Financials / Insurance - LifeUpdated 2026-05-10 22:07 UTC

JSE/SLM stock hub

JSE/SLM has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

180.9B

Johannesburg Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

JSE/SLM

In the news

Latest news · JSE/SLM

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E9.8

P25 7.4P50 9.9P75 14.5

Trailing P/E11.5

P25 8.5P50 11.5P75 17.3

ROE16.9

P25 4.1P50 13.9P75 30.1

ROIC69.2

P25 2.2P50 13.5P75 31.9

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All JSE/SLM market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

228

Groups with data

Currency

ZAR

Showing 228 of 228 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	South Africa
Country code	ZA
Employees	23,363
Employees Change	-563%
Employees Change Percent	-2.35
Enterprise value	ZAc 153.4B
Exchange	Johannesburg Stock Exchange
Financial currency	ZAR
First seen	2026-05-10
Industry	Insurance - Life
Isin	ZAE000070660
Last refreshed	2026-05-10
Market cap	ZAc 180.9B
Price	ZAc 8,656
Price currency	ZAc
Rev Per Employee	10,477,978x
Sector	Financials
Sic	6311
Symbol	jse/SLM
Website	https://www.sanlamonline.co.za

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	8.81%
EV Earnings	9.62x
EV/EBIT	1.15x
EV/EBITDA	1.13x
EV/FCF	11.69x
EV/Sales	0.63x
FCF yield	7.25%
Forward P/E	9.82x
P/B ratio	1.62x
P/E ratio	11.48x
P/S ratio	0.74x
PE Ratio10 Y	11.38x
PE Ratio3 Y	9.22x
PE Ratio5 Y	9.51x
PEG ratio	0.78x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT Margin	52.44%
EBITDA Margin	52.86%
FCF margin	5.36%
Gross margin	63.15%
Gross Profit	ZAc 154.6B
Net Income	ZAc 15.9B
Net Income Growth	-28.32%
Net Income Growth Q	-53.58%
Net Income Growth Years	0%
Net Income Growth3 Y	-1.13%
Net Income Growth5 Y	1.15%
Pretax Margin	10.77%
Profit Margin	6.51%
Profit Per Employee	ZAc 682,318
Profitable Years	24
ROA	6.61
Roa5y	4.27
ROCE	17.27
ROE	16.88
Roe5y	15.45
ROIC	69.23
Roic5y	43.26

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	8.46%
Cagr15y	13.21%
Cagr1y	8.47%
Cagr20y	14.1%
Cagr3y	23.09%
Cagr5y	14.34%
Div CAGR10	7.07%
Div CAGR3	10.45%
Div CAGR5	10.08%
EPS Growth	-28.48
EPS Growth Q	-53.6
EPS Growth Years	0
EPS Growth3 Y	-1.01
EPS Growth5 Y	0.76
FCF Growth	-8.17%
FCF Growth Q	-77.32%
FCF Growth5 Y	1.66%
OCF Growth	-10.02%
OCF Growth Q	-74.28%
OCF Growth10 Y	19.08%
OCF Growth5 Y	1.44%
Revenue Growth	17.88x
Revenue Growth Q	8.63x
Revenue Growth Quarters	3x
Revenue Growth Years	3x
Revenue Growth3 Y	10.76x
Revenue Growth5 Y	6.5x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	ZAc 0.2
Assets	ZAc 1.3T
Cash	ZAc 311.1B
Debt	ZAc 20.1B
Debt EBITDA	ZAc 0.15
Debt Equity	ZAc 0.18
Debt FCF	ZAc 1.53
Equity	ZAc 111.5B
Interest Coverage	62.75
Liabilities	ZAc 1.2T
Net Cash	ZAc 37.4B
Net Cash By Market Cap	ZAc 20.67
Net Cash Growth	14.71%
Net Debt EBITDA	ZAc -0.29
Net Debt Equity	ZAc -0.34
Net Debt FCF	ZAc -2.85
Tangible Book Value	ZAc 92.6B
Tangible Book Value Per Share	ZAc 44.31
WACC	7.36

