PayPal Holdings Inc. (PYPL)

NASDAQ: PYPL · USD

$59.1

+0.00 (0.0%)· Recorded snapshot

Coverage state: Latest published research available

Market snapshot recorded 2026-08-11 02:00 UTC. Latest published research analyzed 2026-05-09 · historical · sources unverified. Prices and fundamentals on this server-rendered page are dated snapshots, not a real-time trading feed.

On-demand research

Generate a fresh PYPL analysis

The published report stays available while a new owner-requested analysis runs.

StockMarketAgent Research · Analyzed 2026-05-09

Our latest published analysis: PYPL rated Strong Buy

PYPL is rated Strong Buy at $45.37 versus the reconciled fair value midpoint of $100.09, implying +120.61% upside/downside. Confidence is separately disclosed at 88/100.

Fair value (mid)

$100 / share

$76.1 – $124

Upside to FV

+120.6%

from $59.1

Confidence

88/100

Moat

6/10

Market cap	$40.0B
Revenue (ttm)	34.1B
Net income (ttm)	4.9B
EPS (ttm)	$5.30
Shares out	855.5M
P/E (trailing)	11.1x
P/E (forward)	7.8x
Dividend	$0.56 (0.95%)
Volume	6,707,047
Beta	1.30
Price target	$58.8	-0.5%

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 34.1B
Net income (ttm): 4.9B
EPS (ttm): $5.30
P/E (trailing): 11.1x
P/E (forward): 7.8x
Market cap: $40.0B

Item	P1	P2	P3	P4	Trend
Period	2022-12-31	2023-12-31	2024-12-31	2025-12-31	Trend
Revenue	$27.52B	$29.77B	$31.80B	$33.17B	+6.4%
Gross profit	$13.77B	$13.70B	$14.66B	$15.47B	+3.9%
Operating income	$4.04B	$4.94B	$5.76B	$6.40B	+16.5%
Net income	$2.42B	$4.25B	$4.15B	$5.23B	+29.3%
EPS (diluted)	$2.09	$3.84	$3.99	$5.41	+37.3%
EBITDA	$4.99B	$6.83B	$6.74B	$7.70B	+15.6%
R&D	$3.25B	$2.97B	$2.98B	$3.10B	-1.6%
SG&A	$4.36B	$3.87B	$4.15B	$4.26B	-0.7%

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
AAPL	Apple Inc.	4.4T	35.0x	9.5x	101.6%	+6.1%	+33.6%	Sell
ABNB	Airbnb Inc.	109.1B	41.9x	8.3x	16.8%	+24.4%	+52.9%	Hold
ADBE	Adobe Inc.	104.8B	15.1x	4.2x	60.7%	+11.9%	-22.7%	Strong Buy
AXP	American Express Company	230.2B	20.7x	3.2x	11.9%	+13.2%	+15.8%	Reduce
BAC	Bank of America Corporation	447.5B	14.8x	3.9x	—	+5.6%	+42.1%	Reduce
BK	The Bank of New York Mellon Corporation	—	—	—	—	—	—	Reduce

All PYPL indicators

Market & fundamental data

Available fields

282

Groups with data

Currency

USD

Showing 282 of 282 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Cik	0001633917
Company name	PayPal Holdings, Inc.
Country	United States
Country code	US
Cusip	70450Y103
Employees	23,800
Employees Change	-600%
Employees Change Percent	-2.46
Enterprise value	$53.5B
Exchange	NASDAQ
Financial currency	USD
First seen	2026-05-09
In Index	SP500, NASDAQ100
Industry	Credit Services
Industry PE	22.7
Industry PE Fwd	19.08
IPO Date	2002-02-15
Isin	US70450Y1038
Last refreshed	2026-08-11
Market cap	$50.5B
Market cap category	Large-Cap
Price	$59.07
Price currency	USD
Rev Per Employee	1,433,949.58x
Sector	Financials
Sector PE	16.91
Sector PE Fwd	14.6
Sic	7389
Symbol	PYPL
Website	https://www.paypal.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	9.7%
EV Earnings	10.91x
EV Sales Forward	1.51x
EV/EBIT	9x
EV/EBITDA	7.74x
EV/FCF	8.12x
EV/Sales	1.57x
FCF yield	13.03%
Forward P/E	10.64x
P/B ratio	2.57x
P/E ratio	11.14x
P/S ratio	1.48x
PE Ratio10 Y	38.51x
PE Ratio3 Y	14.22x
PE Ratio5 Y	24.48x
PEG ratio	1.48x
PS Forward	1.43x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT Margin	17.42%
EBITDA Margin	20.24%
FCF margin	19.3%
Gross margin	40.48%
Gross Profit	$13.8B
Gross Profit Growth	2.63%
Gross Profit Growth Q	0.2%
Gross Profit Growth3 Y	5.41%
Gross Profit Growth5 Y	3.65%
Net Income	$4.9B
Net Income Growth	4.77%
Net Income Growth Q	-12.45%
Net Income Growth Years	1%
Net Income Growth3 Y	6.35%
Net Income Growth5 Y	0.14%
Pretax Margin	17.18%
Profit Margin	14.36%
Profit Per Employee	$205,966
Profitable Quarters	$16
Profitable Years	14
ROA	4.62
Roa5y	4
ROCE	17.32
ROE	24.5
Roe5y	19.55
ROIC	22.27
Roic5y	20.09

