Is a complete FICO research report available?

No complete published report is available for Fair Isaac Corporation (FICO) on this page. Market-directory data, when present, is not a substitute for a reviewed stock analysis.

FICO Stock Analysis, Forecast & Valuation

Market cap	31.8B
Revenue (ttm)	2.4B
Net income (ttm)	815M
EPS (ttm)	$34.5
Shares out	23.2M
P/E (trailing)	39.8x
P/E (forward)	26.5x
Volume	432,218
Beta	1.29

Price target	$1,535	+11.8%

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
ARM	Arm Holdings plc	240.2B	264.6x	46.6x	14.1%	—	+36.8%	Sell
FLEX	Flex Ltd.	37.7B	39.8x	1.3x	15.1%	+2.9%	+104.0%	Sell
LITE	Lumentum Holdings Inc.	46.9B	114.5x	18.8x	8.3%	+7.7%	+462.1%	Reduce

All FICO indicators

Market & fundamental data

Available fields

277

Groups with data

Currency

USD

Showing 277 of 277 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Cik	0000814547
Company name	Fair Isaac Corporation
Country	United States
Country code	US
Cusip	303250104
Employees	3,811
Employees Change	225%
Employees Change Percent	6.27
Enterprise value	$37.1B
Exchange	NYSE
Financial currency	USD
First seen	2026-05-09
In Index	SP500
Industry	Software - Application
Industry PE	46.07
Industry PE Fwd	20.07
IPO Date	1987-07-22
Isin	US3032501047
Last refreshed	2026-07-30
Market cap	$31.8B
Market cap category	Large-Cap
Price	$1,373
Price currency	USD
Rev Per Employee	628,070.06x
Sector	Technology
Sector PE	35.59
Sector PE Fwd	19.33
Sic	7389
Symbol	FICO
Website	https://www.fico.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	2.56%
EV Earnings	45.57x
EV Sales Forward	13.47x
EV/EBIT	30.04x
EV/EBITDA	29.65x
EV/FCF	37.28x
EV/Sales	15.52x
FCF yield	3.13%
Forward P/E	26.48x
P/E ratio	39.83x
P/S ratio	13.3x
PE Ratio10 Y	48.02x
PE Ratio3 Y	64.08x
PE Ratio5 Y	52.3x
PEG ratio	0.95x
PS Forward	11.55x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT Margin	51.65%
EBITDA Margin	52.33%
FCF margin	41.61%
Gross margin	85.1%
Gross Profit	$2B
Gross Profit Growth	29.18%
Gross Profit Growth Q	30.82%
Gross Profit Growth3 Y	20.58%
Gross Profit Growth5 Y	15.23%
Net Income	$815M
Net Income Growth	28.83%
Net Income Growth Q	30.47%
Net Income Growth Quarters	7%
Net Income Growth Years	3%
Net Income Growth3 Y	24.86%
Net Income Growth5 Y	17.4%
Pretax Margin	44.5%
Profit Margin	34.05%
Profit Per Employee	$213,859
Profitable Quarters	$94
Profitable Years	32
ROA	39.98
Roa5y	25.16
ROCE	95.68
ROIC	65.03
Roic5y	45.27

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	28.09%
Cagr15y	29.29%
Cagr1y	-9.3%
Cagr20y	20.52%
Cagr3y	18.51%
Cagr5y	21.09%
Div CAGR10	0%
Div CAGR3	0%
Div CAGR5	0%
EPS Growth	34.9
EPS Growth Q	41.22
EPS Growth Quarters	7
EPS Growth Years	7
EPS Growth3 Y	27.95
EPS Growth5 Y	22.79
FCF Growth	28.5%
FCF Growth Q	33.45%
FCF Growth3 Y	31.34%
FCF Growth5 Y	16.63%
OCF Growth	28.14%
OCF Growth Q	32.92%
OCF Growth10 Y	16.14%
OCF Growth3 Y	30.59%
OCF Growth5 Y	16.42%
Revenue Growth	24.09x
Revenue Growth Q	25.68x
Revenue Growth Quarters	18x
Revenue Growth Years	15x
Revenue Growth3 Y	17.58x
Revenue Growth5 Y	12.03x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	$1.23
Assets	$2B
Cash	$248.4M
Current Assets	$881.6M
Current Liabilities	$745.2M
Debt	$5.6B
Debt EBITDA	$4.47
Debt FCF	$5.62
Equity	$-4.1B
Interest Coverage	6.63
Liabilities	$6.1B
Long Term Assets	$1.2B
Long Term Liabilities	$5.4B
Net Cash	$-5.3B
Net Cash By Market Cap	$-16.62
Net Debt EBITDA	$4.23
Net Debt FCF	$5.31
Tangible Book Value	$-4.9B
Tangible Book Value Per Share	$-226
WACC	10.03

