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Palomar Holdings, Inc. (PLMR)

NASDAQ: PLMR · USD

$137

+2.53 (+1.9%)· Recorded snapshot

Market cap	3.6B
Revenue (ttm)	1.1B
Net income (ttm)	203.2M
EPS (ttm)	$7.44
Shares out	26.3M
P/E (trailing)	18.3x
P/E (forward)	12.4x
Dividend	$1.80 (1.33%)
Volume	179,014
Beta	0.35

Market data

Price

Recent price action with selectable time range.

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
ACGL	Arch Capital Group Ltd.	34.8B	8.3x	1.8x	15.9%	+15.1%	+18.7%	Strong Buy
AIG	American International Group Inc.	41.7B	14.7x	1.6x	7.7%	-9.6%	+2.8%	Strong Buy
AIZ	Assurant, Inc.	14.1B	13.6x	1.0x	14.4%	+6.6%	+36.2%	Hold

Metric	Value
Amount currency	USD
CIK code	0001761312
Company name	Palomar Holdings, Inc.
Country	United States
Country code	US
CUSIP number	69753M105
Earnings date	2026-11-04
Earnings time	amc
Employees	439
Employees change	186
Employees growth	73.52%
Enterprise value	$3.8B
Exchange	NASDAQ
Financial currency	USD
Financial report date	2026-06-30
First seen	2026-05-09
Fiscal year end	December
Founded	2013
In index	RUSSELL2000
Industry	Insurance - Property & Casualty
IPO date	2019-04-17
Is primary listing	Yes
Is SPAC	No
ISIN number	US69753M1053
Last 10-K release date	2026-02-24
Last earnings date	2026-08-04
Last refreshed	2026-10-28
Last stock split type	Never
Market cap	$3.6B
Market cap category	Mid-Cap
Next earnings date	2026-11-04
Options	Yes
Price	$136.59
Price currency	USD
Sector	Financials
SIC code	6331
Stock price date	2026-10-28
Symbol	PLMR
U.S. state	California
Website	https://plmr.com

Metric

Value

Amount currency

USD

CIK code

0001761312

Company name

Palomar Holdings, Inc.

Country

United States

Country code

CUSIP number

69753M105

Earnings date

2026-11-04

Earnings time

amc

Employees

439

Employees change

186

Employees growth

73.52%

Enterprise value

$3.8B

Exchange

NASDAQ

Financial currency

USD

Financial report date

2026-06-30

First seen

2026-05-09

Fiscal year end

December

Founded

2013

In index

RUSSELL2000

Industry

Insurance - Property & Casualty

IPO date

2019-04-17

Is primary listing

Yes

Is SPAC

ISIN number

US69753M1053

Last 10-K release date

2026-02-24

Last earnings date

2026-08-04

Last refreshed

2026-10-28

Last stock split type

Never

Market cap

$3.6B

Market cap category

Mid-Cap

Next earnings date

2026-11-04

Options

Yes

Price

$136.59

Price currency

USD

Sector

Financials

SIC code

6331

Stock price date

2026-10-28

Symbol

PLMR

U.S. state

California

Website

https://plmr.com

Metric	Value
Adjusted P/E ratio	15.31x
Average P/E ratio (10Y)	64.69x
Average P/E ratio (3Y)	20.7x
Average P/E ratio (5Y)	27.29x
Earnings yield	5.45%
EV/Earnings	18.83x
EV/EBIT	14.09x
EV/EBITDA	13.21x
EV/FCF	9.22x
EV/Sales	3.5x
FCF / EV yield	10.84%
FCF yield	11.55%
Forward EV/Sales	2.83x
Forward P/E	12.35x
Forward P/S	2.65x
Graham number	79.20668
Graham upside	-41.97%
Industry forward P/E	12.54x
Industry P/E	10.1x
Lynch fair value	$186.09
Lynch upside	36.34%
P/(FCF - SBC) ratio	9.12x
P/(OCF - SBC) ratio	9.11x
P/B ratio	3.58x
P/E ratio	18.35x
P/FCF ratio	8.66x
P/OCF ratio	8.65x
P/S ratio	3.29x
Price / tangible book value	4.83x
Price/EBITDA ratio	12.41x
Sector forward P/E	13.61x
Sector P/E	15.65x

Metric

Value

Adjusted P/E ratio

15.31x

Average P/E ratio (10Y)

64.69x

Average P/E ratio (3Y)

