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American Integrity Insurance Group, Inc. (AII)

NYSE: AII · USD

$28.0

-0.56 (-2.0%)· Recorded snapshot

Market cap	549.2M
Revenue (ttm)	336.2M
Net income (ttm)	88.1M
EPS (ttm)	$4.53
Shares out	19.6M
P/E (trailing)	6.2x
P/E (forward)	7.5x
Dividend	$1.02 (3.63%)
Volume	219,648

Market data

Price

Recent price action with selectable time range.

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
ACGL	Arch Capital Group Ltd.	34.8B	8.3x	1.8x	15.9%	+15.1%	+18.7%	Strong Buy
AIG	American International Group Inc.	41.7B	14.7x	1.6x	7.7%	-9.6%	+2.8%	Strong Buy
AIZ	Assurant, Inc.	14.1B	13.6x	1.0x	14.4%	+6.6%	+36.2%	Hold

Metric	Value
Amount currency	USD
CIK code	0002007587
Company name	American Integrity Insurance Group, Inc.
Country	United States
Country code	US
CUSIP number	026948109
Earnings date	2026-11-10
Earnings time	amc
Employees	313
Employees change	19
Employees growth	6.46%
Enterprise value	$294.2M
Exchange	NYSE
Financial currency	USD
Financial report date	2026-06-30
First seen	2026-05-09
Fiscal year end	December
Founded	2006
In index	RUSSELL2000
Industry	Insurance - Property & Casualty
IPO date	2025-05-08
Is primary listing	Yes
Is SPAC	No
ISIN number	US0269481091
Last 10-K release date	2026-02-27
Last earnings date	2026-08-11
Last refreshed	2026-10-28
Last stock split type	Never
Market cap	$549.2M
Market cap category	Small-Cap
Next earnings date	2026-11-10
Options	No
Price	$28.03
Price currency	USD
Sector	Financials
SIC code	6331
Stock price date	2026-10-28
Symbol	AII
U.S. state	Florida
Website	https://www.aii.com

Metric

Value

Amount currency

USD

CIK code

0002007587

Company name

American Integrity Insurance Group, Inc.

Country

United States

Country code

CUSIP number

026948109

Earnings date

2026-11-10

Earnings time

amc

Employees

313

Employees change

Employees growth

6.46%

Enterprise value

$294.2M

Exchange

NYSE

Financial currency

USD

Financial report date

2026-06-30

First seen

2026-05-09

Fiscal year end

December

Founded

2006

In index

RUSSELL2000

Industry

Insurance - Property & Casualty

IPO date

2025-05-08

Is primary listing

Yes

Is SPAC

ISIN number

US0269481091

Last 10-K release date

2026-02-27

Last earnings date

2026-08-11

Last refreshed

2026-10-28

Last stock split type

Never

Market cap

$549.2M

Market cap category

Small-Cap

Next earnings date

2026-11-10

Options

Price

$28.03

Price currency

USD

Sector

Financials

SIC code

6331

Stock price date

2026-10-28

Symbol

AII

U.S. state

Florida

Website

https://www.aii.com

Metric	Value
Adjusted P/E ratio	6.05x
Earnings yield	16.16%
EV/Earnings	3.33x
EV/EBIT	2.44x
EV/EBITDA	2.4x
EV/FCF	1.79x
EV/Sales	0.87x
FCF / EV yield	55.82%
FCF yield	29.85%
Forward EV/Sales	0.62x
Forward P/E	7.54x
Forward P/S	1.16x
Graham number	43.83725
Graham upside	56.7%
Industry forward P/E	12.53x
Industry P/E	10.09x
P/(FCF - SBC) ratio	3.37x
P/(OCF - SBC) ratio	3.2x
P/B ratio	1.52x
P/E ratio	6.19x
P/FCF ratio	3.35x
P/OCF ratio	3.18x
P/S ratio	1.63x
Price / tangible book value	1.48x
Price/EBITDA ratio	4.48x
Sector forward P/E	13.63x
Sector P/E	15.65x