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	0.65
Net Working Capital	ZAc -243.5B
Quick ratio	0.63
Working Capital	ZAc -192.5B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	-0.17%
Dividend Growth	8.99%
Dividend Growth Years	4%
Dividend per share	ZAc 4.85
Dividend Years	28
Dividend Yield	5.6%
Ex Div Date	2026-04-08
Last Dividend	ZAc 4.85
Payout Frequency	Annual
Payout Ratio	70.08%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	125.19%
1Y total return	8.46%
200-day SMA	9,256.6
3Y total return	86.5%
50-day SMA	9,108.9
50-day SMA vs 200-day SMA	50under200
5Y total return	95.37%
All Time High	10,847
All Time High Change	-20.2%
All Time High Date	2026-02-23
All Time Low	440
All Time Low Change	1,867.27%
All Time Low Date	1999-02-25
ATR	242.1
Beta	0.57
Beta1y	0.53
Beta2y	0.67
Ch YTD	-12.11
High	8,785
High52	10,847
High52 Date	2026-02-23
High52ch	-20.2%
Low	8,615
Low52	8,073
Low52 Date	2025-09-19
Low52ch	7.22%
Ma50ch	-4.97%
Price vs 200-day SMA	-6.49%
RSI	43.56
RSI Monthly	50.75
RSI Weekly	40.82
Sharpe ratio	0.29x
Sortino ratio	0.69
Total Return	5.44%
Tr YTD	-7.05
Tr15y	542.76%
Tr1m	2.89%
Tr1w	0.69%
Tr3m	-9.11%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	ZAc 128.4B
Operating margin	52.44

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	1,693,026,449%
Net Borrowing	-1,633,000,000
Shares Insiders	0.28%
Shares Institutions	49.25%
Shares Out	2,089,700,000
Shares Qo Q	-0.13%
Shares Yo Y	0.17%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	ZAc 12.5B
Average Volume	4,152,491.75x
Bv Per Share	48.65
CAPEX	ZAc -484M
Ch10y	34.51
Ch15y	218.2
Ch1m	-2.72
Ch1w	0.69
Ch1y	2.55
Ch20y	454.5
Ch3m	-14.07
Ch3y	57.15
Ch5y	46.96
Ch6m	-5.32
Change	-1.02%
Change From Open	-1.47
Close	8,745
Days Gap	0.46
Dollar Volume	16,490,121,456
Earnings Date	2026-03-12
EBIT	ZAc 128.4B
EBITDA	ZAc 129.4B
EPS	ZAc 7.54
F Score	4
FCF	ZAc 13.1B
FCF EV Yield	8.55x
FCF Per Share	ZAc 6.28
Financing CF	-13,484,000,000
Fiscal Year End	December
Founded	1,918
Goodwill	6,610,000,000
Graham Number	9570.73677
Graham Upside	10.57
Income Tax	ZAc 7.7B
Investing CF	1,976,000,000
Is Primary Listing	1
Last Earnings Date	2026-03-12
Last Report Date	2025-12-31
Lynch Fair Value	ZAc 3,814
Lynch Upside	-55.94
Ma150	9,458.6
Ma150ch	-8.49%
Ma20	8,727.7
Ma20ch	-0.82%
Net CF	1,807,000,000
Open	8,785
P FCF Ratio	13.79
P OCF Ratio	13.3
Payment Date	2026-04-13
Position In Range	24.12
Ppne	3,925,000,000
Price Date	2026-05-08
Price EBITDA	ZAc 1.4
Ptbv Ratio	1.95
Relative Volume	0.47x
Revenue	244,797,000,000x
SBC By Revenue	0.25x
Share Based Comp	622,000,000
Tax By Revenue	3.13x
Tax Rate	29.02%
Tr20y	1,299.02%
Tr6m	0.14%
Volume	1,905,051

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

JSE/SLM dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+5.6%

$4.85 annual per share

Payout ratio

+70.1%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+10.1%

4 consecutive years of growth

Total shareholder yield

+5.4%

Next ex-dividend date: 2026-04-08

Performance

JSE/SLM stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns JSE/SLM?

Insider, institutional, and short-interest positioning.

Institutional ownership

+49.3%

Share of float held by funds and institutions

Insider ownership

+0.3%

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

+0.2%

Negative means the company is buying back shares.

Technical

JSE/SLM momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

43.6

Neutral momentum band

Price vs 200-day MA

-6.5%

50/200-day relationship not available

Beta (5Y)

0.57

Less volatile than the market

Sharpe ratio

0.29

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About JSE/SLM

Hub-level FAQ points readers to the deeper analysis pages.

What is the current jse/SLM stock rating?

jse/SLM is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full jse/SLM analysis?

The full report lives at /stocks/jse/SLM/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for jse/SLM?

The latest report frames jse/SLM around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the jse/SLM page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.