Mastercard Incorporated (MA)

NYSE: MA · USD

$576

+5.48 (+1.0%)· Recorded snapshot

Coverage state: Latest published research available

Market snapshot recorded 2026-08-07 02:00 UTC. Latest published research analyzed 2026-05-08 · historical · sources unverified. Prices and fundamentals on this server-rendered page are dated snapshots, not a real-time trading feed.

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StockMarketAgent Research · Analyzed 2026-05-08

Our latest published analysis: MA rated Strong Buy

MA is rated Strong Buy at $497.83 versus the reconciled fair value midpoint of $670.40, implying +34.66% upside/downside. Confidence is separately disclosed at 88/100.

Fair value (mid)

$670 / share

$510 – $834

Upside to FV

+34.7%

from $576

Confidence

88/100

Moat

9/10

Read full analysis

Market cap	$439.9B
Revenue (ttm)	35.1B
Net income (ttm)	16.3B
EPS (ttm)	$18.2
Shares out	876M
P/E (trailing)	31.7x
P/E (forward)	21.9x
Dividend	$3.48 (0.60%)
Volume	3,017,242
Beta	0.73
Price target	$664	+15.4%

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 35.1B
Net income (ttm): 16.3B
EPS (ttm): $18.2
P/E (trailing): 31.7x
P/E (forward): 21.9x
Market cap: $439.9B

Item	P1	P2	P3	P4	Trend
Period	2022-12-31	2023-12-31	2024-12-31	2025-12-31	Trend
Revenue	$22.24B	$25.10B	$28.17B	$32.79B	+13.8%
Gross profit	$16.97B	$19.08B	$21.49B	$25.54B	+14.6%
Operating income	$12.72B	$14.63B	$16.33B	$19.51B	+15.3%
Net income	$9.93B	$11.20B	$12.87B	$14.97B	+14.7%
EPS (diluted)	$10.22	$11.83	$13.89	$16.52	+17.4%
EBITDA	$12.95B	$15.01B	$16.80B	$20.44B	+16.4%
R&D	—	—	—	—	—
SG&A	$3.50B	$3.65B	$4.27B	$4.88B	+11.7%

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
AAPL	Apple Inc.	4.6T	35.8x	9.8x	101.6%	+6.1%	+54.6%	Sell
ABNB	Airbnb Inc.	90B	37.2x	6.8x	16.8%	+24.4%	+16.7%	Hold
ADBE	Adobe Inc.	103.4B	14.9x	4.1x	60.7%	+11.9%	-23.2%	Strong Buy
AXP	American Express Company	231.4B	20.8x	3.3x	11.9%	+13.2%	+16.7%	Reduce
BAC	Bank of America Corporation	440.5B	14.6x	3.9x	—	+5.6%	+41.3%	Reduce
BK	The Bank of New York Mellon Corporation	—	—	—	—	—	—	Reduce

All MA indicators

Market & fundamental data

Available fields

293

Groups with data

Currency

USD

Showing 293 of 293 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Cik	0001141391
Company name	Mastercard Incorporated
Country	United States
Country code	US
Cusip	57636Q104
Employees	39,800
Employees Change	4,500%
Employees Change Percent	12.75
Enterprise value	$517.4B
Exchange	NYSE
Financial currency	USD
First seen	2026-05-09
In Index	SP500
Industry	Credit Services
Industry PE	23.01
Industry PE Fwd	19.38
IPO Date	2006-05-25
Isin	US57636Q1040
Last refreshed	2026-08-07
Market cap	$504.5B
Market cap category	Mega-Cap
Price	$576
Price currency	USD
Rev Per Employee	881,482.41x
Sector	Financials
Sector PE	17.26
Sector PE Fwd	14.75
Sic	7389
Symbol	MA
Website	https://www.mastercard.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	3.22%
EV Earnings	31.83x
EV Sales Forward	13.11x
EV/EBIT	25.28x
EV/EBITDA	23.89x
EV/FCF	30.98x
EV/Sales	14.75x
FCF yield	3.31%
Forward P/E	27.09x
P/B ratio	90.04x
P/E ratio	31.67x
P/S ratio	14.38x
PE Ratio10 Y	37.32x
PE Ratio3 Y	34.86x
PE Ratio5 Y	35.19x
PEG ratio	1.63x
PS Forward	12.79x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT Margin	58.33%
EBITDA Margin	61.74%
FCF margin	47.61%
Gross margin	100%
Gross Profit	$35.1B
Gross Profit Growth	16.01%
Gross Profit Growth Q	14.07%
Gross Profit Growth3 Y	14.14%
Gross Profit Growth5 Y	16.09%
Net Income	$16.3B
Net Income Growth	19.66%
Net Income Growth Q	18.56%
Net Income Growth Quarters	13%
Net Income Growth Years	5%
Net Income Growth3 Y	16.7%
Net Income Growth5 Y	17.72%
Pretax Margin	57.5%
Profit Margin	46.34%
Profit Per Employee	$408,467
Profitable Quarters	$71
Profitable Years	17
ROA	24.06
Roa5y	21.52
ROCE	62.61
ROE	241.2
Roe5y	167.3
ROIC	93.78
Roic5y	83.68

