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Patriot National Bancorp, Inc. (PNBK)

NASDAQ: PNBK · USD

$0.87

+0.05 (+5.5%)· Recorded snapshot

Market cap	114.4M
Revenue (ttm)	39.4M
Net income (ttm)	-6.5M
EPS (ttm)	-$0.06
Shares out	130.8M
Volume	70,176
Beta	-0.61

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 39.4M
Net income (ttm): -6.5M
EPS (ttm): -$0.06
Market cap: 114.4M

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
ACGL	Arch Capital Group Ltd.	34.8B	8.3x	1.8x	15.9%	+15.1%	+18.7%	Strong Buy
AIG	American International Group Inc.	41.7B	14.7x	1.6x	7.7%	-9.6%	+2.8%	Strong Buy
AIZ	Assurant, Inc.	14.1B	13.6x	1.0x	14.4%	+6.6%	+36.2%	Hold

Metric	Value
Amount currency	USD
CIK code	0001098146
Company name	Patriot National Bancorp, Inc.
Country	United States
Country code	US
CUSIP number	70336F203
Earnings date	2026-11-13
Earnings time	amc
Employees	107
Employees change	-22
Employees growth	-17.05%
Enterprise value	$13.9M
Exchange	NASDAQ
Financial currency	USD
Financial report date	2026-06-30
First seen	2026-05-09
Fiscal year end	December
Founded	1999
Industry	Banks - Regional
Is primary listing	Yes
Is SPAC	No
ISIN number	US70336F2039
Last 10-K release date	2026-03-31
Last earnings date	2026-08-14
Last refreshed	2026-10-28
Last stock split date	2015-03-04
Last stock split type	Reverse
Market cap	$114.4M
Market cap category	Micro-Cap
Next earnings date	2026-11-13
Options	No
Price	$0.87
Price currency	USD
Sector	Financials
SIC code	6021
Stock price date	2026-10-28
Symbol	PNBK
U.S. state	Connecticut
Website	https://bankpatriot.com

Metric

Value

Amount currency

USD

CIK code

0001098146

Company name

Patriot National Bancorp, Inc.

Country

United States

Country code

CUSIP number

70336F203

Earnings date

2026-11-13

Earnings time

amc

Employees

107

Employees change

-22

Employees growth

-17.05%

Enterprise value

$13.9M

Exchange

NASDAQ

Financial currency

USD

Financial report date

2026-06-30

First seen

2026-05-09

Fiscal year end

December

Founded

1999

Industry

Banks - Regional

Is primary listing

Yes

Is SPAC

ISIN number

US70336F2039

Last 10-K release date

2026-03-31

Last earnings date

2026-08-14

Last refreshed

2026-10-28

Last stock split date

2015-03-04

Last stock split type

Reverse

Market cap

$114.4M

Market cap category

Micro-Cap

Next earnings date

2026-11-13

Options

Price

$0.87

Price currency

USD

Sector

Financials

SIC code

6021

Stock price date

2026-10-28

Symbol

PNBK

U.S. state

Connecticut

Website

https://bankpatriot.com

Metric	Value
Earnings yield	-6.65%
EV/Sales	0.17x
FCF / EV yield	-271.27%
FCF yield	-17.25%
Industry forward P/E	10.04x
Industry P/E	11.85x
P/B ratio	1.1x
P/S ratio	2.72x
Price / tangible book value	1.21x
Sector forward P/E	13.63x
Sector P/E	15.65x

Metric

Value

Earnings yield

-6.65%

EV/Sales

0.17x

FCF / EV yield

-271.27%

FCF yield

-17.25%

Industry forward P/E

10.04x

Industry P/E

11.85x

P/B ratio

1.1x

P/S ratio

2.72x

Price / tangible book value

1.21x

Sector forward P/E

13.63x

Sector P/E

15.65x

Metric	Value
Operating margin	-15.21%
Pretax margin	-20.16%
Profit margin	-16.59%
Profit per employee	$-61,159
Profitable quarters	1
Revenue per employee	$368,570
ROA	-0.58%
ROA (5Y)	-0.84%
ROE	-8.44%
ROE (5Y)	-36.04%
SBC / revenue	18.45%
Tax / revenue	-3.57%

Metric

Value

Operating margin

-15.21%

Pretax margin

-20.16%

Profit margin

-16.59%

Profit per employee

$-61,159

Profitable quarters

Revenue per employee

$368,570

ROA

-0.58%

ROA (5Y)

-0.84%

ROE

-8.44%

ROE (5Y)

