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The Baldwin Insurance Group, Inc. (BWIN)

NASDAQ: BWIN · USD

$32.0

+0.05 (+0.2%)· Recorded snapshot

Market cap	4.5B
Revenue (ttm)	1.7B
Net income (ttm)	-81.2M
EPS (ttm)	-$1.00
Shares out	139.5M
P/E (forward)	13.4x
Volume	569,988
Beta	1.00

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 1.7B
Net income (ttm): -81.2M
EPS (ttm): -$1.00
P/E (forward): 13.4x
Market cap: 4.5B

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
ACGL	Arch Capital Group Ltd.	34.8B	8.3x	1.8x	15.9%	+15.1%	+18.7%	Strong Buy
AIG	American International Group Inc.	41.7B	14.7x	1.6x	7.7%	-9.6%	+2.8%	Strong Buy
AIZ	Assurant, Inc.	14.1B	13.6x	1.0x	14.4%	+6.6%	+36.2%	Hold

Metric	Value
Amount currency	USD
CIK code	0001781755
Company name	The Baldwin Insurance Group, Inc.
Country	United States
Country code	US
CUSIP number	05589G102
Earnings date	2026-11-10
Earnings time	amc
Employees	5,000
Employees change	-20
Employees growth	-0.4%
Enterprise value	$6.8B
Exchange	NASDAQ
Financial currency	USD
Financial report date	2026-06-30
First seen	2026-05-09
Fiscal year end	December
Founded	2011
In index	RUSSELL2000
Industry	Insurance Brokers
IPO date	2019-10-24
Is primary listing	Yes
Is SPAC	No
ISIN number	US05589G1022
Last 10-K release date	2026-02-26
Last earnings date	2026-07-30
Last refreshed	2026-10-28
Last stock split type	Never
Market cap	$4.5B
Market cap category	Mid-Cap
Next earnings date	2026-11-10
Options	Yes
Price	$31.96
Price currency	USD
Sector	Financials
SIC code	6411
Stock price date	2026-10-28
Symbol	BWIN
U.S. state	Florida
Website	https://www.baldwin.com

Metric

Value

Amount currency

USD

CIK code

0001781755

Company name

The Baldwin Insurance Group, Inc.

Country

United States

Country code

CUSIP number

05589G102

Earnings date

2026-11-10

Earnings time

amc

Employees

5,000

Employees change

-20

Employees growth

-0.4%

Enterprise value

$6.8B

Exchange

NASDAQ

Financial currency

USD

Financial report date

2026-06-30

First seen

2026-05-09

Fiscal year end

December

Founded

2011

In index

RUSSELL2000

Industry

Insurance Brokers

IPO date

2019-10-24

Is primary listing

Yes

Is SPAC

ISIN number

US05589G1022

Last 10-K release date

2026-02-26

Last earnings date

2026-07-30

Last refreshed

2026-10-28

Last stock split type

Never

Market cap

$4.5B

Market cap category

Mid-Cap

Next earnings date

2026-11-10

Options

Yes

Price

$31.96

Price currency

USD

Sector

Financials

SIC code

6411

Stock price date

2026-10-28

Symbol

BWIN

U.S. state

Florida

Website

https://www.baldwin.com

Metric	Value
Adjusted P/E ratio	18.47x
Earnings yield	-3.14%
EV/EBITDA	58.59x
EV/FCF	215.83x
EV/Sales	3.93x
FCF / EV yield	0.46%
FCF yield	0.71%
Forward EV/Sales	3.25x
Forward P/E	13.41x
Forward P/S	2.12x
Industry forward P/E	16.79x
Industry P/E	27.95x
P/(OCF - SBC) ratio	280.01x
P/B ratio	3.48x
P/FCF ratio	140.6x
P/OCF ratio	49.03x
P/S ratio	2.56x
PEG ratio	0.62x
Price/EBITDA ratio	38.16x
Sector forward P/E	13.61x
Sector P/E	15.65x