Metric

Value

Adjusted P/E ratio

6.05x

Earnings yield

16.16%

EV/Earnings

3.33x

EV/EBIT

2.44x

EV/EBITDA

2.4x

EV/FCF

1.79x

EV/Sales

0.87x

FCF / EV yield

55.82%

FCF yield

29.85%

Forward EV/Sales

0.62x

Forward P/E

7.54x

Forward P/S

1.16x

Graham number

43.83725

Graham upside

56.7%

Industry forward P/E

12.53x

Industry P/E

10.09x

P/(FCF - SBC) ratio

3.37x

P/(OCF - SBC) ratio

3.2x

P/B ratio

1.52x

P/E ratio

6.19x

P/FCF ratio

3.35x

P/OCF ratio

3.18x

P/S ratio

1.63x

Price / tangible book value

1.48x

Price/EBITDA ratio

4.48x

Sector forward P/E

13.63x

Sector P/E

15.65x

Metric	Value
EBIT margin	35.72%
EBITDA margin	36.38%
Effective tax rate	27.64%
FCF margin	48.67%
Gross margin	50.53%
Operating margin	35.72%
Pretax margin	36.21%
Profit margin	26.2%
Profit per employee	$281,428
Profitable quarters	10
Profitable years	3
Revenue per employee	$1.1M
ROA	4.68%
ROCE	17.4%
ROE	26.24%
ROIC	22.52%
SBC / revenue	0.31%
Tax / revenue	10.01%

Metric

Value

EBIT margin

35.72%

EBITDA margin

36.38%

Effective tax rate

27.64%

FCF margin

48.67%

Gross margin

50.53%

Operating margin

35.72%

Pretax margin

36.21%

Profit margin

26.2%

Profit per employee

$281,428

Profitable quarters

Profitable years

Revenue per employee

$1.1M

ROA

4.68%

ROCE

17.4%

ROE

26.24%

ROIC

22.52%

SBC / revenue

0.31%

Tax / revenue

10.01%

Metric	Value
EPS growth	-16.1%
EPS growth (Q)	7.41%
EPS growth (QoQ)	71.11%
EPS growth quarters	1
EPS growth years	2
FCF growth	-24.32%
FCF growth (Q)	345.1%
FCF growth (QoQ)	2,069.1%
Net income growth	12.21%
Net income growth (Q)	24.19%
Net income growth (QoQ)	71.5%
Net income growth quarters	1
Net income growth years	2
OCF growth	-20.55%
OCF growth (Q)	349.16%
OCF growth (QoQ)	1,711.7%
Revenue growth	29.29%
Revenue growth (Q)	54.59%
Revenue growth (QoQ)	26.66%
Revenue growth quarters	6
Revenue growth years	2

Metric

Value

EPS growth

-16.1%

EPS growth (Q)

7.41%

EPS growth (QoQ)

71.11%

EPS growth quarters

EPS growth years

FCF growth

-24.32%

FCF growth (Q)

345.1%

FCF growth (QoQ)

2,069.1%

Net income growth

12.21%

Net income growth (Q)

24.19%

Net income growth (QoQ)

71.5%

Net income growth quarters

Net income growth years

OCF growth

-20.55%

OCF growth (Q)

349.16%

OCF growth (QoQ)

1,711.7%

Revenue growth

29.29%

Revenue growth (Q)

54.59%

Revenue growth (QoQ)

26.66%

Revenue growth quarters

Revenue growth years

Metric	Value
Capital expenditures	$-8.9M
EBIT	$120.1M
EBITDA	$122.3M
EPS	$4.53
FCF per share	$8.35
Financing cash flow	$-20.5M
Free cash flow	$163.6M
Free cash flow minus SBC	$162.6M
Gross profit	$169.9M
Income taxes	$33.6M
Investing cash flow	$-85M
Net borrowing	$-411,000
Net cash flow	$67M
Net income	$88.1M
Operating cash flow minus SBC	$171.5M
Operating income	$120.1M
Revenue	$336.2M
Stock-based compensation	$1.1M

