Fair Isaac Corporation (FICO)

NYSE: FICO · USD

$697

+5.53 (+0.8%)· Recorded snapshot

Market cap	15.1B
Revenue (ttm)	2.4B
Net income (ttm)	815M
EPS (ttm)	$34.5
Shares out	21.6M
P/E (trailing)	20.2x
P/E (forward)	15.2x
Volume	812,549
Beta	1.34

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 2.4B
Net income (ttm): 815M
EPS (ttm): $34.5
P/E (trailing): 20.2x
P/E (forward): 15.2x
Market cap: 15.1B

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/E15.2

P25 n/aP50 n/aP75 n/a

Trailing P/E20.2

P25 n/aP50 n/aP75 n/a

ROEn/a

P25 n/aP50 n/aP75 n/a

ROIC65

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All FICO indicators

Market & fundamental data

Available fields

280

Groups with data

Currency

USD

Showing 280 of 280 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	USD
CIK code	0000814547
Company name	Fair Isaac Corporation
Country	United States
Country code	US
CUSIP number	303250104
Earnings date	2026-11-04
Earnings time	amc
Employees	3,876
Employees change	21
Employees growth	0.54%
Enterprise value	$20.4B
Exchange	NYSE
Financial currency	USD
Financial report date	2026-06-30
First seen	2026-05-09
Fiscal year end	September
Founded	1956
In index	SP500
Industry	Software - Application
IPO date	1987-07-22
Is primary listing	Yes
Is SPAC	No
ISIN number	US3032501047
Last 10-K release date	2025-11-07
Last earnings date	2026-07-29
Last refreshed	2026-10-28
Last stock split date	2004-03-11
Last stock split type	Forward
Market cap	$15.1B
Market cap category	Large-Cap
Next earnings date	2026-11-04
Options	Yes
Price	$697.25
Price currency	USD
Sector	Technology
SIC code	7389
Stock price date	2026-10-28
Symbol	FICO
U.S. state	Montana
Website	https://www.fico.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Adjusted P/E ratio	17.54x
Average P/E ratio (10Y)	48.02x
Average P/E ratio (3Y)	64.08x
Average P/E ratio (5Y)	52.3x
Earnings yield	4.94%
EV/Earnings	24.82x
EV/EBIT	16.22x
EV/EBITDA	16.01x
EV/FCF	20.31x
EV/Sales	8.45x
FCF / EV yield	4.92%
FCF yield	6.69%
Forward EV/Sales	7.57x
Forward P/E	15.18x
Forward P/S	5.57x
Industry forward P/E	19.55x
Industry P/E	72.09x
Lynch fair value	$599.70
Lynch upside	-12.96%
P/(FCF - SBC) ratio	18.11x
P/(OCF - SBC) ratio	17.99x
P/E ratio	20.23x
P/FCF ratio	14.94x
P/OCF ratio	14.86x
P/S ratio	6.22x
PEG ratio	0.95x
Price/EBITDA ratio	11.78x
Sector forward P/E	18.86x
Sector P/E	32.77x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT margin	52.11%
EBITDA margin	52.78%
Effective tax rate	23.48%
FCF margin	41.61%
Gross margin	85.1%
Operating margin	52.11%
Pretax margin	44.5%
Profit margin	34.05%
Profit per employee	$210,273
Profitable quarters	95
Profitable years	32
Revenue per employee	$617,537
ROA	39.98%
ROA (5Y)	25.16%
ROCE	96.52%
ROIC	65.03%
ROIC (5Y)	45.27%
SBC / revenue	7.28%
Tax / revenue	10.45%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	34.9%
EPS growth (Q)	41.22%
EPS growth (QoQ)	-6.19%
EPS growth 10Y	26.02%
EPS growth 3Y	27.95%
EPS growth 5Y	22.79%
EPS growth quarters	8
EPS growth years	7
FCF growth	28.5%
FCF growth (Q)	33.45%
FCF growth (QoQ)	70.14%
FCF growth 3Y	31.34%
FCF growth 5Y	16.63%
Gross profit growth	29.18%
Gross profit growth (Q)	30.82%
Gross profit growth 3Y	20.58%
Gross profit growth 5Y	15.23%
Net income growth	28.83%
Net income growth (Q)	30.47%
Net income growth (QoQ)	-10.32%
Net income growth 3Y	24.86%
Net income growth 5Y	17.4%
Net income growth quarters	8
Net income growth years	3
OCF growth	28.14%
OCF growth (Q)	32.92%
OCF growth (QoQ)	70.33%
OCF growth 10Y	16.14%
OCF growth 3Y	30.59%
OCF growth 5Y	16.42%
Operating income growth	40.95%
Operating income growth (Q)	38.13%
Operating income growth 3Y	26.97%
Operating income growth 5Y	24.46%
Revenue growth	24.09%
Revenue growth (Q)	25.68%
Revenue growth (QoQ)	-2.53%
Revenue growth 10Y	10.55%
Revenue growth 3Y	17.58%
Revenue growth 5Y	12.03%
Revenue growth quarters	19
Revenue growth years	15