Metric

Value

Adjusted P/E ratio

18.47x

Earnings yield

-3.14%

EV/EBITDA

58.59x

EV/FCF

215.83x

EV/Sales

3.93x

FCF / EV yield

0.46%

FCF yield

0.71%

Forward EV/Sales

3.25x

Forward P/E

13.41x

Forward P/S

2.12x

Industry forward P/E

16.79x

Industry P/E

27.95x

P/(OCF - SBC) ratio

280.01x

P/B ratio

3.48x

P/FCF ratio

140.6x

P/OCF ratio

49.03x

P/S ratio

2.56x

PEG ratio

0.62x

Price/EBITDA ratio

38.16x

Sector forward P/E

13.61x

Sector P/E

15.65x

Metric	Value
EBIT margin	-4.14%
EBITDA margin	6.71%
FCF margin	1.82%
Gross margin	31.26%
Operating margin	-4.14%
Pretax margin	-15.83%
Profit margin	-4.67%
Profit per employee	$-16,248
Revenue per employee	$347,568
ROA	-0.91%
ROA (5Y)	0.73%
ROCE	-1.62%
ROE	-10.66%
ROE (5Y)	-7.39%
ROIC	-1.34%
SBC / revenue	4.31%
Tax / revenue	-8.25%

Metric

Value

EBIT margin

-4.14%

EBITDA margin

6.71%

FCF margin

1.82%

Gross margin

31.26%

Operating margin

-4.14%

Pretax margin

-15.83%

Profit margin

-4.67%

Profit per employee

$-16,248

Revenue per employee

$347,568

ROA

-0.91%

ROA (5Y)

0.73%

ROCE

-1.62%

ROE

-10.66%

ROE (5Y)

-7.39%

ROIC

-1.34%

SBC / revenue

4.31%

Tax / revenue

-8.25%

Metric	Value
EPS growth years	0
FCF growth 3Y	31.38%
FCF growth 5Y	-2.13%
Gross profit growth	32.16%
Gross profit growth (Q)	46.11%
Gross profit growth 3Y	23.95%
Gross profit growth 5Y	33.26%
Net income growth years	0
OCF growth 3Y	34.14%
OCF growth 5Y	16.34%
Operating income growth (Q)	-64.25%
Revenue growth	18.95%
Revenue growth (Q)	30.13%
Revenue growth (QoQ)	-7.38%
Revenue growth 3Y	15.32%
Revenue growth 5Y	33.62%
Revenue growth quarters	28
Revenue growth years	8

Metric

Value

EPS growth years

FCF growth 3Y

31.38%

FCF growth 5Y

-2.13%

Gross profit growth

32.16%

Gross profit growth (Q)

46.11%

Gross profit growth 3Y

23.95%

Gross profit growth 5Y

33.26%

Net income growth years

OCF growth 3Y

34.14%

OCF growth 5Y

16.34%

Operating income growth (Q)

-64.25%

Revenue growth

18.95%

Revenue growth (Q)

30.13%

Revenue growth (QoQ)

-7.38%

Revenue growth 3Y

15.32%

Revenue growth 5Y

33.62%

Revenue growth quarters

Revenue growth years

Metric	Value
Capital expenditures	$-59.1M
Depreciation and amortization	$188.6M
EBIT	$-72M
EBITDA	$116.6M
EPS	$-1.00
FCF per share	$0.23
Financing cash flow	$751.2M
Free cash flow	$31.7M
Free cash flow minus SBC	$-43.2M
Gross profit	$543.3M
Income taxes	$-143.4M
Investing cash flow	$-614.9M
Net borrowing	$1.8B
Net cash flow	$227M
Net income	$-81.2M
Operating cash flow minus SBC	$15.9M
Operating income	$-72M
Revenue	$1.7B
Stock-based compensation	$74.9M