20.7x

Average P/E ratio (5Y)

27.29x

Earnings yield

5.45%

EV/Earnings

18.83x

EV/EBIT

14.09x

EV/EBITDA

13.21x

EV/FCF

9.22x

EV/Sales

3.5x

FCF / EV yield

10.84%

FCF yield

11.55%

Forward EV/Sales

2.83x

Forward P/E

12.35x

Forward P/S

2.65x

Graham number

79.20668

Graham upside

-41.97%

Industry forward P/E

12.54x

Industry P/E

10.1x

Lynch fair value

$186.09

Lynch upside

36.34%

P/(FCF - SBC) ratio

9.12x

P/(OCF - SBC) ratio

9.11x

P/B ratio

3.58x

P/E ratio

18.35x

P/FCF ratio

8.66x

P/OCF ratio

8.65x

P/S ratio

3.29x

Price / tangible book value

4.83x

Price/EBITDA ratio

12.41x

Sector forward P/E

13.61x

Sector P/E

15.65x

Metric	Value
EBIT margin	24.87%
EBITDA margin	26.53%
Effective tax rate	22.77%
FCF margin	38%
Gross margin	27.35%
Operating margin	24.87%
Pretax margin	24.1%
Profit margin	18.61%
Profit per employee	$462,777
Profitable quarters	22
Profitable years	10
Revenue per employee	$2.5M
ROA	4.99%
ROA (5Y)	4.67%
ROCE	21.08%
ROE	22.23%
ROE (5Y)	17.43%
ROIC	16.55%
ROIC (5Y)	16.97%
SBC / revenue	1.93%
Tax / revenue	5.49%

Metric

Value

EBIT margin

24.87%

EBITDA margin

26.53%

Effective tax rate

22.77%

FCF margin

38%

Gross margin

27.35%

Operating margin

24.87%

Pretax margin

24.1%

Profit margin

18.61%

Profit per employee

$462,777

Profitable quarters

Profitable years

Revenue per employee

$2.5M

ROA

4.99%

ROA (5Y)

4.67%

ROCE

21.08%

ROE

22.23%

ROE (5Y)

17.43%

ROIC

16.55%

ROIC (5Y)

16.97%

SBC / revenue

1.93%

Tax / revenue

5.49%

Metric	Value
EPS growth	31.05%
EPS growth (Q)	15.48%
EPS growth (QoQ)	23.57%
EPS growth 3Y	48.87%
EPS growth 5Y	76.1%
EPS growth quarters	1
EPS growth years	5
FCF growth	8.96%
FCF growth (Q)	37.99%
FCF growth (QoQ)	254.61%
FCF growth 3Y	55.68%
FCF growth 5Y	80.09%
Net income growth	31.15%
Net income growth (Q)	13.03%
Net income growth (QoQ)	22.46%
Net income growth 3Y	51.94%
Net income growth 5Y	77.77%
Net income growth quarters	17
Net income growth years	5
OCF growth	9%
OCF growth (Q)	38.3%
OCF growth (QoQ)	255.5%
OCF growth 3Y	55.71%
OCF growth 5Y	74.15%
Revenue growth	59.98%
Revenue growth (Q)	54.65%
Revenue growth (QoQ)	12.72%
Revenue growth 3Y	46.25%
Revenue growth 5Y	41.23%
Revenue growth quarters	30
Revenue growth years	9

Metric

Value

EPS growth

31.05%

EPS growth (Q)

15.48%

EPS growth (QoQ)

23.57%

EPS growth 3Y

48.87%

EPS growth 5Y

76.1%

EPS growth quarters

EPS growth years

FCF growth

8.96%

FCF growth (Q)

37.99%

FCF growth (QoQ)

254.61%

FCF growth 3Y

55.68%

FCF growth 5Y

80.09%

Net income growth

31.15%

Net income growth (Q)

13.03%

Net income growth (QoQ)

22.46%

Net income growth 3Y

51.94%

Net income growth 5Y

77.77%

Net income growth quarters

Net income growth years

OCF growth

OCF growth (Q)

38.3%

OCF growth (QoQ)

255.5%

OCF growth 3Y

55.71%

OCF growth 5Y

74.15%

Revenue growth

59.98%

Revenue growth (Q)

54.65%

Revenue growth (QoQ)

