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Fifth District Bancorp, Inc. (FDSB)

NASDAQ: FDSB · USD

$17.7

+0.44 (+2.5%)· Recorded snapshot

Market cap	92.5M
Revenue (ttm)	14.1M
Net income (ttm)	1.7M
EPS (ttm)	$0.33
Shares out	5.2M
P/E (trailing)	53.4x
Volume	932
Beta	0.24

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 14.1M
Net income (ttm): 1.7M
EPS (ttm): $0.33
P/E (trailing): 53.4x
Market cap: 92.5M

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
ACGL	Arch Capital Group Ltd.	34.8B	8.3x	1.8x	15.9%	+15.1%	+18.7%	Strong Buy
AIG	American International Group Inc.	41.7B	14.7x	1.6x	7.7%	-9.6%	+2.8%	Strong Buy
AIZ	Assurant, Inc.	14.1B	13.6x	1.0x	14.4%	+6.6%	+36.2%	Hold

Metric	Value
Amount currency	USD
CIK code	0002012726
Company name	Fifth District Bancorp, Inc.
Country	United States
Country code	US
CUSIP number	316926104
Earnings date	2026-11-09
Earnings time	amc
Employees	67
Employees change	-1
Employees growth	-1.47%
Enterprise value	$73.4M
Exchange	NASDAQ
Financial currency	USD
Financial report date	2026-06-30
First seen	2026-05-09
Fiscal year end	December
Founded	1926
Industry	Banks - Regional
Is primary listing	Yes
Is SPAC	No
ISIN number	US3169261043
Last 10-K release date	2026-03-24
Last earnings date	2026-08-10
Last refreshed	2026-10-28
Last stock split type	Never
Market cap	$92.5M
Market cap category	Micro-Cap
Next earnings date	2026-11-09
Options	No
Price	$17.67
Price currency	USD
Sector	Financials
SIC code	6035
Stock price date	2026-10-28
Symbol	FDSB
U.S. state	Louisiana
Website	https://www.fifthdistrict.com

Metric

Value

Amount currency

USD

CIK code

0002012726

Company name

Fifth District Bancorp, Inc.

Country

United States

Country code

CUSIP number

316926104

Earnings date

2026-11-09

Earnings time

amc

Employees

Employees change

-1

Employees growth

-1.47%

Enterprise value

$73.4M

Exchange

NASDAQ

Financial currency

USD

Financial report date

2026-06-30

First seen

2026-05-09

Fiscal year end

December

Founded

1926

Industry

Banks - Regional

Is primary listing

Yes

Is SPAC

ISIN number

US3169261043

Last 10-K release date

2026-03-24

Last earnings date

2026-08-10

Last refreshed

2026-10-28

Last stock split type

Never

Market cap

$92.5M

Market cap category

Micro-Cap

Next earnings date

2026-11-09

Options

Price

$17.67

Price currency

USD

Sector

Financials

SIC code

6035

Stock price date

2026-10-28

Symbol

FDSB

U.S. state

Louisiana

Website

https://www.fifthdistrict.com

Metric	Value
Earnings yield	1.87%
EV/Earnings	42.93x
EV/FCF	56.39x
EV/Sales	5.04x
FCF / EV yield	1.77%
FCF yield	1.4%
Graham number	13.55037
Graham upside	-21.36%
Industry forward P/E	9.95x
Industry P/E	11.8x
P/B ratio	0.7x
P/E ratio	53.35x
P/FCF ratio	71.6x
P/OCF ratio	45.75x
P/S ratio	6.41x
Price / tangible book value	0.7x
Sector forward P/E	13.63x
Sector P/E	15.65x

Metric

Value

Earnings yield

1.87%

EV/Earnings

42.93x

EV/FCF

56.39x

EV/Sales

5.04x

FCF / EV yield

1.77%

FCF yield

1.4%

Graham number

13.55037

Graham upside

-21.36%

Industry forward P/E

9.95x

Industry P/E

11.8x

P/B ratio

0.7x

P/E ratio

53.35x

P/FCF ratio

71.6x

P/OCF ratio

45.75x

P/S ratio

6.41x

Price / tangible book value

0.7x

Sector forward P/E

13.63x

Sector P/E

15.65x

Metric	Value
Effective tax rate	18.35%
FCF margin	8.95%
Operating margin	15.93%
Pretax margin	14.39%
Profit margin	11.75%
Profit per employee	$24,701
Profitable quarters	7
Profitable years	1
Revenue per employee	$210,209
ROA	0.31%
ROE	1.27%
SBC / revenue	4.94%
Tax / revenue	2.64%