Metric

Value

Capital expenditures

$-8.9M

EBIT

$120.1M

EBITDA

$122.3M

EPS

$4.53

FCF per share

$8.35

Financing cash flow

$-20.5M

Free cash flow

$163.6M

Free cash flow minus SBC

$162.6M

Gross profit

$169.9M

Income taxes

$33.6M

Investing cash flow

$-85M

Net borrowing

$-411,000

Net cash flow

$67M

Net income

$88.1M

Operating cash flow minus SBC

$171.5M

Operating income

$120.1M

Revenue

$336.2M

Stock-based compensation

$1.1M

Metric	Value
Book value per share	$18.86
Debt / EBITDA	0.27
Debt / equity	0.09
Debt / FCF	0.2
Net cash (debt)	$255M
Net cash / market cap	46.52%
Net cash growth	-0.87%
Net debt / EBITDA	-2.08
Net debt / equity	-0.69
Net debt / FCF	-1.56
Piotroski F-Score	5
Property, plant and equipment	$47.4M
Shareholders' equity	$369.5M
Tangible book value	$369.5M
Tangible book value per share	$18.86
Total assets	$1.6B
Total cash	$293.2M
Total debt	$33.5M
Total liabilities	$1.2B

Metric

Value

Book value per share

$18.86

Debt / EBITDA

0.27

Debt / equity

0.09

Debt / FCF

0.2

Net cash (debt)

$255M

Net cash / market cap

46.52%

Net cash growth

-0.87%

Net debt / EBITDA

-2.08

Net debt / equity

-0.69

Net debt / FCF

-1.56

Piotroski F-Score

Property, plant and equipment

$47.4M

Shareholders' equity

$369.5M

Tangible book value

$369.5M

Tangible book value per share

$18.86

Total assets

$1.6B

Total cash

$293.2M

Total debt

$33.5M

Total liabilities

$1.2B

Metric	Value
Asset turnover	0.21
Current ratio	1.28
Net working capital	$-30.2M
Quick ratio	0.38
Working capital	$257.9M

Metric

Value

Asset turnover

0.21

Current ratio

1.28

Net working capital

$-30.2M

Quick ratio

0.38

Working capital

$257.9M

Metric	Value
Buyback yield / dilution	-38.66%
Dividend growth	0%
Dividend growth years	0
Dividend payment date	2026-03-30
Dividend payment years	1
Dividend per share	$1.02
Dividend yield	3.63%
Ex-dividend date	2026-03-16
FCF payout ratio	12.21%
Last dividend	$1.02
Payout ratio	22.52%
Shareholder yield	-35.03%