12.72%

Revenue growth 3Y

46.25%

Revenue growth 5Y

41.23%

Revenue growth quarters

Revenue growth years

Metric	Value
Capital expenditures	$-489,000
EBIT	$271.4M
EBITDA	$289.5M
EPS	$7.44
FCF per share	$15.76
Financing cash flow	$200.5M
Free cash flow	$414.8M
Free cash flow minus SBC	$393.8M
Gross profit	$298.5M
Income taxes	$59.9M
Investing cash flow	$-634.4M
Net borrowing	$298.1M
Net cash flow	$-18.6M
Net income	$203.2M
Operating cash flow minus SBC	$394.2M
Operating income	$271.4M
Revenue	$1.1B
Stock-based compensation	$21M

Metric

Value

Capital expenditures

$-489,000

EBIT

$271.4M

EBITDA

$289.5M

EPS

$7.44

FCF per share

$15.76

Financing cash flow

$200.5M

Free cash flow

$414.8M

Free cash flow minus SBC

$393.8M

Gross profit

$298.5M

Income taxes

$59.9M

Investing cash flow

$-634.4M

Net borrowing

$298.1M

Net cash flow

$-18.6M

Net income

$203.2M

Operating cash flow minus SBC

$394.2M

Operating income

$271.4M

Revenue

$1.1B

Stock-based compensation

$21M

Metric	Value
Book value per share	$37.46
Debt / EBITDA	1.02
Debt / equity	0.3
Debt / FCF	0.71
Interest coverage	32.6
Net cash (debt)	$-233.1M
Net cash / market cap	-6.49%
Net debt / EBITDA	0.81
Net debt / equity	0.24
Net debt / FCF	0.56
Piotroski F-Score	5
Property, plant and equipment	$2.7M
Shareholders' equity	$980.9M
Tangible book value	$744.2M
Tangible book value per share	$28.42
Total assets	$4B
Total cash	$62.7M
Total debt	$295.8M
Total liabilities	$3B
WACC	5.85%

Metric

Value

Book value per share

$37.46

Debt / EBITDA

1.02

Debt / equity

0.3

Debt / FCF

0.71

Interest coverage

32.6

Net cash (debt)

$-233.1M

Net cash / market cap

-6.49%

Net debt / EBITDA

0.81

Net debt / equity

0.24

Net debt / FCF

0.56

Piotroski F-Score

Property, plant and equipment

$2.7M

Shareholders' equity

$980.9M

Tangible book value

$744.2M

Tangible book value per share

$28.42

Total assets

$4B

Total cash

$62.7M

Total debt

$295.8M

Total liabilities

$3B

WACC

5.85%

Metric	Value
Asset turnover	0.32
Current ratio	0.54
Net working capital	$-1.3B
Quick ratio	0.27
Working capital	$-1.2B

Metric

Value

Asset turnover

0.32

Current ratio

0.54

Net working capital

$-1.3B

Quick ratio

0.27

Working capital

$-1.2B

Metric	Value
Buyback yield / dilution	-0.27%
Dividend growth	0%
Dividend growth years	0
Dividend payment date	2026-09-02
Dividend payment years	1
Dividend per share	$1.80
Dividend yield	1.33%
Ex-dividend date	2026-08-19
FCF payout ratio	2.86%
Last dividend	$0.45
Payout ratio	6.05%
Shareholder yield	1.05%

