2.74
Revenue Growth	1.66x
Revenue Growth Q	-0.64x
Revenue Growth Quarters	1x
Revenue Growth Years	0x
Revenue Growth3 Y	1.34x
Revenue Growth5 Y	2.01x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	ZAc 1.4T
Cash	ZAc 282.2B
Debt	ZAc 145.4B
Debt FCF	ZAc -18.01
Equity	ZAc 136.4B
Liabilities	ZAc 1.3T
Net Cash	ZAc 136.8B
Net Cash By Market Cap	ZAc 120
Net Cash Growth	-21.01%
Net Debt Equity	ZAc -1
Tangible Book Value	ZAc 131.2B
Tangible Book Value Per Share	ZAc 138
WACC	3.01

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	ZAc -853.5B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	0.22%
Dividend Growth	6.8%
Dividend Growth Years	5%
Dividend per share	ZAc 8.8
Dividend Years	20
Dividend Yield	6.63%
Ex Div Date	2025-12-10
Last Dividend	ZAc 3.96
Payout Frequency	Semi-Annual
Payout Ratio	56.99%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	263.91%
1Y total return	25.56%
200-day SMA	13,059
3Y total return	57.85%
50-day SMA	13,371.6
50-day SMA vs 200-day SMA	50over200
5Y total return	221.57%
All Time High	14,402
All Time High Change	-7.81%
All Time High Date	2024-07-30
All Time Low	410
All Time Low Change	3,138.29%
All Time Low Date	1992-12-04
ATR	385.7
Beta	0.48
Beta1y	0.47
Beta2y	0.45
Ch YTD	8.67
High	13,367
High52	14,149
High52 Date	2026-04-22
High52ch	-6.16%
Low	13,259
Low52	11,314
Low52 Date	2025-05-08
Low52ch	18.44%
Ma50ch	-0.71%
Price vs 200-day SMA	1.67%
RSI	41.96
RSI Monthly	54.85
RSI Weekly	51.89
Sharpe ratio	0.93x
Sortino ratio	1.71
Total Return	6.85%
Tr YTD	8.67
Tr15y	774.7%
Tr1m	2.13%
Tr1w	-2.35%
Tr3m	-0.58%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	ZAc 19.2B
Operating margin	41.68

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	743,329,848%
Net Borrowing	-520,465,313.8
Shares Insiders	0.23%
Shares Institutions	80.41%
Shares Out	834,811,631
Shares Qo Q	-0.74%
Shares Yo Y	-0.22%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	ZAc -9.2B
Average Volume	637,965.45x
Bv Per Share	140.4
CAPEX	ZAc -394.6M
Ch10y	29.67
Ch15y	155.9
Ch1m	2.13
Ch1w	-2.35
Ch1y	17
Ch20y	90.22
Ch3m	-0.58
Ch3y	29.18
Ch5y	134.2
Ch6m	0.68
Change	-0.77%
Change From Open	-0.64
Close	13,380
Days Gap	-0.13
Dollar Volume	16,437,735,897
Earnings Date	2026-05-21
EPS	ZAc 16.67
F Score	2
FCF	ZAc -8.1B
FCF Per Share	ZAc -9.67
Financing CF	-1,702,658,407
Fiscal Year End	March
Founded	1,974
Goodwill	1,843,670,101.2
Graham Number	24853.33242
Graham Upside	87.19
Income Tax	ZAc 3.7B
Investing CF	-623,494,650
Is Primary Listing	1
Last Earnings Date	2026-02-08
Last Report Date	2025-09-30
Last Split Date	2006-09-04
Last Split Type	Forward
Lynch Fair Value	ZAc 8,605
Lynch Upside	-35.19
Ma150	13,023.2
Ma150ch	1.95%
Ma20	13,735.1
Ma20ch	-3.34%
Net CF	-9,778,275,912
Next Earnings Date	2026-05-21
Open	13,362
Payment Date	2025-12-30
Position In Range	16.67
Ppne	7,012,659,328.5
Price Date	2026-05-08
Ptbv Ratio	0.86
Relative Volume	2x
Revenue	46,182,580,549x
SBC By Revenue	2.35x
Share Based Comp	1,085,247,084
Tax By Revenue	8.06x
Tax Rate	18.68%
Tr20y	690.54%
Tr6m	4.12%
Volume	1,238,061

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

JSE/INL dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+6.6%

$8.80 annual per share

Payout ratio

+57.0%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+51.0%

5 consecutive years of growth

Total shareholder yield

+6.8%

Next ex-dividend date: 2025-12-10

Performance

JSE/INL stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns JSE/INL?

Insider, institutional, and short-interest positioning.

Institutional ownership

+80.4%

Share of float held by funds and institutions

Insider ownership

+0.2%

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

-0.2%

Negative means the company is buying back shares.

Technical

JSE/INL momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

42.0

Neutral momentum band

Price vs 200-day MA

+1.7%

50/200-day relationship not available

Beta (5Y)

0.48

Less volatile than the market

Sharpe ratio

0.93

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About JSE/INL

Hub-level FAQ points readers to the deeper analysis pages.

What is the current jse/INL stock rating?

jse/INL is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full jse/INL analysis?

The full report lives at /stocks/jse/INL/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for jse/INL?

The latest report frames jse/INL around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the jse/INL page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.