Capital One Financial Corporation (COF)

NYSE: COF · USD

$212

+5.36 (+2.6%)· Recorded snapshot

Coverage state: Latest published research available

Market snapshot recorded 2026-07-29 02:00 UTC. Latest published research analyzed 2026-05-10 · stale · sources unverified. Prices and fundamentals on this server-rendered page are dated snapshots, not a real-time trading feed.

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StockMarketAgent Research · Analyzed 2026-05-10

Our latest published analysis: COF rated Buy

Buy. Valuation anchors conservatively to mid-cycle profitability and tangible book value, offering an attractive opportunity despite anticipated macroeconomic headwinds.

Fair value (mid)

$221 / share

$143 – $290

Upside to FV

+16.4%

from $212

Confidence

88/100

Moat

6.5/10

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Market cap	$117.9B
Revenue (ttm)	48.1B
Net income (ttm)	10.2B
EPS (ttm)	$16.2
Shares out	613.5M
P/E (trailing)	13.6x
P/E (forward)	7.8x
Dividend	$3.20 (1.51%)
Volume	5,260,115
Beta	1.02
Price target	$257	+20.9%

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 48.1B
Net income (ttm): 10.2B
EPS (ttm): $16.2
P/E (trailing): 13.6x
P/E (forward): 7.8x
Market cap: $117.9B

Item	P1	P2	P3	P4	P5	Trend
Period	2021-12-31	2022-12-31	2023-12-31	2024-12-31	2025-12-31	Trend
Revenue	$30.44B	$34.25B	$36.79B	$39.11B	$53.43B	+15.1%
Gross profit	—	—	—	—	—	—
Operating income	—	—	—	—	—	—
Net income	$12.39B	$7.36B	$4.89B	$4.75B	$2.45B	-33.3%
EPS (diluted)	$26.94	$17.91	$11.95	$11.59	$4.03	-37.8%
EBITDA	—	—	—	—	—	—
R&D	—	—	—	—	—	—
SG&A	$10.29B	$12.44B	$13.31B	$13.96B	$18.36B	+15.6%

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
AXP	American Express Company	223.9B	20.1x	3.2x	11.9%	+13.2%	+7.8%	Reduce
BAC	Bank of America Corporation	428.6B	14.1x	3.8x	—	+5.6%	+29.4%	Reduce
BK	The Bank of New York Mellon Corporation	—	—	—	—	—	—	Reduce
BLK	BlackRock Inc.	175.5B	25.8x	6.4x	11.5%	+8.6%	-1.4%	Sell
BRK.B	Berkshire Hathaway Inc. Class B	1.1T	15.1x	2.9x	18.0%	+8.6%	+5.7%	Buy
BX	Blackstone Inc.	160.9B	29.0x	10.4x	17.3%	-2.2%	-24.2%	Hold

All COF indicators

Market & fundamental data

Available fields

247

Groups with data

Currency

USD

Showing 247 of 247 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Cik	0000927628
Company name	Capital One Financial Corporation
Country	United States
Country code	US
Cusip	14040H105
Employees	76,300
Employees Change	23,700%
Employees Change Percent	45.06
Enterprise value	$121B
Exchange	NYSE
Financial currency	USD
First seen	2026-05-09
In Index	SP500
Industry	Credit Services
Industry PE	22.9
Industry PE Fwd	19.4
IPO Date	1994-11-15
Isin	US14040H1059
Last refreshed	2026-07-29
Market cap	$130.3B
Market cap category	Large-Cap
Price	$212
Price currency	USD
Rev Per Employee	630,537.35x
Sector	Financials
Sector PE	17.28
Sector PE Fwd	14.62
Sic	6021
Symbol	COF
Website	https://www.capitalone.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	7.82%
EV Earnings	11.87x
EV Sales Forward	1.83x
EV/FCF	4.43x
EV/Sales	2.51x
FCF yield	20.94%
Forward P/E	9.68x
P/B ratio	1.2x
P/E ratio	13.61x
P/S ratio	2.71x
PE Ratio10 Y	16.37x
PE Ratio3 Y	29.78x
PE Ratio5 Y	19.59x
PEG ratio	0.96x
PS Forward	1.97x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
FCF margin	75.16%
Gross Profit	$48.1B
Net Income	$10.2B
Net Income Growth Quarters	3%
Net Income Growth Years	0%
Net Income Growth3 Y	26.68%
Net Income Growth5 Y	-2.32%
Pretax Margin	27.02%
Profit Margin	21.87%
Profit Per Employee	$133,617
Profitable Quarters	$3
Profitable Years	17
ROA	1.52
Roa5y	1.39
ROE	9.03
Roe5y	10.52