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	$-5.5M
Depreciation and amortization	$16.1M
EBIT	$1.2B
EBITDA	$1.3B
EPS	$34.47
FCF per share	$46.12
Financing cash flow	$-885.9M
Free cash flow	$996M
Free cash flow minus SBC	$821.7M
Gross profit	$2B
Income taxes	$250.1M
Investing cash flow	$-52.6M
Net borrowing	$2.8B
Net cash flow	$59.4M
Net income	$815M
Operating cash flow minus SBC	$827.3M
Operating income	$1.2B
Revenue	$2.4B
Stock-based compensation	$174.3M

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Altman Z-Score	10.19
Book value per share	$-189.71
Debt / EBITDA	4.39
Debt / FCF	5.62
Goodwill	$791.8M
Interest coverage	6.69
Long-term assets	$1.2B
Long-term liabilities	$5.4B
Net cash (debt)	$-5.3B
Net cash / market cap	-35.95%
Net debt / EBITDA	4.23
Net debt / FCF	5.37
Piotroski F-Score	7
Property, plant and equipment	$114.1M
Shareholders' equity	$-4.1B
Tangible book value	$-4.9B
Tangible book value per share	$-226.37
Total assets	$2B
Total cash	$248.4M
Total debt	$5.6B
Total liabilities	$6.1B
WACC	9.14%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Asset turnover	1.23
Current assets	$881.6M
Current liabilities	$745.2M
Current ratio	1.18
Net working capital	$187.9M
Quick ratio	1.13
Working capital	$136.4M
Working capital turnover	63.32

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	4.5%
Dividend growth (10Y)	0%
Dividend growth (3Y)	0%
Dividend growth (5Y)	0%
Dividend per share	$0.00
Dividend yield	0%
Last dividend	$0.02
Shareholder yield	4.5%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y price change	482.21%
10Y return CAGR	19.27%
10Y total return	482.4%
150-day SMA	$1,055.26
15Y price change	2,290.51%
15Y return CAGR	23.62%
15Y total return	2,307.67%
1D price change	0.8%
1M price change	-19.18%
1M total return	-19.18%
1W price change	-12.78%
1W total return	-12.78%
1Y price change	-58.6%
1Y return CAGR	-58.63%
1Y total return	-58.6%
20-day SMA	$730.03
200-day SMA	$1,132.16
20Y price change	1,822.16%
20Y return CAGR	16.07%
20Y total return	1,869.65%
3M price change	-45.53%
3M total return	-45.53%
3Y price change	-17.75%
3Y return CAGR	-6.31%
3Y total return	-17.75%
50-day SMA	$889.62
50-day SMA vs 200-day SMA	50under200
52-week high	$1,858.91
52-week high date	2025-12-12
52-week low	$586.05
52-week low date	2026-09-30
5Y price change	76.57%
5Y return CAGR	12.05%
5Y total return	76.57%
6M price change	-31.2%
6M total return	-31.2%
After-hours change	0.12%
After-hours close	$697.25
After-hours price	$698.10
All-time high	$2,402.52
All-time high date	2024-11-13
All-time low	$1.41
All-time low date	1992-10-21
Average true range (ATR)	$48.08
Average volume	1.1M
Beta (1Y)	0.57
Beta (2Y)	1.17
Beta (5Y)	1.34
Change from 52-week high	-62.49%
Change from 52-week low	18.97%
Change from all-time high	-70.97%
Change from all-time low	49,477.11%
Change from open	1.2%
Day's gap	-0.4%
Dollar volume	$566.5M
High price	$716.57
Low price	$686.00
Monthly RSI	35.42
Open price	$689.00
Position in 52-week range	36.8%
Premarket change	-0.77%
Premarket close	$691.74
Premarket price	$686.40
Premarket volume	2.4K
Previous close	$691.74
Price vs 150-day SMA	-33.9%
Price vs 20-day SMA	-4.45%
Price vs 200-day SMA	-38.39%
Price vs 50-day SMA	-21.59%
Relative volume	0.71
RSI	38.51
Sharpe ratio	-1.11
Sharpe ratio (3Y)	-0.02
Sharpe ratio (5Y)	0.38
Sortino ratio	-1.27
Sortino ratio (3Y)	0.08
Sortino ratio (5Y)	0.64
Volume	812.5K
Weekly RSI	34.17
YTD price change	-58.74%
YTD total return	-58.74%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	20.9M
Float percentage	96.75%
Shares change (QoQ)	-4.4%
Shares change (YoY)	-4.5%
Shares held by insiders	3.14%
Shares held by institutions	100.93%
Shares outstanding	21.6M
Short % of float	10.75%
Short % of shares	10.4%
Short ratio	3.1 days

Other indicators

Additional ticker metrics that do not fit the primary research groupings.

Metric	Value
Page views	248

Deeper analysis on FICO

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

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Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

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Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

→

Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

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Frequently asked questions

About this FICO report

Is a complete FICO research report available?

No complete published report is available for Fair Isaac Corporation (FICO) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

Fair Isaac Corporation (FICO)

Price

Financial snapshot

Fair-value bridge

Latest news · FICO

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All FICO indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Other indicators

Deeper analysis on FICO

Frequently asked questions