Metric

Value

Buyback yield / dilution

-38.66%

Dividend growth

Dividend growth years

Dividend payment date

2026-03-30

Dividend payment years

Dividend per share

$1.02

Dividend yield

3.63%

Ex-dividend date

2026-03-16

FCF payout ratio

12.21%

Last dividend

$1.02

Payout ratio

22.52%

Shareholder yield

-35.03%

Metric	Value
150-day SMA	$21.40
1D price change	-1.96%
1M price change	10.6%
1M total return	10.6%
1W price change	-3.77%
1W total return	-3.77%
1Y price change	15.12%
1Y return CAGR	21.55%
1Y total return	21.54%
20-day SMA	$27.52
200-day SMA	$20.78
3M price change	45.79%
3M total return	45.79%
50-day SMA	$26.52
50-day SMA vs 200-day SMA	50over200
52-week high	$29.52
52-week high date	2026-10-27
52-week low	$16.19
52-week low date	2026-06-01
6M price change	42.65%
6M total return	42.65%
After-hours change	-0.62%
After-hours close	$28.12
After-hours price	$27.94
All-time high	$29.52
All-time high date	2026-10-26
All-time low	$15.78
All-time low date	2025-06-12
Average true range (ATR)	$0.88
Average volume	190.7K
Beta (1Y)	0.5
Beta (2Y)	0.22
Change from 52-week high	-5.05%
Change from 52-week low	73.13%
Change from all-time high	-5.62%
Change from all-time low	76.61%
Change from open	-0.92%
Day's gap	-1.05%
Dollar volume	$6.2M
High price	$28.29
Low price	$27.86
Monthly RSI	70.18
Open price	$28.29
Position in 52-week range	39.53%
Premarket change	0%
Premarket close	$28.59
Premarket price	$28.59
Previous close	$28.59
Price vs 150-day SMA	30.21%
Price vs 20-day SMA	1.24%
Price vs 200-day SMA	34.1%
Price vs 50-day SMA	5.06%
Relative volume	1.15
Return from IPO open	51.22%
Return from IPO price	74.84%
RSI	54.49
Sharpe ratio	0.59
Sortino ratio	0.99
Volume	219.6K
Weekly RSI	69.74
YTD price change	33.75%
YTD total return	41.2%

Metric

Value

150-day SMA

$21.40

1D price change

-1.96%

1M price change

10.6%

1M total return

10.6%

1W price change

-3.77%

1W total return

-3.77%

1Y price change

15.12%

1Y return CAGR

21.55%

1Y total return

21.54%

20-day SMA

$27.52

200-day SMA

$20.78

3M price change

45.79%

3M total return

45.79%

50-day SMA

$26.52

50-day SMA vs 200-day SMA

50over200

52-week high

$29.52

52-week high date

2026-10-27

52-week low

$16.19

52-week low date

2026-06-01

6M price change

42.65%

6M total return

42.65%

After-hours change

-0.62%

After-hours close

$28.12

After-hours price

$27.94

All-time high

$29.52

All-time high date

2026-10-26

All-time low

$15.78

All-time low date

2025-06-12

Average true range (ATR)

$0.88

Average volume

190.7K

Beta (1Y)

0.5

Beta (2Y)

0.22

Change from 52-week high

-5.05%

Change from 52-week low

73.13%

Change from all-time high

-5.62%

Change from all-time low

76.61%

Change from open

-0.92%

Day's gap

-1.05%

Dollar volume

$6.2M

High price

$28.29

Low price

$27.86

Monthly RSI

70.18

Open price

$28.29

Position in 52-week range

39.53%

Premarket change

Premarket close

$28.59

Premarket price

$28.59

Previous close

$28.59

Price vs 150-day SMA

30.21%

Price vs 20-day SMA

1.24%

Price vs 200-day SMA

34.1%

Price vs 50-day SMA

5.06%

Relative volume

1.15

Return from IPO open

51.22%

Return from IPO price

74.84%

RSI

54.49

Sharpe ratio

0.59

Sortino ratio

0.99

Volume

219.6K

Weekly RSI

69.74

YTD price change

33.75%

YTD total return

41.2%

Metric	Value
Float	12.3M
Float percentage	62.86%
Shares change (QoQ)	0.06%
Shares change (YoY)	38.66%
Shares held by insiders	13.53%
Shares held by institutions	57.61%
Shares outstanding	19.6M
Short % of float	3.74%
Short % of shares	2.35%
Short ratio	2.1 days

Metric

Value

Float

12.3M

Float percentage

62.86%

Shares change (QoQ)

0.06%

Shares change (YoY)

38.66%

Shares held by insiders

13.53%

Shares held by institutions

57.61%

Shares outstanding

19.6M

Short % of float

3.74%

Short % of shares

2.35%

Short ratio

2.1 days

American Integrity Insurance Group, Inc. (AII)

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