Metric

Value

Buyback yield / dilution

-0.27%

Dividend growth

Dividend growth years

Dividend payment date

2026-09-02

Dividend payment years

Dividend per share

$1.80

Dividend yield

1.33%

Ex-dividend date

2026-08-19

FCF payout ratio

2.86%

Last dividend

$0.45

Payout ratio

6.05%

Shareholder yield

1.05%

Metric	Value
150-day SMA	$126.81
1D price change	1.89%
1M price change	9.95%
1M total return	9.95%
1W price change	-2.99%
1W total return	-2.99%
1Y price change	19.75%
1Y return CAGR	20.18%
1Y total return	20.17%
20-day SMA	$134.63
200-day SMA	$126.20
3M price change	-3.18%
3M total return	-2.84%
3Y price change	176.19%
3Y return CAGR	40.46%
3Y total return	177.15%
50-day SMA	$132.83
50-day SMA vs 200-day SMA	50over200
52-week high	$147.62
52-week high date	2026-07-08
52-week low	$100.81
52-week low date	2026-06-03
5Y price change	61.14%
5Y return CAGR	10.09%
5Y total return	61.7%
6M price change	8.12%
6M total return	8.49%
All-time high	$175.85
All-time high date	2025-06-03
All-time low	$18.06
All-time low date	2019-04-17
Average true range (ATR)	$4.22
Average volume	240.2K
Beta (1Y)	-0.36
Beta (2Y)	0.19
Beta (5Y)	0.35
Change from 52-week high	-7.47%
Change from 52-week low	35.49%
Change from all-time high	-22.48%
Change from all-time low	654.84%
Change from open	1.56%
Day's gap	0.32%
Dollar volume	$24.5M
High price	$136.82
Low price	$134.49
Monthly RSI	57.82
Open price	$134.49
Position in 52-week range	90.13%
Premarket change	-1%
Premarket close	$134.06
Premarket price	$132.72
Previous close	$134.06
Price vs 150-day SMA	7.5%
Price vs 20-day SMA	1.26%
Price vs 200-day SMA	8.02%
Price vs 50-day SMA	2.63%
Relative volume	0.75
Return from IPO open	637.76%
Return from IPO price	809.9%
RSI	52.06
Sharpe ratio	0.58
Sharpe ratio (3Y)	0.98
Sharpe ratio (5Y)	0.37
Sortino ratio	1.06
Sortino ratio (3Y)	1.74
Sortino ratio (5Y)	0.67
Volume	179K
Weekly RSI	55.24
YTD price change	1.16%
YTD total return	1.51%

Metric

Value

150-day SMA

$126.81

1D price change

1.89%

1M price change

9.95%

1M total return

9.95%

1W price change

-2.99%

1W total return

-2.99%

1Y price change

19.75%

1Y return CAGR

20.18%

1Y total return

20.17%

20-day SMA

$134.63

200-day SMA

$126.20

3M price change

-3.18%

3M total return

-2.84%

3Y price change

176.19%

3Y return CAGR

40.46%

3Y total return

177.15%

50-day SMA

$132.83

50-day SMA vs 200-day SMA

50over200

52-week high

$147.62

52-week high date

2026-07-08

52-week low

$100.81

52-week low date

2026-06-03

5Y price change

61.14%

5Y return CAGR

10.09%

5Y total return

61.7%

6M price change

8.12%

6M total return

8.49%

All-time high

$175.85

All-time high date

2025-06-03

All-time low

$18.06

All-time low date

2019-04-17

Average true range (ATR)

$4.22

Average volume

240.2K

Beta (1Y)

-0.36

Beta (2Y)

0.19

Beta (5Y)

0.35

Change from 52-week high

-7.47%

Change from 52-week low

35.49%

Change from all-time high

-22.48%

Change from all-time low

654.84%

Change from open

1.56%

Day's gap

0.32%

Dollar volume

$24.5M

High price

$136.82

Low price

$134.49

Monthly RSI

57.82

Open price

$134.49

Position in 52-week range

90.13%

Premarket change

-1%

Premarket close

$134.06

Premarket price

$132.72

Previous close

$134.06

Price vs 150-day SMA

7.5%

Price vs 20-day SMA

1.26%

Price vs 200-day SMA

8.02%

Price vs 50-day SMA

2.63%

Relative volume

0.75

Return from IPO open

637.76%

Return from IPO price

809.9%

RSI

52.06

Sharpe ratio

0.58

Sharpe ratio (3Y)

0.98

Sharpe ratio (5Y)

0.37

Sortino ratio

1.06

Sortino ratio (3Y)

1.74

Sortino ratio (5Y)

0.67

Volume

179K

Weekly RSI

55.24

YTD price change

1.16%

YTD total return

1.51%

Metric	Value
Float	25.6M
Float percentage	97.34%
Shares change (QoQ)	-1.04%
Shares change (YoY)	0.27%
Shares held by insiders	2.62%
Shares held by institutions	94.42%
Shares outstanding	26.3M
Short % of float	2.79%
Short % of shares	2.71%
Short ratio	3.3 days

Metric

Value

Float

25.6M

Float percentage

97.34%

Shares change (QoQ)

-1.04%

Shares change (YoY)

0.27%

Shares held by insiders

2.62%

Shares held by institutions

94.42%

Shares outstanding

26.3M

Short % of float

2.79%

Short % of shares

2.71%

Short ratio

3.3 days

Palomar Holdings, Inc. (PLMR)

Price

Financial snapshot

Fair-value bridge

Latest news · PLMR

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All PLMR indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on PLMR

Frequently asked questions