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	14.08%
Cagr15y	12.3%
Cagr1y	1.26%
Cagr20y	6.98%
Cagr3y	25.03%
Cagr5y	7.46%
Div CAGR10	6.49%
Div CAGR3	7.72%
Div CAGR5	24.57%
EPS Growth Years	0
EPS Growth3 Y	7.45
EPS Growth5 Y	-8.34
FCF Growth	47.43%
FCF Growth3 Y	19.63%
FCF Growth5 Y	17.49%
OCF Growth	46.72%
OCF Growth10 Y	9.04%
OCF Growth3 Y	19.87%
OCF Growth5 Y	17.6%
Revenue Growth	102.37x
Revenue Growth Quarters	3x
Revenue Growth Years	2x
Revenue Growth3 Y	22.16x
Revenue Growth5 Y	9.48x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	$673.8B
Cash	$54.7B
Debt	$45.4B
Debt FCF	$1.66
Equity	$113.8B
Liabilities	$560B
Net Cash	$9.3B
Net Cash By Market Cap	$7.17
Net Cash Growth	81.63%
Net Debt Equity	$-0.08
Net Debt FCF	$-0.34
Tangible Book Value	$60.4B
Tangible Book Value Per Share	$98.52
WACC	7.32

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	$-426.2B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	-52.11%
Dividend Growth	25%
Dividend Growth Years	1%
Dividend per share	$3.2
Dividend Years	32
Dividend Yield	1.51%
Ex Div Date	2026-05-19
Last Dividend	$0.8
Payout Frequency	Quarterly
Payout Ratio	18.53%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	273.25%
1Y total return	1.26%
200-day SMA	207.4
3Y total return	95.5%
50-day SMA	195.6
50-day SMA vs 200-day SMA	50under200
5Y total return	43.26%
All Time High	259.6
All Time High Change	-18.19%
All Time High Date	2026-01-06
All Time Low	4.63
All Time Low Change	4,492.65%
All Time Low Date	1994-12-09
ATR	5.8
Beta	1.02
Beta1y	1.24
Beta2y	1.45
Ch YTD	-12.36
High	212.6
High52	259.6
High52 Date	2026-01-06
High52ch	-18.19%
Low	206.9
Low52	174.2
Low52 Date	2026-06-11
Low52ch	21.91%
Ma50ch	8.58%
Premarket Change Percent	0.75
Premarket Price	$209
Premarket Volume	3,434
Price vs 200-day SMA	2.43%
RSI	61.96
RSI Monthly	57.79
RSI Weekly	56.44
Sharpe ratio	0.08x
Sortino ratio	0.27
Total Return	-50.6%
Tr YTD	-11.64
Tr15y	469.51%
Tr1m	4.12%
Tr1w	3%
Tr3m	9.9%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Analyst Count	24
Analyst Count Top	16
Analyst Price Target Top	$262
Analyst Ratings	Buy
Analyst Ratings Top	Strong Buy
Earnings EPS Estimate	$4.8
Earnings EPS Estimate Growth	-12.41
Earnings Revenue Estimate	15,734,762,080x
Earnings Revenue Estimate Growth	25.96x
Operating Income	$15B
Operating margin	31.25
Price target	$257
Price Target Change	$20.87
Price Target Change Top	$23.48

