Citigroup Inc. (C)

NYSE: C · USD

$137

+3.30 (+2.5%)· Recorded snapshot

Coverage state: Latest published research available

Market snapshot recorded 2026-08-05 02:00 UTC. Latest published research analyzed 2026-05-08 · historical · sources unverified. Prices and fundamentals on this server-rendered page are dated snapshots, not a real-time trading feed.

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StockMarketAgent Research · Analyzed 2026-05-08

Our latest published analysis: C rated Sell

Sell. The current market price prices in a flawless turnaround, ignoring persistent structural ROE deficits and operational complexity.

Fair value (mid)

$87.1 / share

$53.5 – $116

Upside to FV

-33.2%

from $137

Confidence

73/100

Moat

3/10

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Market cap	$227.8B
Revenue (ttm)	81.7B
Net income (ttm)	16.5B
EPS (ttm)	$9.20
Shares out	1.7B
P/E (trailing)	14.5x
P/E (forward)	10.5x
Dividend	$2.68 (1.96%)
Volume	12,152,357
Beta	1.10
Price target	$155	+12.9%

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 81.7B
Net income (ttm): 16.5B
EPS (ttm): $9.20
P/E (trailing): 14.5x
P/E (forward): 10.5x
Market cap: $227.8B

Item	P1	P2	P3	P4	P5	Trend
Period	2021-12-31	2022-12-31	2023-12-31	2024-12-31	2025-12-31	Trend
Revenue	$71.89B	$74.48B	$78.09B	$80.67B	$85.21B	+4.3%
Gross profit	—	—	—	—	—	—
Operating income	—	—	—	—	—	—
Net income	$21.95B	$14.85B	$9.23B	$12.68B	$14.31B	-10.2%
EPS (diluted)	—	$7.00	$4.04	$5.94	$6.99	-0.0%
EBITDA	—	—	—	—	—	—
R&D	—	—	—	—	—	—
SG&A	$26.74B	$28.31B	$30.71B	$29.75B	$30.82B	+3.6%

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
AXP	American Express Company	231.4B	20.8x	3.3x	11.9%	+13.2%	+16.7%	Reduce
BAC	Bank of America Corporation	440.5B	14.6x	3.9x	—	+5.6%	+41.3%	Reduce
BK	The Bank of New York Mellon Corporation	—	—	—	—	—	—	Reduce
BLK	BlackRock Inc.	183.6B	27.0x	6.7x	11.5%	+8.6%	+3.9%	Sell
BRK.B	Berkshire Hathaway Inc. Class B	1.1T	15.6x	3.0x	18.0%	+8.6%	+13.0%	Buy
BX	Blackstone Inc.	166B	29.9x	10.7x	17.3%	-2.2%	-17.2%	Hold

All C indicators

Market & fundamental data

Available fields

236

Groups with data

Currency

USD

Showing 236 of 236 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Cik	0000831001
Company name	Citigroup Inc.
Country	United States
Country code	US
Cusip	172967424
Employees	226,000
Employees Change	-3,000%
Employees Change Percent	-1.31
Enterprise value	$-362.1B
Exchange	NYSE
Financial currency	USD
First seen	2026-05-09
In Index	SP500
Industry	Banks - Diversified
Industry PE	14.94
Industry PE Fwd	13.53
Isin	US1729674242
Last refreshed	2026-08-05
Market cap	$229.6B
Market cap category	Mega-Cap
Price	$137
Price currency	USD
Rev Per Employee	361,557.52x
Sector	Financials
Sector PE	17.16
Sector PE Fwd	14.73
Sic	6021
Symbol	C
Website	https://www.citigroup.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	7.17%
FCF yield	-16.22%
Forward P/E	11.44x
P/B ratio	1.16x
P/E ratio	14.52x
P/S ratio	2.81x
PE Ratio10 Y	10.39x
PE Ratio3 Y	13.79x
PE Ratio5 Y	10.77x
PEG ratio	0.47x
PS Forward	2.37x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Gross Profit	$81.7B
Net Income	$16.5B
Net Income Growth	25.83%
Net Income Growth Q	45.09%
Net Income Growth Quarters	1%
Net Income Growth Years	2%
Net Income Growth3 Y	10.16%
Net Income Growth5 Y	-4.15%
Pretax Margin	30.24%
Profit Margin	21.83%
Profit Per Employee	$72,819
Profitable Quarters	$9
Profitable Years	8
ROA	0.66
Roa5y	0.62
ROE	8.53
Roe5y	7.21

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	15.47%
Cagr15y	11.36%
Cagr1y	53.25%
Cagr20y	-4.12%
Cagr3y	48.63%
Cagr5y	18.71%
Div CAGR10	23.06%
Div CAGR3	6.24%
Div CAGR5	3.9%
EPS Growth	36.14
EPS Growth Q	61.05
EPS Growth Quarters	1
EPS Growth Years	2
EPS Growth3 Y	13.42
EPS Growth5 Y	-1.16
Revenue Growth	11.82x
Revenue Growth Q	14.53x
Revenue Growth Quarters	8x
Revenue Growth Years	4x
Revenue Growth3 Y	4.89x
Revenue Growth5 Y	1.79x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	$2.9T
Cash	$1.4T
Debt	$813.9B
Equity	$214.5B
Liabilities	$2.7T
Net Cash	$591.6B
Net Cash By Market Cap	$258
Net Cash Growth	178.78%
Net Debt Equity	$-2.76
Tangible Book Value	$169.2B
Tangible Book Value Per Share	$101
WACC	2.27

