Is a complete JSE/SLM research report available?

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Accepted Answer

No complete published report is available for jse/SLM (JSE/SLM) on this page. Market-directory data, when present, is not a substitute for a reviewed stock analysis.

Market cap	181.6B
Revenue (ttm)	244.8B
Net income (ttm)	15.9B
EPS (ttm)	ZAC 7.54
Shares out	2.1B
P/E (trailing)	11.5x
P/E (forward)	10.0x
Dividend	ZAC 4.85 (5.67%)
Volume	3,674,631

Metric	Value
Country	South Africa
Country code	ZA
Employees	23,363
Employees Change	-563%
Employees Change Percent	-2.35
Enterprise value	ZAc 154.1B
Exchange	Johannesburg Stock Exchange
Financial currency	ZAR
First seen	2026-05-10
Industry	Insurance - Life
Isin	ZAE000070660
Last refreshed	2026-07-31
Market cap	ZAc 181.6B
Price	ZAc 8,690
Price currency	ZAc
Rev Per Employee	10,477,978x
Sector	Financials
Sector PE	13.2
Sector PE Fwd	11.3
Sic	6311
Symbol	jse/SLM
Website	https://www.sanlamonline.co.za

Metric	Value
Earnings Yield	8.78%
EV Earnings	9.66x
EV/EBIT	1.15x
EV/EBITDA	1.14x
EV/FCF	11.75x
EV/Sales	0.63x
FCF yield	7.22%
Forward P/E	9.97x
P/B ratio	1.63x
P/E ratio	11.53x
P/S ratio	0.74x
PE Ratio10 Y	39.42x
PE Ratio3 Y	9.32x
PE Ratio5 Y	11.38x
PEG ratio	0.81x

Metric	Value
EBIT Margin	52.44%
EBITDA Margin	52.86%
FCF margin	5.36%
Gross margin	63.15%
Gross Profit	ZAc 154.6B
Net Income	ZAc 15.9B
Net Income Growth	-28.32%
Net Income Growth Q	-53.58%
Net Income Growth Years	0%
Net Income Growth3 Y	9.16%
Net Income Growth5 Y	85.9%
Pretax Margin	10.77%
Profit Margin	6.51%
Profit Per Employee	ZAc 682,318
Profitable Quarters	ZAc 11
Profitable Years	24
ROA	6.61
Roa5y	4.27
ROCE	17.27
ROE	16.88
Roe5y	15.45
ROIC	69.23
Roic5y	43.26

Metric	Value
Cagr10y	8.33%
Cagr15y	13.28%
Cagr1y	6.68%
Cagr20y	14.32%
Cagr3y	15.91%
Cagr5y	14.79%
Div CAGR10	7.07%
Div CAGR3	10.45%
Div CAGR5	10.08%
EPS Growth	-28.48
EPS Growth Q	-53.6
EPS Growth Years	0
EPS Growth3 Y	8.53
EPS Growth5 Y	85.42
FCF Growth	-8.17%
FCF Growth Q	-77.32%
FCF Growth3 Y	-6.69%
FCF Growth5 Y	51.65%
OCF Growth	-10.02%
OCF Growth Q	-74.28%
OCF Growth10 Y	-9.75%
OCF Growth3 Y	-6.65%
OCF Growth5 Y	41.8%
Revenue Growth	17.88x
Revenue Growth Q	8.63x
Revenue Growth Quarters	3x
Revenue Growth Years	3x
Revenue Growth3 Y	33.13x
Revenue Growth5 Y	13.59x

JSE/SLM (JSE/SLM)

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Metric	Value
Asset Turnover	ZAc 0.2
Assets	ZAc 1.3T
Cash	ZAc 311.1B
Debt	ZAc 20.1B
Debt EBITDA	ZAc 0.15
Debt Equity	ZAc 0.18
Debt FCF	ZAc 1.53
Equity	ZAc 111.5B
Interest Coverage	62.75
Liabilities	ZAc 1.2T
Net Cash	ZAc 37.4B
Net Cash By Market Cap	ZAc 20.59
Net Cash Growth	14.71%
Net Debt EBITDA	ZAc -0.29
Net Debt Equity	ZAc -0.34
Net Debt FCF	ZAc -2.85
Tangible Book Value	ZAc 92.6B
Tangible Book Value Per Share	ZAc 44.31
WACC	7.17