Metric

Value

Effective tax rate

18.35%

FCF margin

8.95%

Operating margin

15.93%

Pretax margin

14.39%

Profit margin

11.75%

Profit per employee

$24,701

Profitable quarters

Profitable years

Revenue per employee

$210,209

ROA

0.31%

ROE

1.27%

SBC / revenue

4.94%

Tax / revenue

2.64%

Metric	Value
EPS growth	-28.49%
EPS growth (Q)	-87.02%
EPS growth (QoQ)	0.12%
EPS growth years	1
FCF growth	18.31%
FCF growth (Q)	139.36%
FCF growth (QoQ)	-19.02%
Net income growth	-35.73%
Net income growth (Q)	-87.72%
Net income growth (QoQ)	-0.78%
Net income growth years	1
OCF growth	45.64%
OCF growth (Q)	100.47%
OCF growth (QoQ)	-16.88%
Revenue growth	-10.8%
Revenue growth (Q)	-42.41%
Revenue growth (QoQ)	4.69%
Revenue growth years	1

Metric

Value

EPS growth

-28.49%

EPS growth (Q)

-87.02%

EPS growth (QoQ)

0.12%

EPS growth years

FCF growth

18.31%

FCF growth (Q)

139.36%

FCF growth (QoQ)

-19.02%

Net income growth

-35.73%

Net income growth (Q)

-87.72%

Net income growth (QoQ)

-0.78%

Net income growth years

OCF growth

45.64%

OCF growth (Q)

100.47%

OCF growth (QoQ)

-16.88%

Revenue growth

-10.8%

Revenue growth (Q)

-42.41%

Revenue growth (QoQ)

4.69%

Revenue growth years

Metric	Value
Capital expenditures	$-712,000
EPS	$0.33
FCF per share	$0.24
Financing cash flow	$-10M
Free cash flow	$1.3M
Gross profit	$14.1M
Income taxes	$372,000
Investing cash flow	$-491,000
Net cash flow	$-8.5M
Net income	$1.7M
Operating income	$2.2M
Revenue	$14.1M
Stock-based compensation	$696,000

Metric

Value

Capital expenditures

$-712,000

EPS

$0.33

FCF per share

$0.24

Financing cash flow

$-10M

Free cash flow

$1.3M

Gross profit

$14.1M

Income taxes

$372,000

Investing cash flow

$-491,000

Net cash flow

$-8.5M

Net income

$1.7M

Operating income

$2.2M

Revenue

$14.1M

Stock-based compensation

$696,000

Metric	Value
Book value per share	$24.64
Debt / equity	0
Net cash (debt)	$19.2M
Net cash / market cap	21.24%
Net cash growth	-30.81%
Net debt / equity	-0.15
Net debt / FCF	-15.21
Piotroski F-Score	4
Property, plant and equipment	$11.9M
Shareholders' equity	$129M
Tangible book value	$129M
Tangible book value per share	$24.64
Total assets	$532.1M
Total cash	$19.2M
Total debt	$0
Total liabilities	$403.1M
WACC	5.59%

Metric

Value

Book value per share

$24.64

Debt / equity

Net cash (debt)

$19.2M

Net cash / market cap

21.24%

Net cash growth

-30.81%

Net debt / equity

-0.15

Net debt / FCF

-15.21

Piotroski F-Score

Property, plant and equipment

$11.9M

Shareholders' equity

$129M

Tangible book value

$129M

Tangible book value per share

$24.64

Total assets

$532.1M

Total cash

$19.2M

Total debt

Total liabilities

$403.1M

WACC

5.59%

Metric	Value
Working capital	$-370.1M

Metric

Value

Working capital

$-370.1M

Metric	Value
Buyback yield / dilution	10.12%
Dividend yield	0%
Shareholder yield	10.12%