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	1.18
Net Working Capital	$187.9M
Quick ratio	1.13
Working Capital	$136.4M
Working Capital Turnover	$63.32

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	4.5%
Dividend per share	$0
Dividend Yield	0%
Last Dividend	$0.02

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	1,088.35%
1Y total return	-9.29%
200-day SMA	1,381
3Y total return	66.44%
50-day SMA	1,220.1
50-day SMA vs 200-day SMA	50under200
5Y total return	160.32%
All Time High	2,402.5
All Time High Change	-42.85%
All Time High Date	2024-11-13
All Time Low	1.41
All Time Low Change	97,489.2%
All Time Low Date	1992-10-21
ATR	58.23
Beta	1.29
Beta1y	1.43
Beta2y	1.31
Ch YTD	-18.78
High	1,410.2
High52	1,998
High52 Date	2025-10-02
High52ch	-31.28%
Low	1,334.2
Low52	870
Low52 Date	2026-04-22
Low52ch	57.82%
Ma50ch	12.54%
Premarket Change Percent	0.01
Premarket Price	$1,336
Price vs 200-day SMA	-0.58%
RSI	67.92
RSI Monthly	48.73
RSI Weekly	54.95
Sharpe ratio	-0.02x
Sortino ratio	0.09
Total Return	4.5%
Tr YTD	-18.78
Tr15y	4,614.11%
Tr1m	16.09%
Tr1w	12.41%
Tr3m	35.88%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Analyst Count	21
Analyst Count Top	4
Analyst Price Target Top	$1,571
Analyst Ratings	Buy
Analyst Ratings Top	Strong Buy
Earnings EPS Estimate	$11.45
Earnings EPS Estimate Growth	33.61
Earnings Revenue Estimate	675,451,952x
Earnings Revenue Estimate Growth	25.92x
Operating Income	$1.2B
Operating Income Growth	40.95
Operating Income Growth Q	38.13
Operating Income Growth3 Y	26.97
Operating Income Growth5 Y	24.46
Operating margin	52.11
Price target	$1,535
Price Target Change	$11.76
Price Target Change Top	$14.38

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	22,493,225%
Float Percent	96.99%
Net Borrowing	2,806,985,000
Shares Insiders	2.9%
Shares Institutions	93.86%
Shares Out	23,190,906
Shares Qo Q	-4.4%
Shares Yo Y	-4.5%
Short Float	9.93%
Short Ratio	7.55
Short Shares	9.63

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	$821.7M
Adjusted OCF	827,260,000
Average Volume	243,171.55x
Bv Per Share	-189.7
CAPEX	$-5.5M
Ch10y	1,087.8
Ch15y	4,576.7
Ch1m	16.09
Ch1w	12.41
Ch1y	-9.29
Ch20y	3,979.3
Ch3m	35.88
Ch3y	66.44
Ch5y	160.3
Ch6m	-10
Change	2.76%
Change From Open	1.82
Close	1,336.2
Days Gap	0.92
Depreciation Amortization	16,144,000
Dollar Volume	593,469,891.4
Earnings Date	2026-07-29
Earnings Time	amc
EBIT	$1.2B
EBITDA	$1.3B
EPS	$34.47
F Score	7
FCF	$996M
FCF EV Yield	2.68x
FCF Per Share	$42.95
Financing CF	-885,882,000
Fiscal Year End	September
Founded	1,956
Goodwill	791,815,000
Income Tax	$250.1M
Investing CF	-52,605,000
Is Primary Listing	1
Is Spac	No
Last Earnings Date	2026-07-29
Last Report Date	2026-06-30
Last Split Date	2004-03-11
Last Split Type	Forward
Last10k Filing Date	2025-11-07
Lynch Fair Value	$600
Lynch Upside	-56.32
Ma150	1,269.9
Ma150ch	8.13%
Ma20	1,260
Ma20ch	8.98%
Net CF	59,395,000
Next Earnings Date	2026-11-04
Open	1,348.5
Optionable	Yes
P FCF Ratio	31.97
P FCF Ratio SBC	38.75
P OCF Ratio	31.79
P OCF Ratio SBC	38.49
Position In Range	51.15
Post Close	1,373.1
Postmarket Change Percent	-7.65
Postmarket Price	$1,268
Ppne	114,075,000
Pre Close	1,336.2
Price Date	2026-07-29
Price EBITDA	$25.42
Relative Volume	1.78x
Revenue	2,393,575,000x
SBC By Revenue	7.28x
Share Based Comp	174,289,000
Tax By Revenue	10.45x
Tax Rate	23.48%
Tr20y	4,082.39%
Tr6m	-10%
Us State	Montana
Views	660
Volume	432,218

Fair Isaac Corporation (FICO)

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Performance and technicals

Analyst estimates

Ownership and float

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