Metric

Value

Capital expenditures

$-59.1M

Depreciation and amortization

$188.6M

EBIT

$-72M

EBITDA

$116.6M

EPS

$-1.00

FCF per share

$0.23

Financing cash flow

$751.2M

Free cash flow

$31.7M

Free cash flow minus SBC

$-43.2M

Gross profit

$543.3M

Income taxes

$-143.4M

Investing cash flow

$-614.9M

Net borrowing

$1.8B

Net cash flow

$227M

Net income

$-81.2M

Operating cash flow minus SBC

$15.9M

Operating income

$-72M

Revenue

$1.7B

Stock-based compensation

$74.9M

Metric	Value
Altman Z-Score	0.45
Book value per share	$9.18
Debt / EBITDA	18.51
Debt / equity	1.8
Debt / FCF	81.06
Goodwill	$2.7B
Interest coverage	-0.5
Long-term assets	$4.3B
Long-term liabilities	$3B
Net cash (debt)	$-2.4B
Net cash / market cap	-53.51%
Net debt / EBITDA	20.42
Net debt / equity	1.67
Net debt / FCF	75.23
Piotroski F-Score	3
Property, plant and equipment	$114.9M
Shareholders' equity	$1.4B
Tangible book value	$-3.2B
Tangible book value per share	$-33.39
Total assets	$6.2B
Total cash	$184.5M
Total debt	$2.6B
Total liabilities	$4.8B
WACC	7.81%

Metric

Value

Altman Z-Score

0.45

Book value per share

$9.18

Debt / EBITDA

18.51

Debt / equity

1.8

Debt / FCF

81.06

Goodwill

$2.7B

Interest coverage

-0.5

Long-term assets

$4.3B

Long-term liabilities

$3B

Net cash (debt)

$-2.4B

Net cash / market cap

-53.51%

Net debt / EBITDA

20.42

Net debt / equity

1.67

Net debt / FCF

75.23

Piotroski F-Score

Property, plant and equipment

$114.9M

Shareholders' equity

$1.4B

Tangible book value

$-3.2B

Tangible book value per share

$-33.39

Total assets

$6.2B

Total cash

$184.5M

Total debt

$2.6B

Total liabilities

$4.8B

WACC

7.81%

Metric	Value
Asset turnover	0.35
Current assets	$1.8B
Current liabilities	$1.7B
Current ratio	1.07
Net working capital	$-20.9M
Quick ratio	0.81
Working capital	$125.5M
Working capital turnover	9.72

Metric

Value

Asset turnover

0.35

Current assets

$1.8B

Current liabilities

$1.7B

Current ratio

1.07

Net working capital

$-20.9M

Quick ratio

0.81

Working capital

$125.5M

Working capital turnover

9.72

Metric	Value
Buyback yield / dilution	-23.31%
Dividend yield	0%
Shareholder yield	-23.31%

Metric

Value

Buyback yield / dilution

-23.31%

Dividend yield

Shareholder yield

-23.31%

Metric	Value
150-day SMA	$26.34
1D price change	0.16%
1M price change	0.16%
1M total return	0.16%
1W price change	0.03%
1W total return	0.03%
1Y price change	32.92%
1Y return CAGR	32.94%
1Y total return	32.92%
20-day SMA	$31.88
200-day SMA	$25.03
3M price change	16.42%
3M total return	16.42%
3Y price change	51.26%
3Y return CAGR	14.79%
3Y total return	51.26%
50-day SMA	$31.44
50-day SMA vs 200-day SMA	50over200
52-week high	$32.71
52-week high date	2026-09-15
52-week low	$15.88
52-week low date	2026-02-12
5Y price change	-13.62%
5Y return CAGR	-2.89%
5Y total return	-13.62%
6M price change	30.79%
6M total return	30.79%
All-time high	$55.82
All-time high date	2024-10-17
All-time low	$8.35
All-time low date	2020-04-03
Average true range (ATR)	$0.23
Average volume	1.9M
Beta (1Y)	0.21
Beta (2Y)	0.51
Beta (5Y)	1
Change from 52-week high	-2.28%
Change from 52-week low	101.26%
Change from all-time high	-42.85%
Change from all-time low	282.04%
Change from open	0.19%
Day's gap	-0.03%
Dollar volume	$18.2M
High price	$31.98
Low price	$31.90
Monthly RSI	52.58
Open price	$31.90
Position in 52-week range	75%
Premarket change	-0.28%
Premarket close	$31.91
Premarket price	$31.82
Premarket volume	264
Previous close	$31.91
Price vs 150-day SMA	21.12%
Price vs 20-day SMA	0.06%
Price vs 200-day SMA	27.44%
Price vs 50-day SMA	1.47%
Relative volume	0.3
Return from IPO open	83.57%
RSI	56.34
Sharpe ratio	0.7
Sharpe ratio (3Y)	0.45
Sharpe ratio (5Y)	0.11
Sortino ratio	1.32
Sortino ratio (3Y)	0.81
Sortino ratio (5Y)	0.27
Volume	570K
Weekly RSI	63.07
YTD price change	32.75%
YTD total return	32.75%