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	4.57%
Cagr1y	-11.93%
Cagr3y	-1.33%
Cagr5y	-26.52%
EPS Growth	13.68
EPS Growth Q	-3.1
EPS Growth Years	3
EPS Growth3 Y	13.94
EPS Growth5 Y	5.29
FCF Growth	24.45%
FCF Growth Q	156.5%
FCF Growth3 Y	21.68%
FCF Growth5 Y	6.58%
OCF Growth	23.23%
OCF Growth Q	120.82%
OCF Growth10 Y	10.26%
OCF Growth3 Y	20.09%
OCF Growth5 Y	5.48%
Revenue Growth	5.69x
Revenue Growth Q	4.75x
Revenue Growth Quarters	45x
Revenue Growth Years	13x
Revenue Growth3 Y	6.12x
Revenue Growth5 Y	7.43x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	$0.42
Assets	$82.7B
Cash	$11.3B
Current Assets	$62.3B
Current Liabilities	$48.4B
Debt	$14.2B
Debt EBITDA	$2.06
Debt Equity	$0.72
Debt FCF	$2.16
Equity	$19.8B
Interest Coverage	12.9
Liabilities	$62.9B
Long Term Assets	$20.4B
Long Term Liabilities	$14.5B
Net Cash	$-3B
Net Cash By Market Cap	$-5.87
Net Debt EBITDA	$0.43
Net Debt Equity	$0.15
Net Debt FCF	$0.45
Tangible Book Value	$8.7B
Tangible Book Value Per Share	$10.11
WACC	9.48

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	1.29
Net Working Capital	$5.3B
Quick ratio	0.25
Working Capital	$13.9B
Working Capital Turnover	$2.37

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	7.83%
Dividend Growth	0%
Dividend Growth Years	0%
Dividend per share	$0.56
Dividend Years	2
Dividend Yield	0.95%
Ex Div Date	2026-09-04
Last Dividend	$0.14
Payout Frequency	Quarterly
Payout Ratio	10.56%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	56.38%
1Y total return	-11.93%
200-day SMA	51.84
3Y total return	-3.93%
50-day SMA	48.79
50-day SMA vs 200-day SMA	50under200
5Y total return	-78.58%
All Time High	310.2
All Time High Change	-80.95%
All Time High Date	2021-07-26
All Time Low	30
All Time Low Change	96.9%
All Time Low Date	2015-08-24
ATR	1.57
Beta	1.3
Beta1y	0.62
Beta2y	1.14
Ch YTD	1.18
High	59.08
High52	79.22
High52 Date	2025-10-28
High52ch	-25.43%
Low	58.32
Low52	38.46
Low52 Date	2026-02-12
Low52ch	53.59%
Ma50ch	21.08%
Premarket Change Percent	-1.24
Premarket Price	$58.34
Premarket Volume	166,236
Price vs 200-day SMA	13.94%
RSI	71.04
RSI Monthly	47
RSI Weekly	63.4
Sharpe ratio	-0.21x
Sortino ratio	-0.15
Total Return	8.78%
Tr YTD	1.82
Tr1m	30.34%
Tr1w	2.07%
Tr3m	30.63%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Analyst Count	43
Analyst Count Top	14
Analyst Price Target Top	$58.25
Analyst Ratings	Hold
Analyst Ratings Top	Hold
Earnings EPS Estimate	$1.28
Earnings EPS Estimate Growth	-8.57
Earnings Revenue Estimate	8,480,670,616x
Earnings Revenue Estimate Growth	2.32x
Operating Income	$6B
Operating Income Growth	-0.6
Operating Income Growth Q	-7.88
Operating Income Growth3 Y	8.36
Operating Income Growth5 Y	7.3
Operating margin	17.61
Price target	$58.77
Price Target Change	$-0.51
Price Target Change Top	$-1.39