Metric

Value

Buyback yield / dilution

10.12%

Dividend yield

Shareholder yield

10.12%

Metric	Value
150-day SMA	$16.62
1D price change	2.55%
1M price change	-0.51%
1M total return	-0.51%
1W price change	3.28%
1W total return	3.28%
1Y price change	32.29%
1Y return CAGR	32.31%
1Y total return	32.29%
20-day SMA	$17.26
200-day SMA	$16.20
3M price change	0.34%
3M total return	0.34%
50-day SMA	$17.84
50-day SMA vs 200-day SMA	50over200
52-week high	$18.69
52-week high date	2026-09-04
52-week low	$13.00
52-week low date	2025-11-18
6M price change	16.95%
6M total return	16.95%
All-time high	$18.69
All-time high date	2026-09-04
All-time low	$9.85
All-time low date	2024-08-02
Average true range (ATR)	$0.24
Average volume	5.7K
Beta (1Y)	0.25
Beta (2Y)	0.28
Beta (5Y)	0.24
Change from 52-week high	-5.47%
Change from 52-week low	35.92%
Change from all-time high	-5.53%
Change from all-time low	79.29%
Change from open	1.9%
Day's gap	0.64%
Dollar volume	$16,468
High price	$17.54
Low price	$17.23
Monthly RSI	74.6
Open price	$17.34
Position in 52-week range	100%
Previous close	$17.23
Price vs 150-day SMA	6.26%
Price vs 20-day SMA	2.31%
Price vs 200-day SMA	8.99%
Price vs 50-day SMA	-1.01%
Relative volume	0.16
RSI	55.58
Sharpe ratio	1.9
Sortino ratio	3.37
Volume	932
Weekly RSI	59.29
YTD price change	17.73%
YTD total return	17.73%

Metric

Value

150-day SMA

$16.62

1D price change

2.55%

1M price change

-0.51%

1M total return

-0.51%

1W price change

3.28%

1W total return

3.28%

1Y price change

32.29%

1Y return CAGR

32.31%

1Y total return

32.29%

20-day SMA

$17.26

200-day SMA

$16.20

3M price change

0.34%

3M total return

0.34%

50-day SMA

$17.84

50-day SMA vs 200-day SMA

50over200

52-week high

$18.69

52-week high date

2026-09-04

52-week low

$13.00

52-week low date

2025-11-18

6M price change

16.95%

6M total return

16.95%

All-time high

$18.69

All-time high date

2026-09-04

All-time low

$9.85

All-time low date

2024-08-02

Average true range (ATR)

$0.24

Average volume

5.7K

Beta (1Y)

0.25

Beta (2Y)

0.28

Beta (5Y)

0.24

Change from 52-week high

-5.47%

Change from 52-week low

35.92%

Change from all-time high

-5.53%

Change from all-time low

79.29%

Change from open

1.9%

Day's gap

0.64%

Dollar volume

$16,468

High price

$17.54

Low price

$17.23

Monthly RSI

74.6

Open price

$17.34

Position in 52-week range

100%

Previous close

$17.23

Price vs 150-day SMA

6.26%

Price vs 20-day SMA

2.31%

Price vs 200-day SMA

8.99%

Price vs 50-day SMA

-1.01%

Relative volume

0.16

RSI

55.58

Sharpe ratio

1.9

Sortino ratio

3.37

Volume

932

Weekly RSI

59.29

YTD price change

17.73%

YTD total return

17.73%

Metric	Value
Float	4.8M
Float percentage	91.51%
Shares change (QoQ)	-0.9%
Shares change (YoY)	-10.12%
Shares held by insiders	8.49%
Shares held by institutions	33.78%
Shares outstanding	5.2M
Short % of float	0.15%
Short % of shares	0.14%
Short ratio	1.2 days

Metric

Value

Float

4.8M

Float percentage

91.51%

Shares change (QoQ)

-0.9%

Shares change (YoY)

-10.12%

Shares held by insiders

8.49%

Shares held by institutions

33.78%

Shares outstanding

5.2M

Short % of float

0.15%

Short % of shares

0.14%

Short ratio

1.2 days

Fifth District Bancorp, Inc. (FDSB)

Price

Financial snapshot

Fair-value bridge

Latest news · FDSB

Valuation

Profitability

Balance sheet

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Profile and market data

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Financial statements

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Dividends and buybacks

Performance and technicals

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