Metric	Value
Current ratio	0.65
Net Working Capital	ZAc -243.5B
Quick ratio	0.63
Working Capital	ZAc -192.5B

Metric	Value
Buyback Yield	-0.17%
Dividend Growth	8.99%
Dividend Growth Years	4%
Dividend per share	ZAc 4.85
Dividend Years	28
Dividend Yield	5.67%
Ex Div Date	2026-04-08
Last Dividend	ZAc 4.85
Payout Frequency	Annual
Payout Ratio	70.08%

Metric	Value
10Y total return	122.54%
1Y total return	6.67%
200-day SMA	9,275
3Y total return	55.74%
50-day SMA	8,715.8
50-day SMA vs 200-day SMA	50under200
5Y total return	99.27%
All Time High	10,847
All Time High Change	-19.85%
All Time High Date	2026-02-23
All Time Low	440
All Time Low Change	1,875.91%
All Time Low Date	1999-02-25
ATR	192.3
Beta	0.53
Beta1y	0.45
Beta2y	0.57
Ch YTD	-11.73
High	8,744
High52	10,847
High52 Date	2026-02-23
High52ch	-19.89%
Low	8,506
Low52	8,072
Low52 Date	2026-06-03
Low52ch	7.66%
Ma50ch	-0.25%
Price vs 200-day SMA	-6.26%
RSI	48.86
RSI Monthly	51
RSI Weekly	45.83
Sharpe ratio	0.22x
Sortino ratio	0.57
Total Return	5.5%
Tr YTD	-6.64
Tr15y	549.4%
Tr1m	-2.14%
Tr1w	3.08%
Tr3m	2.4%

Metric	Value
Analyst Count	8
Analyst Ratings	Buy
Operating Income	ZAc 128.4B
Operating margin	52.44
Price target	ZAc 10,852
Price Target Change	ZAc 24.88

Metric	Value
Float	1,685,705,153%
Net Borrowing	-1,633,000,000
Shares Insiders	0.29%
Shares Institutions	49.44%
Shares Out	2,089,700,000
Shares Qo Q	-0.13%
Shares Yo Y	0.17%

Metric	Value
Adjusted FCF	ZAc 12.5B
Adjusted OCF	12,977,000,000
Average Volume	3,249,548.4x
Bv Per Share	48.65
CAPEX	ZAc -484M
Ch10y	32.94
Ch15y	221.5
Ch1m	-2.14
Ch1w	3.08
Ch1y	0.86
Ch20y	475.8
Ch3m	2.4
Ch3y	31.23
Ch5y	49.9
Ch6m	-16.73
Change	1.52%
Change From Open	1.52
Close	8,560
Days Gap	0
Dollar Volume	31,932,543,390
Earnings Date	2026-09-04
EBIT	ZAc 128.4B
EBITDA	ZAc 129.4B
EPS	ZAc 7.54
F Score	4
FCF	ZAc 13.1B
FCF EV Yield	8.51x
FCF Per Share	ZAc 6.28
Financing CF	-13,484,000,000
Fiscal Year End	December
Founded	1,918
Goodwill	6,610,000,000
Graham Number	9570.73677
Graham Upside	10.14
Income Tax	ZAc 7.7B
Investing CF	1,976,000,000
Is Primary Listing	1
Last Earnings Date	2026-05-21
Last Report Date	2025-12-31
Lynch Fair Value	ZAc 19,071
Lynch Upside	119.5
Ma150	9,247.2
Ma150ch	-5.98%
Ma20	8,766.4
Ma20ch	-0.83%
Net CF	1,807,000,000
Next Earnings Date	2026-09-04
Open	8,560
P FCF Ratio	13.85
P FCF Ratio SBC	14.54
P OCF Ratio	13.35
P OCF Ratio SBC	13.99
Payment Date	2026-04-13
Position In Range	77.31
Ppne	3,925,000,000
Price Date	2026-07-30
Price EBITDA	ZAc 1.4
Ptbv Ratio	1.96
Relative Volume	1.13x
Revenue	244,797,000,000x
SBC By Revenue	0.25x
Share Based Comp	622,000,000
Tax By Revenue	3.13x
Tax Rate	29.02%
Tr20y	1,352.62%
Tr6m	-11.93%
Volume	3,674,631