-36.04%

SBC / revenue

18.45%

Tax / revenue

-3.57%

Metric	Value
EPS growth years	1
Net income growth quarters	4
Net income growth years	1
Revenue growth	152.16%
Revenue growth (Q)	144.04%
Revenue growth (QoQ)	9.06%
Revenue growth 10Y	6.58%
Revenue growth 3Y	6.08%
Revenue growth 5Y	8.59%
Revenue growth quarters	5
Revenue growth years	1

Metric

Value

EPS growth years

Net income growth quarters

Net income growth years

Revenue growth

152.16%

Revenue growth (Q)

144.04%

Revenue growth (QoQ)

9.06%

Revenue growth 10Y

6.58%

Revenue growth 3Y

6.08%

Revenue growth 5Y

8.59%

Revenue growth quarters

Revenue growth years

Metric	Value
Capital expenditures	$-678,000
EPS	$-0.06
FCF per share	$-0.14
Financing cash flow	$388.8M
Free cash flow	$-18.5M
Gross profit	$39.4M
Income taxes	$-1.4M
Investing cash flow	$-452.4M
Net borrowing	$-2.9M
Net cash flow	$-81.5M
Net income	$-6.5M
Operating income	$-6M
Revenue	$39.4M
Stock-based compensation	$7.3M

Metric

Value

Capital expenditures

$-678,000

EPS

$-0.06

FCF per share

$-0.14

Financing cash flow

$388.8M

Free cash flow

$-18.5M

Gross profit

$39.4M

Income taxes

$-1.4M

Investing cash flow

$-452.4M

Net borrowing

$-2.9M

Net cash flow

$-81.5M

Net income

$-6.5M

Operating income

$-6M

Revenue

$39.4M

Stock-based compensation

$7.3M

Metric	Value
Book value per share	$0.76
Debt / equity	0.19
Net cash (debt)	$100.4M
Net cash / market cap	93.64%
Net cash growth	-39.27%
Net debt / equity	-1.13
Piotroski F-Score	0
Property, plant and equipment	$28.3M
Shareholders' equity	$88.9M
Tangible book value	$88.8M
Tangible book value per share	$0.76
Total assets	$1.3B
Total cash	$116.9M
Total debt	$16.5M
Total liabilities	$1.2B
WACC	0.77%

Metric

Value

Book value per share

$0.76

Debt / equity

0.19

Net cash (debt)

$100.4M

Net cash / market cap

93.64%

Net cash growth

-39.27%

Net debt / equity

-1.13

Piotroski F-Score

Property, plant and equipment

$28.3M

Shareholders' equity

$88.9M

Tangible book value

$88.8M

Tangible book value per share

$0.76

Total assets

$1.3B

Total cash

$116.9M

Total debt

$16.5M

Total liabilities

$1.2B

WACC

0.77%

Metric	Value
Working capital	$-1.1B

Metric

Value

Working capital

$-1.1B

Metric	Value
Buyback yield / dilution	-351.29%
Dividend growth (10Y)	-31.66%
Dividend growth (3Y)	58.74%
Dividend growth (5Y)	31.95%
Dividend per share	$0.00
Dividend yield	0%
Last dividend	$0.01
Shareholder yield	-351.29%

Metric

Value

Buyback yield / dilution

-351.29%

Dividend growth (10Y)

-31.66%

Dividend growth (3Y)

58.74%

Dividend growth (5Y)