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	831,026,408%
Float Percent	97.14%
Net Borrowing	2,036,000,000
Shares Insiders	0.1%
Shares Institutions	77.02%
Shares Out	855,460,874
Shares Qo Q	-4.13%
Shares Yo Y	-7.83%
Short Float	6.59%
Short Ratio	2.77
Short Shares	6.4

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	$5.6B
Adjusted OCF	6,474,000,000
Average Volume	18,178,498.1x
Bv Per Share	22.99
CAPEX	$-889M
Ch10y	55.04
Ch1m	30.34
Ch1w	2.07
Ch1y	-12.68
Ch3m	30.2
Ch3y	-4.76
Ch5y	-78.76
Ch6m	43.55
Change	0%
Change From Open	1.25
Close	59.07
Days Gap	-1.24
Depreciation Amortization	446,000,000
Dollar Volume	396,185,266.3
Earnings Date	2026-07-28
Earnings Time	bmo
EBIT	$5.9B
EBITDA	$6.9B
EPS	$5.3
F Score	6
FCF	$6.6B
FCF EV Yield	12.31x
FCF Per Share	$7.7
Financing CF	-3,934,000,000
Fiscal Year End	December
Founded	1,998
Goodwill	10,929,000,000
Graham Number	52.38712
Graham Upside	-11.31
Income Tax	$961M
Investing CF	-511,000,000
Is Primary Listing	1
Is Spac	No
Last Earnings Date	2026-07-28
Last Report Date	2026-06-30
Last Split Type	Never
Last10k Filing Date	2026-02-03
Lynch Fair Value	$26.52
Lynch Upside	-55.1
Ma150	48.04
Ma150ch	22.95%
Ma20	56.82
Ma20ch	3.96%
Net CF	2,993,000,000
Next Earnings Date	2026-10-27
Open	58.34
Optionable	Yes
P FCF Ratio	7.67
P FCF Ratio SBC	9.05
P OCF Ratio	6.76
P OCF Ratio SBC	7.81
Payment Date	2026-09-25
Position In Range	98.68
Post Close	59.07
Postmarket Change Percent	-0.51
Postmarket Price	$58.77
Ppne	1,731,000,000
Pre Close	59.07
Price Date	2026-08-10
Price EBITDA	$7.31
Ptbv Ratio	5.8
Relative Volume	0.37x
Revenue	34,128,000,000x
SBC By Revenue	2.93x
Share Based Comp	1,001,000,000
Tax By Revenue	2.82x
Tax Rate	16.39%
Tr6m	44.46%
Us State	California
Views	561
Volume	6,707,047
Z Score	1.95

Frequently asked questions

About this PYPL report

What is the latest published PYPL stock rating?

PayPal Holdings Inc. is shown with strong buy in the latest published report, analyzed 2026-05-09. The hub links directly to the full analysis surface where the dated rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full PYPL analysis?

The full latest published report, analyzed 2026-05-09, lives at /stocks/PYPL/analysis. The bare ticker page summarizes that read and links to each analysis tab; earlier editions remain under /analysis/archive.

What fair-value range is used for PYPL?

The latest published report analyzed 2026-05-09 frames PYPL around USD 76 to USD 124. This is a dated valuation range, not a live market price; check the valuation, sensitivity, and bear-case tabs before making a decision.

How often is the PYPL page updated?

The hub selects the latest published stock report regardless of age and displays its analysis date (2026-05-09). Separately sourced market data is labeled with its own recorded timestamp and is never inferred from the report.

PayPal Holdings Inc. (PYPL)

Coverage state: Latest published research available

Generate a fresh PYPL analysis

Our latest published analysis: PYPL rated Strong Buy

Price

Financial snapshot

Fair-value bridge

Analyst consensus

Latest news · PYPL

Valuation

Profitability

Balance sheet

Trading

Position sizing & entry playbook

Next earnings

Sector percentile context

All PYPL indicators

Profile and market data

Valuation

Profitability

Growth

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Analyst estimates

Ownership and float

Other indicators

Deeper analysis on PYPL

Frequently asked questions