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	600,725,748%
Float Percent	97.92%
Net Borrowing	-3,456,000,000
Shares Insiders	0.77%
Shares Institutions	87.56%
Shares Out	613,500,000
Shares Qo Q	-0.37%
Shares Yo Y	52.11%
Short Float	2.14%
Short Ratio	2.73
Short Shares	2.1

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Average Volume	4,171,302.45x
Bv Per Share	176.7
CAPEX	$-1.8B
Ch10y	212.8
Ch15y	346.1
Ch1m	4.12
Ch1w	3
Ch1y	-0.21
Ch20y	180.7
Ch3m	9.43
Ch3y	86.29
Ch5y	30.68
Ch6m	-2.16
Change	2.59%
Change From Open	2.36
Close	207.1
Days Gap	0.23
Dollar Volume	1,117,301,027.2
Earnings Date	2026-07-21
Earnings Time	amc
EPS	$16.19
F Score	4
FCF	$27.3B
FCF EV Yield	22.56x
FCF Per Share	$44.48
Financing CF	2,480,000,000
Fiscal Year End	December
Founded	1,988
Goodwill	31,866,000,000
Graham Number	253.70405
Graham Upside	19.44
Income Tax	$2.9B
Investing CF	-1,263,000,000
Is Primary Listing	1
Is Spac	No
Last Earnings Date	2026-07-21
Last Report Date	2026-06-30
Last Split Date	1999-06-02
Last Split Type	Forward
Last10k Filing Date	2026-02-19
Lynch Fair Value	$80.96
Lynch Upside	-61.88
Ma150	203.2
Ma150ch	4.55%
Ma20	204.4
Ma20ch	3.94%
Net CF	30,291,000,000
Next Earnings Date	2026-10-20
Open	207.5
Optionable	Yes
P FCF Ratio	4.77
P OCF Ratio	4.48
Payment Date	2026-06-01
Position In Range	97.16
Post Close	212.4
Postmarket Change Percent	-0.66
Postmarket Price	$211
Ppne	6,244,000,000
Pre Close	207.1
Price Date	2026-07-28
Ptbv Ratio	2.16
Relative Volume	1.26x
Revenue	48,110,000,000x
Tax By Revenue	5.92x
Tax Rate	21.93%
Tr20y	285.78%
Tr6m	-1.37%
Us State	Virginia
Views	194
Volume	5,260,115

Frequently asked questions

About this COF report

What is the latest published COF stock rating?

Capital One Financial Corporation is shown with buy in the latest published report, analyzed 2026-05-10. The hub links directly to the full analysis surface where the dated rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full COF analysis?

The full latest published report, analyzed 2026-05-10, lives at /stocks/COF/analysis. The bare ticker page summarizes that read and links to each analysis tab; earlier editions remain under /analysis/archive.

What fair-value range is used for COF?

The latest published report analyzed 2026-05-10 frames COF around USD 143 to USD 290. This is a dated valuation range, not a live market price; check the valuation, sensitivity, and bear-case tabs before making a decision.

How often is the COF page updated?

The hub selects the latest published stock report regardless of age and displays its analysis date (2026-05-10). Separately sourced market data is labeled with its own recorded timestamp and is never inferred from the report.

Capital One Financial Corporation (COF)

Coverage state: Latest published research available

Generate a fresh COF analysis

Our latest published analysis: COF rated Buy

Price

Financial snapshot

Fair-value bridge

Analyst consensus

Latest news · COF

Valuation

Profitability

Trading

Position sizing & entry playbook

Next earnings

Sector percentile context

All COF indicators

Profile and market data

Valuation

Profitability

Growth

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Analyst estimates

Ownership and float

Other indicators

Deeper analysis on COF

Frequently asked questions