31.95%

Dividend per share

$0.00

Dividend yield

Last dividend

$0.01

Shareholder yield

-351.29%

Metric	Value
10Y price change	-93.39%
10Y return CAGR	-23.74%
10Y total return	-93.35%
150-day SMA	$1.09
15Y price change	-95.35%
15Y return CAGR	-18.47%
15Y total return	-95.32%
1D price change	5.53%
1M price change	-14.03%
1M total return	-14.03%
1W price change	-2.86%
1W total return	-2.86%
1Y price change	-30.11%
1Y return CAGR	-30.12%
1Y total return	-30.11%
20-day SMA	$0.87
200-day SMA	$1.17
20Y price change	-99.65%
20Y return CAGR	-24.49%
20Y total return	-99.64%
3M price change	-22.55%
3M total return	-22.55%
3Y price change	-86.13%
3Y return CAGR	-48.23%
3Y total return	-86.13%
50-day SMA	$0.95
50-day SMA vs 200-day SMA	50under200
52-week high	$2.00
52-week high date	2025-12-19
52-week low	$0.80
52-week low date	2026-10-26
5Y price change	-90.96%
5Y return CAGR	-38.17%
5Y total return	-90.96%
6M price change	-34.37%
6M total return	-34.37%
All-time high	$305.00
All-time high date	2006-08-02
All-time low	$0.80
All-time low date	2026-10-19
Average true range (ATR)	$0.05
Average volume	126.3K
Beta (1Y)	1.16
Beta (2Y)	0.98
Beta (5Y)	-0.61
Change from 52-week high	-56.18%
Change from 52-week low	9.29%
Change from all-time high	-99.72%
Change from all-time low	7.46%
Change from open	2.46%
Day's gap	2.99%
Dollar volume	$61,355
High price	$0.87
Low price	$0.85
Monthly RSI	37.16
Open price	$0.85
Position in 52-week range	100%
Previous close	$0.83
Price vs 150-day SMA	-20.76%
Price vs 20-day SMA	-0.72%
Price vs 200-day SMA	-26.52%
Price vs 50-day SMA	-9.3%
Relative volume	0.56
RSI	46.49
Sharpe ratio	-0.25
Sharpe ratio (3Y)	-0.13
Sharpe ratio (5Y)	-0.07
Sortino ratio	-0.29
Sortino ratio (3Y)	-0.15
Sortino ratio (5Y)	-0.05
Volume	70.2K
Weekly RSI	36.75
YTD price change	-52.76%
YTD total return	-52.76%

Metric

Value

10Y price change

-93.39%

10Y return CAGR

-23.74%

10Y total return

-93.35%

150-day SMA

$1.09

15Y price change

-95.35%

15Y return CAGR

-18.47%

15Y total return

-95.32%

1D price change

5.53%

1M price change

-14.03%

1M total return

-14.03%

1W price change

-2.86%

1W total return

-2.86%

1Y price change

-30.11%

1Y return CAGR

-30.12%

1Y total return

-30.11%

20-day SMA

$0.87

200-day SMA

$1.17

20Y price change

-99.65%

20Y return CAGR

-24.49%

20Y total return

-99.64%

3M price change

-22.55%

3M total return

-22.55%

3Y price change

-86.13%

3Y return CAGR

-48.23%

3Y total return

-86.13%

50-day SMA

$0.95

50-day SMA vs 200-day SMA

50under200

52-week high

$2.00

52-week high date

2025-12-19

52-week low

$0.80

52-week low date

2026-10-26

5Y price change

-90.96%

5Y return CAGR

-38.17%

5Y total return

-90.96%

6M price change

-34.37%

6M total return

-34.37%

All-time high

$305.00

All-time high date

2006-08-02

All-time low

$0.80

All-time low date

2026-10-19

Average true range (ATR)

$0.05

Average volume

126.3K

Beta (1Y)

1.16

Beta (2Y)

0.98

Beta (5Y)

-0.61

Change from 52-week high

-56.18%

Change from 52-week low

9.29%

Change from all-time high

-99.72%

Change from all-time low

7.46%

Change from open

2.46%

Day's gap

2.99%

Dollar volume

$61,355

High price

$0.87

Low price

$0.85

Monthly RSI

37.16

Open price

$0.85

Position in 52-week range

100%

Previous close

$0.83

Price vs 150-day SMA

-20.76%

Price vs 20-day SMA

-0.72%

Price vs 200-day SMA

-26.52%

Price vs 50-day SMA

-9.3%

Relative volume

0.56

RSI

46.49

Sharpe ratio

-0.25

Sharpe ratio (3Y)

-0.13

Sharpe ratio (5Y)

-0.07

Sortino ratio

-0.29

Sortino ratio (3Y)

-0.15

Sortino ratio (5Y)

-0.05

Volume

70.2K

Weekly RSI

36.75

YTD price change

-52.76%

YTD total return

-52.76%

Metric	Value
Float	70.6M
Float percentage	53.95%
Shares change (QoQ)	1.91%
Shares change (YoY)	351.29%
Shares held by insiders	33.05%
Shares held by institutions	13.58%
Shares outstanding	130.8M
Short % of float	1.38%
Short % of shares	0.75%
Short ratio	4.6 days

Metric

Value

Float

70.6M

Float percentage

53.95%

Shares change (QoQ)

1.91%

Shares change (YoY)

351.29%

Shares held by insiders

33.05%

Shares held by institutions

13.58%

Shares outstanding

130.8M

Short % of float

1.38%

Short % of shares

0.75%

Short ratio

4.6 days

Patriot National Bancorp, Inc. (PNBK)

Price

Financial snapshot

Fair-value bridge

Latest news · PNBK

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All PNBK indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

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