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	20.22%
Cagr15y	21.77%
Cagr1y	2.39%
Cagr20y	27.42%
Cagr3y	14.42%
Cagr5y	9.79%
Div CAGR10	16.53%
Div CAGR3	15.28%
Div CAGR5	14.4%
EPS Growth	22.61
EPS Growth Q	22.11
EPS Growth Quarters	13
EPS Growth Years	5
EPS Growth3 Y	19.45
EPS Growth5 Y	20.36
FCF Growth	0.91%
FCF Growth Q	-23.69%
FCF Growth3 Y	14.45%
FCF Growth5 Y	17.83%
OCF Growth	2.86%
OCF Growth Q	-18.03%
OCF Growth10 Y	14.69%
OCF Growth3 Y	14.64%
OCF Growth5 Y	17.95%
Revenue Growth	16.01x
Revenue Growth Q	14.07x
Revenue Growth Quarters	22x
Revenue Growth Years	5x
Revenue Growth3 Y	14.14x
Revenue Growth5 Y	16.09x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	$0.64
Assets	$57.7B
Cash	$11.6B
Current Assets	$26.5B
Current Liabilities	$25B
Debt	$24.6B
Debt EBITDA	$1.14
Debt Equity	$4.4
Debt FCF	$1.48
Equity	$5.6B
Interest Coverage	27.36
Liabilities	$52.1B
Long Term Assets	$31.2B
Long Term Liabilities	$27.1B
Net Cash	$-12.9B
Net Cash By Market Cap	$-2.56
Net Debt EBITDA	$0.6
Net Debt Equity	$2.3
Net Debt FCF	$0.77
Tangible Book Value	$-9.4B
Tangible Book Value Per Share	$-10.66
WACC	8.02

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	1.06
Net Working Capital	$-7.6B
Quick ratio	0.67
Working Capital	$1.5B
Working Capital Turnover	$15.16

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	2.35%
Dividend Growth	14.63%
Dividend Growth Years	14%
Dividend per share	$3.48
Dividend Years	21
Dividend Yield	0.6%
Ex Div Date	2026-07-09
Last Dividend	$0.87
Payout Frequency	Quarterly
Payout Ratio	19.14%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	530.52%
1Y total return	2.39%
200-day SMA	528.2
3Y total return	49.82%
50-day SMA	520.1
50-day SMA vs 200-day SMA	50under200
5Y total return	59.5%
All Time High	601.8
All Time High Change	-4.29%
All Time High Date	2025-08-22
All Time Low	4.02
All Time Low Change	14,227.11%
All Time Low Date	2006-05-25
ATR	12.13
Beta	0.73
Beta1y	0.72
Beta2y	0.8
Ch YTD	0.89
High	576.4
High52	601.8
High52 Date	2025-08-22
High52ch	-4.29%
Low	566.4
Low52	464.5
Low52 Date	2026-06-03
Low52ch	23.99%
Ma50ch	10.73%
Premarket Change Percent	0.96
Premarket Price	$576
Premarket Volume	3,058
Price vs 200-day SMA	9.04%
RSI	69.38
RSI Monthly	61.01
RSI Weekly	66.24
Sharpe ratio	0.04x
Sortino ratio	0.31
Total Return	2.95%
Tr YTD	1.38
Tr15y	1,819.25%
Tr1m	6.96%
Tr1w	-0.24%
Tr3m	16.06%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Analyst Count	41
Analyst Count Top	13
Analyst Price Target Top	$677
Analyst Ratings	Strong Buy
Analyst Ratings Top	Strong Buy
Earnings EPS Estimate	$4.76
Earnings EPS Estimate Growth	14.7
Earnings Revenue Estimate	9,066,125,872x
Earnings Revenue Estimate Growth	11.47x
Operating Income	$21B
Operating Income Growth	18.27
Operating Income Growth Q	16.33
Operating Income Growth3 Y	15.94
Operating Income Growth5 Y	18.95
Operating margin	59.88
Price target	$664
Price Target Change	$15.36
Price Target Change Top	$17.58