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	$-787.2B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	6.42%
Dividend Growth	8.33%
Dividend Growth Years	3%
Dividend per share	$2.68
Dividend Years	16
Dividend Yield	1.96%
Ex Div Date	2026-08-03
Last Dividend	$0.67
Payout Frequency	Quarterly
Payout Ratio	29.14%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	321.29%
1Y total return	53.2%
200-day SMA	119.2
3Y total return	228.44%
50-day SMA	135.6
50-day SMA vs 200-day SMA	50over200
5Y total return	135.69%
All Time High	591.3
All Time High Change	-76.85%
All Time High Date	2000-08-28
All Time Low	9.7
All Time Low Change	1,311.03%
All Time Low Date	2009-03-05
ATR	3.77
Beta	1.1
Beta1y	1.15
Beta2y	1.43
Ch YTD	17.29
High	138.1
High52	148
High52 Date	2026-06-18
High52ch	-7.5%
Low	134.3
Low52	89.68
Low52 Date	2025-08-05
Low52ch	52.62%
Ma50ch	0.97%
Premarket Change Percent	0.65
Premarket Price	$134
Premarket Volume	16,165
Price vs 200-day SMA	14.87%
RSI	54.75
RSI Monthly	74.89
RSI Weekly	61.82
Sharpe ratio	1.48x
Sortino ratio	2.42
Total Return	8.37%
Tr YTD	19.07
Tr15y	402.28%
Tr1m	-1.72%
Tr1w	3.85%
Tr3m	8.46%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Analyst Count	21
Analyst Count Top	14
Analyst Price Target Top	$154
Analyst Ratings	Buy
Analyst Ratings Top	Strong Buy
Earnings EPS Estimate	$2.67
Earnings EPS Estimate Growth	36.22
Earnings Revenue Estimate	23,470,977,976x
Earnings Revenue Estimate Growth	8.32x
Operating Income	$25.4B
Operating margin	31.11
Price target	$155
Price Target Change	$12.88
Price Target Change Top	$12.76

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	1,672,539,936%
Float Percent	99.71%
Net Borrowing	-3,036,000,000
Shares Insiders	0.18%
Shares Institutions	82.81%
Shares Out	1,677,400,000
Shares Qo Q	-2.27%
Shares Yo Y	-6.42%
Short Float	0.04%
Short Ratio	0.05
Short Shares	0.04

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Average Volume	12,551,039.15x
Bv Per Share	114.7
CAPEX	$-6.4B
Ch10y	211.8
Ch15y	267.3
Ch1m	-2.21
Ch1w	3.32
Ch1y	49.05
Ch20y	-71.76
Ch3m	7.4
Ch3y	196.2
Ch5y	98.71
Ch6m	16.28
Change	2.47%
Change From Open	1.9
Close	133.6
Days Gap	0.56
Dollar Volume	1,663,293,102.6
Earnings Date	2026-07-14
Earnings Time	bmo
EPS	$9.2
F Score	2
FCF	$-37.2B
FCF EV Yield	10.28x
FCF Per Share	$-22.19
Financing CF	124,304,000,000
Fiscal Year End	December
Founded	1,812
Goodwill	19,012,000,000
Graham Number	154.09205
Graham Upside	12.62
Income Tax	$6.4B
Investing CF	-21,690,000,000
Is Primary Listing	1
Is Spac	No
Last Earnings Date	2026-07-14
Last Report Date	2026-06-30
Last Split Date	2011-05-09
Last Split Type	Reverse
Last10k Filing Date	2026-02-20
Lynch Fair Value	$45.99
Lynch Upside	-66.39
Ma150	124.1
Ma150ch	10.33%
Ma20	133.7
Ma20ch	2.39%
Net CF	77,391,000,000
Next Earnings Date	2026-10-13
Open	134.3
Optionable	Yes
Payment Date	2026-08-28
Position In Range	68.36
Post Close	136.9
Postmarket Change Percent	0.23
Postmarket Price	$137
Ppne	33,897,000,000
Pre Close	133.6
Price Date	2026-08-04
Ptbv Ratio	1.36
Relative Volume	0.97x
Revenue	81,712,000,000x
Tax By Revenue	7.87x
Tax Rate	26.03%
Tr20y	-56.85%
Tr6m	17.42%
Us State	New York
Views	313
Volume	12,152,357

Frequently asked questions

About this C report

What is the latest published C stock rating?

Citigroup Inc. is shown with sell in the latest published report, analyzed 2026-05-08. The hub links directly to the full analysis surface where the dated rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full C analysis?

The full latest published report, analyzed 2026-05-08, lives at /stocks/C/analysis. The bare ticker page summarizes that read and links to each analysis tab; earlier editions remain under /analysis/archive.

What fair-value range is used for C?

The latest published report analyzed 2026-05-08 frames C around USD 53 to USD 116. This is a dated valuation range, not a live market price; check the valuation, sensitivity, and bear-case tabs before making a decision.

How often is the C page updated?

The hub selects the latest published stock report regardless of age and displays its analysis date (2026-05-08). Separately sourced market data is labeled with its own recorded timestamp and is never inferred from the report.

Citigroup Inc. (C)

Coverage state: Latest published research available

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Our latest published analysis: C rated Sell

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