Metric

Value

150-day SMA

$26.34

1D price change

0.16%

1M price change

0.16%

1M total return

0.16%

1W price change

0.03%

1W total return

0.03%

1Y price change

32.92%

1Y return CAGR

32.94%

1Y total return

32.92%

20-day SMA

$31.88

200-day SMA

$25.03

3M price change

16.42%

3M total return

16.42%

3Y price change

51.26%

3Y return CAGR

14.79%

3Y total return

51.26%

50-day SMA

$31.44

50-day SMA vs 200-day SMA

50over200

52-week high

$32.71

52-week high date

2026-09-15

52-week low

$15.88

52-week low date

2026-02-12

5Y price change

-13.62%

5Y return CAGR

-2.89%

5Y total return

-13.62%

6M price change

30.79%

6M total return

30.79%

All-time high

$55.82

All-time high date

2024-10-17

All-time low

$8.35

All-time low date

2020-04-03

Average true range (ATR)

$0.23

Average volume

1.9M

Beta (1Y)

0.21

Beta (2Y)

0.51

Beta (5Y)

Change from 52-week high

-2.28%

Change from 52-week low

101.26%

Change from all-time high

-42.85%

Change from all-time low

282.04%

Change from open

0.19%

Day's gap

-0.03%

Dollar volume

$18.2M

High price

$31.98

Low price

$31.90

Monthly RSI

52.58

Open price

$31.90

Position in 52-week range

75%

Premarket change

-0.28%

Premarket close

$31.91

Premarket price

$31.82

Premarket volume

264

Previous close

$31.91

Price vs 150-day SMA

21.12%

Price vs 20-day SMA

0.06%

Price vs 200-day SMA

27.44%

Price vs 50-day SMA

1.47%

Relative volume

0.3

Return from IPO open

83.57%

RSI

56.34

Sharpe ratio

0.7

Sharpe ratio (3Y)

0.45

Sharpe ratio (5Y)

0.11

Sortino ratio

1.32

Sortino ratio (3Y)

0.81

Sortino ratio (5Y)

0.27

Volume

570K

Weekly RSI

63.07

YTD price change

32.75%

YTD total return

32.75%

Metric	Value
Float	89.5M
Float percentage	64.18%
Shares change (QoQ)	-4.2%
Shares change (YoY)	23.31%
Shares held by insiders	2.19%
Shares held by institutions	82.42%
Shares outstanding	139.5M
Short % of float	8.38%
Short % of shares	5.38%
Short ratio	1.6 days

Metric

Value

Float

89.5M

Float percentage

64.18%

Shares change (QoQ)

-4.2%

Shares change (YoY)

23.31%

Shares held by insiders

2.19%

Shares held by institutions

82.42%

Shares outstanding

139.5M

Short % of float

8.38%

Short % of shares

5.38%

Short ratio

1.6 days

The Baldwin Insurance Group, Inc. (BWIN)

Price

Financial snapshot

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Valuation

Profitability

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