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	868,235,063%
Float Percent	99.11%
Net Borrowing	5,680,000,000
Shares Insiders	0.03%
Shares Institutions	89.66%
Shares Out	876,009,940
Shares Qo Q	-1.12%
Shares Yo Y	-2.35%
Short Float	1.04%
Short Ratio	2.28
Short Shares	1.03

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	$16.1B
Adjusted OCF	16,822,000,000
Average Volume	2,954,089.45x
Bv Per Share	6.4
CAPEX	$-735M
Ch10y	494.5
Ch15y	1,663.8
Ch1m	6.78
Ch1w	-0.24
Ch1y	1.75
Ch20y	11,407.5
Ch3m	15.87
Ch3y	47.17
Ch5y	54.85
Ch6m	4.36
Change	0.96%
Change From Open	0.48
Close	570.5
Days Gap	0.48
Depreciation Amortization	1,195,000,000
Dollar Volume	1,737,780,529.9
Earnings Date	2026-07-30
Earnings Time	bmo
EBIT	$20.5B
EBITDA	$21.7B
EPS	$18.18
F Score	4
FCF	$16.7B
FCF EV Yield	3.23x
FCF Per Share	$19.07
Financing CF	-13,226,000,000
Fiscal Year End	December
Founded	1,966
Goodwill	9,498,000,000
Graham Number	51.15631
Graham Upside	-91.12
Income Tax	$3.9B
Investing CF	-1,674,000,000
Is Primary Listing	1
Is Spac	No
Last Earnings Date	2026-07-30
Last Report Date	2026-06-30
Last Split Date	2014-01-22
Last Split Type	Forward
Last10k Filing Date	2026-02-11
Lynch Fair Value	$322
Lynch Upside	-44.07
Ma150	518.8
Ma150ch	11.02%
Ma20	551.9
Ma20ch	4.37%
Net CF	2,403,000,000
Next Earnings Date	2026-10-29
Open	573.2
Optionable	Yes
P FCF Ratio	30.21
P FCF Ratio SBC	31.36
P OCF Ratio	28.93
P OCF Ratio SBC	29.99
Payment Date	2026-08-07
Position In Range	95.9
Post Close	576
Postmarket Change Percent	-0.34
Postmarket Price	$574
Ppne	2,541,000,000
Pre Close	570.5
Price Date	2026-08-06
Price EBITDA	$23.29
Relative Volume	1.02x
Revenue	35,083,000,000x
SBC By Revenue	1.75x
Share Based Comp	615,000,000
Tax By Revenue	11.16x
Tax Rate	19.41%
Tr20y	12,625.39%
Tr6m	4.71%
Us State	New York
Views	428
Volume	3,017,242
Z Score	9.65

Frequently asked questions

About this MA report

What is the latest published MA stock rating?

Mastercard Incorporated is shown with strong buy in the latest published report, analyzed 2026-05-08. The hub links directly to the full analysis surface where the dated rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full MA analysis?

The full latest published report, analyzed 2026-05-08, lives at /stocks/MA/analysis. The bare ticker page summarizes that read and links to each analysis tab; earlier editions remain under /analysis/archive.

What fair-value range is used for MA?

The latest published report analyzed 2026-05-08 frames MA around USD 510 to USD 834. This is a dated valuation range, not a live market price; check the valuation, sensitivity, and bear-case tabs before making a decision.

How often is the MA page updated?

The hub selects the latest published stock report regardless of age and displays its analysis date (2026-05-08). Separately sourced market data is labeled with its own recorded timestamp and is never inferred from the report.

Mastercard Incorporated (MA)

Coverage state: Latest published research available

Generate a fresh MA analysis

Our latest published analysis: MA rated Strong Buy

Price

Financial snapshot

Fair-value bridge

Analyst consensus

Latest news · MA

Valuation

Profitability

Balance sheet

Trading

Position sizing & entry playbook

Next earnings

Sector percentile context

All MA indicators

Profile and market data

Valuation

Profitability

Growth

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Analyst estimates

Ownership and float

Other indicators

Deeper analysis on MA

Frequently asked questions